AVO Bank deposits: rates
Rates as of 22.10.2026More details
AVO Bank: 4 deposits in currencies: UZS.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Flexible deposit onlinetop-up allowed
| Deposit type | term |
|---|---|
| Rate (main term) | 20.05%/year20,05% per annum for 12 months for an amount from 100 000 UZSThe base rate applies for a deposit amount from 100 000 sum; for a smaller amount, 0,01%. Interest is paid monthly to the deposit account (capitalization); yield with capitalization is up to 22% per annum. The deposit is for 12 months only. From 30.10.2026 the rate changes, see notes. |
| Maximum rate | 20.05%/year20,05% per annum (up to 22% including capitalization)Nominal rate 20.05%; the advertised «yield up to 22%» is the effective rate with monthly capitalization ((1+0,2005/12)^12-1 = 22,0%), the nominal one goes into rate_max. |
| Terms | 12 mo. |
| Minimum amount | no minimum0 UZS (no minimum)Page: «Minimum opening amount 0 UZS»; information sheet «AVO deposit for 12 months»: 0,01 UZS. |
| Maximum amount | maximum deposit amount not specifiedPage: the maximum top-up amount is unlimited; the limit of the deposit itself is not stated. 200 mln UZS is the state guarantee limit, not a deposit limit. |
| Top-up | yes |
| Minimum top-up | 1 000 UZSfrom 1 000 UZSinformation sheet, item 10: additional contribution from 1 000 UZS |
| Partial withdrawal | yes |
| Interest capitalization | yes |
| Auto-renewal | no |
| Interest payout | monthly |
| On early closing | 20.05%/year20,05% (interest is not lost)Page: “Interest is not forfeited - even upon early closure the accrued income remains”; general terms cl. 5.4: upon early closure interest is paid in full to the demand account. The rate upon early closure is not named separately - the deposit rate is assumed. |
Rates by term and amount
| Term | Amount | Rate | Payout | Channel | Capitalization |
|---|---|---|---|---|---|
| 12 mo. | up to 99 999.99 UZS | 0.01%/yearreduced rate when the deposit amount is less than 100 000 UZS | monthly | online | yes |
| 12 mo. | from 100 000 UZS | 20.05%/yearbase rate; interest monthly to the deposit account (capitalization) | monthly | online | yes |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Term deposit onlinetop-up allowed
| Deposit type | term |
|---|---|
| Rate (main term) | 20.05%/year20,05% per annum for 12 months for an amount from 100 000 UZSThe base rate applies for a deposit amount from 100 000 sum; for a smaller amount, 0,01%. Interest is paid monthly to the deposit account (capitalization); yield with capitalization is up to 22% per annum. The deposit is for 12 months only. From 30.10.2026 the rate changes, see notes. |
| Maximum rate | 20.05%/year20,05% per annum (up to 22% including capitalization)Nominal rate 20.05%; the advertised «yield up to 22%» is the effective rate with monthly capitalization ((1+0,2005/12)^12-1 = 22,0%), the nominal one goes into rate_max. |
| Terms | 12 mo. |
| Minimum amount | 1 000 UZSfrom 1 000 UZSDeposit page: “Minimum deposit amount 1 000 sum”; information sheet (20.04.2026): 0,01 sum. In the advantages block on the page, “from 100 000 sum” is the threshold for the maximum rate, not the minimum. |
| Maximum amount | maximum deposit amount not specifiedPage: the maximum top-up amount is unlimited; the limit of the deposit itself is not stated. 200 mln UZS is the state guarantee limit, not a deposit limit. |
| Top-up | yes |
| Minimum top-up | 1 000 UZSfrom 1 000 UZSinformation sheet, item 10: additional contribution from 1 000 UZS |
| Partial withdrawal | yes |
| Interest capitalization | yes |
| Auto-renewal | no |
| Interest payout | monthly |
| On early closing | 20.05%/year20,05% (interest is not lost)Page: “Interest is not forfeited - even upon early closure the accrued income remains”; general terms cl. 5.4: upon early closure interest is paid in full to the demand account. The rate upon early closure is not named separately - the deposit rate is assumed. |
Rates by term and amount
| Term | Amount | Rate | Payout | Channel | Capitalization |
|---|---|---|---|---|---|
| 12 mo. | 1 000 – 99 999.99 UZS | 0.01%/yearreduced rate when the deposit amount is less than 100 000 UZS | monthly | online | yes |
| 12 mo. | from 100 000 UZS | 20.05%/yearbase rate; interest monthly to the deposit account (capitalization) | monthly | online | yes |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Demand account onlinetop-up allowed
| Deposit type | demand |
|---|---|
| Rate (main term) | 0%/year0% per annum on balanceinformation sheet, item 7 |
| Maximum rate | 0%/year0% per annum |
| Minimum amount | no minimumno minimum amountinformation sheet, item 9 |
| Maximum amount | maximum amount not specified |
| Top-up | yes |
| Partial withdrawal | yes |
| Interest capitalization | no |
| Interest payout | no interest |
| Opening fee | freeopening and servicing are freeinformation sheet, items 3-4; closing is also free |
Rates by term and amount
| Term | Amount | Rate | Payout | Capitalization |
|---|---|---|---|---|
| no fixed term | — | 0%/yearno interest on the balance | no interest | no |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗