Bank loans in Uzbekistan: bank rates
Rates as of 23.10.2026More details
We compare personal loan terms: 33 banks in Uzbekistan, 532 loans. Consumer loans, mortgages, auto loans, microloans and other types, with rates, terms and amounts.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Loan types
| Loan type | Best rate | Lowest rate |
|---|---|---|
| Consumer loans | 25%/year Business Development Bank, Consumer | 21.9%/year Ipak Yuli Bank, Consumer loan |
| Auto loans | 0%/year Asia Alliance Bank, ASAKA MOTORS INTERNATIONAL | 0%/year Asia Alliance Bank, ASAKA MOTORS INTERNATIONAL |
| Mortgages | 0%/year Apex Bank, APEX - MAKANI | 0%/year Asia Alliance Bank, Nirvana |
| Microloans | 19.5%/year Trustbank, Advantageous microloan | 0%/year Uzum Bank, Microloan to Uzum card |
| Education loans | 0%/year Microcreditbank, For women's education | 0%/year Business Development Bank, Educational |
| Loan refinancing | 21%/year Kapitalbank, Mortgage loan refinancing | 20.9%/year Ipak Yuli Bank, Auto loan refinancing |
| Secured loans | 20.9%/year Ipak Yuli Bank, Collateralized microloan for civil servants | 20.9%/year Ipak Yuli Bank, Collateralized microloan for civil servants |
| Installment plans | 0%/year Agrobank, Open installment card | 0%/year Agrobank, Open installment card |
| Other loans | 19%/year Hamkorbank, Green consumer | 19%/year Hamkorbank, Green consumer |
Among loans in sums available to residents. “Best rate” is the lowest main rate (base term, minimum amount, no discounts); “lowest” is the lowest “from X%” rate across all conditions (for example, for salary clients).