Davr Bank: 25 loans, types: auto loan, mortgage, microloan.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Auto loans
UzAuto
Purpose
purchase of new Damas, Labo, Onix, Tracker, Captiva cars at official UzAuto Motors showrooms
Available to
citizens of Uzbekistan; 0% rate for borrowers with official income, for unofficial income - limited, from 0% to 19%
Rate (main case)
0%/year0% per annum for borrowers with official incomefor borrowers with unofficial income (limited) — from 0% to 19%
Lowest rate
0%/yearfrom 0%
Highest rate
19%/yearup to 19% for borrowers with an unofficial income
Maximum amount
500 000 000 UZSno more than 500 mln UZSwithin the value of the contract with the car dealership
Loan term
10–60 mo.
Down payment
15%from 15% to 70% of the car’s value (depending on conditions)
Proof of income
yes
Early repayment allowed
yes
Decision time
1–3 business days after submission of the full set of documents
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
60 mo.
up to 500 000 000 UZS
15%
0%/yearborrowers with an official income, term from 10 to 60 mo. depending on the down payment
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Smart Auto
Purpose
purchase of new or used passenger cars produced in Uzbekistan or abroad
Rate (main case)
25%/year25% per annum up to 60 months
Lowest rate
25%/year25% per annum
Highest rate
25%/year25% per annum
Maximum amount
1 000 000 000 UZSup to 1 bn UZSvalue from the loan list; the upper limit is not specified on the loan page
Loan term
up to 60 mo.
Down payment
no down payment0% with real estate collateral, otherwise from 25% to 50% depending on the amount
Accepted as collateral
real estate
Proof of income
yes
Repayment scheme
differentiated
Decision time
up to 3 business days
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
60 mo.
—
—
25%/year0% down payment when real estate is pledged as collateral
differentiated
60 mo.
up to 300 000 000 UZS
25%
25%/yearup to 300 mln UZS — down payment 25%
differentiated
60 mo.
301 000 000 – 400 000 000 UZS
30%
25%/yeardown payment 30%
differentiated
60 mo.
401 000 000 – 500 000 000 UZS
40%
25%/yeardown payment 40%
differentiated
60 mo.
from 501 000 000 UZS
50%
25%/yeardown payment 50% for amounts over 501 mln UZS
differentiated
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
IKKILAMCHI AVTO
Purpose
purchase of used cars on the secondary market (UzAuto, KIA and hybrids no older than 24 months) from dealers or individuals
Rate (main case)
25.99%/year25,99% per annum for up to 72 months
Lowest rate
25.99%/year25,99% per annum
Highest rate
25.99%/year25,99% per annum
Maximum amount
1 000 000 000 UZSup to 1 bn UZSvalue from the list of loans; the maximum is not stated on the loan page
Loan term
up to 72 mo.
Down payment
15%from 15% to 40% depending on the loan amount
Insurance
voluntary car insurance; non-repayment risk insurance policy if the collateral is less than 134%
Collateral
yes
Accepted as collateral
car
Insurance required
no
Borrower age
20–65 years
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
72 mo.
up to 300 000 000 UZS
15%
25.99%/yeardown payment 15% for a loan amount of up to 300 mln UZS
72 mo.
301 000 000 – 350 000 000 UZS
25%
25.99%/yeardown payment 25%
72 mo.
351 000 000 – 450 000 000 UZS
30%
25.99%/yeardown payment 30%
72 mo.
from 451 000 000 UZS
40%
25.99%/yeardown payment 40% for amounts from 451 mln UZS
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
BYD
Purpose
purchase of new BYD Yuan UP or BYD Chazor electric vehicles and hybrids from official dealers on the primary market
Rate (main case)
26.99%/year26,99% per annum for up to 60 months
Lowest rate
26.99%/year26,99% per annum
Highest rate
26.99%/year26,99% per annum
Maximum amount
500 000 000 UZSup to 500 mln UZSvalue from the list of loans; the maximum amount is not specified on the loan page
Loan term
up to 60 mo.
Down payment
15%15% of the car value
Insurance
voluntary car insurance; non-repayment risk insurance policy if the collateral is less than 134%
Collateral
yes
Accepted as collateral
car
Proof of income
yes
Insurance required
no
Borrower age
20–65 years
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
60 mo.
up to 500 000 000 UZS
15%
26.99%/year
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
NAVBATSIZ AVTO
Purpose
purchase of a car from official dealers of «UzAuto Motors» JSC (Damas, Damas Move&Max, Labo, Onix, Cobalt)
Available to
citizens of Uzbekistan aged 20 and over with permanent registration in Tashkent city, Tashkent, Samarkand, Bukhara, Khorezm regions
Rate (main case)
26.99%/year26,99% per annum for up to 60 months
Lowest rate
26.99%/year26,99% per annum
Highest rate
26.99%/year26,99% per annum
Maximum amount
300 000 000 UZSup to 300 mln UZSnot more than the amount under the contract with the car dealership
Loan term
up to 60 mo.
Down payment
15%
Insurance
mandatory car insurance for a term not shorter than the loan term
Collateral
yes
Accepted as collateral
car
Proof of income
yes
Insurance required
yes
Borrower age
20–65 years
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
60 mo.
up to 300 000 000 UZS
15%
26.99%/year
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Comfort avto
Purpose
purchase of new KIA, Chery, Haval, Changan cars through official dealers in the national currency
Rate (main case)
from 0% to 19% per annumthe exact rate for a specific down payment and term is not stated on the page
Lowest rate
0%/yearfrom 0%
Highest rate
19%/yearup to 19%
Maximum amount
500 000 000 UZSup to 500 mln UZS
Loan term
up to 60 mo.
Down payment
25%from 25% to 70% of the car’s value (depending on conditions)
Proof of income
yes
Early repayment allowed
yes
Decision time
1–3 business days after submission of the full set of documents
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
ROODELL 15
Purpose
purchase of new KIA, CHERY, HAVAL, CHANGAN cars on the primary market from official dealers
Rate (main case)
from 0% to 10,9% per annum depending on the term and down paymentthe exact rate for a specific combination of term and down payment is not given on the page, except for 0% examples
Lowest rate
0%/yearfrom 0%
Highest rate
10.9%/yearup to 10,9%
Maximum amount
600 000 000 UZSup to 600 mln UZSno more than the amount under the contract with the car dealership; 1 000 000 000 UZS is stated in the loan list
Loan term
up to 60 mo.
Down payment
25%from 25% to 65%
Insurance
mandatory car insurance; non-repayment risk insurance policy if the collateral is less than 134%
Collateral
yes
Accepted as collateral
car
Insurance required
yes
Borrower age
20–65 years
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
24 mo.
up to 600 000 000 UZS
25%
0%/yearexample from the page: 0% with a 25% down payment for 24 months
60 mo.
up to 600 000 000 UZS
65%
0%/yearexample from the page: 0% with a 65% down payment for 60 months
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
ROODELL AUTO
Purpose
purchase of cars on the primary market from the official dealer LLC «Roodell»
Rate (main case)
from 0% to 10% per annum depending on the down paymentthe exact rate for a specific down payment is not specified on the page
Lowest rate
0%/yearfrom 0%
Highest rate
10%/yearup to 10%
Maximum amount
500 000 000 UZS500 mln UZS
Loan term
up to 60 mo.
Down payment
25%from 25% to 60%
Proof of income
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Smart Roodell
Purpose
purchase of cars produced in Uzbekistan or abroad on the primary market
Rate (main case)
from 25% to 27% per annumthe exact rate for a specific down payment is not specified on the page
Lowest rate
25%/yearfrom 25%
Highest rate
27%/yearup to 27%
Maximum amount
1 000 000 000 UZSup to 1 bn UZS
Loan term
up to 60 mo.
Down payment
15%from 15% to 40% of the car’s value (depending on conditions)
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
differentiated
Decision time
1–3 business days after submission of the full set of documents
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
SPECIAL AUTO
Purpose
purchase of new KIA, CHERY, HAVAL, CHANGAN cars on the primary market from official dealers
Available to
citizens of Uzbekistan with official income, from age 20, KATM score of at least 200
Rate (main case)
from 0% to 17% per annum depending on the down payment and termthe exact rate is not stated on the page
Lowest rate
0%/yearfrom 0%
Highest rate
17%/yearup to 17%
Maximum amount
500 000 000 UZSup to 500 mln UZSnot more than the amount under the contract with the car dealership
Loan term
up to 60 mo.
Down payment
15%from 15% to 70%
Insurance
mandatory insurance of the car being purchased
Collateral
yes
Accepted as collateral
car
Proof of income
yes
Insurance required
yes
Borrower age
20–65 years
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
ADM AVTO
Purpose
purchase of new KIA, Chery, Haval, Changan cars on the primary market
Available to
citizens of Uzbekistan aged 20 and over, with an official income or self-employed, KATM score of at least 200
Rate (main case)
from 0% to 16% per annum depending on the down paymentthe exact rate for a specific down payment and term is not stated on the page
Lowest rate
0%/yearfrom 0%
Highest rate
16%/yearup to 16% per annum
Maximum amount
500 000 000 UZSup to 500 mln UZSnot more than the amount under the contract with the car dealership
Loan term
up to 60 mo.
Down payment
25%from 25% to 70% of the cost
Insurance
mandatory insurance of the car being purchasedcost not specified
Collateral
yes
Accepted as collateral
car
Proof of income
yes
Insurance required
yes
Borrower age
20–65 years
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Fast KIA
Purpose
purchase of a KIA car (loan for car purchase, funds are transferred to the car dealership)
Rate (main case)
from 0% to 12% per annumthe exact rate for a specific down payment and term is not stated on the page
Lowest rate
0%/yearfrom 0%
Highest rate
12%/yearup to 12%
Maximum amount
500 000 000 UZSup to 500 mln UZS
Loan term
up to 58 mo.
Down payment
25%from 25% to 60% of the car’s value (depending on conditions)
Proof of income
yes
Early repayment allowed
yes
Decision time
1–3 business days after submission of the full set of documents
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
GLOBAL AUTO
Purpose
purchase of new KIA, CHERY, HAVAL, CHANGAN cars on the primary market at a car dealership
Available to
citizens of Uzbekistan with official income or self-employed; from age 20
Rate (main case)
from 0% to 20% per annum depending on the down paymentthe exact rate for a specific down payment and term is not stated on the page
Lowest rate
0%/yearfrom 0%
Highest rate
20%/yearup to 20%
Maximum amount
500 000 000 UZSup to 500 mln UZSnot more than the amount under the contract with the car dealership
Loan term
15–60 mo.
Down payment
25%from 25% to 70%
Insurance
mandatory comprehensive auto insurance for the loan termcost not specified
Collateral
yes
Accepted as collateral
car
Insurance required
yes
Borrower age
20–65 years
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mortgages
MENING UYIM
Purpose
purchase of housing on the secondary market (apartments in buildings of 4 floors or more, or 3-storey buildings no older than 10 years, modern houses and cottages)
Available to
citizens of Uzbekistan with permanent registration, aged 20 and over; with official or unofficial income
Rate (main case)
25.99%/year25,99% per annum for up to 120 months with official incomewith unofficial income — 26,99%
Lowest rate
25.99%/year25,99% with official income
Highest rate
26.99%/year26,99% with unofficial income
Maximum amount
500 000 000 UZSup to 500 mln UZS for Tashkentup to 400 mln UZS for districts adjacent to Tashkent, regional centers and other permitted regions
Loan term
up to 120 mo.
Down payment
20%from 20% with official income, from 30% with unofficial income
Collateral
yes
Accepted as collateral
real estate
Borrower age
20–65 years
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
120 mo.
up to 500 000 000 UZS
20%
25.99%/yearofficial income; down payment from 20%; limit of 500 mln UZS for the city of Tashkent, 400 mln UZS for adjacent districts, regional centers and other permitted regions
120 mo.
up to 500 000 000 UZS
30%
26.99%/yearunofficial income; down payment from 30%
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
For home renovation
Purpose
renovation of residential and non-residential premises in buildings of at least 4 floors (as well as buildings of up to 3 floors with an operating life of up to 10 years), including private houses and cottages
Rate (main case)
from 27,1% to 34,1% per annumthe exact rate for specific conditions (collateral, term) is not specified on the page
Lowest rate
27.1%/yearfrom 27,1%
Highest rate
34.1%/yearup to 34,1%
Maximum amount
300 000 000 UZSup to 300 mln UZS
Loan term
up to 84 mo.
Down payment
no down paymentnot required
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloans
Mini loan 2onlineno collateral
Purpose
for any purpose
Rate (main case)
24%/year24% per annum for 12 months
Lowest rate
24%/year24% per annum
Highest rate
24%/year24% per annum
Maximum amount
2 000 000 UZSup to 2 mln UZS
Loan term
up to 12 mo.
Down payment
no down paymentnot provided
Collateral
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
annuity
Decision time
automatically, within a few minutes
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
12 mo.
up to 2 000 000 UZS
24%/year
in the app
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Maxsus mikroqarzonlineno collateral
Purpose
for any purpose
Available to
employees of the Navoi and Almalyk Mining and Metallurgical Combines
Rate (main case)
26%/year26% per annum up to 60 months
Lowest rate
26%/year26% per annum
Highest rate
26%/year26% per annum
Maximum amount
100 000 000 UZS100 mln UZS
Loan term
up to 60 mo.
Down payment
no down paymentnot provided
Collateral
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
annuity
Decision time
automatically, within a few minutes
Rates by term, amount and client category
Term
Amount
Clients
Rate
Channel
Repayment
60 mo.
up to 100 000 000 UZS
special category
26%/yearfor employees of the Navoi and Almalyk Mining and Metallurgical Combines
in the app
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mini loanonlineno collateral
Purpose
for any purpose
Rate (main case)
26%/year26% per annum up to 36 months
Lowest rate
26%/year26% per annum
Highest rate
26%/year26% per annum
Maximum amount
4 000 000 UZS4 mln UZS
Loan term
up to 36 mo.
Down payment
no down paymentnot provided
Collateral
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
annuity
Decision time
automatically, within a few minutes
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
36 mo.
up to 4 000 000 UZS
26%/year
in the app
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mini loan 3onlineno collateral
Purpose
for any purpose
Rate (main case)
27%/year27% per annum up to 36 months
Lowest rate
27%/year27% per annum
Highest rate
27%/year27% per annum
Maximum amount
10 000 000 UZSup to 10 mln UZS
Loan term
up to 36 mo.
Down payment
no down paymentnot provided
Collateral
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
annuity
Decision time
automatically, within a few minutes
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
36 mo.
up to 10 000 000 UZS
27%/year
in the app
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Nuroniy
Purpose
microloan to support the elderly
Available to
pensioners, citizens of Uzbekistan under 65, with permanent registration
Rate (main case)
33%/year33% per annum up to 60 months
Lowest rate
33%/year33% per annum
Highest rate
33%/year33% per annum
Maximum amount
100 000 000 UZSup to 100 mln UZS
Loan term
up to 60 mo.
Down payment
no down paymentnot required
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
up to 65 years
Decision time
during bank business hours
Rates by term, amount and client category
Term
Amount
Clients
Rate
Channel
Repayment
60 mo.
up to 100 000 000 UZS
pensioners
33%/year
in branch
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan for paymentonlineno collateral
Purpose
making payments and covering necessary expenses
Rate (main case)
36%/year36% per annum, up to 12 monthsthe loan list says «Up to 36%», the loan page says 36%
Lowest rate
36%/year36% per annum
Highest rate
36%/year36% per annum
Maximum amount
1 000 000 UZSup to 1 mln UZS
Loan term
up to 12 mo.
Down payment
no down paymentnot provided
Grace period
1 mo.
Collateral
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
differentiated
Decision time
automatically, within a few minutes
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
12 mo.
up to 1 000 000 UZS
36%/year
in the app
differentiated
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Davr Onlineonlineno collateral
Purpose
for any purpose
Available to
citizens of Uzbekistan with permanent registration, from 21 years of age (men up to 70, women up to 65 years)
Rate (main case)
37%/year37% per annum, up to 60 months
Lowest rate
37%/year37% per annum
Highest rate
37%/year37% per annum
Maximum amount
100 000 000 UZSup to 100 mln UZS
Loan term
up to 60 mo.
Down payment
no down paymentnot provided
Collateral
no
Proof of income
no
Repayment scheme
annuity
Borrower age
21–70 years
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
60 mo.
up to 100 000 000 UZS
37%/year
in the app
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan 100no collateral
Purpose
for any everyday or urgent needs
Rate (main case)
37%/year37% per annum for 60 months
Lowest rate
37%/year37% per annum
Highest rate
37%/year37% per annum
Maximum amount
100 000 000 UZSup to 100 mln UZS
Loan term
up to 60 mo.
Down payment
no down paymentnot required
Collateral
no
Guarantor
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
annuity
Decision time
within the bank's working hours
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
60 mo.
up to 100 000 000 UZS
37%/year
in branch
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Universal microloanonlineno collateral
Purpose
for any everyday or urgent needs
Rate (main case)
37%/year37% per annum, up to 12 months
Lowest rate
37%/year37% per annum
Highest rate
37%/year37% per annum
Maximum amount
50 000 000 UZSup to 50 mln UZS
Loan term
up to 12 mo.
Down payment
no down paymentnot required
Grace period
1 mo.
Collateral
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
differentiated
Decision time
automatically, within a few minutes
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
12 mo.
up to 50 000 000 UZS
37%/year
in the app
differentiated
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Davr Online 2onlineno collateral
Purpose
for any everyday or urgent needs
Rate (main case)
45%/year45% per annum, up to 60 months
Lowest rate
45%/year45% per annum
Highest rate
45%/year45% per annum
Maximum amount
30 000 000 UZSup to 30 mln UZS
Loan term
up to 60 mo.
Down payment
no down paymentnot required
Collateral
no
Proof of income
yes
Early repayment allowed
yes
Repayment scheme
annuity
Decision time
automatically, within a few minutes
Rates by term, amount and client category
Term
Amount
Rate
Channel
Repayment
60 mo.
up to 30 000 000 UZS
45%/year
in the app
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
