Kapitalbank: 7 deposits in currencies: UZS, USD, EUR.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Kapital Ziynatonlinetop-up allowed
Deposit type
term
Rate (main term)
16%/year16% per annum for a term of up to 25 monthsThere is no 12-month term in the page's list of terms: the page gives “up to 25 months” (the calculator offers 10-25 mo. at the same rate); interest accrues on the amount held in the deposit for more than 1 banking day
Maximum rate
16%/year16% per annum
Terms
25 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified on the deposit pagewebsite calculator: up to 1 000 000 000 UZS
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
On early closing
10%/yearinterest already paid is recalculated at 10% per annum; no interest is paid for an incomplete monththe difference between paid and accrued interest is deducted from the principal
Rates by term and amount
Term
Amount
Rate
Capitalization
25 mo.
from 100 000 UZS
16%/yearterm «up to 25 months»; one rate for any term; capitalization - per the site calculator; payment frequency is not stated on the page
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗
Maqsadli ipotekatop-up allowedresidents only
Deposit type
term
Rate (main term)
14%/year14% per annum for 6 monthsThe only term is 6 months; interest is accrued on the amount held in the deposit for more than 1 banking day; monthly capitalization
Maximum rate
14%/year14% per annum
Terms
6 mo.
Minimum amount
5 000 000 UZSfrom 5 mln UZS
Maximum amount
not specified on the deposit pagewebsite calculator: up to 5 000 000 000 UZS
Top-up
yes
Partial withdrawal
no
Interest capitalization
yes
On early closing
5%/yearpreviously paid interest is recalculated at 5% per annumthe difference is withheld from the principal; recalculation at 5% does not apply if 100% of the down payment was made more than 6 months before the closing date
Rates by term and amount
Term
Amount
Rate
Capitalization
6 mo.
from 5 000 000 UZS
14%/yearfixed rate; interest is added to the deposit amount monthly (capitalization); the calculator allows 1-6 months
yes
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗
Interest monthlyonlinetop-up allowed
Deposit type
term
Rate (main term)
13%/year13% per annum (Central Bank rate minus 1 p.p.) for 25 monthsFloating rate: «13% of the CBU base rate minus 1%»; interest is paid monthly
Maximum rate
13%/year13% per annum (floating)
Terms
25 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified on the deposit pagewebsite calculator: up to 1 000 000 000 UZS
Top-up
yes
Partial withdrawal
yes
Interest capitalization
no
Interest payout
monthly
On early closing
early closure is allowed; paid interest is not recalculated
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
25 mo.
from 100 000 UZS
13%/yearfloating rate: Central Bank rate minus 1 pp (currently 13%); monthly payment to a card or account; capitalization false per the page, the calculator shows true
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗
Interest dailyonlinetop-up allowed
Deposit type
term
Rate (main term)
13%/year13% per annum (Central Bank rate minus 1 p.p.) for 25 monthsFloating rate: «13% of the base rate of the Central Bank of Uzbekistan minus 1%»; income accrues daily
Maximum rate
13%/year13% per annum (floating)
Terms
25 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified on the deposit pagewebsite calculator: up to 1 000 000 000 UZS
Top-up
yes
Partial withdrawal
yes
Interest capitalization
no
On early closing
early closure is allowed; paid interest is not recalculated
Rates by term and amount
Term
Amount
Rate
Capitalization
25 mo.
from 100 000 UZS
13%/yearfloating rate: Central Bank rate minus 1 pp (currently 13%); accrual daily, payment frequency is not stated on the page; capitalization - per the site calculator
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗
Deposits in USD
Kapital 5,5%onlinetop-up allowed
Deposit type
term
Rate (main term)
5.5%/year5,5% per annum for a term of up to 25 monthsTerm «up to 25 months without prolongation» (12 months is not singled out as a separate term); interest is paid monthly
Maximum rate
5.5%/year5,5% per annum
Terms
25 mo.
Minimum amount
1 000 USDfrom 1 000 USD
Maximum amount
not specified on the deposit pagewebsite calculator: up to 1 000 000 USD
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
2.5%/yearinterest already paid is recalculated at 2,5% per annum; no interest is paid for an incomplete monththe difference is withheld from the principal amount
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
25 mo.
from 1 000 USD
5.5%/yearfixed rate; term «up to 25 months»; the calculator allows 1-25 months
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗
Lux 4%onlinetop-up allowed
Deposit type
term
Rate (main term)
4%/year4% per annum for 36 monthsNo 12-month term: the only term on the page is 36 months; interest is paid monthly
Maximum rate
4%/year4% per annum
Terms
36 mo.
Minimum amount
500 USDfrom 500 USD
Maximum amount
not specified on the deposit pagewebsite calculator: up to 1 000 000 USD
Top-up
yes
Partial withdrawal
yes
Interest capitalization
no
Interest payout
monthly
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
36 mo.
from 500 USD
4%/yearfixed rate; the calculator allows 1-36 months
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗
Deposits in EUR
Euro online 2%online
Deposit type
term
Rate (main term)
2%/year2% per annum for 24 monthsThere is no 12-month term: the only term is 24 months; interest is paid monthly
Maximum rate
2%/year2% per annum
Terms
24 mo.
Minimum amount
100 EURfrom 100 euros
Maximum amount
not specified on the deposit pagewebsite calculator: up to 100 000 000 EUR (the value looks erroneous)
Top-up
no
Partial withdrawal
no
Interest capitalization
no
Interest payout
monthly
On early closing
1%/yearinterest is recalculated at 1% per annumthe difference between paid and recalculated interest is deducted from the deposit amount
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 100 EUR
2%/yearfixed rate; the calculator allows 1-24 months
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗
