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KDB Bank Uzbekistan cards: fees

Fees as of 22.10.2026More details

KDB Bank Uzbekistan: 10 cards — Uzcard, Humo, Visa.

Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.

Uzcard in UZS

UzCard

Issuing 44 000 UZS0,1 BCV = 44 000 UZS; under a payroll (social) project: free0,1 BCV; BCV = 440 000 UZS from 01.09.2026 (per buxgalter.uz, the bank does not specify the value); tariff items 12.1.1-12.1.5
Maintenance freecard account maintenance: freeperiod not specified
Reissue freeupon expiry: free; due to damage or loss: 0,1 BCV = 44 000 UZS0,1 BCV; BCV = 440 000 UZS from 01.09.2026 (per buxgalter.uz, the bank does not state the amount)
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs 1%bank ATM: 1% of the amount; bank cash desk: 1% of the amountcl. 12.1.11-12.1.12 of the tariffs (PDF); withdrawal is not specified on the card page
Top-up freein cash via the bank's cashier and ATM: free; non-cash crediting (except salary, pensions, benefits, etc.): freea transfer from another bank's card depends on the sending bank's tariff
Transfer to another bank’s card 0.8%In the KDBUz Mobile / iDBA app from UzCard to UzCard of another bank: 0.8%; to HUMO of another bank: 0.8%; to a deposit account of another bank: 0.5%; within the bank to UzCard: 0.8%, to HUMO: 0.5%transfer matrix at the end of the tariffs (PDF, p. 19); via the E-POS virtual terminal: 0,5% (cl. 12.1.17)
SMS notifications freeSMS notification for one local phone number: free for individualsitem 7.1.1 of the bank's general tariffs (not card-specific)
Other additional card: 0,1 BCV = 44 000 UZS; external transfers to accounts of legal entities and sole proprietors: 0,5%, via E-POS 1%; withdrawal at the bank's ATM with UZCARD cards of other banks: 1%tariffs cl. 12.1.3, 12.1.17-12.1.22, 12.8.3
Interest on balance freeinterest accrual on card account balances: zerocard page and bank tariffs

Issuance, reissue, maintenance on the card page and in the PDF (sec. 12.1) match. Withdrawal and transfers are specified only in the PDF. Limits are not specified.

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Humo in UZS

HUMO CARD

Issuing 44 000 UZS0,1 BCV = 44 000 UZS; under a payroll (social) project: free0,1 BCV; BCV = 440 000 UZS from 01.09.2026 (per buxgalter.uz, the bank does not specify the value); tariff items 12.4.1-12.4.5
Maintenance freecard account maintenance: freeperiod not specified
Reissue freeupon expiry: free; due to damage or loss: 0,1 BCV = 44 000 UZS0,1 BCV; BCV = 440 000 UZS from 01.09.2026 (per buxgalter.uz, the bank does not state the amount)
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs 0.5%bank ATM: 0,5% of the amount; bank cash desk: freecl. 12.4.11-12.4.12 of the tariffs (PDF); withdrawal is not specified on the card page
Top-up freein cash via the bank's cashier and ATM: free; non-cash crediting (except salary, pensions, benefits, etc.): freea transfer from another bank's card depends on the sending bank's tariff
Transfer to another bank’s card 0.5%In the KDBUz Mobile / iDBA app from HUMO to HUMO of another bank: 0.5%; to UzCard of another bank: 0.8%; to a deposit account of another bank: 0.5%; within the bank to HUMO: 0%, to UzCard: 0.5%transfer matrix at the end of the tariffs (PDF, p. 19); via E-POS to individuals' card accounts: free (cl. 12.4.17)
SMS notifications freeSMS notification for one local phone number: free for individualsitem 7.1.1 of the bank's general tariffs (not card-specific)
Other additional card: 0,1 BCV = 44 000 UZS; payment for goods and services via POS, kiosks, ATMs: free; external transfers to accounts of legal entities and sole proprietors: 0,5%; cash withdrawal at the bank's ATM with HUMO cards of other banks: 1%tariffs cl. 12.4.3, 12.4.18-12.4.20, 12.8.4
Interest on balance freeinterest accrual on card account balances: zerocard page and bank tariffs

The tariffs match on the card page and in the PDF (sec. 12.4). Limits are not specified.

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HUMO CO-BADGE CARD

Issuing 44 000 UZS0,1 BCV = 44 000 UZS; under a payroll (social) project: free0,1 BCV; BCV = 440 000 UZS from 01.09.2026 (per buxgalter.uz, the bank does not specify the value); tariff items 12.9.1-12.9.5
Maintenance freecard account maintenance: freeperiod not specified
Reissue freeupon expiry: free; due to damage or loss: 0,1 BCV = 44 000 UZS0,1 BCV; BCV = 440 000 UZS from 01.09.2026 (per buxgalter.uz, the bank does not state the amount)
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs 1%bank ATM in UZS: 1% of the amount; bank cash desk in UZS: 0%card page and items 12.9.12-12.9.13 of the tariffs
Withdrawal abroad 1.5% (min. 30 000 UZS)withdrawal in foreign currency outside Uzbekistan: 1,5% of the amount, min. 30 000 UZScard page and cl. 12.9.14 of the tariffs
Top-up freein cash via the bank's cashier and ATM: free; non-cash crediting (except salary, pensions, benefits, etc.): freea transfer from another bank's card depends on the sending bank's tariff
Transfer to another bank’s card 0.5%In the KDBUz Mobile / iDBA app to HUMO of another bank: 0.5%; to UzCard of another bank: 0.8%; to a deposit account of another bank: 0.5%; within the bank to HUMO/co-badge: 0%, to UzCard: 0.5%transfer matrix at the end of the tariffs (PDF, p. 19), row «HUMO/cobadge»; via E-POS to individuals' card accounts: free (clause 12.9.18)
Conversion 0.5% (min. 5 000 UZS)payment for goods and services in foreign currency: 0,5% of the amount, min. 5 000 UZScard page, cl. 12.9.10 of the tariffs
SMS notifications freeSMS notification for one local phone number: free for individualsitem 7.1.1 of the bank's general tariffs (not card-specific)
Other additional card: 0,1 BCV = 44 000 UZS; card unblocking and adding to the stop list: free; payment for goods and services in UZS: 0%; via POS and info kiosks: free; external transfers to accounts of legal entities and sole proprietors: 0,5%items 12.9.3, 12.9.6-12.9.7, 12.9.9, 12.9.20-12.9.21 of the tariffs
Interest on balance freeinterest accrual on card account balances: zerocard page and bank tariffs

Co-badge HUMO card. The page and PDF tariffs (sec. 12.9) match. Limits are not specified.

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Visa in UZS

Visa Classic UZS

Classic privileges →

Issuing freefreecl. 13.9.1
Maintenance freeannual payment: freecl. 13.9.2 of the tariffs
Reissue freeupon expiry: free; for other reasons: 30 000 UZSurgent card issuance (cl. 13.8.5): 100 000 UZS, free for Infinite, Gold, Gold Euro
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specifiedcl. 4.1.2 of the bank's general tariffs; the tariff for the bank's ATM specifically for this card was not found
Withdrawal at other banks’ ATMs 1.5% (min. 15 000 UZS)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 15 000 UZSthe tariff does not distinguish between Uzbekistan and abroad; item 13.9 of the tariffs
Withdrawal abroad 1.5% (min. 15 000 UZS)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 15 000 UZSthe tariff does not distinguish between Uzbekistan and abroad; item 13.9 of the tariffs
Top-up freedepositing cash at the bank cash desk in any currency: freecl. 4.1.3 of the bank's general tariffs; there are no separate tariffs for card top-up
Transfer to another bank’s card 0.5%Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1%cl. 13.8.10-13.8.13 of the tariffs; the currency of the minimum is not stated for a UZS card
Conversion 2%for a transaction in a currency other than the card currency and USD: at the Visa rate + 2%; then debited in the card currency at the bank's USD selling ratetariff cl. 13.8.7 (common for international cards)
SMS notifications freeSMS notification for one local and one international number: freecl. 13.8.8-13.8.9 of the tariffs; the 3D Secure service is free (card page)
Other payment for goods and services: 0,5% of the amount + 4 000 UZS (payment in UZS at local terminals: free); additional card issuance: 50 000 UZS; currency exchange from the card to UZS at the bank's exchange point: 0,5% for KDB cards, 2% for other banks' cards (clause 15.1.3)tariffs cl. 13.9; purchase rate: 0,5%
Withdrawal limit 3 000 USD/day3 000 USD per day (default)the limit is stated in US dollars although the card is in UZS; cl. 13.9.8
Purchase limit 5 000 USD/day5 000 USD per day (default)the limit is stated in US dollars although the card is in UZS; cl. 13.9.9
Deposit / minimum balance freeno insurance depositcl. 13.9.3 of the tariffs

Card page updated on 08.09.2026; tariffs match the PDF (section 13). Visa card in the national currency (UZS).

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Visa in USD

Visa Classic

Classic privileges →

Issuing freefreecl. 13.3.1
Maintenance 10 USD/year10 USD per yearcl. 13.3.2 of the tariffs
Reissue freeupon expiry: free; for other reasons: 50 000 UZSurgent card issuance (cl. 13.8.5): 100 000 UZS, free for Infinite, Gold, Gold Euro
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specifiedcl. 4.1.2 of the bank's general tariffs; the tariff for the bank's ATM specifically for this card was not found
Withdrawal at other banks’ ATMs 1.5% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.3 of the tariffs
Withdrawal abroad 1.5% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.3 of the tariffs
Top-up freedepositing cash at the bank cash desk in any currency: freecl. 4.1.3 of the bank's general tariffs; there are no separate tariffs for card top-up
Transfer to another bank’s card 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1%cl. 13.8.10-13.8.13 of the tariffs
Conversion 2%for a transaction in a currency other than the card currency and USD: at the Visa rate + 2%; then debited in the card currency at the bank's USD selling ratetariff cl. 13.8.7 (common for international cards)
SMS notifications freeSMS notification for one local and one international number: freecl. 13.8.8-13.8.9 of the tariffs; the 3D Secure service is free (card page)
Other payment for goods and services: free; currency exchange from the card to UZS at the bank's exchange point: 0,5% for KDB cards, 2% for cards of other banks (cl. 15.1.3)cl. 13.3 of the tariffs; rate for purchases: 0%
Withdrawal limit 3 000 USD/day3 000 USD per day (default)cl. 13.3.8 of the tariffs
Purchase limit 5 000 USD/day5 000 USD per day (default)cl. 13.3.9 of the tariffs
Deposit / minimum balance 30 USDinsurance deposit 30 USDsecurity deposit (tariff cl. 13.3.3); refund terms are not stated on the website

The card page was updated on 01.05.2025; the tariffs match the PDF (sec. 13).

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Visa Classic Exchange

Issuing 30 000 UZScl. 13.2.1 of the tariffs
Maintenance freeannual payment: freecl. 13.2.2 of the tariffs
Reissue freeupon expiry: free; for other reasons: 100 000 UZSurgent card issuance (cl. 13.8.5): 100 000 UZS, free for Infinite, Gold, Gold Euro
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specifiedcl. 4.1.2 of the bank's general tariffs; the tariff for the bank's ATM specifically for this card was not found
Withdrawal at other banks’ ATMs 2% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 2% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.2 of the tariffs
Withdrawal abroad 2% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 2% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.2 of the tariffs
Top-up freecash deposit at the bank's cashier in any currency: free; the card is topped up via the bank's conversion departmentcl. 4.1.3 of the bank's general tariffs; there are no separate tariffs for card top-up
Transfer to another bank’s card 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1%cl. 13.8.10-13.8.13 of the tariffs
Conversion 2%for a transaction in a currency other than the card currency and USD: at the Visa rate + 2%; then debited in the card currency at the bank's USD selling ratetariff cl. 13.8.7 (common for international cards)
SMS notifications freeSMS notification for one local and one international number: freecl. 13.8.8-13.8.9 of the tariffs; the 3D Secure service is free (card page)
Other payment for goods and services: 0,5% of the amount (in UZS at local terminals: 0,1%, min. 0,05 USD); currency exchange from card to UZS at the bank exchange office: 0,5% for KDB cards, 2% for cards of other banks (cl. 15.1.3)tariffs cl. 13.2; purchase rate: 0,5%
Deposit / minimum balance 30 USDinsurance deposit 30 USDsecurity deposit (tariff cl. 13.2.3); refund terms are not stated on the website

Card page updated on 01.05.2025; tariffs match the PDF (section 13). Conversion card. Limits not specified.

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Visa Gold

Gold privileges →

Issuing freefreecl. 13.5.1
Maintenance 5 USD/year5 USD per yearcl. 13.5.2 of the tariffs
Reissue freeupon expiry: free; for other reasons: 60 000 UZSurgent card issuance (cl. 13.8.5): 100 000 UZS, free for Infinite, Gold, Gold Euro
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specifiedcl. 4.1.2 of the bank's general tariffs; the tariff for the bank's ATM specifically for this card was not found
Withdrawal at other banks’ ATMs 1.5% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.5 of the tariffs
Withdrawal abroad 1.5% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.5 of the tariffs
Top-up freedepositing cash at the bank cash desk in any currency: freecl. 4.1.3 of the bank's general tariffs; there are no separate tariffs for card top-up
Transfer to another bank’s card 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1%cl. 13.8.10-13.8.13 of the tariffs
Conversion 2%for a transaction in a currency other than the card currency and USD: at the Visa rate + 2%; then debited in the card currency at the bank's USD selling ratetariff cl. 13.8.7 (common for international cards)
SMS notifications freeSMS notification for one local and one international number: freecl. 13.8.8-13.8.9 of the tariffs; the 3D Secure service is free (card page)
Other payment for goods and services: 0,4% of the amount, min. 0,5 USD (payment in UZS at local terminals: free); additional card issuance: free; currency exchange from the card to UZS at the bank's exchange point: 0,5% for KDB cards, 2% for other banks' cards (clause 15.1.3)tariffs cl. 13.5; purchase rate: 0,4%
Withdrawal limit 10 000 USD/day10 000 USD per day (default)cl. 13.5.8 of the tariffs
Purchase limit 10 000 USD/day10 000 USD per day (default)cl. 13.5.9 of the tariffs
Deposit / minimum balance 50 USDinsurance deposit 50 USDsecurity deposit (tariff cl. 13.5.3); refund terms are not stated on the website

The card page was updated on 01.05.2025; the tariffs match the PDF (sec. 13).

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Visa Infinite

Infinite privileges →

Issuing freefreecl. 13.11.1
Maintenance 5 USD/mo.5 USD per monthtariffs cl. 13.11.2; on the page and in the PDF — «monthly payment»
Reissue freeupon expiry: free; for other reasons: 200 000 UZSurgent card issuance (cl. 13.8.5): 100 000 UZS, free for Infinite, Gold, Gold Euro
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specifiedcl. 4.1.2 of the bank's general tariffs; the tariff for the bank's ATM specifically for this card was not found
Withdrawal at other banks’ ATMs 1% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,0% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.11 of the tariffs
Withdrawal abroad 1% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,0% of the amount, min. 2 USDthe tariff does not distinguish between Uzbekistan and abroad; item 13.11 of the tariffs
Top-up freedepositing cash at the bank cash desk in any currency: freecl. 4.1.3 of the bank's general tariffs; there are no separate tariffs for card top-up
Transfer to another bank’s card 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1%cl. 13.8.10-13.8.13 of the tariffs
Conversion 2%for a transaction in a currency other than the card currency and USD: at the Visa rate + 2%; then debited in the card currency at the bank's USD selling ratetariff cl. 13.8.7 (common for international cards)
SMS notifications freeSMS notification for one local and one international number: freecl. 13.8.8-13.8.9 of the tariffs; the 3D Secure service is free (card page)
Other payment for goods and services: free; issuance of an additional card: free; currency exchange from card to UZS at the bank's exchange point: 0.5% for KDB cards, 2% for cards of other banks (cl. 15.1.3)tariffs cl. 13.11; purchase rate: 0%
Withdrawal limit 100 000 USD/day100 000 USD per day (default)Tariffs, item 13.11.8
Purchase limit 100 000 USD/day100 000 USD per day (default)Tariffs, item 13.11.9
Deposit / minimum balance 200 USDsecurity deposit 200 USDsecurity deposit (tariff cl. 13.11.3); refund terms are not stated on the website

Card page updated on 06.05.2026; tariffs match the PDF (section 13). The Concierge service is free for cardholders.

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Visa in EUR

Visa Gold Euro

Gold privileges →

Issuing freefreecl. 13.6.1
Maintenance 5 EUR/year5 EUR per yearcl. 13.6.2 of the tariffs
Reissue freeupon expiry: free; for other reasons: 50 000 UZSurgent card issuance (cl. 13.8.5): 100 000 UZS, free for Infinite, Gold, Gold Euro
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specifiedcl. 4.1.2 of the bank's general tariffs; the tariff for the bank's ATM specifically for this card was not found
Withdrawal at other banks’ ATMs 2% (min. 2 EUR)withdrawal at ATMs and POS terminals of another bank: 2,0% of the amount, min. 2 EURthe tariff does not distinguish between Uzbekistan and abroad; item 13.6 of the tariffs
Withdrawal abroad 2% (min. 2 EUR)withdrawal at ATMs and POS terminals of another bank: 2,0% of the amount, min. 2 EURthe tariff does not distinguish between Uzbekistan and abroad; item 13.6 of the tariffs
Top-up freecash deposit at the bank's cashier in any currency: free; the card is topped up via the bank's conversion departmentcl. 4.1.3 of the bank's general tariffs; there are no separate tariffs for card top-up
Transfer to another bank’s card 0.5% (min. 1 EUR)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1%cl. 13.8.10-13.8.13 of the tariffs
Conversion 2%for a transaction in a currency other than the card currency and USD: at the Visa rate + 2%; then debited in the card currency at the bank's USD selling ratetariff cl. 13.8.7 (common for international cards)
SMS notifications freeSMS notification for one local and one international number: freecl. 13.8.8-13.8.9 of the tariffs; the 3D Secure service is free (card page)
Other payment for goods and services: 0,5% of the amount, min. 0,5 EUR (in UZS at local terminals: 0,1%, min. 0,05 EUR); additional card issuance: free; currency exchange from the card to UZS at the bank's exchange point: 0,5% for KDB cards, 2% for other banks' cards (clause 15.1.3)tariffs cl. 13.6; purchase rate: 0,5%
Withdrawal limit 10 000 USD/dayequivalent of 10 000 USD per day (by default)limit in USD equivalent; tariff cl. 13.6.8
Purchase limit 10 000 USD/dayequivalent of 10 000 USD per day (by default)limit in USD equivalent; tariff cl. 13.6.9
Deposit / minimum balance 50 EURinsurance deposit 50 EURsecurity deposit (tariff cl. 13.6.3); refund terms are not stated on the website

Card page updated 09.07.2025; tariffs match the PDF (section 13). The card is topped up through the bank's conversion department.

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Visa Gold Euro Exchange

Issuing 60 000 UZSTariffs, item 13.12.1
Maintenance freeannual maintenance: freeTariffs, item 13.12.2
Reissue freeupon expiry: free; for other reasons: 60 000 UZSurgent card issuance (cl. 13.8.5): 100 000 UZS, free for Infinite, Gold, Gold Euro
Delivery 100 000 UZSa bank employee's visit to the client (card delivery, contract signing): 100 000 UZS per visit, within Tashkentitem 1.2.8 of the bank's general tariffs (not card-specific)
Withdrawal at own ATMs bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specifiedcl. 4.1.2 of the bank's general tariffs; the tariff for the bank's ATM specifically for this card was not found
Withdrawal at other banks’ ATMs 2.5% (min. 3 EUR)withdrawal at ATMs and POS terminals of another bank: 2,5% of the amount, min. 3 EURthe tariff does not distinguish between Uzbekistan and abroad; item 13.12 of the tariffs
Withdrawal abroad 2.5% (min. 3 EUR)withdrawal at ATMs and POS terminals of another bank: 2,5% of the amount, min. 3 EURthe tariff does not distinguish between Uzbekistan and abroad; item 13.12 of the tariffs
Top-up freecash deposit at the bank's cashier in any currency: free; the card is topped up via the bank's conversion departmentcl. 4.1.3 of the bank's general tariffs; there are no separate tariffs for card top-up
Transfer to another bank’s card 0.5% (min. 1 EUR)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1%cl. 13.8.10-13.8.13 of the tariffs
Conversion 2%for a transaction in a currency other than the card currency and USD: at the Visa rate + 2%; then debited in the card currency at the bank's USD selling ratetariff cl. 13.8.7 (common for international cards)
SMS notifications freeSMS notification for one local and one international number: freecl. 13.8.8-13.8.9 of the tariffs; the 3D Secure service is free (card page)
Other payment for goods and services: 1% of the amount, min. 0,5 EUR (in UZS at local terminals: 0,1%, min. 0,05 EUR); currency exchange from the card to UZS at the bank's exchange point: 0,5% for KDB cards, 2% for other banks' cards (clause 15.1.3)tariffs cl. 13.12; purchase rate: 1%
Deposit / minimum balance 50 EURinsurance deposit 50 EURsecurity deposit (tariff cl. 13.12.3); refund terms are not stated on the website

Card page updated on 01.05.2025; tariffs match the PDF (section 13). Conversion card. Limits not specified.

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