Madad Invest Bank loans: rates and terms
Rates as of 23.10.2026More details
Madad Invest Bank: 3 loans, types: auto loan, microloan.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Auto loans
Auto loan for a new car online
| Purpose | purchase of a new passenger car (UZAUTO MOTORS, Jizzax Avtomobil Zavodi, ADM Jizzakh or new cars from dealers/car showrooms/distributors in the Republic of Uzbekistan) |
|---|---|
| Rate (main case) | 27.9%/year27,9% per annum for a term of 6-60 monthsOne rate for the entire term range; on the loan card: 27.9%, up to 60 months |
| Lowest rate | 27.9%/year27,9% per annum |
| Highest rate | 27.9%/year27,9% per annum |
| Minimum amount | 50 000 000 UZSfrom 50 mln UZS |
| Maximum amount | 600 000 000 UZSup to 600 mln UZS per borrowernew car: no more than 80% of the car's value; import car: no more than 70% (passports) |
| Loan term | 6–60 mo. |
| Down payment | 20%from 20% of the car priceOn the page — 20% (new car); according to the passport, import car — 30% |
| Issuance fee | freeFee for reviewing the application and disbursement — freeIndividuals' tariffs dated 04.07.2024, clauses 52-53 |
| Late payment penalty | Rate on overdue principal debt — 1.5 times higher than the base rateProduct passport; bank tariffs item 54: the rate for using the loan is increased by a factor of 1,5 |
| Insurance | The insurance premium is paid to the insurance company before the loan is issued for the entire term; the amount is not specifiedProperty insurance of the collateral is mandatory; for the missing part of the security — a loan non-repayment risk insurance policy |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Insurance required | yes |
| Borrower age | 21–60 years |
| Decision time | up to 3 business days after the full set of documents is provided |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate |
|---|---|---|---|
| 6–60 mo. | 50 000 000 – 600 000 000 UZS | 20% | 27.9%/yearProgram new car: cars produced by UZAUTO MOTORS, Jizzax Avtomobil Zavodi, ADM Jizzakh; down payment from 20%, loan up to 80% of the cost |
| 6–60 mo. | 50 000 000 – 600 000 000 UZS | 30% | 27.9%/yearImport car program: new cars purchased from dealers/car dealerships/distributors in Uzbekistan; down payment from 30%, loan up to 70% of the price (per the product passport; the page states only 20%) |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Auto loan for a used car online
| Purpose | purchase of a used passenger car (no more than 5 years from the production date) |
|---|---|
| Rate (main case) | 28.9%/year28,9% per annum for a term of 6-60 monthsApplication without the help of a commission company; on the loan card: 28.9%, up to 60 months |
| Lowest rate | 28.9%/yearfrom 28,9% per annumWithout a commission company |
| Highest rate | 29.9%/yearup to 29,9% per annumArranged through a commission company (car agent program) |
| Minimum amount | 50 000 000 UZSfrom 50 mln UZS |
| Maximum amount | 400 000 000 UZSup to 400 mln UZS per borrowerNo more than 75% of the fair value of the car (passport) |
| Loan term | 6–60 mo. |
| Down payment | 30%from 30% of the car's fair valuePage: at least 30%; my car and car agent passports: at least 25% — discrepancy |
| Issuance fee | freeFee for reviewing the application and disbursement — freeIndividuals' tariffs dated 04.07.2024, clauses 52-53 |
| Late payment penalty | Rate on overdue principal debt — 1.5 times higher than the base rateProduct passport; bank tariffs item 54: the rate for using the loan is increased by a factor of 1,5 |
| Insurance | The insurance premium is paid to the insurance company before the loan is issued for the entire term; the amount is not specifiedProperty insurance of the collateral is mandatory; for the missing part of the security — a loan non-repayment risk insurance policy |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Insurance required | yes |
| Borrower age | 21–60 years |
| Decision time | up to 3 business days after the full set of documents is provided |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate |
|---|---|---|---|
| 6–60 mo. | 50 000 000 – 400 000 000 UZS | 30% | 28.9%/yearmy car program: application without the help of a commission company |
| 6–60 mo. | 50 000 000 – 400 000 000 UZS | 30% | 29.9%/yearProgram car agent: arranged through a commission company; pledge of the commission agent's deposit of 3% and/or its 20% guarantee on the portfolio |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloans
Microloan up to 100 mln. UZS online
| Purpose | microloan to individuals (transfer to an account or UZS card of the bank); the purpose is not stated in the sources |
|---|---|
| Rate (main case) | 31.9%/year31,9% per annum for a term of 6-36 monthsOne rate for the entire term range; on the loan card: 31,9%, up to 36 months |
| Lowest rate | 31.9%/year31,9% per annum |
| Highest rate | 31.9%/year31,9% per annum |
| Minimum amount | 20 000 000 UZSfrom 20 mln UZS |
| Maximum amount | 100 000 000 UZSup to 100 mln UZS |
| Loan term | 6–36 mo. |
| Issuance fee | freeFee for reviewing the application and disbursement — freeIndividuals' tariffs dated 04.07.2024, clauses 52-53 |
| Late payment penalty | Rate on overdue principal debt — 1.5 times higher than the base rateProduct passport; bank tariffs item 54: the rate for using the loan is increased by a factor of 1,5 |
| Insurance | The insurance premium is paid to the insurance company before the loan is issued for the entire term; the amount is not specifiedProperty insurance of the collateral is mandatory; for the missing part of the security — a loan non-repayment risk insurance policy |
| Collateral | yes |
| Accepted as collateral | real estate, other |
| Proof of income | yes |
| Insurance required | yes |
| Repayment scheme | annuity |
| Borrower age | 21–60 years |
| Decision time | up to 3 business days after the full set of documents is provided |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 6–36 mo. | 20 000 000 – 100 000 000 UZS | 31.9%/yearAnnuity; a single rate for the entire term | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗