Microcreditbank: 5 deposits in currencies: UZS, USD, EUR.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Bayramonaonline
Deposit type
term
Rate (main term)
18%/year18% per annum for 12 monthspaid daily; the same rate of 18% in the Mavrid app
Maximum rate
18%/year18% per annum for 12 monthssingle rate for the office and the app
Terms
12 mo.
Minimum amount
1 000 000 UZSfrom 1 mln UZS
Top-up
no
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
other
On early closing
17%/yearon early closure: up to 1 mo. 0%; 1-3 mo. 13% (app 14%); 3-6 mo. 15% (16%); 6-12 mo. 17% (18%); 12-20 mo. 18%mid-term tier (6-12 mo.) is 17% in the office and 18% in the app; excess interest paid is withheld from the deposit amount; the term "12-20 months" in the document contradicts the deposit term of 12 months
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
from 1 000 000 UZS
18%/yearinterest is accrued and becomes available every day (daily payout); the rate is the same in the Mavrid app
other
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Universalonlinetop-up allowed
Deposit type
term
Rate (main term)
16%/year16% per annum, term up to 24 monthsoffice rate; payment monthly; there is no separate 12-month rate - the 16% rate is paid when held from 12 to 24 mo.; the maximum term of 24 mo. was taken
Maximum rate
17%/year17% per annum in the Mavrid appapp rate is 1 point higher than the office rate
Terms
24 mo.
Minimum amount
100 000 UZSfrom 100 thousand UZS
Maximum amount
unlimitedwebsite calculator: up to 1 bn UZS
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
16%/yearon early closure: up to 1 mo. 5% (app 6%); 1-3 mo. 6% (7%); 3-6 mo. 7% (8%); 6-12 mo. 8% (9%); 12-24 mo. 16% (17%)at the term midpoint (12 mo.) the 12-24 mo. tier begins - 16% (17% in the app); overpaid interest is withheld
Rates by term and amount
Term
Amount
Rate
Payout
Channel
Capitalization
24 mo.
from 100 000 UZS
16%/yearoffice rate; term «up to 24 months» (calculator 1-24 mo.); 16% when held from 12 to 24 mo.
monthly
in branch
no
24 mo.
from 100 000 UZS
17%/yearrate when opened in the Mavrid mobile app
monthly
online
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Baxtli bolalikonlinetop-up allowed
Deposit type
savings
Rate (main term)
14%/year14% per annum, term from 1 to 16 yearsthere is no 12-month rate: the 14% rate is single for any term; the full term of 16 years (192 mo.) was taken; if withdrawn within 1 year, no interest is paid
Maximum rate
14%/year14% per annumthe 15% rate for deposits attracted through the bank app is marked «Temporarily suspended» on the site and is not included in the maximum
Terms
192 mo.
Minimum amount
100 000 UZSfrom 100 thousand UZS
Maximum amount
unlimitedin the terms table on the page: “Unlimited”; calculator: up to 1 bn UZS
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
at maturity
On early closing
14%/yearon full withdrawal within 1 year no interest is paid; for a term from 1 to 16 years 14% per annum is paidat mid-term (8 years) - 14%
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
192 mo.
from 100 000 UZS
14%/yearterm from 1 to 16 years (calculator: 12-192 mo., rate 10-50%); the 15% rate in the app is temporarily suspended; payment «at the end of the term» per the page
at maturity
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Stimultop-up allowed
Deposit type
term
Rate (main term)
5%/year5% per annum, term up to 24 monthsthere is no separate 12-month rate: the 5% rate is paid when held from 12 to 24 mo. and for the full term; the maximum term of 24 mo. was taken; payment monthly
Maximum rate
5%/year5% per annum
Terms
24 mo.
Minimum amount
1 000 USDfrom 1000 USD
Maximum amount
unlimitedwebsite calculator: up to 100 mln dollars
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
5%/yearon early closure: up to 3 mo. 1%; 3-6 mo. 2%; 6-12 mo. 3%; 12-24 mo. 5%; for the full term of 24 mo. 5% per annumat the term midpoint (12 mo.) the 12-24 mo. tier begins - 5%; the difference between paid and calculated interest is withheld from the deposit amount
Rates by term and amount
Term
Amount
Rate
Payout
Channel
Capitalization
24 mo.
from 1 000 USD
5%/yearterm «up to 24 months» (calculator 1-24 mo.); 5% when held from 12 to 24 mo. and for the full term; interest: the whole part in dollars, the cents part - in sum at the Central Bank rate
monthly
in branch
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in EUR
Luxetop-up allowed
Deposit type
term
Rate (main term)
4%/year4% per annum, term up to 18 monthsno 12-month rate: 4% is paid only for the full term of 18 mo. (the nearest longer term is taken); paid monthly
Maximum rate
4%/year4% per annum for the full term of 18 months
Terms
18 mo.
Minimum amount
100 EURfrom 100 euros
Maximum amount
unlimitedwebsite calculator: up to 1 mln euros
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
3%/yearon early closure: up to 6 mo. 2%; 6-12 mo. 3%; 12-18 mo. for the full term 4% per annumat the middle of the term (9 mo.) - 3%; the difference between the interest paid and the calculated interest is withheld from the deposit amount
Rates by term and amount
Term
Amount
Rate
Payout
Channel
Capitalization
18 mo.
from 100 EUR
4%/yearterm «up to 18 months» (calculator 1-18 mo.); 4% - when held from 12 to 18 mo.; interest: the whole part in euros, the cents part - in sum at the Central Bank rate
monthly
in branch
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
