Uzpromstroybank (SQB): 6 deposits in currencies: UZS, USD.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Imkoniyat-2
Deposit type
term
Rate (main term)
24%/year24% per annum for 3 monthsNo 12-month term (the only term is 3 months)
Maximum rate
24%/year24% per annum for 3 months
Terms
3 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
unlimiteddeposit page: “Without restrictions”
Top-up
no
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
0%/yearon closure before 3 full months have elapsed, no interest is paid for the actual term; previously paid interest is withheld from the balance
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
3 mo.
from 1 000 000 UZS
24%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Kafolat-3
Deposit type
term
Rate (main term)
15%/year15% per annum for 12 months
Maximum rate
15%/year15% per annum for 12 months
Terms
12 mo.
Minimum amount
equal to the down payment — 15% of the planned mortgage loan amounttargeted mortgage deposit; no numeric minimum set
Maximum amount
in the amount of the initial contribution (15% of the mortgage loan amount)targeted deposit; no numeric maximum set
Top-up
no
Partial withdrawal
no
On early closing
15%/yearinterest for fully elapsed months at 15% per annum; the rate is not reduced on early returnif the mortgage loan is refused, own funds are returned with interest, the subsidy is returned with interest to the budget
Offer valid until
31.12.2026
Rates by term and amount
Term
Amount
Rate
12 mo.
—
15%/yearinterest for fully elapsed months; maximum accrual period 12 months
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Optimalonline
Deposit type
term
Rate (main term)
15%/year15% per annum for 15 months when opened at the officeNo 12-month term (the only term is 15); 16% when opened online in the app
Maximum rate
16%/year16% per annum for 15 months when opened online15% when opened at an office
Terms
15 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
unlimiteddeposit page: “Without restrictions”
Top-up
no
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
12%/yearno interest up to 1 month; from the 2nd to the 14th month 12% per annum for full monthssame for office and online; deposit page, tab «On early closure»
Rates by term and amount
Term
Amount
Rate
Payout
Channel
Capitalization
15 mo.
from 1 000 000 UZS
15%/yearopening at a bank office
monthly
in branch
no
15 mo.
from 1 000 000 UZS
16%/yearonline opening via SQB Mobile
monthly
online
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Barqaror sarmoyaonlinetop-up allowed
Deposit type
term
Rate (main term)
14%/year14% per annum for 13 months when opened at the officeNo 12-month term (the only term is 13); 15% when opened online
Maximum rate
15%/year15% per annum for 13 months when opened online14% when opened at an office
Terms
13 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
unlimiteddeposit page: “Without restrictions”
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
11%/yearno interest is paid up to 1 month; from month 2 to month 12, 11% per annum (office) / 12% (online) for full monthsoffice 11%, online 12%; the information sheet gives 12% without splitting by channel
Rates by term and amount
Term
Amount
Rate
Payout
Channel
Capitalization
13 mo.
from 100 000 UZS
14%/yearopening at a bank office
monthly
in branch
no
13 mo.
from 100 000 UZS
15%/yearonline opening via SQB Mobile
monthly
online
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Barqaror sarmoyaonlinetop-up allowed
Deposit type
term
Rate (main term)
3%/year3% per annum for 13 monthsNo 12-month term (the only term is 13)
Maximum rate
3%/year3% per annum for 13 months
Terms
13 mo.
Minimum amount
100 USDfrom 100 USD
Maximum amount
unlimiteddeposit page: “Without restrictions”
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
1%/yearno interest up to 1 month; from the 2nd to the 12th month 1% per annum for full monthsdeposit page and sheet
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
13 mo.
from 100 USD
3%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Optimalonline
Deposit type
term
Rate (main term)
3%/year3% per annum for 15 monthsNo 12-month term (the only term is 15)
Maximum rate
3%/year3% per annum for 15 months
Terms
15 mo.
Minimum amount
500 USDfrom 500 USD
Maximum amount
unlimiteddeposit page: “Without restrictions”
Top-up
no
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
1%/yearno interest up to 1 month; from the 2nd to the 14th month 1% per annum for full monthsdeposit page and sheet
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
15 mo.
from 500 USD
3%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
