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ALFA LIFE INSURANCE

Data collected on 23.10.2026More details

ALFA LIFE INSURANCE is an insurance company, taxpayer ID 206999488. This page: contacts, a list of offices and insurance products from the company’s website.

The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.

About the company

Taxpayer ID206999488
Founded25 May 2009
Head office100047, Tashkent, Yashnabad district, Sadyk Azimov St., Tuytepa mahalla, building without number, 3rd floor
Phone+998 78 120-01-37
Also on the website: +998 78 120 01 27, +998 91 162 03 99
Emailalfalife@alfalife.uz
Company websitealfalife.uz ↗
Social networksTelegram ↗, Instagram ↗, Facebook ↗

Insurance products

Personal insurance

Product Description Price
Long-term life insurance with a bonus payout ↗ Voluntary Long-term life insurance with a bonus payout is life insurance that allows accumulating a certain sum of money and receiving investment income.
Insurance protection of your life provided by JSC "ALFA LIFE INSURANCE" includes the following risks:; survival of the insured person until the end of the insurance term or the age specified in the insurance contract;; death of the insured person during the insurance period from any cause, except for the stipulated cases.		 Calculated on the company’s website
Long-term life insurance with lifetime annuity payments ↗ Voluntary Long-term life insurance with a lifetime annuity payment is a flexible, progressive insurance product that allows the policyholder to optimise cash flows and provides additional income after reaching retirement age.
Insurance protection of your life provided by JSC “ALFA LIFE INSURANCE” includes the following risks:; survival of the insured person to the date of regular payments (monthly, quarterly or annual);; survival of the insured person to the date of annual payments (from age 60);; death of the insured person before full receipt of the savings contributed by them.		 Calculated on the company’s website
Voluntary life insurance of the borrower ↗ Voluntary
Buy online ↗ 		Our borrower life and health insurance program is designed so that you can calmly achieve your goals, whether it is buying a home or a car or developing a business. We take on the risks so that you are not left alone with financial difficulties. The key advantage of this insurance product is its broad coverage: protection against accidents, critical illnesses and loss of working capacity.
An insured event is the presence of overdue monthly payments on the outstanding portion of the principal debt for more than 90 (ninety) calendar days, resulting from loss of working capacity (establishment of Group I or II disability) or death of the Policyholder due to an accident or illness.		 Calculated on the company’s website
Accident insurance ↗ Voluntary
Buy online ↗ 		Accident insurance policies are traditionally purchased by those who objectively run the risk of sustaining some kind of injury, for example, people whose lives involve elevated occupational risk. However, statistics show that no one can fully protect themselves from accidents at work, at school, injuries while performing official duties or during active recreation, or simply from absurd everyday mishaps.
Insurance protection of individuals against accidents provided by JSC "ALFA LIFE INSURANCE" covers the following risks:; injuries and temporary loss of working capacity as a result of an accident;; total loss of working capacity (disability) as a result of an accident;; death as a result of an accident.; Sustaining a traumatic injury that, within 6 months of its occurrence, results in permanent total or partial incapacity for work, confirmed by the required documents, is recognized as an insured event.; Accident insurance rules		 Calculated on the company’s website
Accident insurance for preschool-age children ↗ Voluntary All parents know how hard it is to protect a child from trouble. No matter how much we tell our children about safe behavior, no matter how closely we watch them, children spend a lot of time on playgrounds, in clubs and extracurricular facilities, and this implies lively interaction with peers, running around and active games, and as a result accidents are possible.
Insurance protection for your child provided by JSC «ALFA LIFE INSURANCE» includes the following risks:; traumatic injuries;; permanent damage to health (disability);; serious bodily injuries;; death		 Calculated on the company’s website
Accident insurance for persons engaged in sports ↗ Voluntary
Buy online ↗ 		In sport there is always a risk of injury. You can get hurt at a competition in another city or during an ordinary training session. Insurance gives confidence and comes to the aid of athletes of any age and level. For athletes there are insurance policies valid from 1 day to a year. That is, you can choose an option both for specific competitions and for an entire sports season.
Insurance protection for athletes provided by JSC «ALFA LIFE INSURANCE» includes the following risks:; traumatic injuries;; permanent damage to health (disability);; serious bodily injuries;; death.		 Calculated on the company’s website
Individual life insurance of the borrower ↗ Voluntary Individual life insurance of the borrower from JSC «ALFA LIFE INSURANCE» is a specialized insurance product developed to ensure the financial security of individuals taking on credit obligations. This type of insurance is concluded directly on the borrower and is valid throughout the entire insurance period, providing constant protection against possible unforeseen life situations.
Under the individual borrower life insurance program of JSC «ALFA LIFE INSURANCE», the insured event is:; • Death of the insured person occurring during the term of the insurance contract.; The insured event is recognized regardless of the cause of death, except for cases expressly specified in the insurance rules.; Upon the occurrence of an insured event, JSC «ALFA LIFE INSURANCE» pays the insurance indemnity in the amount of the unpaid portion of the loan, providing financial protection for the borrower's family. This approach makes insurance a reliable instrument of support and confidence — both for the borrower and for their loved ones.		 Calculated on the company’s website
Long-term life insurance with lifetime annuity payments ↗ Voluntary Long-term life insurance with a lifetime annuity payout is a reliable mechanism of additional social protection of employees for policyholders that are legal entities.
Insurance protection of your employees' lives, provided by the insurance organization «ALFA LIFE», includes the following risks:; survival of the insured persons to the date of regular payments (monthly, quarterly or annual);; survival of the insured persons to the date of annual payments (from age 60);; death of the insured persons before they have fully received the savings contributed by them.		 Calculated on the company’s website
Long-term life insurance with a bonus payout ↗ Voluntary Long-term life insurance with a bonus payout is life insurance with the possibility of accumulating a certain amount of funds and receiving investment income. Contracts are concluded both with legal entities seeking to reward staff and reduce the payroll fund burden, and with individuals seeking to use income tax benefits.
Insurance protection of your life provided by the insurance organization "ALFA LIFE" includes the following risks:; survival of the insured person until the end of the insurance term or the age specified in the insurance contract;; death of the insured person during the insurance period from any cause, except for the stipulated cases.		 Calculated on the company’s website
Accident insurance ↗ Voluntary Industrial injuries at enterprises are the most common cause of loss of working capacity. Group insurance of employees is provided by socially responsible organizations. Most often these are large Western or domestic companies for which employee insurance is traditionally part of the social package, as well as enterprises whose employees are exposed to increased risks (hazardous production).
Insurance protection of your employees against accidents provided by the insurance organization «ALFA LIFE» includes the following risks:; injuries and temporary loss of working capacity as a result of an accident;; complete loss of working capacity (disability) as a result of an accident;; death as a result of an accident.; Receiving a traumatic injury that led, within 6 months after it occurred, to permanent total or partial incapacity for work, confirmed by the necessary documents, is recognized as an insured event.		 Calculated on the company’s website
Accident insurance for preschool-age children ↗ Voluntary The insurance programme for preschool-age children from ALFA LIFE INSURANCE provides financial protection in case of unforeseen incidents. The policy covers: • traumatic injuries; • disability resulting from an accident; • death resulting from an accident.
Insurance protection for your child provided by JSC «ALFA LIFE INSURANCE» includes the following risks:; traumatic injuries;; permanent damage to health (disability);; serious bodily injuries;; death		 Calculated on the company’s website
Accident insurance for persons engaged in sports ↗ Voluntary In sport there is always a risk of injury. You can get hurt at a competition in another city or during an ordinary training session. Insurance gives confidence and comes to the aid of athletes of any age and level. For athletes there are insurance policies valid from 1 day to a year. That is, you can choose an option both for specific competitions and for an entire sports season.
Insurance protection for athletes provided by the insurance company «ALFA LIFE» includes the following risks:; traumatic injuries;; permanent damage to health (disability);; serious bodily harm;; death.		 Calculated on the company’s website

Health insurance

Product Description Price
Insurance in case of illness ↗ Voluntary 1.1. These Rules of insurance in case of illness (hereinafter - the Rules) have been developed in accordance with the legislation of the Republic of Uzbekistan and the Charter of the joint-stock company «ALFA LIFE INSURANCE» (hereinafter - the Insurer) and define the basic conditions of insurance in case of illness under class 2 of the general insurance sector, excluding insurance under class IV of the life insurance sector.
4.1. An insured event is an actually occurred event provided for in the insurance contract, upon the occurrence of which, in accordance with the terms of the insurance contract, the Insurer becomes obliged to make an insurance payment (sum insured) and which is confirmed by documents.; An insured event under a medical insurance contract is the Insured person's application, during the insurance period, to one of the medical institutions provided for by the insurance contract in case of acute illness, exacerbation of a chronic disease, injury, poisoning and other cases, for consultative, preventive, curative and other care requiring medical services within the list provided for by the insurance contract.; 4.2. The insurance contract may be concluded on the following terms:; 4.2.1. On the terms of «Full insurance liability».;…		 Calculated on the company’s website
Voluntary health insurance ↗ Voluntary Voluntary health insurance (DMS) is an excellent way to take care of company employees and increase their productivity. This service can be useful both for employees and for the organization itself. It will help raise its status in the eyes of highly qualified specialists and business partners, which will favorably affect business development.
An insured event is the Insured Person's visit to medical institutions to receive services in the event of:; deterioration of their health as a result of illness (including acute illness);; exacerbation of a chronic disease;; an accident and/or other health disorder;		 Calculated on the company’s website

Travel insurance

Product Description Price
Insurance for those traveling abroad ↗ Voluntary
Buy online ↗ 		A trip abroad is always a bundle of vivid impressions, new faces, tempting routes and interesting opportunities. At the same time, in another country YOU are more vulnerable and exposed to all kinds of surprises and risks. So that the trip goes smoothly and successfully and is not overshadowed by unpleasant troubles related to visiting doctors and the like, you need to acquire full confidence. It is quite simple – you need our insurance policy.
Insurance protection for persons travelling abroad provided by JSC "ALFA LIFE INSURANCE" covers the following risks:; Sudden illness and/or accident of the Insured Person requiring the organization (provision) of primary emergency medical and sanitary assistance;; Dental and oral cavity diseases;; Sudden illness and/or accident of the Insured Person that necessitated the organization (provision) of Medical Evacuation for the Insured Person;; Death of the Insured Person as a result of sudden illness and/or accident, which necessitated the organization of Repatriation, as well as the making of a payment under this coverage.		 Calculated on the company’s website
Accident insurance for inbound tourists ↗ Voluntary protection against risks during a holiday or business trip; the ability to choose the amount for which the tourist wants to be insured; high amounts of insurance indemnity; coverage of unforeseen expenses in the shortest possible time; the insurance is valid throughout the entire territory of the Republic of Uzbekistan.
Insurance territory – the territory of the Republic of Uzbekistan;; Insurance period – a period equal to the number of days of travel; The basic insurance policy for inbound tourists includes the following expense coverage:; Medical expenses;; Medical transportation expenses;; Dental care;; Transportation expenses;; Repatriation services.; Insurance payments are made within the established limits depending on the selected Insurance Program.; The insurance premium reflects the cost of the policy for ONE insured person and for ONE day of the insurance period and is paid by the policyholder in a lump sum.; The amount of the insurance premium depends on the insurance program and the number of days of travel.; You can calculate the insurance premium yourself by selecting the necessary calculation criteria.		 Calculated on the company’s website
Insurance for persons entering Uzbekistan ↗ Voluntary
Buy online ↗ 		Insurance for persons traveling within the Republic of Uzbekistan. This insurance program from ALFA LIFE INSURANCE provides protection in case of accidents, sudden illnesses, injuries and other emergency situations. The policy includes coverage of: • Medical expenses (outpatient and inpatient treatment);
An insured event is an event that occurred during the insurance period and within the insurance territory specified in the insurance policy, caused by injury, poisoning, sudden illness, exacerbation of a chronic disease, an accident, or the death of the Insured person as a result of an accident, as a result of which the insured person or the Beneficiary needs to pay the following expenses:; • medical expenses for outpatient and/or inpatient treatment;; • expenses for emergency dental care:; • in case of tooth injury as a result of an accident;; • in case of acute inflammation of the tooth and the tissues surrounding the tooth;; • expenses for medical transportation/evacuation;; • expenses for posthumous repatriation (return of the body]remains).; • The Insurer bears obligations for Insured events that occurred during the Insurance period and within the Insurance territory…		 Calculated on the company’s website
Accident insurance for tourists ↗ Voluntary Tourism is one of the main sectors of the economy of many developed and developing countries around the world. The expansion of the market for tourist services is promoted by paid employee vacations, business trips, rising living standards and pension provision for citizens of various states, and a number of demographic factors
Accident insurance protection for tourists provided by JSC “ALFA LIFE INSURANCE” includes the following risks:; injuries and health disorders of the insured person resulting from an accident;; permanent damage to the health of the insured person resulting from an accident;; death of the insured person resulting from an accident (“accident death”);; death of the insured person resulting from a road traffic accident (“road traffic accident death”).		 Calculated on the company’s website
Insurance for those traveling abroad ↗ Voluntary
Buy online ↗ 		A trip abroad is always a bundle of vivid impressions, new faces, tempting routes and interesting opportunities. At the same time, in another country YOU are more vulnerable and exposed to all kinds of surprises and risks. So that the trip goes smoothly and successfully and is not overshadowed by unpleasant troubles related to visiting doctors and the like, you need to acquire full confidence. It is quite simple – you need our insurance policy.
Insurance protection for persons travelling abroad provided by the insurance organization «ALFA LIFE» covers the following risks:; Sudden illness and/or accident of the Insured Person requiring the organization (provision) of primary emergency medical and sanitary assistance;; Dental and oral cavity diseases;; Sudden illness and/or accident of the Insured Person that necessitated the organization (provision) of Medical Evacuation for the Insured Person;; Death of the Insured Person as a result of sudden illness and/or accident, which necessitated the organization of Repatriation, as well as the making of a payment under this coverage.		 Calculated on the company’s website

Offices and units

Head office (1)
UnitAddressPhone
Head office Tashkent city, intersection of S. Azimov and Makhtumkuli Streets, building without number (+998 78) 120 01 37; (+998 78) 120 01 27
Branches (14)
UnitAddressPhone
Tashkent city department Tashkent city, Istikbol Street 25/34 (+998 71) 233 64 16 (+998 71) 236 37 73 Mobile: (+998 91) 162 20 99
Regional Department for Andijan Region Andijan city, B. Mashrab Street, building 14, apt. 19 (0374) 226 55 20 Mobile: (+998 98) 570 73 77
Regional Department for Bukhara Region Bukhara city, K. Murtazaev Street, 1/2 (0365)-2251084 (0365)-2252814 (+998 93)383-02-21
Regional Department for Jizzakh Region Jizzakh city, A.Navoi Street, building 4a (0372) 226 93 06 (+998-90) 311-99-15
Regional Department for Kashkadarya Region Karshi city, I.Karimov Street, building 214 (0375) 221 46 00 (+998-97)222 20 05
Regional Department for Namangan Region Namangan city, A.Navoi Street, 22/6 (0369) 233 03 43 (+998-90) 279 02 01
Regional Department for Navoi Region Navoi city, M. Tarobi Street, building 107A (0436)-2261060 (+99895) 607 18 80
Regional Department for Samarkand Region Samarkand city, Bustonsaray Street, 40/53 (+998 97)-4080330 (+998 93) 996 03 30
Regional Department for Surkhandarya Region Termez city, Bakht Street, 3/45 (0376) 224 36 76, (+99893) 799 68 24
Regional Department for Syrdarya Region Gulistan city, Uzbekistan Street, building 88 (+998-97) 247 84 68
Regional Department for Tashkent Region Tashkent city, Osiyo Street, 84 A (+998 78) 120 01 37 (+998 78) 120 01 27 Mobile: (+99891) 135 77 08
Regional Department for Fergana Region Fergana city, B. Margiloniy Street, building 55 (0373) 226 11 92 Mobile: (+998 97) 879 95 95
Regional Department for Khorezm Region Urgench city, Al-Khorezmi Street, 105A (0362) 224 61 05 (+998 91) 999 00 99
Regional Department for the Republic of Karakalpakstan Nukus city, A.Temur Street, 129 (0361) 222 14 01, (+99890) 354 88 00
Service centres (1)
UnitAddressPhone
Fergana city insurance center Fergana city, Babur Street, building 1 (+99873) 244 50 60 (+99891)-156-07-70

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