Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Intellektonlinetop-up allowed
Deposit type
term
Rate (main term)
16%/year16% per annum for 24 monthsthe only term is 24 mo. (the nearest longer one to 12); 16% = refinancing rate+2, current refinancing rate 14%; paid monthly
Maximum rate
16%/year16% per annum for 24 months
Terms
24 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
unlimitedWebsite calculator: amount from 100 thousand to 1 bn UZS
Top-up
yes
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
13%/yearafter 1 mo.: 1-6 mo. 12%, 7-12 mo. 13%, 13-18 mo. 14%, 19-23 mo. 15%; under 1 mo. 0%rate at the term midpoint (12 mo., tier 7-12 mo.); clause 13 of the information sheet; on full early withdrawal, paid interest is recalculated and withheld from the principal
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 100 000 UZS
16%/yearSRF*+2; interest on the daily balance, paid monthly
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Aloqachitop-up allowed
Deposit type
term
Rate (main term)
15%/year15% per annum for 13 monthsno 12-month term, the nearest longer one is 13 mo.; paid monthly
Maximum rate
15%/year15% per annum for 13 months
Terms
13 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
unlimitedWebsite calculator: amount from 1 mln to 1 bn UZS
Top-up
yes
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
13%/yearafter 1 mo.: 1-3 mo. 12%, 4-6 mo. 13%, 7-9 mo. 14%, 10-12 mo. 15%; under 1 mo. 0%rate at mid-term (6,5 mo., 4-6 mo. tier); information sheet, item 13
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
13 mo.
from 1 000 000 UZS
15%/yearinterest on the daily balance, paid monthly
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Jozibatop-up allowed
Deposit type
term
Rate (main term)
15%/year15% per annum for 6 monthsno 12-mo. term, the nearest shorter one is 6 mo. (15% = refinancing rate+1); for 3 mo. - 14% (refinancing rate); interest paid in advance
Maximum rate
15%/yearup to 15% per annum for 6 months
Terms
3, 6 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
unlimitedWebsite calculator: amount from 1 mln to 1 bn UZS
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
upfront
On early closing
13%/yearafter 1 mo.: 1-2 mo. 12% (refinancing rate-2), 3-5 mo. 13% (refinancing rate-1); up to 1 mo. 0%; for a 3-mo. deposit - 12% for 1-2 mo.rate at the midpoint of the term of the 6-month option (3 mo., tier 3-5 mo.); interest paid in advance is recalculated and withheld from the deposit amount
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
3 mo.
from 1 000 000 UZS
14%/yearSRF*; interest for each month in advance, in cash or by non-cash payment at the client's choice
upfront
no
6 mo.
from 1 000 000 UZS
15%/yearSRF*+1; interest for each month in advance, in cash or by non-cash payment at the client's choice
upfront
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Joziba plusonlinetop-up allowed
Deposit type
term
Rate (main term)
15%/year15% per annum for 6 monthsno 12-mo. term, the nearest shorter one is 6 mo. (15% = refinancing rate+1); for 3 mo. - 14% (refinancing rate); interest paid in advance
Maximum rate
15%/yearup to 15% per annum for 6 months
Terms
3, 6 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
unlimitedWebsite calculator: amount from 1 mln to 1 bn UZS
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
upfront
On early closing
13%/yearafter 1 mo.: 1-2 mo. 12% (refinancing rate-2), 3-5 mo. 13% (refinancing rate-1); up to 1 mo. 0%; for a 3-mo. deposit - 12% for 1-2 mo.rate at the midpoint of the term of the 6-month option (3 mo., tier 3-5 mo.); interest paid in advance is recalculated and withheld from the deposit amount
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
3 mo.
from 1 000 000 UZS
14%/yearSRF*; interest for each month in advance, by non-cash payment
upfront
no
6 mo.
from 1 000 000 UZS
15%/yearSRF*+1; interest for every two months in advance, by non-cash payment
upfront
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
For the futuretop-up allowed
Deposit type
term
Rate (main term)
14%/year14% per annum for a term of 3-18 yearsno 12-mo. term, the nearest longer one is 36 mo. (3 years); single rate for the entire range of 3-18 years; paid monthly
Maximum rate
14%/year14% per annum for a term of 3-18 years
Terms
36, 216 mo.
Minimum amount
no minimumunlimited (no minimum set)Website calculator: amount from 100 thousand to 1 bn UZS; in the 'Deposit terms' block: 'not set'
Maximum amount
unlimitedWebsite calculator: up to 1 bn UZS
Top-up
yes
Minimum top-up
1 000 000 UZSat least 1 000 000 UZSinformation sheet, item 11: 'Funds may be deposited in an amount of at least 1 000 000 UZS'
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
paid interest is recalculated and withheld from the principal deposit amountrecalculation rate is not specified (item 13 of the information sheet); no tiers
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
36 mo.
—
14%/yearsingle rate for a term of 3-18 years (36-216 mo.); interest on the daily balance, paid monthly
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Comfort plusonlinetop-up allowed
Deposit type
term
Rate (main term)
6.5%/year6,5% per annum for 24 monthsonly term 24 mo. (nearest longer to 12); paid monthly to a VISA card
Maximum rate
6.5%/year6,5% per annum for 24 months
Terms
24 mo.
Minimum amount
100 USDfrom 100 USD
Maximum amount
unlimitedWebsite calculator: amount from 100 to 1 mln US dollars
Top-up
yes
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
6%/yearafter 1 mo.: 1-3 mo. 3%, 4-6 mo. 4%, 7-11 mo. 5%, 12-23 mo. 6%; up to 1 mo. 0%rate at mid-term (12 mo., 12-23 mo. tier); information sheet, item 13
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 100 USD
6.5%/yearinterest on the daily balance, paid monthly to the bank's international VISA card
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Comforttop-up allowed
Deposit type
term
Rate (main term)
6%/year6% per annum for 12 monthspaid monthly to a VISA card opened at Aloqabank
Maximum rate
6%/year6% per annum for 12 months
Terms
12 mo.
Minimum amount
100 USDfrom 100 USD
Maximum amount
unlimitedWebsite calculator: amount from 100 to 1 mln US dollars
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
4%/yearafter 1 mo.: 1-3 mo. 3%, 4-6 mo. 4%, 7-11 mo. 5%; up to 1 mo. 0%rate at mid-term (6 mo., 4-6 mo. tier); information sheet, item 13
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
from 100 USD
6%/yearinterest on the daily balance, paid monthly to the bank's international VISA card
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
