Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
MURABBIYonline
Deposit type
term
Rate (main term)
22%/year22% per annum for 3 mo.single rate; paid monthly; for education sector employees only
Maximum rate
22%/year22% per annum for 3 mo.the product's only rate
Terms
3 mo.
Minimum amount
1 000 000 UZSfrom 1 mln UZS
Maximum amount
500 000 000 UZSup to 500 mln UZSinformation sheet: maximum deposit amount 500 000 000 UZS; matches the calculator on the page
Top-up
no
Minimum top-up
top-ups are not providedinformation sheet: “Additional contribution — not provided”
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
16%/year16% per annum upon early closure (recalculation of accrued interest)information sheet: interest is recalculated at 16% per annum for the actual full months; the overpayment is withheld from the principal
Opening fee
freeopening fee not specifiedthe bank does not name any fees; the site states “no hidden fees”
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
3 mo.
from 1 000 000 UZS
22%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Fursatonline
Deposit type
term
Rate (main term)
21%/year21% per annum for 3 mo.single rate; paid monthly
Maximum rate
21%/year21% per annum for 3 mo.the product's only rate
Terms
3 mo.
Minimum amount
1 000 000 UZSfrom 1 mln UZS
Maximum amount
unlimitedper the information sheet (PDF); the page calculator caps at 1 000 000 000 UZS
Top-up
no
Minimum top-up
top-ups are not providedinformation sheet: “Additional contribution — not provided”
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
16%/year16% per annum upon early closure (recalculation of accrued interest)information sheet: interest is recalculated at 16% per annum for the actual full months; the overpayment is withheld from the principal
Opening fee
freeopening fee not specifiedthe bank does not name any fees; the site states “no hidden fees”
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
3 mo.
from 1 000 000 UZS
21%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
MILLIY HAR KUNLIKonlinetop-up allowed
Deposit type
term
Rate (main term)
20%/year20% per annum for 24 mo.interest is accrued daily and transferred to the Mastercard Milliy card; the 20% rate applies to deposits opened from 28.07.2026
Maximum rate
20%/year20% per annum for 24 mo.the product's only rate
Terms
24 mo.
Minimum amount
1 000 000 UZSfrom 1 mln UZS
Maximum amount
unlimitedinformation sheet: the maximum amount is unlimited; the page calculator cap is 1 000 000 000 UZS
Top-up
yes
Minimum top-up
no minimumtop-up of any amountpage: «Top up without limits»; information sheet: top-up during the first 12 months (see notes)
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
other
On early closing
16%/year16% per annum upon early closure (recalculation of accrued interest)information sheet: interest is recalculated at 16% per annum for actual full days. The template text from the service block of the page (0% up to 6 mo., 4% 7–12 mo., 4,5% 13–18 mo., 5% from 19 mo.) is not confirmed in the PDF and is not used
Opening fee
freeopening fee not specifiedthe bank does not name any fees; the site states “no hidden fees”
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 1 000 000 UZS
20%/yearpaid daily to the Mastercard Milliy card
other
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Yuksakonlinetop-up allowed
Deposit type
term
Rate (main term)
8%/year8% per annum for 13 mo.paid monthly; term 13 mo. (no 12 mo., the nearest longer one)
Maximum rate
8%/year8% per annum for 13 mo.the product's only rate
Terms
13 mo.
Minimum amount
100 000 USDfrom $100 000
Maximum amount
unlimitedinformation sheet: the maximum amount is not limited; the ceiling value in the page calculator ($10 000 000 000) is considered a technical placeholder
Top-up
yes
Minimum top-up
top-up amount not specifiedtop-ups are allowed during the first 6 months; the minimum top-up amount is not stated
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
5%/year5% per annum upon early closure (recalculation of accrued interest)information sheet: interest is recalculated at 5% per annum for actual full months; the overpayment is withheld from the principal. The template text of the service block of the page (0% up to 6 mo., 4% 7–12, 4,5% 13–18, 5% from 19 mo.) is not confirmed in the PDF
Opening fee
freeopening fee not specifiedthe bank does not name any fees; the site states “no hidden fees”
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
13 mo.
from 100 000 USD
8%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Manfaatonline
Deposit type
term
Rate (main term)
7%/year7% per annum for 24 mo.paid monthly
Maximum rate
7%/year7% per annum for 24 mo.the product's only rate
Terms
24 mo.
Minimum amount
1 000 USDfrom $1 000
Maximum amount
not specified on the pagethe page calculator has a ceiling of $1 000 000 (not stated on the deposit page)
Interest payout
monthly
Opening fee
freeopening fee not specifiedthe bank does not name any fees; the site states “no hidden fees”
Rates by term and amount
Term
Amount
Rate
Payout
24 mo.
from 1 000 USD
7%/year
monthly
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Gavharonlinetop-up allowed
Deposit type
term
Rate (main term)
6%/year6% per annum for 24 mo.paid monthly
Maximum rate
6%/year6% per annum for 24 mo.the product's only rate
Terms
24 mo.
Minimum amount
100 USDfrom 100 USD
Maximum amount
unlimitedinformation sheet and page: the maximum amount is unlimited; the calculator cap is $1 000 000
Top-up
yes
Minimum top-up
top-up amount not specifiedtop-ups are allowed during the first 12 months; the minimum top-up amount is not stated
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
4%/year4% per annum upon early closure (recalculation of accrued interest)information sheet: interest is recalculated at 4% per annum for actual full months; the overpayment is withheld from the principal. The template text of the service block of the page (0% up to 6 mo., 4% 7–12, 4,5% 13–18, 5% from 19 mo.) is not confirmed in the PDF: the mid-term tier (12 mo.) in it is also 4%
Opening fee
freeopening fee not specifiedthe bank does not name any fees; the site states “no hidden fees”
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 100 USD
6%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
