Anorbank cards: fees
Fees as of 22.10.2026More details
Anorbank: 15 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
UZCARD DUO available to non-residents
| Issuing | 60 000 UZS60 000 UZS incl. VAT; first issuance for salary, pensions, benefits and scholarships — freenon-residents: 300 000 UZSnon-residents — 300 000 UZS incl. VAT (issuance/reissue of main and additional card) |
|---|---|
| Maintenance | freefree (0 UZS per month)per the card page; the tariff has no separate maintenance fee |
| Reissue | freeat expiry: free; in case of loss or damage: 60 000 UZS incl. VATadditional card — 60 000 UZS incl. VAT |
| Delivery | freefreeper the card page |
| Withdrawal at own ATMs | 1%/transactionANORBANK ATM: 1%; ANORBANK cash desk (with own card): freeANORBANK ATM for HUMO/UZCARD cards (ANOR BANK): 1% (table «Transactions via ANORBANK ATMs», updated 08.01.2025); in the card tariffs - «via ATMs at the rates of the servicing bank»; from another bank's card via the cash desk - 0,7% |
| Withdrawal at other banks’ ATMs | via ATMs of other banks — at the rates of the servicing bankrate of the bank that owns the ATM; ANORBANK does not state it |
| Top-up | freecash, salary, other credits: freetop-up at an ANORBANK ATM with a HUMO (ANOR BANK) card — 0% |
| Transfer to another bank’s card | 0.5%/transactionto a HUMO/UZCARD card of another bank of the Republic of Uzbekistan: 0,5%; between ANORBANK cards: freetransfer from a UZCARD ANOR BANK card in the bank's app |
| Other | card payment: free; blocking/unblocking: free; additional card 60 000 UZSValidity 5 years |
| Validity | 5 years |
Tariffs are from the “Uzcard Duo/Uzcard Kids card” table on the documents page and the tariffs PDF (effective from 02.09.2026). Non-residents can obtain the card only at a bank branch (online ordering is unavailable for non-residents). Card limits were not found on the website.
UZCARD KIDS (ANOR JUNIOR) available to non-residents
| Issuing | 50 000 UZS50 000 UZS incl. VATnon-residents: 300 000 UZSnon-residents — 300 000 UZS incl. VAT; only a parent can order and receive the card |
|---|---|
| Maintenance | freefree (0 UZS per month)per the card page |
| Reissue | freeat expiry: free; in case of loss or damage: 50 000 UZS incl. VATadditional card — 50 000 UZS incl. VAT |
| Delivery | freefreeper the card page |
| Withdrawal at own ATMs | 1%/transactionANORBANK ATM: 1%; ANORBANK cash desk: freeANORBANK ATM for HUMO/UZCARD cards (ANOR BANK): 1% (table «Operations via ANORBANK ATMs», updated 08.01.2025); in the card tariffs — «via ATMs at the rates of the servicing bank»; in the Kids tariff table — «via the cashier of other banks at the rates of the servicing bank» |
| Withdrawal at other banks’ ATMs | at the rates of the servicing bank |
| Top-up | freecash, salary, other credits: free |
| Other | card payment: free; blocking/unblocking: free; additional card 50 000 UZSvalidity 5 years; only a parent can order a child's card |
| Validity | 5 years |
Tariffs — from the “Uzcard Duo/Uzcard Kids Card” table (documents, PDF effective 02.09.2026). Account opening terms for non-residents are described on the card page (study, work, medical treatment; local operator number). Non-residents can obtain the card only at a bank branch (online ordering is unavailable for non-residents).
Humo in UZS
HUMO Momentum
| Issuing | freefreein the tariff table — “HUMO Moment” |
|---|---|
| Reissue | freeat expiry: free; in case of loss, theft or damage: 50 000 UZS |
| Top-up | freecash, salary, other credits: free |
| Other | payment for goods and services: 0%validity 5 years; instant issuance and activation |
| Validity | 5 years |
Tariffs — the «HUMO Moment» table on the documents page (PDF effective 02.09.2026). There are no cash withdrawal or transfer tariffs for this card.
HUMO TRIA available to non-residents
| Issuing | 50 000 UZS50 000 UZS incl. VAT; first issuance for salary, pensions, benefits and scholarships — freenon-residents: 300 000 UZSnon-residents — 300 000 UZS incl. VAT; additional card 50 000 UZS incl. VAT |
|---|---|
| Maintenance | freefreecard page: “no maintenance fees for Anorbank clients”; there is no maintenance fee in the tariffs table |
| Reissue | freeat expiry: free; in case of loss or damage: 50 000 UZS incl. VAT |
| Delivery | freefreeper the card page |
| Withdrawal at own ATMs | 1%/transactionANORBANK ATM: 1%; ANORBANK cash desk (with own card): freeANORBANK ATM for HUMO/UZCARD cards (ANOR BANK): 1% (table «Transactions via ANORBANK ATMs», updated 08.01.2025); in the card tariffs - «via ATMs at the rates of the servicing bank»; from another bank's card via the cash desk - 0,7% |
| Withdrawal at other banks’ ATMs | via ATMs of other banks — at the rates of the servicing bankin the HTML version of the tariff: “from cards of other banks via ATMs 0,7% (at the servicing bank's rates)”; in the PDF 0,7% refers to the ANORBANK cashier |
| Top-up | freecash, salary, other credits: freeincoming transfers from HUMO/UZCARD cards of other banks to a TRIA card — 0% |
| Transfer to another bank’s card | 0.5%/transactionto a HUMO/UZCARD card of another bank of the Republic of Uzbekistan: 0,5%; between ANORBANK cards: freefrom a HUMO-TRIA card in the bank app |
| Other | card payment: free; blocking/unblocking: freevalidity 5 years; “3 in 1” payment card |
| Cashback | 2%from 2% or more at ANORBANK partnerscashback at the bank's partners; base percentage and cap are not specified |
| Validity | 5 years |
Tariffs — “Humo Tria / TRIA card” (documents, PDF from 02.09.2026). For non-residents the card is issued only at a bank branch (online ordering is not available for non-residents).
HUMO TRIA Virtual virtual
| Issuing | freefree |
|---|---|
| Maintenance | freefreethere is no separate maintenance fee in the tariff |
| Reissue | freeBy term: freeValidity 2 years |
| Top-up | freeby cash and cashless transfer: free |
| Other | card payment: free; blocking/unblocking: free |
| Cashback | 2%from 2% or more at ANORBANK partnerscashback at the bank's partners; base percentage and cap are not specified |
| Validity | 2 years |
Tariffs — «TRIA Virtual Card» (documents, PDF from 02.09.2026). Conditions for non-residents are not specified. Limits are configured in the app, values are not stated.
HUMO-MasterCard (co-badge)
| Issuing | freefree (including for payroll cards and for other purposes) |
|---|---|
| Reissue | freeupon expiry: free; loss/damage: freeadditional card and addition to the global stop list — free |
| Withdrawal at own ATMs | ANORBANK cash desk (with own card): free; ATMs — at the rates of the servicing bankfrom other banks' cards via cash desk — 0,7% |
| Withdrawal at other banks’ ATMs | at the rates of the servicing bank |
| Top-up | freecash, salary, other credits: free |
| Transfer to another bank’s card | 0.5%/transactionto a HUMO/UZCARD card of another bank of the Republic of Uzbekistan: 0,5%from a HUMO-MasterCard card in the bank app |
| Other | payment in the Humo system: free; payment in the MasterCard system: 1% of the amountpayment via MasterCard — see the mastercard entry of the same card |
| Deposit / minimum balance | 100 000 UZSinsurance deposit 100 000 UZSinsurance deposit per the co-branded card tariffs |
| Validity | 5 years |
The product exists only in the tariffs (documents, PDF from 02.09.2026); there is no separate card entry on the "Cards" page, the issuance status is unclear. One card is recorded twice: as humo and as mastercard.
Visa in USD
VISA CLASSIC available to non-residents
| Issuing | freefreenon-residents: 200 000 UZSnon-residents — 200 000 UZS; the note states a condition about the general agreement «Framework Credit Line» |
|---|---|
| Maintenance | freefreenon-residents: 50 USD/yearfor non-residents — 50 USD per year |
| Reissue | freeby expiration: free; loss/damage/PIN code loss: 25 000 UZS incl. VAT |
| Delivery | freefreeper the card page |
| Withdrawal at own ATMs | freeANORBANK cash desk: 0%card page: «0% fee in Uzbekistan»; the tariff for the ANORBANK ATM is not stated |
| Withdrawal at other banks’ ATMs | freeHUMO and Uzcard ATMs and terminals in UZS: 0% + fee of the servicing bank |
| Withdrawal abroad | 1.5% (min. 2 USD)/transactionother banks' cash desks and ATMs in foreign currency: 1,5% (min. 2$) + servicing bank fee |
| Top-up | freecash and non-cash: free |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | payment at terminals and online in Uzbekistan: 0%; abroad: up to and including 50$ — 0,20$, over 50$ — 0%; adding to the global stop list 200 000 UZS incl. VAT; processing of a disputed transaction 150 000 UZS incl. VAT |
| Deposit / minimum balance | freeinsurance deposit for residents: nonenon-residents: 50 USDfor non-residents — 50 USD |
| Validity | 5 years |
The card currency is not stated directly: USD is determined from the tariffs (minimums and non-resident fees in dollars) and may be inaccurate. The card page has no tariff table; the figures are from the “VISA CLASSIC” table (documents, PDF from 02.09.2026). Non-residents can get the card only at a bank branch (online ordering is not available for non-residents).
VISA INFINITE available to non-residents
| Issuing | 150 000 UZS150 000 UZS incl. VATnon-residents: 1 000 000 UZSnot charged to clients with the general agreement “Framework credit line for individuals”; non-residents — 1 000 000 UZS |
|---|---|
| Maintenance | 50 USD/year50 USD per yearnon-residents: 200 USD/yearcharged automatically within 90 days from the card opening |
| Reissue | freeby expiration: free; loss/damage/PIN code loss: 150 000 UZS incl. VAT |
| Delivery | freefreeper the card page (72 hours for Tashkent and regional centers) |
| Withdrawal at own ATMs | freeANORBANK cash desk: 0%the fee for an ANORBANK ATM for its own card is not specified |
| Withdrawal at other banks’ ATMs | freeHUMO and Uzcard ATMs and terminals in UZS: 0% + fee of the servicing bank |
| Withdrawal abroad | 2% (min. 2.5 USD)/transactionother banks' cash desks and ATMs in foreign currency: 2% (min. 2,5$) + servicing bank fee |
| Top-up | freecash and non-cash: free |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | payment at terminals and online (Uzbekistan and abroad): 0%; adding to the global stop list 200 000 UZS incl. VAT; dispute processing 150 000 UZS incl. VATprivileges (business lounges, Fast Track, CIP, transfer, roaming) are available with card spending from 10 mln UZS per month; guest to the DragonPass lounge — 32 USD |
| Deposit / minimum balance | 50 USDinsurance deposit 50 USDnon-residents: 200 USDfor non-residents — 200 USD |
| Validity | 5 years |
The card currency is not named directly: USD is determined from the tariffs (maintenance and deposit in dollars). Tariffs — the “VISA INFINITE” table (documents, PDF effective 02.09.2026). Cashback: “discounts and cashback at local partners” without a percentage. Non-residents can obtain the card only at a bank branch (online ordering is unavailable for non-residents).
Mastercard in UZS
ANOR BLACK available to non-residents
| Issuing | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZSnot charged to customers with the master agreement «Framework Credit Line for Individuals»; non-residents — 200 000 UZS incl. VAT |
|---|---|
| Maintenance | 25 000 UZS/year25 000 UZS per year (incl. VAT)card page: charged automatically within 90 days after opening (in the tariff — within a month from the opening date); for previously issued cards — after 365 days; there is no separate price for non-residents |
| Reissue | freeby expiration: free; loss/damage/PIN code loss: 50 000 UZS incl. VAT |
| Delivery | freefreeper the card page (72 hours for Tashkent and regional centers) |
| Withdrawal at own ATMs | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts)in the documents the cash desk is stated as “in foreign currency”, on the card page — “in national currency”; the tariff for an ANORBANK ATM for its own Visa/Mastercard card is not stated |
| Withdrawal at other banks’ ATMs | 1.5%/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bankminimum 1 USD; the minimum is stated in US dollars |
| Withdrawal abroad | 1%/transactionother banks' cash desks and ATMs in foreign currency: 1% (min. 2$) + servicing bank feeminimum 2 USD; the minimum is stated in US dollars |
| Top-up | freecash and non-cash: free |
| Transfer to another bank’s card | 1%/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5%Moneysend fee is debited in USD; transfer to Humo/Uzcard in the app — 0,5% |
| Conversion | exchange of one foreign currency for another 1% (except transactions on MasterCard ANOR BLACK accounts)markup for payment in another currency is not stated separately |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | payment abroad at terminals and online: up to and including 50$ — 0,50$, over 50$ — 0,5%; in Uzbekistan: terminals 0% + servicing bank fee, internet free; adding to the global stop list 200 000 UZS incl. VAT; processing of a disputed transaction 150 000 UZS incl. VATbalance inquiry at third-party bank ATMs: free in the PDF, 5 000 UZS incl. VAT on the card page |
| Deposit / minimum balance | freeinsurance deposit for residents: nonenon-residents: 25 USDfor non-residents — 25 US dollars |
| Validity | 5 years |
Multi-currency card: four accounts in one card (UZS, USD, EUR, RUB); the USD and EUR entries are made for the accounts of the same card. Tariffs - the “Mastercard Anor Black” table (documents, PDF from 02.09.2026) and the card page. Cashbacks - only Mastercard promotions without a percentage. Non-residents can get the card only at a bank branch (online ordering is not available for non-residents).
ANOR BLACK Virtual virtual
| Issuing | 5 000 UZS5 000 UZS incl. VATnot charged to customers with the general agreement “Framework Credit Line for Individuals” |
|---|---|
| Maintenance | 15 000 UZS/year15 000 UZS per year (incl. VAT)debited within a month from the opening date; if unpaid, the bank may debit any of the customer's cards |
| Reissue | freeBy term: freeValidity 2 years |
| Top-up | freenon-cash transfer to a card account: free |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | online purchases in Uzbekistan: free; abroad: up to and including 50$ — 0,50$, over 50$ — 0,5%; adding to the global stop list 200 000 UZS incl. VAT; processing of a disputed transaction 150 000 UZS incl. VAT |
| Deposit / minimum balance | freeinsurance deposit: none |
| Validity | 2 years |
Tariffs — the «MasterCard - ANOR BLACK Virtual» table (documents, PDF from 02.09.2026). Terms for non-residents are not specified. Limits are set in the app, the values are not named.
HUMO-MasterCard (co-badge)
| Issuing | freefree (including for payroll cards and for other purposes) |
|---|---|
| Reissue | freeupon expiry: free; loss/damage: free |
| Withdrawal at own ATMs | ANORBANK cash desk (from own card): free |
| Withdrawal abroad | 2.5%/transactionATMs in the MasterCard system: 2,5%; cash terminals at banks in the MasterCard system: 2,5%the tariff says «within the MasterCard system», with no split between Uzbekistan and abroad |
| Top-up | freecash, salary, other credits: free |
| Other | 1%/transactionpayment for goods and services in the MasterCard system: 1% of the amount; in the Humo system: freefee charged to the cardholder |
| Deposit / minimum balance | 100 000 UZSinsurance deposit 100 000 UZSinsurance deposit per the co-branded card tariffs |
| Validity | 5 years |
The product exists only in the tariffs (documents, PDF from 02.09.2026); there is no separate card on the «Cards» page. The entry duplicates the humo entry of the same card for the MasterCard side.
MASTERCARD MILLIY available to non-residents
| Issuing | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZSnot charged to customers with the master agreement «Framework Credit Line for Individuals»; non-residents — 200 000 UZS incl. VAT |
|---|---|
| Maintenance | 25 000 UZS/year25 000 UZS per year (incl. VAT)debited automatically within 90 days of card opening (card page); there is no separate price for non-residents |
| Reissue | freeby expiration: free; loss/damage/PIN code loss: 50 000 UZS incl. VAT |
| Delivery | freefreeper the card page (72 hours for Tashkent and regional centers) |
| Withdrawal at own ATMs | freeANORBANK cash desk in UZS: 0%the fee for an ANORBANK ATM for its own Milliy card is not specified |
| Withdrawal at other banks’ ATMs | 1.5% (min. 15 000 UZS)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% of the amount (min. 15 000 UZS) + servicing bank fee |
| Withdrawal abroad | 1% (min. 30 000 UZS)/transactiontellers and ATMs of foreign banks in foreign currency: 1% (min. 30 000 UZS) + servicing bank fee |
| Top-up | freecash and non-cash: free |
| Conversion | transactions are automatically recalculated at the current rate; purchases abroad in UZS, fee 0%separate conversion markup not specified |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | payment at terminals and online (Uzbekistan and abroad): free; entry into the global stop list 200 000 UZS incl. VAT; processing of a disputed transaction 150 000 UZS incl. VATon the card list page, the Milliy block has a banner “fee-free transfers up to 100 mln UZS per month” (the terms are not explained) |
| Deposit / minimum balance | freeinsurance deposit for residents: nonenon-residents: 350 000 UZSfor non-residents — 350 000 UZS |
| Validity | 5 years |
Tariffs — the «MasterCard - MILLIY» table (documents, PDF from 02.09.2026). Cashback: «exclusive promotions and cashbacks from Mastercard partners» without a percentage. Non-residents can obtain the card only at a bank branch (online ordering is not available for non-residents).
Mastercard in USD
ANOR BLACK available to non-residents
| Issuing | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZSnot charged to customers with the master agreement «Framework Credit Line for Individuals»; non-residents — 200 000 UZS incl. VAT |
|---|---|
| Maintenance | 25 000 UZS/year25 000 UZS per year (incl. VAT)card page: charged automatically within 90 days after opening (in the tariff — within a month from the opening date); for previously issued cards — after 365 days; there is no separate price for non-residents |
| Reissue | freeby expiration: free; loss/damage/PIN code loss: 50 000 UZS incl. VAT |
| Delivery | freefreeper the card page (72 hours for Tashkent and regional centers) |
| Withdrawal at own ATMs | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts)in the documents the cash desk is stated as “in foreign currency”, on the card page — “in national currency”; the tariff for an ANORBANK ATM for its own Visa/Mastercard card is not stated |
| Withdrawal at other banks’ ATMs | 1.5% (min. 1 USD)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bankMinimum 1 US dollar |
| Withdrawal abroad | 1% (min. 2 USD)/transactionother banks' cash desks and ATMs in foreign currency: 1% (min. 2$) + servicing bank feeMinimum 2 US dollars |
| Top-up | freecash and non-cash: free |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5%Moneysend fee is debited in USD; transfer to Humo/Uzcard in the app — 0,5% |
| Conversion | exchange of one foreign currency for another 1% (except transactions on MasterCard ANOR BLACK accounts)markup for payment in another currency is not stated separately |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | payment abroad at terminals and online: up to and including 50$ — 0,50$, over 50$ — 0,5%; in Uzbekistan: terminals 0% + servicing bank fee, internet free; adding to the global stop list 200 000 UZS incl. VAT; processing of a disputed transaction 150 000 UZS incl. VATbalance inquiry at third-party bank ATMs: free in the PDF, 5 000 UZS incl. VAT on the card page |
| Deposit / minimum balance | freeinsurance deposit for residents: nonenon-residents: 25 USDfor non-residents — 25 US dollars |
| Validity | 5 years |
Entry for the USD account of the ANOR BLACK multi-currency card (one physical card with four accounts: UZS, USD, EUR, RUB); same tariffs, fees denominated in UZS and dollars. Tariffs — the «Mastercard Anor Black» table (documents, PDF from 02.09.2026) and the card page. Cashbacks — only Mastercard promotions with no percentage. For non-residents the card is issued only at a bank branch (online ordering is unavailable for non-residents).
MASTERCARD WORLD ELITE available to non-residents
| Issuing | 150 000 UZSnon-residents: 1 000 000 UZSnot charged to clients with the general agreement “Framework credit line for individuals”; non-residents — 1 000 000 UZS |
|---|---|
| Maintenance | 60 USD/year60 USD per yearnon-residents: 200 USD/year |
| Reissue | freeby expiration: free; loss/damage/PIN code loss: 150 000 UZS incl. VAT |
| Delivery | freefreeper the card page (72 hours for Tashkent and regional centers) |
| Withdrawal at own ATMs | freeANORBANK cash desk: 0%tariff for ANORBANK ATM not specified |
| Withdrawal at other banks’ ATMs | 1% (min. 25 USD)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1% (min. 25) + fee of the servicing bankthe unit of the minimum is not specified in the tariff (presumably USD) |
| Withdrawal abroad | 2% (min. 25 USD)/transactioncashiers and ATMs of foreign banks in foreign currency: 2% (min. 25) + servicing bank feethe unit of the minimum is not specified in the tariff (presumably USD) |
| Top-up | freecash and non-cash: free |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | payment at terminals and online (Uzbekistan and abroad): 0%; adding to the global stop list 200 000 UZS incl. VAT; dispute processing 150 000 UZS incl. VATprivileges: LoungeKey and Fast Track business lounges without limits, traveler insurance up to 1,5 mln USD |
| Deposit / minimum balance | 40 USDinsurance deposit 40 USDnon-residents: 200 USDfor non-residents — 200 USD |
| Cashback | Mastercard “Cashback without borders” program: 2–50% at partners abroad and online; 5% promotion for taxi/restaurants/fast food abroad (MCC 4121, 5812, 5814) until 30.09.2026no base cashback for purchases; the 5% promotion had expired by the snapshot date but remains on the page; crediting takes up to 60 days |
| Validity | 5 years |
The card currency is the US dollar (card page). Tariffs — the «Mastercard World Elite» table (documents, PDF effective 02.09.2026). For non-residents the card is issued only at a bank branch (online ordering is not available to non-residents).
Mastercard in EUR
ANOR BLACK available to non-residents
| Issuing | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZSnot charged to customers with the master agreement «Framework Credit Line for Individuals»; non-residents — 200 000 UZS incl. VAT |
|---|---|
| Maintenance | 25 000 UZS/year25 000 UZS per year (incl. VAT)card page: charged automatically within 90 days after opening (in the tariff — within a month from the opening date); for previously issued cards — after 365 days; there is no separate price for non-residents |
| Reissue | freeby expiration: free; loss/damage/PIN code loss: 50 000 UZS incl. VAT |
| Delivery | freefreeper the card page (72 hours for Tashkent and regional centers) |
| Withdrawal at own ATMs | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts)in the documents the cash desk is stated as “in foreign currency”, on the card page — “in national currency”; the tariff for an ANORBANK ATM for its own Visa/Mastercard card is not stated |
| Withdrawal at other banks’ ATMs | 1.5%/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bankminimum 1 USD; the minimum is stated in US dollars |
| Withdrawal abroad | 1%/transactionother banks' cash desks and ATMs in foreign currency: 1% (min. 2$) + servicing bank feeminimum 2 USD; the minimum is stated in US dollars |
| Top-up | freecash and non-cash: free |
| Transfer to another bank’s card | 1%/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5%Moneysend fee is debited in USD; transfer to Humo/Uzcard in the app — 0,5% |
| Conversion | exchange of one foreign currency for another 1% (except transactions on MasterCard ANOR BLACK accounts)markup for payment in another currency is not stated separately |
| SMS notifications | freefreeSMS notifications and personal account |
| Other | payment abroad at terminals and online: up to and including 50$ — 0,50$, over 50$ — 0,5%; in Uzbekistan: terminals 0% + servicing bank fee, internet free; adding to the global stop list 200 000 UZS incl. VAT; processing of a disputed transaction 150 000 UZS incl. VATbalance inquiry at third-party bank ATMs: free in the PDF, 5 000 UZS incl. VAT on the card page |
| Deposit / minimum balance | freeinsurance deposit for residents: nonenon-residents: 25 USDfor non-residents — 25 US dollars |
| Validity | 5 years |
Entry for the EUR account of the ANOR BLACK multi-currency card (one physical card with four accounts: UZS, USD, EUR, RUB); same tariffs, fees denominated in UZS and dollars. Tariffs — the «Mastercard Anor Black» table (documents, PDF from 02.09.2026) and the card page. Cashbacks — only Mastercard promotions with no percentage. For non-residents the card is issued only at a bank branch (online ordering is unavailable for non-residents).