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Apex Bank cards: fees

Fees as of 22.10.2026More details

Apex Bank: 15 cards — Uzcard, Humo, Visa.

Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.

Uzcard in UZS

UzCard available to non-residents

Issuing 30 000 UZS30 000 UZS (main card for a new account; for an additional account; additional card)including VAT; payroll and pension cards free; for UzCard also Student Card free, Kids Card: regular 30 000 UZS, co-badge free; individual gold numbers for a separate fee (Bronze 200 000 - Ultra 3 000 000 UZS)
Maintenance freefreeon the site the card shows «Maintenance: free»; the tariffs have no card account maintenance fee
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client initiative: 30 000 UZS; keeping the previous number: 100 000 UZS; technical malfunction through the fault of the bank: freecl. 5.4 of the tariffs, incl. VAT
Withdrawal at own ATMs 1%/transactionAPEX BANK ATM: 1%; APEX BANK cash desk: 1%tariff cl. 11.1, 15.3; per the product passport for a salary card, cash desk: 0% up to 50 mln UZS, 1% above
Withdrawal at other banks’ ATMs 1%/transactionthird-party bank ATM: 1% (APEX BANK fee excluding the UzCard payment system fee); third-party bank cash desk: the fee is charged by the acquiring bank or the payment systemthe product passport cl. 5.5 states that cash withdrawal operations at ATMs and terminals of UzCard and HUMO system banks are free of fees; this contradicts cl. 4.3 (1%), 1% taken
Top-up freeAPEX BANK cashier desk: free; transfer from an APEX BANK deposit and from an account in another bank, P2P receipt: free; cash via an APEX BANK ATM: 1%cl. 5.7-5.10, 11.6 of the tariffs
Transfer to another bank’s card 0.7%/transactionUzCard APEX BANK to another bank's UzCard: 0,7%; to another bank's HUMO: 0,7%; to APEX BANK cards: UzCard to UzCard 0,4%, UzCard to HUMO 0,6%cl. 17.4 of the tariffs (P2P in the mobile app); percentage of the transaction amount
Conversion conversion at the bank's buy/sell rate on the transaction date (in the app)item 17.6 of the tariffs; separate markup not specified
SMS notifications freefree (activation/deactivation of SMS notifications)
Other card options per the product passport: debit, salary, pension, Student Card, Kids Card; individual gold numbers: Bronze 200 000, Silver 300 000, Gold 500 000, Platinum 1 000 000, Ultra 3 000 000 UZS
Transfer limit 50 000 000 UZS/dayfrom UzCard/HUMO APEX BANK cards to UzCard/HUMO APEX BANK cards: 50 mln UZS per transaction, 50 mln per day, 180 mln per month; from other banks' cards (linked in remote banking) to any UzCard/HUMO cards: 10 mln per transaction, 50 mln per day, 180 mln per month; between one's own cards of any banks: 1 billion UZS per transaction, per day and per monthnon-residents: 50 000 000 UZS/daydocument «Limits on card-to-card transfers» for residents; amount holds the limit for cards issued by APEX BANK
Other limits from cards of other banks (linked in remote banking): no more than 5 transactions per day and 100 transactions per month; the number of transactions is unlimited for APEX BANK cardsnon-residents: from other banks' cards (linked in remote banking): no more than 5 transactions per day and 50 per month; no limit on the number of transactions for APEX BANK cardsdocument “Limits on transfers between cards”
Validity5 years

The website, product passport and tariffs of 05.10.2026 are consistent. There are no separate tariffs for non-residents, only transfer limits differ (limits document).

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UzCard Virtual virtualavailable to non-residents

Issuing freevirtual card opening: freetariff cl. 4.1 (UzCard and HUMO virtual cards)
Top-up freeAPEX BANK cash desk, transfer from a deposit and from another bank’s account, P2P receipt: freeTariffs, items 4.4-4.7
Transfer to another bank’s card 0.7%/transactionUzCard APEX BANK to another bank's UzCard: 0,7%; to another bank's HUMO: 0,7%; to APEX BANK cards: UzCard to UzCard 0,4%, UzCard to HUMO 0,6%cl. 17.4 of the tariffs (P2P in the mobile app); percentage of the transaction amount
Conversion conversion at the bank's buy/sell rate on the transaction date (in the app)item 17.6 of the tariffs; separate markup not specified
SMS notifications freefree (activation/deactivation of SMS notifications)tariffs cl. 4.2
Other virtual card in the mobile app; payment at UzCard/HUMO POS/e-POS free; validity up to one year
Transfer limit 50 000 000 UZS/dayfrom UzCard/HUMO APEX BANK cards to UzCard/HUMO APEX BANK cards: 50 mln UZS per transaction, 50 mln per day, 180 mln per month; from other banks' cards (linked in remote banking) to any UzCard/HUMO cards: 10 mln per transaction, 50 mln per day, 180 mln per month; between one's own cards of any banks: 1 billion UZS per transaction, per day and per monthnon-residents: 50 000 000 UZS/daydocument «Limits on card-to-card transfers» for residents; amount holds the limit for cards issued by APEX BANK
Other limits from cards of other banks (linked in remote banking): no more than 5 transactions per day and 100 transactions per month; the number of transactions is unlimited for APEX BANK cardsnon-residents: from other banks' cards (linked in remote banking): no more than 5 transactions per day and 50 per month; no limit on the number of transactions for APEX BANK cardsdocument “Limits on transfers between cards”
Validity1 years

Virtual card tariffs from cl. 4 of the tariffs dated 05.10.2026; there is no separate page on the site.

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UZCARD credit card residents only

Issuing 30 000 UZScl. 5.1.1 of the tariffs; including VAT; charged immediately upon opening; no more than one card per borrower
Withdrawal at own ATMs 3%/transactionAPEX BANK ATM: 2% authorization + 1% acquiring; APEX BANK cashier (cash-out point): 1% + 2% authorizationcl. 19.6.1, 19.7.1 of the tariffs
Withdrawal at other banks’ ATMs 2%/transactionanother bank's ATM: 2% authorization + acquiring fee of the acquirer bank; another bank's cash point: 2% + acquirer feecl. 19.6.2, 19.7.2 of the tariffs; in addition to 2%, the acquiring bank's fee is charged
Top-up freetop-up and repayment in the APEX BANK app and cashiers: no fee is chargedclause 17.5 of the tariffs; repayment methods on the card page
Transfer to another bank’s card 1%/transactionfrom a UZCARD credit card to UzCard/HUMO cards of APEX BANK and other banks: 1% (added to the transfer amount)cl. 19.1 of the tariffs; for non-preferential transactions via APEX BANK: 2% per transaction + 1% per transfer
Other rate of 40% per annum on current debt, 1,5 times higher on overdue debt; excluding preferential operations: 2% + 1% (via APEX BANK) or 2% + bank fee; top-up of an e-wallet/deposit from a credit card: 1% + 2% authorization fee; minimum payment 4,5% of the principal balance + interestcard page and cl. 19.3-19.6 of the tariffs
Other limits credit limit up to 100 mln UZS; interest-free period up to 55 days; loan term 60 monthscard page
Validity5 years

Credit card for citizens of Uzbekistan aged 21-60 with official income for at least 6 months; application in the app and at sales offices. nonresidents=false due to the requirement of citizenship of the Republic of Uzbekistan.

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Humo in UZS

HUMO available to non-residents

Issuing 30 000 UZS30 000 UZS (main card for a new account; for an additional account; additional card)including VAT; payroll and pension cards free; for UzCard also Student Card free, Kids Card: regular 30 000 UZS, co-badge free; individual gold numbers for a separate fee (Bronze 200 000 - Ultra 3 000 000 UZS)
Maintenance freefreeon the site the card shows «Maintenance: free»; the tariffs have no card account maintenance fee
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client initiative: 30 000 UZS; keeping the previous number: 100 000 UZS; technical malfunction through the fault of the bank: freecl. 5.4 of the tariffs, incl. VAT
Withdrawal at own ATMs 1%/transactionAPEX BANK ATM: 1%; APEX BANK cash desk: 1%tariff cl. 11.1, 15.3; per the product passport for a salary card, cash desk: 0% up to 50 mln UZS, 1% above
Withdrawal at other banks’ ATMs 1%/transactionthird-party bank ATM: 1% (APEX BANK fee excluding the UzCard payment system fee); third-party bank cash desk: the fee is charged by the acquiring bank or the payment systemthe product passport cl. 5.5 states that cash withdrawal operations at ATMs and terminals of UzCard and HUMO system banks are free of fees; this contradicts cl. 4.3 (1%), 1% taken
Top-up freeAPEX BANK cashier desk: free; transfer from an APEX BANK deposit and from an account in another bank, P2P receipt: free; cash via an APEX BANK ATM: 1%cl. 5.7-5.10, 11.6 of the tariffs
Transfer to another bank’s card 0.6%/transactionfrom HUMO APEX BANK to another bank's HUMO: 0,6%; to another bank's UzCard: 0,6%; to HUMO APEX BANK: free; to UzCard APEX BANK: 0,6%cl. 17.4 of the tariffs (P2P in the mobile app); percentage of the transaction amount
Conversion conversion at the bank's buy/sell rate on the transaction date (in the app)item 17.6 of the tariffs; separate markup not specified
SMS notifications freefree (activation/deactivation of SMS notifications)
Other card options according to the product passport: debit, payroll, pension; individual gold numbers: Bronze 200 000, Silver 300 000, Gold 500 000, Platinum 1 000 000, Ultra 3 000 000 UZS
Transfer limit 50 000 000 UZS/dayfrom UzCard/HUMO APEX BANK cards to UzCard/HUMO APEX BANK cards: 50 mln UZS per transaction, 50 mln per day, 180 mln per month; from other banks' cards (linked in remote banking) to any UzCard/HUMO cards: 10 mln per transaction, 50 mln per day, 180 mln per month; between one's own cards of any banks: 1 billion UZS per transaction, per day and per monthnon-residents: 50 000 000 UZS/daydocument «Limits on card-to-card transfers» for residents; amount holds the limit for cards issued by APEX BANK
Other limits from cards of other banks (linked in remote banking): no more than 5 transactions per day and 100 transactions per month; the number of transactions is unlimited for APEX BANK cardsnon-residents: from other banks' cards (linked in remote banking): no more than 5 transactions per day and 50 per month; no limit on the number of transactions for APEX BANK cardsdocument “Limits on transfers between cards”
Validity5 years

The website, product passport and tariffs of 05.10.2026 are consistent. There are no separate tariffs for non-residents, only transfer limits differ (limits document).

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HUMO Virtual virtualavailable to non-residents

Issuing freevirtual card opening: freetariff cl. 4.1 (UzCard and HUMO virtual cards)
Top-up freeAPEX BANK cash desk, transfer from a deposit and from another bank’s account, P2P receipt: freeTariffs, items 4.4-4.7
Transfer to another bank’s card 0.6%/transactionfrom HUMO APEX BANK to another bank's HUMO: 0,6%; to another bank's UzCard: 0,6%; to HUMO APEX BANK: free; to UzCard APEX BANK: 0,6%cl. 17.4 of the tariffs (P2P in the mobile app); percentage of the transaction amount
Conversion conversion at the bank's buy/sell rate on the transaction date (in the app)item 17.6 of the tariffs; separate markup not specified
SMS notifications freefree (activation/deactivation of SMS notifications)tariffs cl. 4.2
Other virtual card in the mobile app; payment at UzCard/HUMO POS/e-POS free; validity up to one year
Transfer limit 50 000 000 UZS/dayfrom UzCard/HUMO APEX BANK cards to UzCard/HUMO APEX BANK cards: 50 mln UZS per transaction, 50 mln per day, 180 mln per month; from other banks' cards (linked in remote banking) to any UzCard/HUMO cards: 10 mln per transaction, 50 mln per day, 180 mln per month; between one's own cards of any banks: 1 billion UZS per transaction, per day and per monthnon-residents: 50 000 000 UZS/daydocument «Limits on card-to-card transfers» for residents; amount holds the limit for cards issued by APEX BANK
Other limits from cards of other banks (linked in remote banking): no more than 5 transactions per day and 100 transactions per month; the number of transactions is unlimited for APEX BANK cardsnon-residents: from other banks' cards (linked in remote banking): no more than 5 transactions per day and 50 per month; no limit on the number of transactions for APEX BANK cardsdocument “Limits on transfers between cards”
Validity1 years

Virtual card tariffs from cl. 4 of the tariffs dated 05.10.2026; there is no separate page on the site.

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Visa in UZS

Visa Classic

Classic privileges →

Issuing 20 000 UZSincluding VAT; fee in UZS for cards in UZS and USD; the fee is charged immediately upon opening; free for student cards, offer until 31.12.2026 (website)
Maintenance freefreethe tariff text dated 05.10.2026 has no Visa Classic section; the value is from the website and the product passport
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 20 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,5%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: freetariff cl. 17.4 (transfer in the mobile app)
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): UZS card free, USD card 0,5%; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VATPOS rate per the Visa product passport (the website page states 0,50% / 0,25%)
Deposit / minimum balance freeno minimum balance
Validity5 years

Visa Classic is described on the website and in the Visa product passport (UZS/USD); the tariff text dated 05.10.2026 has no Visa Classic section, although it is in the table of contents.

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Visa Gold

Gold privileges →

Issuing 30 000 UZSincluding VAT; fee in UZS for UZS and USD cards; the fee is charged immediately upon opening
Maintenance freefreetariffs cl. 7.4
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 30 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,4%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: freetariff cl. 17.4 (transfer in the mobile app)
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): UZS card free, USD card 0,25%; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VATPOS rate per the Visa product passport (the website page states 0,50% / 0,25%)
Deposit / minimum balance freeno minimum balance
Validity5 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

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Visa Infinite

Infinite privileges →

Issuing 2 000 000 UZSincluding VAT; fee in UZS for UZS and USD cards; the fee is charged immediately upon opening
Maintenance 120 000 UZS/mo.120 000 UZS per monthincluding VAT; charged monthly by the 5th day of the following month
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 2 000 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,2%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: freetariff cl. 17.4 (transfer in the mobile app)
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): free; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VAT; 50% discount on safe deposit box rental; free access to business lounges, travel insurance, roaming (per the website)
Deposit / minimum balance 300 000 UZSminimum balance 300 000 UZSthe account balance is returned to the client 30 days after the card is closed
Validity5 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

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Visa Platinum

Platinum privileges →

Issuing 50 000 UZSincluding VAT; fee in UZS for UZS and USD cards; the fee is charged immediately upon opening
Maintenance 12 000 UZS/mo.12 000 UZS per monthincluding VAT; charged monthly by the 5th day of the following month
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 50 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,3%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: freetariff cl. 17.4 (transfer in the mobile app)
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): free; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VAT; free access to CIP lounges 6 times per year, concierge service, internet roaming (per website)
Deposit / minimum balance 60 000 UZSminimum balance 60 000 UZSthe account balance is returned to the client 30 days after the card is closed
Validity5 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

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VISA Virtual virtual

Virtual privileges →

Issuing freefreecl. 6.1 of the tariffs (UZS and USD)
Maintenance freefreetariffs cl. 6.3
Reissue not providedVisa product passport
Withdrawal at own ATMs cash withdrawal not providedVisa product passport
Withdrawal at other banks’ ATMs cash withdrawal not provided
Withdrawal abroad cash withdrawal not provided
Top-up freecashier, transfer from a deposit and from another bank’s account, P2P receipt: freeTariffs, items 6.6-6.9
Transfer to another bank’s card 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: freetariff cl. 17.4 (transfer in the mobile app)
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): free; dispute: 240 000 soums (UZS) / 20 USD (USD), incl. VATtariffs cl. 6.10, 6.11
Deposit / minimum balance freeno minimum balance
Validity1 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

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Visa in USD

Visa Classic

Classic privileges →

Issuing 20 000 UZSincluding VAT; fee in UZS for cards in UZS and USD; the fee is charged immediately upon opening; free for student cards, offer until 31.12.2026 (website)
Maintenance freefreethe tariff text dated 05.10.2026 has no Visa Classic section; the value is from the website and the product passport
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 20 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,5%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffsTariffs, item 17.4.17
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): UZS card free, USD card 0,5%; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VATPOS rate per the Visa product passport (the website page states 0,50% / 0,25%)
Deposit / minimum balance freeno minimum balance
Validity5 years

Visa Classic is described on the website and in the Visa product passport (UZS/USD); the tariff text dated 05.10.2026 has no Visa Classic section, although it is in the table of contents.

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Visa Gold

Gold privileges →

Issuing 30 000 UZSincluding VAT; fee in UZS for UZS and USD cards; the fee is charged immediately upon opening
Maintenance freefreetariffs cl. 7.4
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 30 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,4%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffsTariffs, item 17.4.17
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): UZS card free, USD card 0,25%; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VATPOS rate per the Visa product passport (the website page states 0,50% / 0,25%)
Deposit / minimum balance freeno minimum balance
Validity5 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

Source ↗

Visa Infinite

Infinite privileges →

Issuing 2 000 000 UZSincluding VAT; fee in UZS for UZS and USD cards; the fee is charged immediately upon opening
Maintenance 10 USD/mo.10 USD per monthincluding VAT; charged monthly by the 5th day of the following month
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 2 000 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,2%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffsTariffs, item 17.4.17
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): free; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VAT; 50% discount on safe deposit box rental; free access to business lounges, travel insurance, roaming (per the website)
Deposit / minimum balance 25 USDminimum balance 25 USDthe account balance is returned to the client 30 days after the card is closed
Validity5 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

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Visa Platinum

Platinum privileges →

Issuing 50 000 UZSincluding VAT; fee in UZS for UZS and USD cards; the fee is charged immediately upon opening
Maintenance 1 USD/mo.1 USD per monthincluding VAT; charged monthly by the 5th day of the following month
Reissue freeupon expiry: free; in case of loss/compromise/data change/at the client's initiative: 50 000 UZS; in case of technical failure through the bank's fault: freeincluding VAT
Withdrawal at own ATMs 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0%APEX BANK fee excluding the payment system/acquirer bank fee; cl. 7.12-7.13, 8.12-8.13, 9.12-9.13 of the tariffs
Withdrawal at other banks’ ATMs 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,3%APEX BANK fee excluding the fee of the acquiring bank
Withdrawal abroad 1.5%/transactionthird-party bank ATM: 1,5% (no breakdown by country)the tariffs have no separate rate abroad; APEX BANK fee excluding the acquiring bank fee
Top-up freecash desk of APEX BANK, transfer from a deposit and from another bank's account, ATM, Visa Direct, P2P: freeAPEX BANK fee excluding the third-party bank's fee
Transfer to another bank’s card transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffsTariffs, item 17.4.17
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): free; dispute: 240 000 UZS (UZS) / 20 USD (USD), incl. VAT; free access to CIP lounges 6 times per year, concierge service, internet roaming (per website)
Deposit / minimum balance 5 USDminimum balance 5 USDthe account balance is returned to the client 30 days after the card is closed
Validity5 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

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VISA Virtual virtual

Virtual privileges →

Issuing freefreecl. 6.1 of the tariffs (UZS and USD)
Maintenance freefreetariffs cl. 6.3
Reissue not providedVisa product passport
Withdrawal at own ATMs cash withdrawal not providedVisa product passport
Withdrawal at other banks’ ATMs cash withdrawal not provided
Withdrawal abroad cash withdrawal not provided
Top-up freecashier, transfer from a deposit and from another bank’s account, P2P receipt: freeTariffs, items 6.6-6.9
Transfer to another bank’s card transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffsTariffs, item 17.4.17
Conversion conversion at the bank's buy/sell rate on the transaction dateseparate markup not specified in the tariffs
SMS notifications freefree (activation/deactivation of SMS notifications)
Other payment for goods and services (POS, e-POS): free; dispute: 240 000 soums (UZS) / 20 USD (USD), incl. VATtariffs cl. 6.10, 6.11
Deposit / minimum balance freeno minimum balance
Validity1 years

Data from the tariffs of 05.10.2026, the card page and the Visa product passport. Whether non-residents can apply is not stated on the website.

Source ↗