Garant Bank cards: fees
Fees as of 22.10.2026More details
Garant Bank: 17 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard DUO
| Issuing | 40 000 UZS40 000 UZS (incl. VAT)salary, pension, scholarships and benefits: free (cl. 1.2) |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 40 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: free |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 5 years |
Card page: 40 000 UZS, 5 years, ordered in the mobile app; additional card 40 000 UZS (clause 1.4). PDF tariffs are effective from 08.06.2026.
Uzcard KIDS
| Issuing | 40 000 UZS40 000 UZS (incl. VAT)salary, pension, scholarships and benefits: free (cl. 1.2) |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 40 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: free |
| Validity | 5 years |
Data from the tariffs PDF (UZCARD KIDS column); a separate card page was not opened.
Uzcard Moment
| Issuing | freefreeinstant issue card |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: freeclauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: freepage: no annual maintenance fee |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 5 years |
Instant issue card; issuance and reissue free (page and PDF match).
Uzcard Sherdor
| Issuing | 100 000 UZS100 000 UZS (incl. VAT)from the card page only; there is no Sherdor column in the tariffs PDF |
|---|---|
| Maintenance | 80 000 UZS/mo.80 000 UZS per monthmonthly subscription fee, from the card page only |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 5 years |
Premium card: issuance and subscription fee only from the page; other tariffs in the PDF are not specified for this card.
Uzcard with custom design
| Issuing | 45 000 UZS45 000 UZS (incl. VAT)salary, pension, scholarships and benefits: free (cl. 1.2) |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | 45 000 UZSupon expiry of validity: 45 000 UZS; upon loss or damage: 45 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: free |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 5 years |
Data from the tariffs PDF; the card's separate page was not opened. Reissue upon expiry is also paid (45 000 UZS).
Uzcard-UnionPay (co-badging)
| Issuing | 40 000 UZS40 000 UZS (incl. VAT)salary, pension, scholarships and benefits: free (cl. 1.2) |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 40 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: free |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 3 years |
Uzcard + UnionPay co-branded card, account in national currency; PDF: validity 3 years, issuance 40 000 UZS.
BLAGOkarta (Uzcard ISIC)
| Issuing | 100 000 UZS100 000 UZS (incl. VAT)50% discount with promo code UVA2026 (200 000 UZS without discount); per the PDF, issuance is 100 000 UZS, including for payroll cards; an additional card is also 100 000 |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 100 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: freecard for members of the Volunteers Association of Uzbekistan |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 3 years |
Page: term 5 years, PDF: term 3 years - discrepancy. Application offline only.
Humo in UZS
Humo
| Issuing | 40 000 UZS40 000 UZS (incl. VAT)salary, pension, scholarships and benefits: free (cl. 1.2) |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 40 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: free |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 5 years |
Page: 40 000 UZS, 5 years, order in the app.
Humo KIDS
| Issuing | 40 000 UZS40 000 UZS (incl. VAT)the Kids card HUMO card page (updated 06.03.2025) shows 45 000 UZS - outdated compared to the PDF tariffs effective from 08.06.2026; additional card 40 000 |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 40 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: freefor children under 16; page: annual maintenance fee is free |
| Validity | 5 years |
Discrepancy between the page (45 000) and the PDF (40 000). Issuance offline.
Humo Virtual virtual
| Issuing | freefreePage: card opening 0 UZS |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: freeclauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: freepage: purchases and card account top-ups are free of fees |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 3 years |
Virtual card for online payments; cash withdrawal is not filled in because the PDF tariffs are common to all cards, while this card is virtual.
Humo with custom design
| Issuing | 45 000 UZS45 000 UZS (incl. VAT)salary, pension, scholarships and benefits: free (cl. 1.2) |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | 45 000 UZSupon expiry of validity: 45 000 UZS; upon loss or damage: 45 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: free |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 5 years |
Data from the tariffs PDF; the card's separate page was not opened. Reissue upon expiry is also paid (45 000 UZS).
Visa in USD
Visa Classic
| Issuing | 45 000 UZS45 000 UZS (incl. VAT)when applying through bank offices; in the PDF the issuance cost is stated in UZS |
|---|---|
| Maintenance | freenonetariffs cl. 1.4 |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 45 000 UZS (incl. VAT)items 2.1, 2.2 of the tariffs (international cards); amounts incl. VAT |
| Withdrawal at own ATMs | 1.5%Garant bank ATM: 1,5%; Garant bank cash desk (Garant bank card): free; Garant bank cash desk with cards of other banks: 2%Tariffs, items 5.1-5.4 |
| Withdrawal at other banks’ ATMs | another bank's ATM: according to the other bank's tariffscl. 5.5 of the tariffs; the document has no own fee of Garant bank |
| Top-up | freevia the Garant bank cash desk and non-cash top-up at offices: freeTariffs, items 4.1, 4.2 |
| SMS notifications | freeSMS notification activation: no fee; 3D Secure, personal account, balance inquiry at an ATM: no feeTariffs, items 3.1-3.5 |
| Other | 0.5% (min. 0.5 USD)/transactioncard payments for goods and services (in Uzbekistan and abroad): 0,5% of the transaction amount, min. 0,5 USD (incl. VAT); card account statement certificate: 35 000 UZS (incl. VAT)tariffs cl. 6.1, 6.2, 3.6 |
| Transfer limit | 1 000 USD/dayVisa Direct to Visa cards of other banks: up to 1 000 USD per day, up to 20 000 USD per month, number of transactions unlimitedlimits of the Bank's mobile app for an identified customer (2024 document); transactions in another currency are converted at the Bank's rate |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified customer (2024 document); transactions in another currency are converted at the Bank's rate |
| Deposit / minimum balance | 10 USDinsurance deposit 10 USDcl. 1.3 of the tariffs; card page |
| Validity | 3 years |
The service is provided offline. The Booking.com/BookingBash promotions on the page are Visa promos, not bank cashback.
Visa Gold
| Issuing | 60 000 UZS60 000 UZS (incl. VAT)when applying through bank offices; in the PDF the issuance cost is stated in UZS |
|---|---|
| Maintenance | 1 USD/mo.1 USD per monthitem 1.4 of the tariffs; page: monthly fee |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 60 000 UZS (incl. VAT)items 2.1, 2.2 of the tariffs (international cards); amounts incl. VAT |
| Withdrawal at own ATMs | 1.5%Garant bank ATM: 1,5%; Garant bank cash desk (Garant bank card): free; Garant bank cash desk with cards of other banks: 2%Tariffs, items 5.1-5.4 |
| Withdrawal at other banks’ ATMs | another bank's ATM: according to the other bank's tariffscl. 5.5 of the tariffs; the document has no own fee of Garant bank |
| Top-up | freevia the Garant bank cash desk and non-cash top-up at offices: freeTariffs, items 4.1, 4.2 |
| SMS notifications | freeSMS notification activation: no fee; 3D Secure, personal account, balance inquiry at an ATM: no feeTariffs, items 3.1-3.5 |
| Other | 0.5% (min. 0.5 USD)/transactioncard payments for goods and services (in Uzbekistan and abroad): 0,5% of the transaction amount, min. 0,5 USD (incl. VAT); card account statement certificate: 35 000 UZS (incl. VAT)tariffs cl. 6.1, 6.2, 3.6 |
| Transfer limit | 1 000 USD/dayVisa Direct to Visa cards of other banks: up to 1 000 USD per day, up to 20 000 USD per month, number of transactions unlimitedlimits of the Bank's mobile app for an identified customer (2024 document); transactions in another currency are converted at the Bank's rate |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified customer (2024 document); transactions in another currency are converted at the Bank's rate |
| Deposit / minimum balance | 50 USDinsurance deposit 50 USDcl. 1.3 of the tariffs; card page |
| Validity | 3 years |
The service is provided offline.
Visa Infinite
| Issuing | 200 000 UZS200 000 UZS (incl. VAT)when applying through bank offices; in the PDF the issuance cost is stated in UZS |
|---|---|
| Maintenance | 7 USD/mo.7 USD per monthitem 1.4 of the tariffs; page: monthly fee |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 200 000 UZS (incl. VAT)items 2.1, 2.2 of the tariffs (international cards); amounts incl. VAT |
| Withdrawal at own ATMs | 1.5%Garant bank ATM: 1,5%; Garant bank cash desk (Garant bank card): free; Garant bank cash desk with cards of other banks: 2%Tariffs, items 5.1-5.4 |
| Withdrawal at other banks’ ATMs | another bank's ATM: according to the other bank's tariffscl. 5.5 of the tariffs; the document has no own fee of Garant bank |
| Top-up | freevia the Garant bank cash desk and non-cash top-up at offices: freeTariffs, items 4.1, 4.2 |
| SMS notifications | freeSMS notification activation: no fee; 3D Secure, personal account, balance inquiry at an ATM: no feeTariffs, items 3.1-3.5 |
| Other | 0.5% (min. 0.5 USD)/transactioncard payments for goods and services (in Uzbekistan and abroad): 0,5% of the transaction amount, min. 0,5 USD (incl. VAT); card account statement certificate: 35 000 UZS (incl. VAT)tariffs cl. 6.1, 6.2, 3.6 |
| Transfer limit | 1 000 USD/dayVisa Direct to Visa cards of other banks: up to 1 000 USD per day, up to 20 000 USD per month, number of transactions unlimitedlimits of the Bank's mobile app for an identified customer (2024 document); transactions in another currency are converted at the Bank's rate |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified customer (2024 document); transactions in another currency are converted at the Bank's rate |
| Deposit / minimum balance | 150 USDsecurity deposit 150 USDcl. 1.3 of the tariffs; card page |
| Validity | 3 years |
The service is provided offline. Privileges: Lounge Key (6 visits per year), concierge, travel insurance.
Visa Virtual virtual
| Issuing | freefreecl. 1.2 of the tariffs (Visa Virtual) |
|---|---|
| Maintenance | freenonetariffs cl. 1.4 |
| Reissue | freeupon expiry of validity: free; in case of loss or damage: not providedTariffs, items 2.1, 2.2 |
| Withdrawal at own ATMs | not providedtariff cl. 5: not provided for Visa Virtual |
| Top-up | not providedtariff cl. 4: not provided for Visa Virtual |
| SMS notifications | freeSMS notification activation: no fee; 3D Secure, personal account, balance inquiry at an ATM: no feeTariffs, items 3.1-3.5 |
| Other | card payments: not provided (cl. 6); card account statement: 35 000 UZS (incl. VAT)cl. 6, 3.6 of the tariffs |
| Deposit / minimum balance | 1 USDinsurance deposit 1 USDcl. 1.3 of the tariffs; card page |
| Validity | 3 years |
Only in the PDF of international card tariffs (from 18.05.2026), there is no separate page on the website; top-up, withdrawal and card payments are marked as not provided in the PDF.
Mastercard in UZS
Humo Mastercard ISIC Student
| Issuing | 150 000 UZS150 000 UZS (incl. VAT)including payroll and additional cards (cl. 1.2-1.4); for university students |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 150 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: freecash withdrawal at Garant bank ATMs 0,7% (page) |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 3 years |
HUMO + Mastercard card in partnership with ISIC; a certificate from the university and the HEMIS number are required. Applied for offline.
Humo-Mastercard (co-badging)
| Issuing | 40 000 UZS40 000 UZS (incl. VAT)salary, pension, scholarships and benefits: free (cl. 1.2) |
|---|---|
| Maintenance | freeno commissionitem 1.5 of the tariffs: no card maintenance fee is charged |
| Reissue | freeupon expiry of validity: free; upon loss or damage: 40 000 UZS (incl. VAT)clauses 2.1, 2.2 of the tariffs; amounts incl. VAT |
| Withdrawal at own ATMs | 0.7%Garant bank ATM and cash desk: 0,7%tariff cl. 5.1, 5.3; withdrawal at another bank's cash desk - per that bank's tariffs (cl. 5.2) |
| Withdrawal at other banks’ ATMs | 1%another bank's ATM: 1%tariffs cl. 5.4 |
| Top-up | freevia the cashier and ATMs of Garant bank, non-cash crediting, salary: free; via cashiers and ATMs of other banks - at that bank's tariffsTariffs, items 4.1-4.6 |
| Transfer to another bank’s card | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: freecl. 6.1-6.12 of the tariffs; also 0,5% for a transfer from another bank's card to a Garant bank card and to e-wallets |
| Other | card account certificate: 35 000 UZS (incl. VAT); card blocking/unblocking and obtaining account information: free |
| Transfer limit | 150 000 000 UZS/daytransfer to cards of other banks (Uzcard/Humo): up to 30 mln UZS per transaction, up to 20 transactions and 150 mln UZS per day, up to 100 transactions and 500 mln UZS per month; to Garant bank cards: up to 30 mln UZS per transaction, no limit per day and per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Purchase limit | 150 000 000 UZS/daypayment for services in the app: up to 15 mln UZS per transaction, up to 30 transactions and 150 mln UZS per day, up to 150 transactions and 500 mln UZS per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Other limits | transfers to other banks' Visa/Mastercard cards (Visa Direct/MC MoneySend): up to 1 000 USD (EUR) per day and 20 000 USD (EUR) per monthlimits of the Bank's mobile app for an identified client (2024 document); operations in another currency are recalculated at the Bank's rate; a day is counted as the 24 hours before the operation |
| Validity | 3 years |
Humo + Mastercard co-branded card, UZS account, automatic conversion when paying in foreign currency; recorded as mastercard UZS.