Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Consumer loans
Consumer lending
Purpose
purchase of goods (works, services) produced in Uzbekistan for consumer needs
Available to
employees with at least 6 months of tenure at the current job and a payroll card with turnover over 3 months
Rate (main case)
37.99%/year37,99% per annum for 18 monthsterm 18 mo.; there is no base term of 36 mo., the only (shorter) term was taken
Lowest rate
37.99%/year37,99% per annum
Highest rate
37.99%/year37,99% per annum
Maximum amount
41 200 000 UZSup to 100 BCV (41 200 000 UZS)
Loan term
up to 18 mo.
Down payment
no down paymentno advance payment provided
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Accepted as collateral
other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Rate
18 mo.
—
37.99%/yearsingle rate on the page
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Auto loans
Promotion from UzAutoMotors
Purpose
purchase of cars produced by UzAutoMotors (Chevrolet, etc.) from a car dealership
Available to
buyers of UzAutoMotors cars; at least 6 months of employment at the current workplace, a payroll card with 3 months of turnover or a salary certificate
Rate (main case)
0%/year0% per annum for 36 months (ONIX/Tracker, down payment 25-29%)the rate depends on the brand, term and down payment: 0% per the table for most combinations, 5-10% for Tahoe; the ONIX/Tracker row was taken for the base term of 36 months and the minimum down payment
Lowest rate
0%/yearfrom 0% per the promotion table
Highest rate
10%/yearup to 10% for Tahoe for 36 months with a down payment of 40% or more
Maximum amount
depends on the car's value
Loan term
up to 60 mo.
Down payment
25%at least 25% of the car priceThe page FAQ states a minimum down payment of 15%
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
83.97%/yearincreased rate of 83,97% per annum on overdue debtper the page text; the information sheet (pdf) states 41.985% per annum
Collateral
yes
Accepted as collateral
car
Guarantor
yes
Proof of income
yes
Insurance required
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
12 mo.
—
25%
0%/yearUzAutoMotors promotion, Labo model, down payment 25-29%
12 mo.
—
25%
0%/yearUzAutoMotors promotion, Tahoe model, down payment 25-29%
14 mo.
—
25%
0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 25-29%
14 mo.
—
30%
0%/yearUzAutoMotors promotion, Labo model, down payment 30-39%
17 mo.
—
30%
0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 30-39%
18 mo.
—
25%
5%/yearUzAutoMotors promotion, Tahoe model, down payment 25-29%
18 mo.
—
40%
0%/yearUzAutoMotors promotion, Labo model, down payment 40-49%
21 mo.
—
40%
0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 40-49%
23 mo.
—
50%
0%/yearUzAutoMotors promotion, Labo model, down payment 50-59%
24 mo.
—
30%
8%/yearUzAutoMotors promotion, Tahoe model, down payment 30-39%
28 mo.
—
50%
0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 50-59%
36 mo.
—
25%
0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 25-29%
36 mo.
—
40%
10%/yearUzAutoMotors promotion, Tahoe model, down payment from 40% (the table cell is merged across all columns from 40%)
40 mo.
—
30%
0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 30-39%
52 mo.
—
40%
0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 40-49%
60 mo.
—
50%
0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 50-59%
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Infin Auto
Purpose
purchase of a car produced in Uzbekistan (new on the primary market; used, no older than 3 years, on the secondary market)
Available to
citizens of Uzbekistan, stateless persons and foreigners permanently residing in Uzbekistan; at least 6 months of service at the current place of work, a payroll card with turnover over 3 months
Rate (main case)
26.99%/year26,99% per annum for up to 48 months (primary market, down payment from 20%)the 36-month base term falls within the “up to 48 months” range; minimum down payment 20% – on the primary market
Lowest rate
22.99%/yearfrom 22,99% on the secondary market (up to 36 months with a down payment over 40% or up to 12 months with a down payment from 50%)
Highest rate
27.99%/yearup to 27,99% per the page calculator (primary market, down payment from 15%)per the text terms, maximum 26,99% (primary market and secondary market for self-employed, for 60 months)
Maximum amount
primary market: depends on the cost of the car; secondary market: up to 2000 BRV2000 BCV = 824 000 000 UZS (BCV = 412 000 UZS (follows from the consumer loan: 100 BCV = 41 200 000 UZS))
Loan term
up to 60 mo.
Down payment
20%From 20% on the primary market (25% on the secondary market, 40-50% for short terms)The page FAQ states a minimum down payment of 15%
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Grace period
9 mo.
Collateral
yes
Accepted as collateral
car, other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Down payment from
Clients
Rate
12 mo.
—
50%
all clients
22.99%/yearsecondary market, term up to 12 months, down payment of at least 50%
24 mo.
—
15%
all clients
27.99%/yearaccording to the calculator on the page (primary market, down payment from 15%, term 24 months): 27,99%; differs from the page text (26,99%)
24 mo.
—
40%
all clients
24.99%/yearsecondary market, term up to 24 months, down payment of at least 40%
36 mo.
—
25%
all clients
23.99%/yearsecondary market (car up to 3 years old), official income, term up to 36 months, down payment 25-40%
36 mo.
—
25%
special category
25.99%/yearsecondary market, self-employed, term up to 36 months, down payment 25-40%
36 mo.
—
40%
all clients
22.99%/yearsecondary market, official income, term up to 36 months, down payment over 40%
36 mo.
—
40%
special category
24.99%/yearsecondary market, self-employed, term up to 36 months, down payment over 40%
48 mo.
—
20%
all clients
26.99%/yearprimary market (new cars produced in Uzbekistan), term up to 48 months, down payment of at least 20%, grace period on principal of 9 months
60 mo.
—
25%
all clients
24.99%/yearsecondary market, official income, term up to 60 months, down payment 25-40%
60 mo.
—
25%
special category
26.99%/yearsecondary market, self-employed, term up to 60 months, down payment 25-40%
60 mo.
—
40%
all clients
23.99%/yearsecondary market, official income, term up to 60 months, down payment over 40%
60 mo.
—
40%
special category
25.99%/yearsecondary market, self-employed, term up to 60 months, down payment over 40%
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mortgages
Yangi Xonadon
Purpose
purchase of an apartment on the primary housing market using funds of the Ministry of Economy and Finance
Available to
citizens of Uzbekistan aged 18-60; apartments in new multi-apartment buildings of 4 floors or more, commissioned no more than 3 years ago; a state subsidy for the down payment and part of the interest is possible
Rate (main case)
16.99%/yearrefinancing rate + 2,99% (16,99% at a rate of 14%)formula from the page: “Refinancing rate of the Republic of Uzbekistan + 2,99%”; the figure 16,99% follows from the “Mortgage with NRG” card (“from 16,99%”), implies a Central Bank rate of 14%
Lowest rate
16.99%/yearrefinancing rate + 2,99%
Highest rate
16.99%/yearrefinancing rate + 2,99%
Maximum amount
480 000 000 UZSup to 480 mln UZS in Tashkentin the Republic of Karakalpakstan and provinces up to 380 mln UZS
Loan term
up to 240 mo.
Down payment
15%at least 15% of the housing costwith a subsidy: a fixed subsidy amount plus at least 5% own funds
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate
Proof of income
yes
Early repayment allowed
yes
Borrower age
18–60 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
240 mo.
—
15%
16.99%/yearrefinancing rate + 2,99%; the figure is derived from the «Mortgage with NRG» card (from 16,99%)
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mortgage with New City
Purpose
purchase of an apartment in a multi-apartment residential building
Available to
residents of Uzbekistan aged 18-60 with official and/or unofficial regular income
Rate (main case)
18%/year18% per annum for a term of up to 240 monthssingle rate on the page
Lowest rate
18%/year18% per annum
Highest rate
18%/year18% per annum
Maximum amount
1 000 000 000 UZSup to 1 000 000 000 UZSbased on the sale and purchase agreement amount
Loan term
up to 240 mo.
Down payment
25%at least 25% of the apartment price
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate
Proof of income
yes
Insurance required
yes
Early repayment allowed
yes
Borrower age
18–60 years
Decision time
within one day
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
240 mo.
—
25%
18%/yearsingle rate on the page
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mortgage with NRG
Purpose
purchase of an apartment in an apartment building under construction under the NRG BI GROUP brand
Available to
citizens of Uzbekistan aged 18-60 (a co-borrower aged 25-50 is required for ages 18-25 and 50-60); buyers of apartments in NRG BI GROUP buildings; those who have not received a mortgage funded by the Ministry of Economy and Finance since 01.05.2024
Rate (main case)
20%/year20% per annum during construction; then part of the loan at the CB rate + 2,99%, the remainder at 22%base rate 20% - per the first phrase of the page “The loan is provided at a rate of 20%”; rates change after the housing is pledged as collateral
Lowest rate
16.99%/yearfrom 16,99% (Central Bank rate + 2,99% on the part of the loan after construction is completed)value from the loan list card “from 16,99% per annum”
Highest rate
22%/yearup to 22% on the remaining part of the loan after construction is completed
Maximum amount
1 500 000 000 UZSup to 1 500 000 000 UZS
Loan term
up to 240 mo.
Down payment
20%at least 20% of the housing cost
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate, other
Guarantor
yes
Proof of income
yes
Early repayment allowed
yes
Borrower age
18–60 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
240 mo.
—
20%
20%/yearrate until construction is completed and the housing is pledged to the bank
240 mo.
—
20%
16.99%/yearafter construction is completed: the part of the loan refinanced by the Ministry of Economy and Finance (up to 380 mln UZS — regions, up to 480 mln UZS — Tashkent), at the Central Bank base rate + 2,99%; the figure 16,99% is given in the loan list (“from 16,99%”), implying a Central Bank rate of 14%
240 mo.
—
20%
22%/yearafter construction is completed: the remaining part of the loan
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mortgage loan funded by the commercial resources of the Mortgage Refinancing Company JSC of the Republic of Uzbekistan
Purpose
purchase of housing on the primary and secondary market
Available to
citizens of Uzbekistan, stateless persons and foreigners permanently residing in Uzbekistan; refusal if there is another mortgage loan
Rate (main case)
20.99%/year20,99% per annum for 180 months with official income and a down payment from 25%there is no base term of 120 months; the only term of 180 months was taken (the nearest larger one)
Lowest rate
20.99%/yearfrom 20,99% for persons with official income
Highest rate
21.99%/yearup to 21,99% for self-employed
Maximum amount
1 000 000 000 UZSup to 1 bn UZS in Tashkentin the Republic of Karakalpakstan and regions up to 550 mln UZS
Loan term
up to 180 mo.
Down payment
25%from 25% with official income, from 35% for self-employed
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Down payment from
Clients
Rate
180 mo.
—
25%
all clients
20.99%/yearpersons with official income, contribution from 25%
180 mo.
—
35%
special category
21.99%/yearself-employed, down payment from 35%
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Infin Mortgage
Purpose
purchase of an individual house or an apartment in a multi-apartment residential building
Available to
citizens of Uzbekistan, stateless persons and foreigners with permanent residence in Uzbekistan; the rate is higher for the self-employed
Rate (main case)
21.99%/year21,99% per annum for 120 months with official income and a down payment of 25-40%rate table on the page: official income, up to 120 months, down payment from 25% to 40%
Lowest rate
20.99%/yearfrom 20.99% with official income, a down payment over 40%, and a term of up to 120 months
Highest rate
24.99%/yearup to 24,99% for self-employed, term up to 180 months, down payment 25-40%
Maximum amount
1 236 000 000 UZSup to 1 236 000 000 UZS (3000 BCA) for Tashkent and Tashkent regionfor the Republic of Karakalpakstan and the regions up to 2000 BCV (the page erroneously says “824 000 UZS”, at 412 000 UZS per BCV - 824 000 000 UZS)
Loan term
up to 180 mo.
Down payment
25%at least 25% of the sale and purchase contract amount
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate
Proof of income
yes
Insurance required
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Down payment from
Clients
Rate
120 mo.
—
25%
all clients
21.99%/yearofficial income, contribution from 25% to 40%
120 mo.
—
25%
special category
23.99%/yearself-employed, down payment from 25% to 40%
120 mo.
—
40%
all clients
20.99%/yearofficial income, down payment over 40%
120 mo.
—
40%
special category
22.99%/yearself-employed, down payment over 40%
180 mo.
—
25%
all clients
22.99%/yearofficial income, contribution from 25% to 40%
180 mo.
—
25%
special category
24.99%/yearself-employed, down payment from 25% to 40%
180 mo.
—
40%
all clients
21.99%/yearofficial income, down payment over 40%
180 mo.
—
40%
special category
23.99%/yearself-employed, down payment over 40%
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Green renovation
Purpose
renovation of an apartment or individual house (with a certificate for goods green.uzmrc.uz)
Available to
residents of Uzbekistan aged 18-60; a certificate is required for at least 50% of the purchased goods from the green.uzmrc.uz site; debt burden no higher than 50%
Rate (main case)
23.99%/year23,99% per annum for a term of up to 120 monthssingle rate on the page
Lowest rate
23.99%/year23,99% per annum
Highest rate
23.99%/year23,99% per annum
Maximum amount
170 000 000 UZSup to 170 mln UZS
Loan term
up to 120 mo.
Down payment
no down paymentno down payment
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate
Proof of income
yes
Insurance required
yes
Early repayment allowed
yes
Borrower age
18–60 years
Decision time
within one day
Rates by term, amount and client category
Term
Amount
Rate
120 mo.
—
23.99%/yearsingle rate on the page
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Infin Reconstruction
Purpose
reconstruction of an individual residential house
Rate (main case)
25.99%/year25,99% per annum for 72 monthsmaximum term 72 months; there is no base term of 120 months, the only (shorter) term is used
Lowest rate
25.99%/year25,99% per annum
Highest rate
25.99%/year25,99% per annum
Maximum amount
412 000 000 UZSup to 1000 BCV (412 000 000 UZS)BCV = 412 000 UZS (follows from the consumer loan: 100 BCV = 41 200 000 UZS)
Loan term
up to 72 mo.
Down payment
26%at least 26% of the project cost
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate, other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
72 mo.
—
26%
25.99%/yearcontribution of at least 26% of the project cost
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Infin Renovation
Purpose
renovation of an apartment or an individual house
Rate (main case)
25.99%/year25,99% per annum for 72 monthsmaximum term 72 months; there is no base term of 120 months, the only (shorter) term is used
Lowest rate
25.99%/year25,99% per annum
Highest rate
25.99%/year25,99% per annum
Maximum amount
206 000 000 UZSup to 500 BCV (206 000 000 UZS)BCV = 412 000 UZS (follows from the consumer loan: 100 BCV = 41 200 000 UZS)
Loan term
up to 72 mo.
Down payment
no down paymentdown payment is not required
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Collateral
yes
Accepted as collateral
real estate, other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Rate
72 mo.
—
25.99%/yearsingle rate on the page
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloans
InFin microloan
Purpose
for any purpose
Available to
clients with official income and self-employed; length of service at the current job of at least 6 months, payroll card with turnover for 3 months
Rate (main case)
23.99%/year23,99% per annum with official income for a term of up to 36 monthsthe base term of 12 months falls within the range «up to 36 months»
Lowest rate
23.99%/yearfrom 23,99% with official income for a term of up to 36 months
Highest rate
27.99%/yearup to 27,99% for self-employed for a term of up to 60 months
Maximum amount
100 000 000 UZSup to 100 mln UZS
Loan term
up to 60 mo.
Down payment
no down paymentno advance payment provided
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Grace period
1 mo.
Collateral
yes
Accepted as collateral
other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Clients
Rate
36 mo.
—
all clients
23.99%/yearofficial income, term up to 36 months
36 mo.
—
special category
26.99%/yearself-employed, term up to 36 months
60 mo.
—
all clients
24.99%/yearofficial income, term up to 60 months
60 mo.
—
special category
27.99%/yearself-employed, term up to 60 months
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Infin Qadam
Purpose
for any purpose (for self-employed), secured by a car
Available to
self-employed persons (a document confirming self-employment is required)
Rate (main case)
25.99%/year25,99% per annum for a term of up to 60 monthssingle rate for the entire term
Lowest rate
25.99%/year25,99% per annum
Highest rate
25.99%/year25,99% per annum
Maximum amount
300 000 000 UZSup to 300 mln UZS
Loan term
up to 60 mo.
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Grace period
1 mo.
Collateral
yes
Accepted as collateral
car
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Clients
Rate
60 mo.
—
special category
25.99%/yearself-employed, security — motor vehicle
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan for self-employed persons
Purpose
for any purpose (self-employed)
Available to
self-employed persons (a document confirming self-employment is required)
Rate (main case)
26.99%/year26,99% per annum for a term of up to 60 monthsa single rate for the entire term; there is no base term of 12 months
Lowest rate
26.99%/year26,99% per annum
Highest rate
26.99%/year26,99% per annum
Maximum amount
300 000 000 UZSup to 300 mln UZS
Loan term
up to 60 mo.
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Grace period
1 mo.
Accepted as collateral
other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Clients
Rate
60 mo.
—
special category
26.99%/yearself-employed
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Education loans
Education loan
Purpose
payment of a tuition contract at a university in Uzbekistan (bachelor's, master's; full-time and part-time study)
Available to
students or their parents/guardians (citizens of Uzbekistan, stateless persons and foreigners permanently residing in Uzbekistan)
Rate (main case)
26.99%/year26,99% per annum for 36 monthsmaximum term 36 months; the base term of 48 months is not provided, the only (shorter) term is used
Lowest rate
26.99%/year26,99% per annum
Highest rate
26.99%/year26,99% per annum
Maximum amount
depends on the cost of the tuition contract
Loan term
up to 36 mo.
Down payment
no down paymentno advance payment provided
Issuance fee
freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none»
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Late payment penalty
the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises”
Accepted as collateral
other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Rates by term, amount and client category
Term
Amount
Rate
36 mo.
—
26.99%/yearsingle rate on the page
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Other loans
Infin Green
Purpose
purchase of solar panels
Available to
residents of Uzbekistan over 18 with a permanent source of income
Rate (main case)
refinancing rate of the Central Bank of Uzbekistan + 6% per annumno figure is given on the page; formula: refinancing rate of the Central Bank of Uzbekistan + 6%
Maximum amount
60 000 000 UZSup to 60 mln UZS
Loan term
up to 60 mo.
Issuance fee
freeno commissionper the page text: “Commission: none”
Early repayment
freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties»
Accepted as collateral
other
Proof of income
yes
Early repayment allowed
yes
Borrower age
from 18 years
Decision time
the application is reviewed for up to 3 days, the decision is communicated within 24 hours
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
