Ipak Yuli Bank cards: fees
Fees as of 22.10.2026More details
Ipak Yuli Bank: 18 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard Duo
| Issuing | 50 000 UZSin Ipak Yuli Mobile (RBS): free; at the bank office: 50 000 UZS; for pensions, scholarships and payroll projects at the office: freeincl. VAT; cl. 2.1-2.2 of Section 5; additional card at the office is also 50 000 UZS; the value in amount - issuance at the office |
|---|---|
| Reissue | freeupon expiry or in the last month of validity: free; upon loss or damage: 50 000 UZSincl. VAT; cl. 2.3.1, 2.3.2 of Section 5; non-working pensioners - free; in place of UZCARD-Mir cards: 50 000 UZS |
| Withdrawal at own ATMs | 1%/transactionATM: 1% of the amount; bank retail cash desks: 1%; bank turnover cash desks: no feeClauses 3.1-3.3 of Section 5: the document has a single 1% rate for cash withdrawal at ATMs, with no distinction between own and other banks' ATMs |
| Withdrawal at other banks’ ATMs | 1%/transaction1% of the amount (general rate for withdrawals via ATMs)Clauses 3.1-3.3 of Section 5: the document has a single 1% rate for cash withdrawal at ATMs, with no distinction between own and other banks' ATMs |
| Withdrawal abroad | not applicable: national card, does not work abroadcash withdrawal abroad is not specified in the Section 5 tariffs |
| Top-up | freeown card at an Ipak Yuli ATM: no fee; top-up of other banks' cards via ATM: 1%cl. 3.4, 3.5 of Section 5; page: card top-up without fee |
| Transfer to another bank’s card | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026card page data; in Section 5, non-cash transfer to customer accounts in other banks: 2,0% of the amount (cl. 1.10, refers to transfers from the account) |
| Other | certificate at the office: 250 000 UZSincl. VAT; cl. 1.3, Section 5 |
The card account maintenance fee is not specified either on the page or in Section 5 (service = null). Delivery: the page mentions ordering in the app with delivery, no price given. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified.
Humo in UZS
Humo
| Issuing | 50 000 UZSin Ipak Yuli Mobile (RBS): free; at the bank office: 50 000 UZS; for pensions, scholarships, payroll projects at the office: freeincl. VAT; cl. 2.1-2.2 of Section 5; additional card at the office 50 000 UZS; the value in amount - issuance at the office |
|---|---|
| Reissue | freeupon expiry or in the last month of validity: free; upon loss or damage: 50 000 UZSincl. VAT; Section 5 cl. 2.3.3, 2.3.4; free for non-working pensioners |
| Withdrawal at own ATMs | 1%/transactionATM: 1% of the amount; bank retail cash desks: 1%; bank turnover cash desks: no feeClauses 3.1-3.3 of Section 5: the document has a single 1% rate for cash withdrawal at ATMs, with no distinction between own and other banks' ATMs |
| Withdrawal at other banks’ ATMs | 1%/transaction1% of the amount (general rate for withdrawals via ATMs)Clauses 3.1-3.3 of Section 5: the document has a single 1% rate for cash withdrawal at ATMs, with no distinction between own and other banks' ATMs |
| Withdrawal abroad | not applicable: national card, does not work abroadcash withdrawal abroad is not specified in the Section 5 tariffs |
| Top-up | freeown card at an Ipak Yuli ATM: no fee; top-up of other banks' cards via ATM: 1%cl. 3.4, 3.5 of Section 5; page: card top-up without fee |
| Transfer to another bank’s card | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026card page data; in Section 5, non-cash transfer to customer accounts in other banks: 2,0% of the amount (cl. 1.10, refers to transfers from the account) |
| Other | 125 000 UZScustom design: 125 000 UZS (only via remote banking, in addition to the issuance cost)incl. VAT; cl. 2.2.4 of Section 5; salary products PLATINUM_ZP_HUMO / PREMIUM_ZP_HUMO: issuance free, withdrawal at the bank's ATMs 0,5% / free (cl. 3.3.1, 3.3.2) |
The maintenance fee is not specified (service = null). The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), the card terms are not stipulated.
Humo Virtual virtual
| Issuing | freefree (via remote banking only)cl. 2.2.5 of Section 5; the operation is carried out only via the bank's remote banking |
|---|---|
| Reissue | 25 000 UZSreissue of a virtual card before expiry: 25 000 UZSincl. VAT; cl. 2.2.6 of Section 5; only via remote banking |
| Withdrawal at own ATMs | not applicable to a virtual card |
| Withdrawal at other banks’ ATMs | not applicable to a virtual card |
| Withdrawal abroad | not applicable: national card, does not work abroadcash withdrawal abroad is not specified in the Section 5 tariffs |
| Top-up | freeown card at an Ipak Yuli ATM: no fee; top-up of other banks' cards via ATM: 1%cl. 3.4, 3.5 of Section 5; page: card top-up without fee |
| Transfer to another bank’s card | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026card page data; in Section 5, non-cash transfer to customer accounts in other banks: 2,0% of the amount (cl. 1.10, refers to transfers from the account) |
The product appears only in Section 5 of the tariffs and in the site menu; the page ru.ipakyulibank.uz/physical/karty/sumovie-karty/karta-humo-virtual redirects to the home page and is not in the card list, so the data comes from the document only (the product may have been discontinued). Withdrawal/top-up for the virtual card are not specified in the tariffs. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card conditions are not specified.
Visa in UZS
Visa Infinite Sum
| Issuing | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZSincl. VAT; cl. 2.2, 2.3 of Section 7 (via remote banking 50% of the office price), matches the card page |
|---|---|
| Maintenance | 70 000 UZS/mo.70 000 UZS per monthincl. VAT; cl. 2.10, Section 7 |
| Reissue | freeupon expiry: free; early reissue due to loss, damage, design change: 50 000 UZSincl. VAT; cl. 2.4 and footnote 1 of Section 7 |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amountsection 7, cl. 2.7 |
| Withdrawal at other banks’ ATMs | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffssection 7, cl. 2.8 |
| Withdrawal abroad | 0.8% (min. 26 000 UZS)/transaction0,8% of the amount, minimum 26 000 UZSincl. VAT; cl. 2.9, Section 7 |
| Top-up | freecash at Ipak Yuli ATMs and cash desks: no fee; transfer via third-party banks: 0,5% of the amount; via Visa Direct / Mastercard Moneysend / UPI: no feecl. 2.5 and footnotes 2, 3, Section 7 |
| Other | vanity numbers: Smart 3 000 000 UZS, Prestige 7 000 000 UZS, Royal 25 000 000 UZS (incl. VAT); certificates free; balance inquiry free; business lounges, Fast Track (10 times per year), trip insuranceSection 7, items 2.11-2.13; privileges - card page data |
| Deposit / minimum balance | 2 600 000 UZSminimum deposit 2 600 000 UZScl. 2.1 of Section 7 and the card page; the document calls it the minimum deposit |
Premium debit card in UZS, concierge service. A “vanity number” is available only for this product (Section 7, part V). The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified.
Visa Kids (children's card)
| Issuing | 35 000 UZS35 000 UZS (office and remote banking)incl. VAT; items 2.2, 2.3 of Section 7. On the card list page: the issuance cost is “free” - a discrepancy with the document |
|---|---|
| Maintenance | freefreecl. 2.10 of Section 7; the card operates through the parent soum Visa account and has no account of its own |
| Reissue | 35 000 UZSearly reissue (loss, damage, design change): 35 000 UZSincl. VAT; cl. 2.4 of Section 7; upon expiration - free (footnote 1) |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amountsection 7, cl. 2.7 |
| Withdrawal at other banks’ ATMs | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffssection 7, cl. 2.8 |
| Withdrawal abroad | 1% (min. 26 000 UZS)/transaction1% of the amount, minimum 26 000 UZSincl. VAT; cl. 2.9, Section 7 |
| Top-up | top-up via the parent's UZS Visa card (no own account)card page, questions section |
| Other | balance inquiry at an ATM: not provided; certificates: 250 000 UZS at the office, 150 000 UZS via remote bankingSection 7; payments in 18+ categories (alcohol, tobacco, gambling) are blocked automatically; the parent receives notifications |
| Other limits | the parent sets the daily and monthly spending limit in the applimit amounts are not fixed by the bank |
| Deposit / minimum balance | freeno minimum depositsection 7, cl. 2.1 |
Card for children aged 7-16 in the child's name, linked to a parent's UZS Visa (Start Sum, Oylik, Woman Card, Infinite Sum, Platinum Sum). Issued by a parent or guardian. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified.
Visa Oylik
| Issuing | freefree (in office and online)Section 7, items 2.2, 2.3 |
|---|---|
| Maintenance | freefreesection 7, cl. 2.10 |
| Reissue | freeupon expiry or in the last month: free; early, upon loss, damage, design change: 50 000 UZSincl. VAT; cl. 2.4 and footnote 1 of Section 7 |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amountsection 7, cl. 2.7 |
| Withdrawal at other banks’ ATMs | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffssection 7, cl. 2.8 |
| Withdrawal abroad | 1% (min. 26 000 UZS)/transaction1% of the amount, minimum 26 000 UZSincl. VAT; cl. 2.9, Section 7 |
| Top-up | freecash at Ipak Yuli ATMs and cash desks: no fee; transfer via third-party banks: 0,5% of the amount; via Visa Direct / Mastercard Moneysend / UPI: no feecl. 2.5 and footnotes 2, 3, Section 7 |
| Other | balance inquiry at an ATM: not provided; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking; quasi-cash (MCC 6051): 1% of the amount, min. 15 000 UZS; 3D Secure freeincl. VAT; Section 7, cl. 2.12-2.13 and special conditions; individual design is not provided |
| Deposit / minimum balance | freeno minimum depositsection 7, cl. 2.1 |
Payroll product: Section 7 has tariffs (as for Visa Start Sum), but there is no card page on the website or in the card list, and the issuance terms were not found. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified.
Visa Platinum Sum
| Issuing | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZSincl. VAT; cl. 2.2, 2.3 of Section 7 (via remote banking 50% of the office price), matches the card page |
|---|---|
| Maintenance | 7 000 UZS/mo.7 000 UZS per monthincl. VAT; cl. 2.10, Section 7 |
| Reissue | freeupon expiry: free; early reissue upon loss, damage, design change: 100 000 UZSincl. VAT; cl. 2.4 and footnote 1 of Section 7 |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amountsection 7, cl. 2.7 |
| Withdrawal at other banks’ ATMs | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffssection 7, cl. 2.8 |
| Withdrawal abroad | 1.5% (min. 26 000 UZS)/transaction1,5% of the amount, minimum 26 000 UZSincl. VAT; cl. 2.9, Section 7 |
| Top-up | freecash at Ipak Yuli ATMs and cash desks: no fee; transfer via third-party banks: 0,5% of the amount; via Visa Direct / Mastercard Moneysend / UPI: no feecl. 2.5 and footnotes 2, 3, Section 7 |
| Other | individual design is not provided; certificates free; balance inquiry free; business lounges, Fast Track (10 times a year), travel insuranceSection 7, items 2.11-2.13; privileges - card page data |
| Deposit / minimum balance | 260 000 UZSminimum deposit 260 000 UZScl. 2.1 of Section 7 and the card page; the document calls it the minimum deposit |
Premium debit card in UZS. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via a non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card conditions are not specified.
Visa PUBG MOBILE
| Issuing | freefree (at the office and online) (online in Ipak Yuli Mobile)Section 7, items 2.2, 2.3 |
|---|---|
| Maintenance | freefreesection 7, cl. 2.10 |
| Reissue | freeupon expiry or in the last month: free; early, upon loss, damage, design change: 50 000 UZSincl. VAT; cl. 2.4 and footnote 1 of Section 7 |
| Delivery | freedelivery freecard page: issuance and delivery free |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amountsection 7, cl. 2.7 |
| Withdrawal at other banks’ ATMs | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffssection 7, cl. 2.8 |
| Withdrawal abroad | 1% (min. 26 000 UZS)/transaction1% of the amount, minimum 26 000 UZSincl. VAT; cl. 2.9, Section 7 |
| Top-up | freecash at Ipak Yuli ATMs and cash desks: no fee; transfer via third-party banks: 0,5% of the amount; via Visa Direct / Mastercard Moneysend / UPI: no feecl. 2.5 and footnotes 2, 3, Section 7 |
| Transfer to another bank’s card | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026Card page data |
| Other | balance inquiry at an ATM: not provided; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking; quasi-cash (MCC 6051): 1% of the amount, min. 15 000 UZS; 3D Secure freeincl. VAT; Section 7, cl. 2.12-2.13 and special conditions; individual design is not provided |
| Deposit / minimum balance | freeno minimum depositsection 7, cl. 2.1 |
| Cashback | 1 UC for every 40 000 UZS of purchases (credited in Ipak Yuli Mobile)cashback is not in percent but in the in-game currency UC; gift box for payments from 100 000 UZS |
Card for gamers: cashback in UC (in-game currency) instead of percentages; a gift box once when paying from 100 000 UZS. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified.
Visa Start Sum
| Issuing | freefree (in office and online)Section 7, items 2.2, 2.3 |
|---|---|
| Maintenance | freefreesection 7, cl. 2.10 |
| Reissue | freeupon expiry or in the last month: free; early, upon loss, damage, design change: 50 000 UZSincl. VAT; cl. 2.4 and footnote 1 of Section 7 |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amountsection 7, cl. 2.7 |
| Withdrawal at other banks’ ATMs | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffssection 7, cl. 2.8 |
| Withdrawal abroad | 1% (min. 26 000 UZS)/transaction1% of the amount, minimum 26 000 UZSincl. VAT; cl. 2.9, Section 7 |
| Top-up | freecash at Ipak Yuli ATMs and cash desks: no fee; transfer via third-party banks: 0,5% of the amount; via Visa Direct / Mastercard Moneysend / UPI: no feecl. 2.5 and footnotes 2, 3, Section 7 |
| Transfer to another bank’s card | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026Card page data |
| Other | balance inquiry at an ATM: not provided; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking; quasi-cash (MCC 6051): 1% of the amount, min. 15 000 UZS; 3D Secure freeincl. VAT; Section 7, cl. 2.12-2.13 and special conditions; individual design is not provided |
| Deposit / minimum balance | freeno minimum depositsection 7, cl. 2.1 |
| Cashback | 0.5%0,5% on all purchases; ATTO: 50% cashback for a public transport trip, maximum 2 000 UZS per trip, if spending in the previous calendar month is at least 500 000 UZSATTO condition: previous month spending from 500 000 UZS |
Validity is not stated on the website. Delivery: the app allows ordering with delivery, the price is not stated. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified.
Woman Card
| Issuing | freefree (at the office and online) (online in Ipak Yuli Mobile)Section 7, items 2.2, 2.3 |
|---|---|
| Maintenance | freefreesection 7, cl. 2.10 |
| Reissue | freeupon expiry or in the last month: free; early, upon loss, damage, design change: 50 000 UZSincl. VAT; cl. 2.4 and footnote 1 of Section 7 |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amountsection 7, cl. 2.7 |
| Withdrawal at other banks’ ATMs | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffssection 7, cl. 2.8 |
| Withdrawal abroad | 1% (min. 26 000 UZS)/transaction1% of the amount, minimum 26 000 UZSincl. VAT; cl. 2.9, Section 7 |
| Top-up | freecash at Ipak Yuli ATMs and cash desks: no fee; transfer via third-party banks: 0,5% of the amount; via Visa Direct / Mastercard Moneysend / UPI: no feecl. 2.5 and footnotes 2, 3, Section 7 |
| Transfer to another bank’s card | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026Card page data |
| Other | balance inquiry at an ATM: not provided; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking; quasi-cash (MCC 6051): 1% of the amount, min. 15 000 UZS; 3D Secure freeincl. VAT; Section 7, cl. 2.12-2.13 and special conditions; individual design is not provided |
| Deposit / minimum balance | freeno minimum depositsection 7, cl. 2.1 |
| Cashback | 0.5%0,5% for each purchase (including abroad), no cashback for transfers |
Discounts at partners up to 55%. Online application in the app. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), the card terms are not stipulated.
Credit «Opportunity Card» residents only
| Issuing | freeFree (via remote banking)item 1.1.1 of the “Credit cards” section of Section 8 |
|---|---|
| Maintenance | freefreesection 8, cl. 1.8 |
| Reissue | freeupon expiry: free; upon loss, damage, design change: 50 000 UZSincl. VAT; cl. 1.2, Section 8 |
| Withdrawal at own ATMs | 1%/transactionIpak Yuli ATM: 1% from own funds; 3% from credit funds; the service is not provided at cashierscl. 1.7.2, 1.7.3 of Section 8 |
| Withdrawal at other banks’ ATMs | 1%/transactionATMs of other banks of the Republic of Uzbekistan: 1% from own funds; 3% from credit fundsSection 8, item 1.7.4 |
| Withdrawal abroad | 3% (min. 20 000 UZS)/transaction3% of the amount, minimum 20 000 UZS (both from own funds and from credit funds)incl. VAT; cl. 1.7.5, Section 8 |
| Top-up | freeat Ipak Yuli ATMs and in Ipak Yuli Mobile (including from other banks' cards): no fee; by transfer via third-party banks: 0,5%cl. 1.3, 1.4 of Section 8; card page |
| Transfer to another bank’s card | 0.5%/transactioncard-to-card transfer: 0,5% from own funds; 2,5% from credit funds (the grace period does not apply)card page |
| Other | interest rate 42% per year; minimum payment 5% of the amount spent; quasi-cash (MCC 6051): 1% (own) / 2,5% (credit), min. 10 000 UZS; certificates 250 000 / 150 000 UZSincl. VAT; card page and cl. 1.6, 1.10 of Section 8; the credit card is issued only to residents of Uzbekistan |
| Other limits | credit limit up to 100 000 000 UZS; interest-free period up to 55 days (purchases only, not cash withdrawal and transfers)the limit is set automatically upon application |
| Deposit / minimum balance | freeno minimum depositnote 3 of Section 8: no minimum deposit |
| Cashback | 0.5%0,5% on any purchase, including abroad and with own funds; no cashback on transfers |
| Validity | 5 years |
Credit card (Visa, per the page: “works everywhere Visa is accepted”), terms valid from 30.07.2026. Card validity 5 years. Issued to residents of the Republic of Uzbekistan only.
Visa in USD
Visa Infinite (foreign currency)
| Issuing | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZSincl. VAT; cl. 1.2, 1.3 of Section 7 (via remote banking 50% of the office price); value in soums, the card is foreign-currency |
|---|---|
| Maintenance | 4.99 USD/mo.4,99 US dollars per monthincl. VAT; cl. 1.9 of Section 7; charged to the card account |
| Reissue | freeupon expiry: free; early reissue due to loss, damage, design change: 50 000 UZSincl. VAT; cl. 1.4 and special condition 1 of Section 7 |
| Withdrawal at own ATMs | freeIpak Yuli ATMs and cash desks: no feesection 7, cl. 1.7 |
| Withdrawal at other banks’ ATMs | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Withdrawal abroad | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Top-up | freecash at Ipak Yuli ATMs and cashier desks: no fee; transfer via third-party banks: 0,5%; Visa Direct / Mastercard Moneysend / UPI: no feecl. 1.5, 1.7 and special condition 2 of Section 7 |
| Other | card payments: no fee; balance inquiry at an ATM: free; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking with pickup at the office, free via remote banking with QR confirmation (Section 7, USD cards); quasi-cash (MCC 6051): 1%, min. 1 USDincl. VAT; Section 7, part I (tariffs in US dollars); special condition 6 |
| Deposit / minimum balance | 200 USDminimum deposit 200 US dollarsitem 1.1 of Section 7; card page: «Minimum deposit» |
Privileges: DragonPass, CIP lounge, travel insurance up to 2,5 mln US dollars, airport taxi (card page). The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified. Card currency - US dollar; clauses 1.2, 1.14 of the tariffs are expressed in UZS.
Visa Platinum (foreign currency)
| Issuing | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZSincl. VAT; cl. 1.2, 1.3 of Section 7 (via remote banking 50% of the office price); value in soums, the card is foreign-currency |
|---|---|
| Maintenance | 0.49 USD/mo.0,49 US dollars per monthincl. VAT; cl. 1.9 of Section 7; charged to the card account |
| Reissue | freeupon expiry: free; early reissue upon loss, damage, design change: 100 000 UZSincl. VAT; cl. 1.4 and special condition 1 of Section 7 |
| Withdrawal at own ATMs | freeIpak Yuli ATMs and cash desks: no feesection 7, cl. 1.7 |
| Withdrawal at other banks’ ATMs | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Withdrawal abroad | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Top-up | freecash at Ipak Yuli ATMs and cashier desks: no fee; transfer via third-party banks: 0,5%; Visa Direct / Mastercard Moneysend / UPI: no feecl. 1.5, 1.7 and special condition 2 of Section 7 |
| Other | card payments: no fee; balance inquiry at an ATM: free; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking (RBS) with pickup at the office, free via RBS with QR confirmation (Section 7, USD cards); quasi-cash (MCC 6051): 1%, min. 1 US dollar; custom design: 250 000 UZS per the document (300 000 UZS on the card page - discrepancy)incl. VAT; Section 7, part I (tariffs in US dollars); special condition 6 |
| Deposit / minimum balance | 20 USDminimum deposit 20 US dollarsitem 1.1 of Section 7; card page: «Minimum deposit» |
From 01.04.2024 the Visa Platinum tariffs apply to the Visa Platinum Light card. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified. The card currency is the US dollar; tariff items 1.2, 1.14 are expressed in UZS.
Visa Start (foreign currency)
| Issuing | freefree (office and remote banking)Section 7, items 1.2, 1.3 |
|---|---|
| Maintenance | freefreeincl. VAT; cl. 1.9 of Section 7; charged to the card account |
| Reissue | freeupon expiry: free; early reissue due to loss, damage, design change: 50 000 UZSincl. VAT; cl. 1.4 and special condition 1 of Section 7 |
| Withdrawal at own ATMs | freeIpak Yuli ATMs and cash desks: no feesection 7, cl. 1.7 |
| Withdrawal at other banks’ ATMs | 2.5% (min. 2 USD)/transaction2,5% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Withdrawal abroad | 2.5% (min. 2 USD)/transaction2,5% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Top-up | freecash at Ipak Yuli ATMs and cashier desks: no fee; transfer via third-party banks: 0,5%; Visa Direct / Mastercard Moneysend / UPI: no feecl. 1.5, 1.7 and special condition 2 of Section 7 |
| Other | card payments: no fee; balance inquiry at an ATM: free; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking with pickup at the office, free via remote banking with QR confirmation (Section 7, USD cards); quasi-cash (MCC 6051): 1%, min. 1 USD; individual design: 250 000 UZS (incl. VAT)incl. VAT; Section 7, part I (tariffs in US dollars); special condition 6 |
| Deposit / minimum balance | freeno depositsection 7, cl. 1.1 |
The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified. The card currency is the US dollar; clauses 1.2, 1.14 of the tariffs are expressed in soums.
Visa Virtual (foreign currency) virtual
| Issuing | freeFree (via remote banking)Section 7 cl. 1.2, 1.3: not provided via offices, no fee via remote banking |
|---|---|
| Maintenance | freefreeincl. VAT; cl. 1.9 of Section 7; charged to the card account |
| Reissue | freefreesection 7, cl. 1.4 |
| Withdrawal at own ATMs | not applicable to a virtual card |
| Withdrawal at other banks’ ATMs | not provideditem 1.8 of Section 7: not provided for virtual cards |
| Withdrawal abroad | not provideditem 1.8 of Section 7: not provided for virtual cards |
| Top-up | freecash at Ipak Yuli ATMs and cashier desks: no fee; transfer via third-party banks: 0,5%; Visa Direct / Mastercard Moneysend / UPI: no feecl. 1.5, 1.7 and special condition 2 of Section 7 |
| Other | card payments: no fee; balance inquiry at an ATM: not provided; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking with pickup at the office, free via remote banking with QR confirmation (Section 7, USD cards); quasi-cash (MCC 6051): 1%, min. 1 US dollarincl. VAT; Section 7, part I (tariffs in US dollars); special condition 6 |
| Deposit / minimum balance | freeno depositsection 7, cl. 1.1 |
Virtual card in dollars, issued instantly in Ipak Yuli Mobile. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified. The card currency is the US dollar; tariff items 1.2, 1.14 are expressed in UZS.
Mastercard in USD
Mastercard Platinum (foreign currency)
| Issuing | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZSincl. VAT; cl. 1.2, 1.3 of Section 7 (via remote banking 50% of the office price); value in soums, the card is foreign-currency |
|---|---|
| Maintenance | 0.49 USD/mo.0,49 US dollars per monthincl. VAT; cl. 1.9 of Section 7; charged to the card account |
| Reissue | freeupon expiry: free; early reissue upon loss, damage, design change: 100 000 UZSincl. VAT; cl. 1.4 and special condition 1 of Section 7 |
| Withdrawal at own ATMs | freeIpak Yuli ATMs and cash desks: no feesection 7, cl. 1.7 |
| Withdrawal at other banks’ ATMs | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Withdrawal abroad | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Top-up | freecash at Ipak Yuli ATMs and cashier desks: no fee; transfer via third-party banks: 0,5%; Visa Direct / Mastercard Moneysend / UPI: no feecl. 1.5, 1.7 and special condition 2 of Section 7 |
| Other | card payments: no fee; balance inquiry at an ATM: free; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking (RBS) with pickup at the office, free via RBS with QR confirmation (Section 7, USD cards); quasi-cash (MCC 6051): 1%, min. 1 US dollar; custom design: 250 000 UZS per the document (300 000 UZS on the card page - discrepancy)incl. VAT; Section 7, part I (tariffs in US dollars); special condition 6 |
| Deposit / minimum balance | 20 USDminimum deposit 20 US dollarsitem 1.1 of Section 7; card page: «Minimum deposit» |
From 01.04.2024 the Mastercard Platinum tariffs apply to the Mastercard Platinum Light card. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified. The card currency is the US dollar; tariff items 1.2, 1.14 are expressed in UZS.
Mastercard Virtual (foreign currency) virtual
| Issuing | freeFree (via remote banking)Section 7 cl. 1.2, 1.3: not provided via offices, no fee via remote banking |
|---|---|
| Maintenance | freefreeincl. VAT; cl. 1.9 of Section 7; charged to the card account |
| Reissue | freefreesection 7, cl. 1.4 |
| Withdrawal at own ATMs | not applicable to a virtual card |
| Withdrawal at other banks’ ATMs | not provideditem 1.8 of Section 7: not provided for virtual cards |
| Withdrawal abroad | not provideditem 1.8 of Section 7: not provided for virtual cards |
| Top-up | freecash at Ipak Yuli ATMs and cashier desks: no fee; transfer via third-party banks: 0,5%; Visa Direct / Mastercard Moneysend / UPI: no feecl. 1.5, 1.7 and special condition 2 of Section 7 |
| Other | card payments: no fee; balance inquiry at an ATM: not provided; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking with pickup at the office, free via remote banking with QR confirmation (Section 7, USD cards); quasi-cash (MCC 6051): 1%, min. 1 US dollarincl. VAT; Section 7, part I (tariffs in US dollars); special condition 6 |
| Deposit / minimum balance | freeno depositsection 7, cl. 1.1 |
Virtual card in dollars, issued instantly in Ipak Yuli Mobile. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified. The card currency is the US dollar; tariff items 1.2, 1.14 are expressed in UZS.
Mastercard World Elite
| Issuing | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZSincl. VAT; cl. 1.2, 1.3 of Section 7 (via remote banking 50% of the office price); value in soums, the card is foreign-currency |
|---|---|
| Maintenance | 9.99 USD/mo.9,99 US dollars per month; per the card page: free until 31.12.2026, then free with a turnover of 1 000 USD or more per monthincl. VAT; cl. 1.9 of Section 7 (document: 9,99 US dollars per month). Card page: maintenance is free until 31.12.2026, then free with a turnover of 1 000 US dollars per month or more |
| Reissue | freeupon expiry: free; early reissue due to loss, damage, design change: 50 000 UZSincl. VAT; cl. 1.4 and special condition 1 of Section 7 |
| Withdrawal at own ATMs | freeIpak Yuli ATMs and cash desks: no feesection 7, cl. 1.7 |
| Withdrawal at other banks’ ATMs | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Withdrawal abroad | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollarsincl. VAT; clause 1.8 of Section 7: a single rate for ATMs and cash desks of third-party banks, with no split between Uzbekistan and abroad; from the card account |
| Top-up | freecash at Ipak Yuli ATMs and cashier desks: no fee; transfer via third-party banks: 0,5%; Visa Direct / Mastercard Moneysend / UPI: no feecl. 1.5, 1.7 and special condition 2 of Section 7 |
| Other | card payments: no fee; balance inquiry at an ATM: free; certificates: 250 000 UZS at the office, 150 000 UZS via remote banking with pickup at the office, free via remote banking with QR confirmation (Section 7, USD cards); quasi-cash (MCC 6051): 1%, min. 1 USD; Mastercard World Elite: Fast Track with no limit on the number of passesincl. VAT; Section 7, part I (tariffs in US dollars); special condition 6 |
| Deposit / minimum balance | 200 USDminimum deposit 200 US dollarsitem 1.1 of Section 7; card page: «Minimum deposit» |
Privileges: unlimited access to LoungeKey business lounges, international cashback of up to 20%. The bank does not publish separate tariffs for non-residents; a non-resident becomes a client via the non-resident questionnaire and PINFL (https://ru.ipakyulibank.uz/blog/nerezidenty/pinfl), card terms are not specified. The card currency is the US dollar; tariff items 1.2, 1.14 are expressed in UZS.