Mastercard World Elite cards in Uzbekistan: privileges and banks

Mastercard World Elite cards are issued by 12 banks. Below are the privileges the banks state for these cards on top of the usual fees: airport lounges, travel insurance, concierge service, transfer and fast track, payment system discounts and programmes, other payment system services. The number of visits, coverage amounts and conditions differ between banks, so the conditions of each privilege are shown by bank. Data as of 23.10.2026.

Mastercard card privileges World Elite

Privilege	How many banks	What and at which banks
Airport lounges #	11 of 12	Asia Alliance Bank — Free access to the Mastercard Lounge at Tashkent airport with no limit on the number of visits. Conditions: the card can be obtained by persons aged 18 and over (residents, non-residents, stateless persons); currency not specified by the bank; the card is issued only in USDCards with this privilege: Mastercard World Elite · USD Asia Alliance Bank — Unlimited access to 1800+ LoungeKey business lounges worldwide. Conditions: the card can be obtained by persons aged 18 and over (residents, non-residents, stateless persons); currency not specified by the bank; the card is issued only in USDCards with this privilege: Mastercard World Elite · USD Anorbank — Business lounge on the 2nd floor of Terminal 2 (international departures) at Tashkent airport; no limits for Mastercard World Elite holders; access via LoungeKey QR code Conditions: a $1 verification transaction with refund is possibleCards with this privilege: MASTERCARD WORLD ELITE · USD Anorbank — Access to 1100+ LoungeKey business lounges worldwide; the page states “unlimited” for World Elite holders; the number of guests is not specified; registration in the LoungeKey app, QR code at the entrance Conditions: when adding the card and logging in, a $1 verification transaction with a refund is possible; the card currency is USD according to the bank's pageCards with this privilege: MASTERCARD WORLD ELITE · USD Asakabank — Mastercard lounge at Tashkent airport (Terminal 2, departure area, Anjir business lounge) and 1 800+ LoungeKey lounges in 680+ cities: World Elite — no limit on the number of visits Conditions: Visits to the Tashkent lounge count toward the LoungeKey program limits; for active cards with an account balance of more than 1 USD. currency not specified by the bankCards with this privilege: MC World Elite Veneer · USD, MC World Elite Veneer · UZS Ipak Yuli Bank — Free access to LoungeKey business lounges: unlimited visits for the cardholder; with a companion 6 times per year Conditions: cardholder unlimited; companion 6 times per yearCards with this privilege: Mastercard World Elite · USD Kapitalbank — Exclusive to Mastercard premium cardholders: the new Mastercard Lounge at Tashkent airport (link to mastercard.com). Conditions: The bank writes 'Mastercard premium cards' without a list; it is assigned to the World Elite / Black Edition levels based on the card's premium position at the bank (Premium / Privilege / multicurrency tags). The number of passes and the price are not specified by the bank; currency not specified by the bankCards with this privilege: Mastercard World Elite Metal Edge · EUR, Mastercard World Elite Metal Edge · UZS, Mastercard World Elite multi-currency · EUR, Mastercard World Elite multi-currency · USD, Mastercard World Elite multi-currency · UZS Kapitalbank — Access to LoungeKey privileges (airport lounges); the number of passes and terms are not specified on the bank's website. Conditions: The bank does not state the number of free passes, whether a companion pays, or the activation terms; currency not specified by the bankCards with this privilege: Mastercard World Elite multi-currency · EUR, Mastercard World Elite multi-currency · USD, Mastercard World Elite multi-currency · UZS Microcreditbank — Comfortable rest before a trip in more than 1100 Lounge Key business lounges worldwide. The number of free visits is not stated on the page. Conditions: currency not specified by the bank (the card page lists currencies: UZS, US dollar)Cards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS National Bank of Uzbekistan (NBU) — Priority access to 1600 business lounges worldwide under the LoungeKey program, as well as to the Mastercard business lounge at Tashkent airport (Anjir, 2nd floor, Terminal 2 departure zone); unlimited number of visits Conditions: Registration in LoungeKey; the number of visits is unlimitedCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Octobank — Unlimited access to more than 1100 Lounge Key business lounges. Conditions: The number of passes and the terms for a companion are not specified; the provider was determined from the page context (payment system benefits), the bank does not name it directly; the card is issued only in USD, the privilege currency is not specifiedCards with this privilege: Mastercard World Elite · USD Orient Finans Bank — Unlimited access to LoungeKey and Anjir (Tashkent airport) business lounges for the cardholder. Conditions: Select a lounge in the LoungeKey or Mastercard Airport Experiences app and present the card/digital pass; availability depends on the airport's participation; unlimited - for the cardholder, a fee may be charged for a guest. currency not specified by the bank (the card page does not separate privileges by currency).Cards with this privilege: Mastercard World Elite · EUR, Mastercard World Elite · USD, Mastercard World Elite · UZS Uzpromstroybank (SQB) — Mastercard lounge at Tashkent airport (Terminal 2, Anjir lounge) and LoungeKey business lounges (1800+ lounges in 680+ cities): no limit on the number of visits. Conditions: Only for active cards with an account balance of more than 1 USD; Mastercard lounge visits count toward the LoungeKey limits (Premium offers PDF, Oct. 2026). On the card page: 'Mastercard va LoungeKey biznes zallariga kirish'.; currency not specified by the bankCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Trustbank — Free access to LoungeKey business lounges at airports (the bank does not state the number of passes) Conditions: the currency is not specified by the bank (the card is listed as USD in the tariffs)Cards with this privilege: MasterCard World Elite · USD
Travel insurance #	9 of 12	Anorbank — Insurance of up to $1.5 million for medical care and emergency assistance; spouse — 100% coverage within limits, children, parents, nannies/helpers — 25%; contact by phone +998 71 205 19 43 or at mcpeaceofmind.com Conditions: activation terms (buying a trip with the card, etc.) are not named on the pageCards with this privilege: MASTERCARD WORLD ELITE · USD Asakabank — Accident (public carrier): up to 500 000 USD for international trips, up to 100 000 USD within the country; medical expenses up to 500 000 USD; emergency evacuation / repatriation up to 500 000 USD; hospital allowance 100 USD per day; assistance included Conditions: Valid when a ticket or tour package is purchased with a premium Mastercard card; within the country — beyond 100 km from the city of permanent residence, and abroad; applies to the cardholder, spouse, children, parents, and household helper (their sublimit is 25% of payouts, up to 10 000 USD in case of an accident). The document «List of insurance payouts» (2025) is attached to the card page. The currency is not specified by the bank. The preview «Offers for premium cards» states «up to 1,5 mln USD» for medical care and evacuation, while the insurance payout table states 500 000 USD each.Cards with this privilege: MC World Elite Veneer · USD, MC World Elite Veneer · UZS Asakabank — Trip cancellation and interruption — up to 7 500 USD; trip delay of more than 4 h and missed flight — 500 USD; baggage lost by a common carrier — up to 3 000 USD (up to 625 USD per item); baggage delay of more than 4 h — 500 USD Conditions: Valid when a ticket or tour package is purchased with a premium Mastercard card; within the country — beyond 100 km from the city of permanent residence, and abroad; applies to the cardholder, spouse, children, parents, and household helper (their sublimit is 25% of payouts, up to 10 000 USD in case of an accident). The document «List of insurance payouts» (2025) is attached to the card page. The currency is not specified by the bankCards with this privilege: MC World Elite Veneer · USD, MC World Elite Veneer · UZS Ipak Yuli Bank — Travel insurance is mentioned in the card page description; the coverage amount and terms are not provided on the page Conditions: mentioned only in the page meta description, without termsCards with this privilege: Mastercard World Elite · USD Microcreditbank — Medical insurance for travelers - up to 1,5 million US dollars (for holders of premium Mastercard cards). Conditions: currency not specified by the bank (the card page lists currencies: UZS, US dollar)Cards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS National Bank of Uzbekistan (NBU) — Insurance for the whole family while traveling, limit up to 1,5 million USD (per the bank's card list) Conditions: Activation terms are not provided on the bank pagesCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Octobank — Full international insurance for the duration of travel up to 1,5 million USD. Conditions: Activation terms are not specified; the provider was determined from the page context (payment system benefits), the bank does not name it directly; the card is issued only in USD, the privilege currency is not specifiedCards with this privilege: Mastercard World Elite · USD Orient Finans Bank — Insurance against accidents and medical expenses, and emergency evacuation — up to 1.5 million dollars; coverage extends to the spouse (100%), children, domestic helpers and visiting parents (25%). Conditions: Activation terms are not disclosed; the coverage period is not specified (the trip period is set conditionally). currency not specified by the bank (the card page does not separate privileges by currency).Cards with this privilege: Mastercard World Elite · EUR, Mastercard World Elite · USD, Mastercard World Elite · UZS Uzpromstroybank (SQB) — Medical insurance, accident protection and emergency evacuation — up to 1 500 000 USD for the whole family; payouts for flight delay and lost baggage. Conditions: Valid when a ticket or tour package is purchased with a premium Mastercard card; within the country — more than 100 km from the place of residence, and abroad (PDF).; currency not specified by the bankCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Trustbank — Medical travel insurance (coverage amounts and terms are not stated on the page) Conditions: the currency is not specified by the bank (the card is listed as USD in the tariffs)Cards with this privilege: MasterCard World Elite · USD
Concierge service #	4 of 12	Asakabank — Consultations on products, services and special offers via messenger (Telegram, WhatsApp), phone or e-mail, in Russian and English Conditions: Service website uzb.customer-support.center (may not open with a VPN). Not a full concierge, but a support service. currency not specified by the bankCards with this privilege: MC World Elite Veneer · USD, MC World Elite Veneer · UZS Kapitalbank — Access to the concierge service; operating hours and the list of services are not stated on the bank's website. Conditions: The bank does not state the terms; the currency is not specified by the bankCards with this privilege: Mastercard World Elite multi-currency · EUR, Mastercard World Elite multi-currency · USD, Mastercard World Elite multi-currency · UZS Orient Finans Bank — Concierge 24/7 (per the card's main page); per the FAQ, the Customer Support Center service answers questions about Mastercard products, services and offers in Telegram and WhatsApp in Russian or English. Conditions: currency not specified by the bank (the card page does not separate privileges by currency).Cards with this privilege: Mastercard World Elite · EUR, Mastercard World Elite · USD, Mastercard World Elite · UZS Uzpromstroybank (SQB) — Round-the-clock support in Russian and English. Conditions: currency not specified by the bankCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS
Transfer and Fast Track #	10 of 12	Asia Alliance Bank — Unlimited Fast Track and special offers at airport restaurants around the world under the Mastercard Travel Pass program. Conditions: the card can be obtained by persons aged 18 and over (residents, non-residents, stateless persons); currency not specified by the bank; the card is issued only in USDCards with this privilege: Mastercard World Elite · USD Anorbank — Priority passage through security control at international airports; the page states “unlimited”; advance booking on the website or in the Mastercard Travel Pass app, “free passage or payment by card” Conditions: Mastercard Travel Experiences users are part of Mastercard Travel Pass from 22.07.2026Cards with this privilege: MASTERCARD WORLD ELITE · USD Asakabank — Passport control without queues at the Tashkent international terminal and Fast Track at airports worldwide: World Elite — unlimited Conditions: QR booking in the Mastercard Travel Pass app; for active cards with a balance of 1 euro or more. Currency not specified by the bankCards with this privilege: MC World Elite Veneer · USD, MC World Elite Veneer · UZS Ipak Yuli Bank — Fast Track: quick passage through airport security control without queues, with no limit on the number of usesCards with this privilege: Mastercard World Elite · USD Kapitalbank — Access to the Fast Track privilege (priority passage at airports); terms are not specified on the bank's website. Conditions: The bank does not state the terms or the number of visits; the currency is not specified by the bankCards with this privilege: Mastercard World Elite multi-currency · EUR, Mastercard World Elite multi-currency · USD, Mastercard World Elite multi-currency · UZS Microcreditbank — Priority security screening at airports; unlimited access. Conditions: unlimited access; currency not specified by the bank (the card page lists currencies: UZS, US dollar)Cards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS National Bank of Uzbekistan (NBU) — Priority passage through security control at international airports, unlimited number of passes (booking at mastercardtravelpass.dragonpass.com and in the Mastercard Travel Pass app)Cards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Orient Finans Bank — Unlimited Fast Track - accelerated passage through airport security control via Mastercard Travel Pass. Conditions: Choose an available airport through Mastercard Travel Pass and arrange access. currency not specified by the bank (the card page does not separate privileges by currency).Cards with this privilege: Mastercard World Elite · EUR, Mastercard World Elite · USD, Mastercard World Elite · UZS Uzpromstroybank (SQB) — Fast Track (queue-free passport control) in Tashkent and airports worldwide — no limits; booking via Mastercard Travel Pass; Tax Free at airports. Conditions: For active cards with a balance of 1 EUR or more.; the currency is not specified by the bankCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Trustbank — Free use of the Fast Track service Conditions: the currency is not specified by the bank (the card is listed as USD in the tariffs)Cards with this privilege: MasterCard World Elite · USD
Payment system discounts and programmes #	8 of 12	Anorbank — Cashback from 2 to 50% on purchases from partners abroad and online: 450+ brands in 25 countries; credited to the card within 60 days Conditions: payment with a World Elite card abroad or in a partner online store; some offers require registration at mtr.mastercardservices.com, a minimum amount, payout limitsCards with this privilege: MASTERCARD WORLD ELITE · USD Anorbank — Uzbekistan: 10% at the Hyatt hotel, 10% on the menu at O'zbegim and Pasado, 15% on the menu at Dodo Pizza; Turkey: an additional 50% Tax Free refund at Global Blue; Georgia: up to 20% at the Radisson Blu Iveria, Radisson Collection and Park Tsinandali hotels, up to 10% at restaurants via Rezto, 1 GB of internet and a 15% discount at mobineX; car rental: 10% Rentalcars, 10% Hertz and a second driver as a gift Conditions: time frames not specified on the pageCards with this privilege: MASTERCARD WORLD ELITE · USD Asakabank — Discounts at partners in Uzbekistan and abroad (restaurants, Hyatt Regency Tashkent SPA, hotels, Booking.com, Hertz, Heathrow Express, Global Blue Tax Free, etc.); in airport restaurants worldwide - discounts of 10–25%, vouchers up to 20 USD via Mastercard Travel Pass Conditions: Terms and deadlines for each partner are in the document “Offers for premium cards” (Aug 2026). currency not specified by the bankCards with this privilege: MC World Elite Veneer · USD, MC World Elite Veneer · UZS Ipak Yuli Bank — More than 450 offers from 330+ partners in 25 countries, cashback of up to 20% online and offline; refund to the card account Conditions: amount depends on the partner's offerCards with this privilege: Mastercard World Elite · USD Microcreditbank — Up to 20% cashback abroad on Mastercard premium cards; more than 330 brands in 25 countries and online, average cashback - 10%. Conditions: abroad, at the program's partner brands; currency not specified by the bank (the card page lists currencies: UZS, US dollar)Cards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Microcreditbank — Hotel Lux membership and hotel privileges (details are not specified). Conditions: currency not specified by the bank (the card page lists currencies: UZS, US dollar)Cards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS National Bank of Uzbekistan (NBU) — Up to 20% cashback from Mastercard partners worldwide (per the bank's card list) Conditions: Terms not specifiedCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS National Bank of Uzbekistan (NBU) — Exclusive offers, discounts and promotions from Mastercard partners (restaurants, shopping, beauty, sports, travel) and cashback offers on tripsCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Octobank — Discounts on car rental and exclusive partner offers, including discounts on hotel booking and car rental. Discount amounts are not stated on the bank website. Conditions: the provider was identified from the page context (payment system benefits), the bank does not name it directly; the card is issued in USD only, the privilege currency is not specifiedCards with this privilege: Mastercard World Elite · USD Orient Finans Bank — Special discounts, cashback and offers at hotels, restaurants, shops and services around the world; the amount depends on the offer. Conditions: Pay with the card at the program's partners. Currency not specified by the bank (the card page does not separate privileges by currency).Cards with this privilege: Mastercard World Elite · EUR, Mastercard World Elite · USD, Mastercard World Elite · UZS Uzpromstroybank (SQB) — 10% cashback on purchases abroad, discounts at YOOX, privileges at The Bicester Collection; free consultations on admission to universities in the USA and the United Kingdom. Conditions: Cashback terms and limits are not stated on the page.; currency not specified by the bankCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS
Other payment system services #	3 of 12	Anorbank — 3 GB of mobile internet free in roaming and a 15% discount on subsequent packages; eSIM activation in the Flexiroam appCards with this privilege: MASTERCARD WORLD ELITE · USD Microcreditbank — Free roaming gigabytes (World Elite - 3 GB) and a 15% discount on subsequent packages. Conditions: currency not specified by the bank (the card page lists currencies: UZS, US dollar)Cards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS Uzpromstroybank (SQB) — Free internet roaming of 3 GB for 15 days per year (e-SIM Flexiroam), 15% discount on further packages; 208 countries. Conditions: currency not specified by the bankCards with this privilege: Mastercard World Elite · USD, Mastercard World Elite · UZS

Privileges are taken from the banks’ websites and may change. Only those a bank states for its own card and only if at least two banks have them are shown; one bank’s privileges are on the bank’s page.

Other Mastercard levels: World Black Edition, Black Edition, World, Platinum, Gold, Standard

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Frequently asked questions

What do Mastercard World Elite cards give?

Uzbekistan banks state the following for these cards: airport lounges, travel insurance, concierge service, transfer and fast track, payment system discounts and programmes, other payment system services. The conditions of each bank are in the table on this page.

Do Mastercard World Elite cards give access to airport lounges?

Yes, airport lounges are stated by 11 of the 12 banks that issue these cards. The number of visits and whether a companion pays depend on the bank — see the table on this page.

Which banks issue Mastercard World Elite cards?

Mastercard World Elite cards are issued by Anorbank, Asakabank, Asia Alliance Bank, Ipak Yuli Bank, Kapitalbank, Microcreditbank, National Bank of Uzbekistan (NBU), Octobank, Orient Finans Bank, Trustbank, Uzpromstroybank (SQB), Xalq Bank. The list of cards with links to fees is at the end of this page.