National Bank of Uzbekistan (NBU): 9 deposits in currencies: UZS, USD, EUR.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
For everyoneonlinetop-up allowed
Deposit type
term
Rate (main term)
18%/year18% per annum for 13 monthsthere is no 12-month term, the nearest longer one of 13 months is used; paid monthly, no capitalization
Maximum rate
18%/yearup to 18% for 13 monthsmaximum for a 13-month term; 17% for 18 months
Terms
1, 3, 6, 9, 13, 18 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
unlimitedthere is no limit on the deposit page; the calculator on the deposit list page accepts an amount of 100 - 50 000 000 000 (common to all currencies)
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
10%/yearup to 2 mo. 0%; over 2 to 3 mo. 7%; over 3 to 6 mo. 9%; over 6 to 9 mo. 10%; over 9 to 13 mo. 12%; over 13 to 18 mo. 11%the “over 6 to 9 months” tier is used (mid-term 13 mo. = 6,5)
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
1 mo.
from 100 000 UZS
13%/yearthe same in the office and in the Milliy app (deposit list: 13-18% when opened in the Milliy app and at the bank office)
monthly
no
3 mo.
from 100 000 UZS
15%/yearthe same in the office and in the Milliy app (deposit list: 13-18% when opened in the Milliy app and at the bank office)
monthly
no
6 mo.
from 100 000 UZS
16%/yearthe same in the office and in the Milliy app (deposit list: 13-18% when opened in the Milliy app and at the bank office)
monthly
no
9 mo.
from 100 000 UZS
17%/yearthe same in the office and in the Milliy app (deposit list: 13-18% when opened in the Milliy app and at the bank office)
monthly
no
13 mo.
from 100 000 UZS
18%/yearthe same in the office and in the Milliy app (deposit list: 13-18% when opened in the Milliy app and at the bank office)
monthly
no
18 mo.
from 100 000 UZS
17%/yearthe same in the office and in the Milliy app (deposit list: 13-18% when opened in the Milliy app and at the bank office)
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Everything is possibleonlinetop-up allowed
Deposit type
term
Rate (main term)
15%/year15% per annum for 18 monthsone term only - 18 months (no 12 months); paid monthly
Maximum rate
15%/year15% per annum for 18 months
Terms
18 mo.
Minimum amount
100 000 UZSfrom 100 000 UZSalso a minimum balance of 100 000 UZS
Maximum amount
unlimitedno limit on the deposit page
Top-up
yes
Partial withdrawal
yes
Interest capitalization
no
Interest payout
monthly
On early closing
10%/yearup to 3 mo. 0%; over 3 mo. 10% per annumtier “more than 3 months” (term midpoint 18 mo. = 9)
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
18 mo.
from 100 000 UZS
15%/yearsame rate at the office and in the Milliy app
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Imkoniyattop-up allowed
Deposit type
savings
Rate (main term)
14%/year14% per annum, term up to 24 monthsthe rate does not depend on the term; payment at the end of the term
Maximum rate
14%/year14% per annum
Terms
24 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
unlimitedno limit on the deposit page
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
at maturity
On early closing
14%/yearwhen a mortgage loan is arranged at NBU, the interest is preserved (14%); without a loan, at the depositor's initiative: up to 6 mo. 0%, from 6 to 24 mo. 14%tier “from 6 to 24 months” (term midpoint 24 mo. = 12)
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 1 000 000 UZS
14%/yearterm «up to 24 months»; the calculator offers 1, 3, 6, 9, 12, 24 mo. at the same rate
at maturity
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Maqsad saritop-up allowed
Deposit type
savings
Rate (main term)
14%/year14% per annum, term up to 12 monthsthe rate does not depend on the term; the page calculator offers only 12 mo.; paid at the end of the term
for application review: up to 54 710 000 UZS (housing in Tashkent), up to 37 060 000 UZS (in the regions)the limit depends on the region of the purchased housing - it cannot be set by a single number
Top-up
yes
Partial withdrawal
no
Auto-renewal
no
Interest payout
at maturity
On early closing
14%/yearthe depositor's own accumulated funds and all accrued interest are paid outon the page: 14%
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
from 1 000 000 UZS
14%/yearstandard terms; term «up to 12 months»
at maturity
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Subsidy
Deposit type
savings
Rate (main term)
14%/year14% per annum, term up to 12 monthsthe rate does not depend on the term; payment at the end of the term
Maximum rate
14%/year14% per annum
Terms
12 mo.
Minimum amount
no minimuminitial deposit 0 UZSper the «Subsidy» column; the amount is credited by the Ministry of Finance
Maximum amount
30 000 000 UZS«Deposit amount for application review» per the «Subsidy» column; the page calculator computes for 30 000 000
Top-up
no
Partial withdrawal
no
Auto-renewal
no
Interest payout
at maturity
On early closing
14%/yearthe depositor's own accumulated funds and all accrued interest are paid outon the page: 14%
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
—
14%/year“Subsidy” column of the “Maqsad sari” page; term “up to 12 months”
at maturity
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
On demandtop-up allowed
Deposit type
demand
Rate (main term)
0%/year0% per annumopen-ended; on the page: interest rate when opened at a bank office 0 %
Maximum rate
0%/year0% per annum
Minimum amount
1 000 UZSfrom 1 000 UZS
Maximum amount
unlimitedno limit on the deposit page
Top-up
yes
Partial withdrawal
yes
On early closing
0%/year0% per annum on early termination
Rates by term and amount
Term
Amount
Rate
no fixed term
from 1 000 UZS
0%/yearindefinite
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
For everyoneonlinetop-up allowed
Deposit type
term
Rate (main term)
4.5%/year4,5% per annum for 13 months in the officeno 12-month term, the nearest longer one, 13 months, is taken; 4,75% in the Milliy app; paid monthly
Maximum rate
5%/yearup to 5% for 18 monthsthe same in the office and in the app
Terms
3, 6, 9, 13, 18 mo.
Minimum amount
50 USDfrom 50 USD
Maximum amount
unlimitedno limit on the deposit page
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
2%/yearup to 2 mo. 0%; over 2 mo. 1%; over 3 to 6 mo. 1.75%; over 6 to 9 mo. 2%; over 9 to 13 mo. 2.25%; over 13 to 18 mo. 3%the “over 6 to 9 months” tier is used (mid-term 13 mo. = 6,5)
Rates by term and amount
Term
Amount
Rate
Payout
Channel
Capitalization
3 mo.
from 50 USD
3%/yearat the bank office
monthly
in branch
no
3 mo.
from 50 USD
3.25%/yearwhen opened in the Milliy app
monthly
online
no
6 mo.
from 50 USD
3.5%/yearat the bank office
monthly
in branch
no
6 mo.
from 50 USD
3.75%/yearwhen opened in the Milliy app
monthly
online
no
9 mo.
from 50 USD
4%/yearat the bank office
monthly
in branch
no
9 mo.
from 50 USD
4.25%/yearwhen opened in the Milliy app
monthly
online
no
13 mo.
from 50 USD
4.5%/yearat the bank office
monthly
in branch
no
13 mo.
from 50 USD
4.75%/yearwhen opened in the Milliy app
monthly
online
no
18 mo.
from 50 USD
5%/yearat the bank office
monthly
in branch
no
18 mo.
from 50 USD
5%/yearwhen opened in the Milliy app
monthly
online
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
On demandonlinetop-up allowed
Deposit type
demand
Rate (main term)
0%/year0% per annumopen-ended; on the page: interest rate when opened at a bank office 0%
Maximum rate
0%/year0% per annum
Minimum amount
5 USDequivalent of 5 US dollars
Maximum amount
unlimitedno limit on the deposit page
Top-up
yes
Partial withdrawal
yes
On early closing
0%/year0% per annum on early termination
Rates by term and amount
Term
Amount
Rate
no fixed term
from 5 USD
0%/yearindefinite
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in EUR
Eurotop-up allowed
Deposit type
term
Rate (main term)
2%/year2% per annum for 3 monthssingle term - 3 months (no 12 months, nearest shorter is 3); paid monthly
Maximum rate
2%/year2% per annum for 3 months
Terms
3 mo.
Minimum amount
no minimumno minimumpage: minimum initial contribution - None; passport: dash
Maximum amount
unlimitedthere is no limit on the deposit page; the page calculator calculates for 10 000 euros
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
0%/year0% per annum on early termination
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
3 mo.
—
2%/yearwhen opened at a bank office
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
