National Bank of Uzbekistan (NBU) cards: fees
Fees as of 22.10.2026More details
National Bank of Uzbekistan (NBU): 34 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
UZCARD
| Issuing | 30 000 UZS30 000 UZS; order via Milliy (remotely): 20 000 UZS; UZCARD Moment: freetariff clauses 1.6.1 b, g, e, incl. VAT; salary, pension, benefits, scholarships — free; an additional card of the same system — 30 000 UZS |
|---|---|
| Maintenance | free0 UZS - free maintenanceper the card page on the website; the tariffs document does not mention a subscription fee for maintenance of local cards |
| Reissue | 30 000 UZSupon expiry and in case of loss/wear: at a bank branch 30 000 UZS; via remote services (Milliy) 20 000 UZS; payroll cards upon expiry - freecl. 1.6.2-1.6.4, incl. VAT; replacement of UZCARD with BIN 8600 by BIN 5614 - free until 31.12.2026 |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Top-up | 1%cash via NBU ATM: 1% of the amountclause 2.22 (UZS cards); top-up of other banks' cards connected to UZCARD/HUMO: ATM 1%, cashier 2% (clauses 2.10 d, 2.11) |
| Transfer to another bank’s card | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app)cl. 4.1.2, 4.3; free limit of 3 mln UZS/month for identified users (10 mln UZS/month under a payroll project); transfers between NBU cards - free |
| Validity | 5 years |
The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous). Dual interface (contact and contactless), PIN-free payment of small amounts.
UZCARD Moment
| Issuing | free0 UZScl. 1.6.1 e of the tariffs: issuance of UZCARD Moment to individuals - no fee is charged; the card is activated in the Milliy app |
|---|---|
| Maintenance | free0 UZS - free maintenanceper the card page on the website; the tariffs document does not mention a subscription fee for maintenance of local cards |
| Top-up | 1%cash via NBU ATM: 1% of the amountclause 2.22 (UZS cards); top-up of other banks' cards connected to UZCARD/HUMO: ATM 1%, cashier 2% (clauses 2.10 d, 2.11) |
| Transfer to another bank’s card | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app)cl. 4.1.2, 4.3; free limit of 3 mln UZS/month for identified users (10 mln UZS/month under a payroll project); transfers between NBU cards - free |
| Validity | 5 years |
Card for instant opening and activation in Milliy (ATTO functionality). The fee for cash withdrawal with one's own card at an NBU ATM is not separately specified in the tariffs (clause 2.9 of the tariffs - 1% - applies to other banks' cards/general servicing at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
UZCARD Virtual virtual
| Issuing | free0 UZScard page: free issuance; opened in the Milliy app |
|---|---|
| Maintenance | free0 UZS - free maintenancecard page |
| Transfer to another bank’s card | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app)cl. 4.1.2, 4.3; free limit of 3 mln UZS/month for identified users (10 mln UZS/month under a payroll project); transfers between NBU cards - free |
| Validity | 5 years |
Virtual card for online purchases, no plastic.
UZCARD payroll card
| Issuing | freefree under the salary projectTariffs, item 1.6.1 a |
|---|---|
| Maintenance | free0 UZSsalary card page |
| Reissue | freeupon expiry under the payroll project: freetariff cl. 1.6.2; if lost - at the general tariff 30 000 UZS (20 000 via Milliy) |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Top-up | 1%cash via NBU ATM: 1% of the amountclause 2.22 (UZS cards); top-up of other banks' cards connected to UZCARD/HUMO: ATM 1%, cashier 2% (clauses 2.10 d, 2.11) |
| Transfer to another bank’s card | freeup to 10 mln UZS per month: free; above that - per Milliy tariffscl. 4.3 of the tariffs; the limit is calculated from the previous month's salary amount |
| Validity | 5 years |
Card under a payroll project (preferential microloans, auto loan, mortgage). The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Humo in UZS
HUMO
| Issuing | 30 000 UZS30 000 UZS; order via Milliy (remotely): 20 000 UZS; UZCARD Moment: freetariff clauses 1.6.1 b, g, e, incl. VAT; salary, pension, benefits, scholarships — free; an additional card of the same system — 30 000 UZS |
|---|---|
| Maintenance | free0 UZS - free maintenanceper the card page on the website; the tariffs document does not mention a subscription fee for maintenance of local cards |
| Reissue | 30 000 UZSupon expiry and in case of loss/wear: at a bank branch 30 000 UZS; via remote services (Milliy) 20 000 UZS; payroll cards upon expiry - freecl. 1.6.2-1.6.4, incl. VAT; replacement of UZCARD with BIN 8600 by BIN 5614 - free until 31.12.2026 |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Top-up | 1%cash via NBU ATM: 1% of the amountclause 2.22 (UZS cards); top-up of other banks' cards connected to UZCARD/HUMO: ATM 1%, cashier 2% (clauses 2.10 d, 2.11) |
| Transfer to another bank’s card | freeup to 3 mln UZS per month: free; above - per cl. 4.1.2-4.1.6 (to UZCARD cards of other banks 0,5%)cl. 4.1.2, 4.3; free limit 3 mln UZS/month for identified users (10 mln UZS/month under the payroll project); between NBU cards - free |
| Validity | 5 years |
The fee for cash withdrawal with one's own card at an NBU ATM is not separately specified in the tariffs (clause 2.9 of the tariffs - 1% - applies to other banks' cards/general servicing at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous). Cross-border payments at Halyk Bank (Kazakhstan) ATMs and POS terminals; HUMOPay.
HUMO Virtual virtual
| Issuing | free0 UZScard page: free issuance; opens in Milliy |
|---|---|
| Maintenance | free0 UZS - free maintenancecard page |
| Transfer to another bank’s card | freeup to 3 mln UZS per month: free; above - per cl. 4.1.2-4.1.6 (to UZCARD cards of other banks 0,5%)cl. 4.1.2, 4.3; free limit 3 mln UZS/month for identified users (10 mln UZS/month under the payroll project); between NBU cards - free |
| Validity | 5 years |
Virtual card; payment by smartphone via HUMOPay in Milliy.
Salary HUMO
| Issuing | freefree under the salary projectTariffs, item 1.6.1 a |
|---|---|
| Maintenance | free0 UZSsalary card page |
| Reissue | freeupon expiry under the payroll project: freetariff cl. 1.6.2; if lost - at the general tariff 30 000 UZS (20 000 via Milliy) |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Top-up | 1%cash via NBU ATM: 1% of the amountclause 2.22 (UZS cards); top-up of other banks' cards connected to UZCARD/HUMO: ATM 1%, cashier 2% (clauses 2.10 d, 2.11) |
| Transfer to another bank’s card | freeup to 10 mln UZS per month: free; above that - per Milliy tariffscl. 4.3 of the tariffs; the limit is calculated from the previous month's salary amount |
| Validity | 5 years |
Card under a payroll project. The fee for cash withdrawal with own card at an NBU ATM is not stated separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa in UZS
Visa Champion available to non-residents
| Issuing | 50 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Maintenance | freefree maintenance: no monthly or hidden feesVisa Champion card page |
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 35 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no feeVisa Champion page |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Transfer limit | 40 000 000 UZS/dayfree transfers up to 40 mln UZS per day and up to 200 mln UZS per monthlimit on free transfers (not the overall transaction limit); for a USD card - in UZS |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Cashback | 5% (max. 500 000 UZS)/mo.up to 5% at Visa partners from NBU (Korzinka, GRANDPHARM) and up to 60% when paying for public transport faresaccrued once a month, no later than the 20th of the following month; maximum 500 000 UZS per month per customer; only for purchases from partners |
| Validity | 5 years |
Card in the FIFA World Cup 26 design. The fee for cash withdrawal with own card at an NBU ATM is not stated separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Champion Virtual virtual
| Issuing | 10 000 UZSincl. VAT; salary projects - free at the bank's initiative (cl. 1.7.1 q) |
|---|---|
| Maintenance | freefree maintenance: no monthly or hidden feescard page |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no feeVisa Champion page |
| Transfer limit | 40 000 000 UZS/dayfree transfers up to 40 mln UZS per day and up to 200 mln UZS per monthlimit on free transfers (not the overall transaction limit); for a USD card - in UZS |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Virtual Visa Champion card. The fee for cash withdrawal with own card at an NBU ATM is not stated separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Classic available to non-residents
| Issuing | 100 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 35 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Visa Classic. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Gold available to non-residents
| Issuing | 150 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 40 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Visa Gold. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Infinite available to non-residents
| Issuing | 200 000 UZSnon-residents: 5 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Maintenance | 50 000 UZS/mo.subscription fee 50 000 UZS per month if monthly turnover is below 1 000 USD (12 mln UZS); otherwise freeincl. VAT; turnover excludes P2P, cash withdrawals, conversions and transactions in Milliy |
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 100 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Other | privileges - for purchases of 10 mln UZS (or equivalent) within 35 days; vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | 500 000 UZSminimum balance and initial contribution 500 000 UZScl. 1.7.1 of the tariffs: remains unchanged until the card account is closed |
| Validity | 5 years |
Visa Infinite; privileges (DragonPass 6 times/year, Fast Track, CIP, transfer, insurance up to 2,5 mln USD, concierge) - for purchases from 10 mln UZS (within 35 days). The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - relates to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Platinum available to non-residents
| Issuing | 220 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 60 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Other | privileges (business lounges, Fast Track) — with purchases of 2 mln UZS (or equivalent) or more within 35 days; vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Visa Platinum; privileges (DragonPass, Fast Track, baggage wrapping) - for purchases from 2 mln UZS within 35 days. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Payroll Visa Gold
| Issuing | under the salary project: per the tariffs of the card type (Gold) or free at the initiative of the bankcl. 1.7.1 p, q of the tariffs: Visa Gold 150 000 UZS, Mastercard Gold 120 000 UZS; issuance at the bank's initiative - free |
|---|---|
| Maintenance | free0 UZSsalary card page |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | free0% for transfers (P2P) via Milliy to UZCARD and HUMO cardssalary card page; limit not specified |
| Deposit / minimum balance | freeno insurance depositTariffs, item 1.7.1 p |
| Validity | 5 years |
Payroll card: discounts of up to 20% from Visa partners. The fee for cash withdrawal with own card at an NBU ATM is not stated separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
NBU-NAK Visa Gold co-brand available to non-residents
| Issuing | 600 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 40 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Cashback | 1 bonus mile for every 5 USD/UZS (at the NBU selling rate), UzAirPlus programexchange of miles for air tickets and class upgrades |
| Validity | 5 years |
Co-brand with Uzbekistan Airways; one year of insurance as a gift; up to 6% discount on Booking.com. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
NBU-NAK Visa Platinum co-brand available to non-residents
| Issuing | 800 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 60 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Other | privileges - for purchases of 2 mln UZS (or equivalent) within 35 days; vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Cashback | 1 bonus mile for every 4 USD/UZS (at the NBU selling rate), UzAirPlus programexchange of miles for air tickets and class upgrades |
| Validity | 5 years |
Co-brand with Uzbekistan Airways; a year of insurance as a gift; DragonPass 2 visits and Fast Track 2 times per year, for purchases from 2 mln UZS (within 35 days). The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - relates to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa in USD
Visa Champion available to non-residents
| Issuing | 50 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Maintenance | freefree maintenance: no monthly or hidden feesVisa Champion card page |
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 35 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no feeVisa Champion page |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Transfer limit | free transfers up to 40 mln UZS per day and up to 200 mln UZS per month (in UZS)free transfer limit; for the USD card it is set in UZS |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Cashback | 5%/mo.up to 5% at Visa partners from NBU (Korzinka, GRANDPHARM) and up to 60% when paying for public transport faresaccrued once a month no later than the 20th of the following month; maximum 500 000 UZS per month per client; only for purchases from partners; the limit is stated in UZS |
| Validity | 5 years |
Card in the FIFA World Cup 26 design. The fee for cash withdrawal with own card at an NBU ATM is not stated separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Champion Virtual virtual
| Issuing | 10 000 UZSincl. VAT; salary projects - free at the bank's initiative (cl. 1.7.1 q) |
|---|---|
| Maintenance | freefree maintenance: no monthly or hidden feescard page |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no feeVisa Champion page |
| Transfer limit | free transfers up to 40 mln UZS per day and up to 200 mln UZS per month (in UZS)free transfer limit; for the USD card it is set in UZS |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Virtual Visa Champion card. The fee for cash withdrawal with own card at an NBU ATM is not stated separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Classic available to non-residents
| Issuing | 100 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 35 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Visa Classic. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Gold available to non-residents
| Issuing | 150 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 40 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Visa Gold. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Infinite available to non-residents
| Issuing | 200 000 UZSnon-residents: 5 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Maintenance | 5 USD/mo.subscription fee of 5 USD per month if monthly turnover is below 1 000 USD (12 mln UZS); otherwise freeincl. VAT; turnover excludes P2P, cash withdrawals, conversions and transactions in Milliy |
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 100 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Other | privileges - for purchases of 10 mln UZS (or equivalent) within 35 days; vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | 50 USDminimum balance and initial deposit 50 USDcl. 1.7.1 of the tariffs: remains unchanged until the card account is closed |
| Validity | 5 years |
Visa Infinite; privileges (DragonPass 6 times/year, Fast Track, CIP, transfer, insurance up to 2,5 mln USD, concierge) - for purchases from 10 mln UZS (within 35 days). The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - relates to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Visa Platinum available to non-residents
| Issuing | 220 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 60 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Other | privileges (business lounges, Fast Track) — with purchases of 2 mln UZS (or equivalent) or more within 35 days; vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Visa Platinum; privileges (DragonPass, Fast Track, baggage wrapping) - for purchases from 2 mln UZS within 35 days. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
NBU-NAK Visa Gold co-brand available to non-residents
| Issuing | 600 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 40 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Cashback | 1 bonus mile for every 5 USD/UZS (at the NBU selling rate), UzAirPlus programexchange of miles for air tickets and class upgrades |
| Validity | 5 years |
Co-brand with Uzbekistan Airways; one year of insurance as a gift; up to 6% discount on Booking.com. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
NBU-NAK Visa Platinum co-brand available to non-residents
| Issuing | 800 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 60 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Other | privileges - for purchases of 2 mln UZS (or equivalent) within 35 days; vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Cashback | 1 bonus mile for every 4 USD/UZS (at the NBU selling rate), UzAirPlus programexchange of miles for air tickets and class upgrades |
| Validity | 5 years |
Co-brand with Uzbekistan Airways; a year of insurance as a gift; DragonPass 2 visits and Fast Track 2 times per year, for purchases from 2 mln UZS (within 35 days). The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - relates to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard in UZS
Mastercard Gold available to non-residents
| Issuing | 120 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 50 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 3 years |
Validity on the card page is 3 years, while the Visa/Mastercard tariffs state 5 years. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard Platinum available to non-residents
| Issuing | 220 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 60 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Mastercard Platinum. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard Standard available to non-residents
| Issuing | 70 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 40 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Mastercard Standard. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard World Elite available to non-residents
| Issuing | 200 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Maintenance | 50 000 UZS/mo.subscription fee 50 000 UZS per month if monthly turnover is below 1 000 USD (12 mln UZS); otherwise freeincl. VAT; turnover excludes P2P, cash withdrawals, conversions and transactions in Milliy |
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 100 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%items 4.1.2, 4.1.10 a; for UZS cards the minimum of 1 USD is converted; up to 3 mln UZS per month in national currency is free (item 4.3) |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | bonus miles option: monthly fee 5 USD / 60 000 UZS (activation 5 USD / 50 000 UZS); vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | 500 000 UZSminimum balance and initial contribution 500 000 UZScl. 1.7.1 of the tariffs: remains unchanged until the card account is closed |
| Cashback | 20%up to 20% cashback from Mastercard partners worldwidepartners' promotional offers; bonus miles 1 mile per 4 USD - with a paid subscription |
| Validity | 5 years |
LoungeKey and Fast Track - unlimited, roaming 3 GB; UzAirPlus bonus miles: activation 5 USD / 50 000 UZS, monthly fee 5 USD / 60 000 UZS. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - relates to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Salary Mastercard Gold
| Issuing | under the salary project: per the tariffs of the card type (Gold) or free at the initiative of the bankcl. 1.7.1 p, q of the tariffs: Visa Gold 150 000 UZS, Mastercard Gold 120 000 UZS; issuance at the bank's initiative - free |
|---|---|
| Maintenance | free0 UZSsalary card page |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Top-up | 1%cash via NBU ATM: 1% of the amountcl. 2.22 (UZS cards); not specified separately for USD cards |
| Transfer to another bank’s card | free0% for transfers (P2P) via Milliy to UZCARD and HUMO cardssalary card page; limit not specified |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Deposit / minimum balance | freeno insurance depositTariffs, item 1.7.1 p |
| Validity | 5 years |
Payroll card: discounts of up to 20% from Mastercard partners. The fee for cash withdrawal with one's own card at an NBU ATM is not separately specified in the tariffs (clause 2.9 of the tariffs - 1% - applies to other banks' cards/general servicing at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard in USD
Mastercard Gold available to non-residents
| Issuing | 120 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 50 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 3 years |
Validity on the card page is 3 years, while the Visa/Mastercard tariffs state 5 years. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (tariff clause 2.9 - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard Platinum available to non-residents
| Issuing | 220 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 60 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Mastercard Platinum. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard Standard available to non-residents
| Issuing | 70 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Reissue | freeupon expiry: free; upon change of full name, loss/damage, loss of PIN, suspected fraud: 40 000 UZScl. 1.7.2 of the tariffs, incl. VAT; reissue upon expiry for Visa Virtual/Classic/Champion/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum is free |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Mastercard Standard. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - applies to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard Virtual virtual
| Issuing | 10 000 UZSincl. VAT; salary projects - free at the bank's initiative (cl. 1.7.1 q) |
|---|---|
| Reissue | freeafter expiry: freeTariffs, item 1.7.2 k |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Deposit / minimum balance | freeno insurance deposit/minimum balanceTariff clause 1.7.1: no insurance deposit for Visa Virtual/Classic/Gold/Platinum and Mastercard Virtual/Standard/Gold/Platinum |
| Validity | 5 years |
Virtual card in USD, issued in the Milliy app. The fee for cash withdrawal with one's own card at an NBU ATM is not separately specified in the tariffs (clause 2.9 of the tariffs - 1% - applies to other banks' cards/general servicing at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)
Mastercard World Elite available to non-residents
| Issuing | 200 000 UZSnon-residents: 2 000 000 UZSincl. VAT; payroll projects — free at the bank's initiative (clause 1.7.1 q); non-residents — 2 000 000 UZS (Infinite 5 000 000), tariff clause 1.7.3 |
|---|---|
| Maintenance | 5 USD/mo.subscription fee of 5 USD per month if monthly turnover is below 1 000 USD (12 mln UZS); otherwise freeincl. VAT; turnover excludes P2P, cash withdrawals, conversions and transactions in Milliy |
| Reissue | upon change of full name, loss/damage, loss of PIN, suspected fraud: 100 000 UZS; reissue upon expiry is not specified in the tariffscl. 1.7.2 of the tariffs, incl. VAT; free reissue upon expiry (cl. 1.7.2 k) is not stipulated for this card |
| Delivery | 25 000 UZSwithin the city (where a courier service branch exists): 25 000 UZS; within the regions of the oblast: 35 000 UZStariff cl. 4.2.1, incl. VAT; free if the service is paid for by the trade and service enterprise |
| Withdrawal at other banks’ ATMs | 1%1% of transaction amountTariff clause 2.12: processing of cash withdrawal transactions at another bank's terminals/ATMs; Uzbekistan and abroad are not distinguished |
| Withdrawal abroad | 1%1% of transaction amounttariff cl. 2.12 does not distinguish between Uzbekistan and abroad, so the same rate of 1% applies |
| Transfer to another bank’s card | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5%Items 4.1.2, 4.1.10 a |
| Conversion | markup not specified; if the card currency differs from the transaction currency, 2% of the amount is temporarily blockednote to items 2.12, 2.13 of the tariffs for Mastercard cards |
| Other | bonus miles option: monthly fee 5 USD / 60 000 UZS (activation 5 USD / 50 000 UZS); vanity number at issuance: 5 000 000 UZStariffs cl. 1.7.5, incl. VAT |
| Deposit / minimum balance | 50 USDminimum balance and initial deposit 50 USDcl. 1.7.1 of the tariffs: remains unchanged until the card account is closed |
| Cashback | 20%up to 20% cashback from Mastercard partners worldwidepartners' promotional offers; bonus miles 1 mile per 4 USD - with a paid subscription |
| Validity | 5 years |
LoungeKey and Fast Track - unlimited, roaming 3 GB; UzAirPlus bonus miles: activation 5 USD / 50 000 UZS, monthly fee 5 USD / 60 000 UZS. The fee for cash withdrawal with one's own card at an NBU ATM is not specified separately in the tariffs (clause 2.9 of the tariffs - 1% - relates to cards of other banks/general maintenance at processing ATMs; for NBU cards at NBU ATMs the interpretation is ambiguous)