Octobank cards: fees
Fees as of 22.10.2026More details
Octobank: 21 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard available to non-residents
| Issuing | 75 000 UZSincl. VAT; UzCard Duo (clause 5.1.1); salary and pension cards and cards for crediting deposit interest - free (clause 5.2) |
|---|---|
| Maintenance | freefreeCard page: maintenance 0 UZS; the tariff has no maintenance fee |
| Reissue | 75 000 UZS75 000 UZS (upon expiry and in case of loss/damage)cl. 5.4, 5.5; incl. VAT; not charged upon expiry for pension cards |
| Withdrawal at own ATMs | 1%/transactionOctobank ATM: 1%; Octobank cash desk: freecl. 5.9, 5.10 |
| Top-up | freecard account top-up: freecl. 5.13 |
| Transfer to another bank’s card | 0.5%/transactionUzcard -> Uzcard of another bank (Octo-Mobile): 0,5%; Uzcard <-> Humo: 0,7%; Uzcard Octobank -> Visa/MC Octobank: 0,3%cl. 4.4.4-4.4.6 (p2p fees in the app) |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants: free; transfer to a recipient's account in another bank of Uzbekistan: 0,5%; to an individual's/legal entity's account in Octobank: free; unblocking and stop list: freecl. 5.6-5.8, 5.11, 5.12; withdrawal at other banks' ATMs for Uzcard/Humo is not stated in the Octobank tariff |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
In the Uzcard Duo tariff. The non-reducible balance and validity are not specified on the card page or in the tariffs.
Humo in UZS
Humo available to non-residents
| Issuing | 12 000 UZSincl. VAT (cl. 5.1.2); salary and pension cards and cards for crediting deposit interest - free (cl. 5.2) |
|---|---|
| Maintenance | freefreeCard page: maintenance 0 UZS; the tariff has no maintenance fee |
| Reissue | 12 000 UZS12 000 UZS (upon expiry and in case of loss/damage)cl. 5.4, 5.5; incl. VAT; not charged upon expiry for pension cards |
| Withdrawal at own ATMs | 1%/transactionOctobank ATM: 1%; Octobank cash desk: freecl. 5.9, 5.10 |
| Top-up | freecard account top-up: freecl. 5.13 |
| Transfer to another bank’s card | 0.3%/transactionHumo -> Humo (Octo-Mobile): 0,3%; Humo Octobank -> Visa/MC Octobank: 0,2%; Humo <-> Uzcard: 0,7%clauses 4.4.1, 4.4.2, 4.4.6 (p2p fees in the app) |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants: free; transfer to a recipient's account in another bank of Uzbekistan: 0,5%; to an individual's/legal entity's account in Octobank: free; unblocking and stop list: freecl. 5.6-5.8, 5.11, 5.12; withdrawal at other banks' ATMs for Uzcard/Humo is not stated in the Octobank tariff |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | freeminimum balance not requiredHumo card page |
Validity is not specified on the page or in the tariffs.
Humo Virtual virtualavailable to non-residents
| Issuing | freefreeHumo virtual card - no fee (cl. 5.1.2); salary/pension cards - free (cl. 5.2) |
|---|---|
| Maintenance | freefreeCard page: maintenance 0 UZS; the tariff has no maintenance fee |
| Withdrawal at own ATMs | 1%/transactionOctobank ATM: 1%; Octobank cash desk: freecl. 5.9, 5.10 |
| Top-up | freecard account top-up: freecl. 5.13 |
| Transfer to another bank’s card | 0.3%/transactionHumo -> Humo (Octo-Mobile): 0,3%; Humo Octobank -> Visa/MC Octobank: 0,2%; Humo <-> Uzcard: 0,7%clauses 4.4.1, 4.4.2, 4.4.6 (p2p fees in the app) |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants: free; transfer to a recipient's account in another bank of Uzbekistan: 0,5%; to an individual's/legal entity's account in Octobank: free; unblocking and stop list: freecl. 5.6-5.8, 5.11, 5.12; withdrawal at other banks' ATMs for Uzcard/Humo is not stated in the Octobank tariff |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | freeminimum balance not requiredHumo Virtual card page |
Reissue of a virtual Humo is not specified in the tariffs.
Visa in UZS
Visa Classic (UZS, non-residents) non-residents only
| Issuing | freefreecl. 7.1.1, 7.1.2 (primary and additional card) |
|---|---|
| Maintenance | freefreecard page: maintenance free |
| Reissue | freeupon expiry: free; if lost 48 000 UZScl. 7.2; incl. VAT |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separatelycl. 7.5.1; there is no row for an Octobank ATM - the value is taken from the cash desk |
| Withdrawal at other banks’ ATMs | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMscl. 7.5.2 |
| Withdrawal abroad | 2.5% (min. 20 000 UZS)/transaction2,5% (min. 20 000 UZS incl. VAT)cl. 7.5.3 |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%clause 7.3; 0,30% is not charged on p2p from Octobank accounts |
| Transfer to another bank’s card | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5%cl. 26.2, 4.4.8; incl. VAT; the minimum of 2,40 USD is not expressed in the card currency |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 2 000 UZS incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance per the card page: 100 000 UZS (Gold Visa: 200 000 UZS)item 7.6; urgent issuance - card pages for non-residents |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | 50 000 UZSminimum balance 50 000 UZScl. 7.4; not available for use; not an initial deposit |
| Validity | 3 years |
Tariffs section 7: UZS card only for non-residents. Card page: currencies USD/UZS.
Visa Classic Virtual virtual
| Issuing | freefreecl. 6.1.1, 6.1.2 (primary and additional card) |
|---|---|
| Maintenance | freefreecard page: maintenance free |
| Reissue | freefreecl. 6.2 (card/PIN replacement upon expiry) |
| Withdrawal at own ATMs | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separatelyclause 6.5.1; the service is available for tokenized cards (Octo-Mobile, Garmin); there is no row for an Octobank ATM — the value is taken from the cash desk |
| Withdrawal at other banks’ ATMs | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT)cl. 6.5.2 |
| Withdrawal abroad | 2.5% (min. 20 000 UZS)/transaction2,5% (min. 20 000 UZS incl. VAT)cl. 6.5.3 |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%clause 6.3; 0,30% is not charged on p2p from Octobank accounts |
| Transfer to another bank’s card | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5%cl. 26.2, 4.4.8; incl. VAT; the minimum of 2,40 USD is not expressed in the card currency |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 2 000 UZS incl. VAT, from 50 USD and in Uzbekistan: free; tokenization: 1 200 UZS per month (from the 3rd month)cl. 6.6, 3.2.1, note [1] |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | 12 000 UZSminimum balance 12 000 UZSclause 6.4; not available for use; not an initial deposit; 0 UZS for Visa Virtual of the MyPalm project (clause 6.4.1) |
Section 6 of the tariffs (MasterCard Virtual / Visa Virtual, UZS account). There are no conditions for non-residents for the UZS virtual card (for non-residents - section 22, USD). Validity is not stated.
Visa Gold (UZS, non-residents) non-residents only
| Issuing | 25 000 UZS25 000 UZS (main and additional)cl. 8.1; incl. VAT |
|---|---|
| Maintenance | freefreecard page: maintenance free |
| Reissue | freeupon expiry: free; if lost 48 000 UZScl. 8.2; incl. VAT |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separatelycl. 8.5.1; there is no row for an Octobank ATM - the value is taken from the cash desk |
| Withdrawal at other banks’ ATMs | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMscl. 8.5.2 |
| Withdrawal abroad | 2.5% (min. 20 000 UZS)/transaction2,5% (min. 20 000 UZS incl. VAT)cl. 8.5.3 |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%clause 8.3; 0,30% is not charged on p2p from Octobank accounts |
| Transfer to another bank’s card | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5%cl. 26.2, 4.4.8; incl. VAT; the minimum of 2,40 USD is not expressed in the card currency |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 2 000 UZS incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance per the card page: 100 000 UZS (Gold Visa: 200 000 UZS)item 8.6; urgent issuance - card pages for non-residents |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | 100 000 UZSminimum balance 100 000 UZScl. 8.4; not available for use; not an initial deposit |
| Validity | 3 years |
Tariffs section 8: UZS card only for non-residents. Card page: currencies USD/UZS.
Visa in USD
Visa Classic available to non-residents
| Issuing | freefreecl. 16.1; additional card - also free |
|---|---|
| Maintenance | freefreecl. 16.5 (card page: maintenance 0) |
| Reissue | freeupon expiry: free; upon loss 48 000 UZS (incl. VAT)item 16.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,2 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 60 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)non-residents: urgent issuance: 100 000 UZSUrgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 5 USDminimum balance 5 USDnon-residents: 10 USDminimum balance is not available for use; it is returned upon closure (within 30 days); it is not a mandatory initial payment (clause 16.4). For non-residents, the card page states an initial payment |
| Validity | 3 years |
Sections 16 (residents) and 19 (non-residents) of the tariffs. Additional card - Visa Classic only. Card page: currency USD/UZS, but according to the tariffs the UZS card is only for non-residents (cl. 7).
Visa Classic Virtual virtualavailable to non-residents
| Issuing | freefreecl. 15.1.1 (residents), cl. 22.1 (non-residents); account currency USD |
|---|---|
| Maintenance | freefreecl. 15.4; card page: maintenance is free |
| Withdrawal at own ATMs | freeOctobank cash desk: free; Octobank ATM is not specified separatelycl. 15.5.1 (cashier); the service is available for tokenized cards (Octo-Mobile, Garmin); there is no line for the Octobank ATM - the value is taken from the cashier |
| Withdrawal at other banks’ ATMs | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMscl. 15.5.2, 22.4.2 |
| Withdrawal abroad | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT)no separate row for abroad; the general row is “ATMs of other banks” |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 15.2; 0,30% is not charged on p2p from Octobank accounts and on Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,20 USD incl. VAT, from 50 USD and in Uzbekistan: free; tokenization: 0,12 USD per month (from the 3rd month)cl. 15.6, 3.2.2, note [1] |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USDcl. 15.3; not available for use; not an initial deposit |
Sections 15 (residents) and 22 (non-residents, balance 10 USD) of the tariffs. The virtual card is issued in Octo-Mobile. The validity of the virtual card is not specified.
Visa Gold available to non-residents
| Issuing | 25 000 UZS25 000 UZS (primary and additional card)cl. 17.1; incl. VAT; account currency - USD |
|---|---|
| Maintenance | freefreecl. 17.5 (card page: maintenance 0) |
| Reissue | freeupon expiry: free; upon loss 48 000 UZS (incl. VAT)item 17.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,2 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 60 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)non-residents: urgent issuance: 200 000 UZSUrgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 10 USDminimum balance 10 USDnon-residents: 50 USDminimum balance is not available for use; it is returned upon closure (within 30 days); it is not a mandatory initial payment (clause 17.4). For non-residents, the card page states an initial payment |
| Validity | 3 years |
Sections 17 and 20 of the tariffs. Card page: minimum balance 10 USD (the text also says '100 000 UZS or 10 USD').
Visa Infinite available to non-residents
| Issuing | 200 000 UZS200 000 UZS (primary and additional card)cl. 24.1; incl. VAT; account currency - USD |
|---|---|
| Maintenance | 60 USD/year60 USD per yearincl. VAT; charged annually in USD (cl. 24.6) |
| Reissue | freeon expiry: free; if lost 120 000 UZS (incl. VAT)item 24.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,5 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 200 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)Urgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 100 USDminimum balance 100 USDthe non-reducible balance is not available for use; returned when the card is closed (within 30 days), cl. 24.4 |
| Validity | 3 years |
Tariff section 24. Privileges: insurance, 4 Lounge Key visits, 4 CIP lounge visits, 3 GB of roaming, concierge, transfer (card page).
Visa Platinum available to non-residents
| Issuing | 50 000 UZS50 000 UZS (primary and additional card)cl. 18.1; incl. VAT; account currency - USD |
|---|---|
| Maintenance | freefreecl. 18.5 (card page: maintenance 0) |
| Reissue | freeupon expiry: free; upon loss 48 000 UZS (incl. VAT)item 18.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.2% (min. 1.8 USD)/transaction2,2% (min. 1,8 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.2% (min. 1.8 USD)/transaction2,2% (min. 1,8 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,2 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 60 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)non-residents: urgent issuance: 200 000 UZSUrgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 10 USDminimum balance 10 USDnon-residents: 100 USDminimum balance is not available for use; it is returned upon closure (within 30 days); it is not a mandatory initial payment (clause 18.4). For non-residents, the card page states an initial payment |
| Validity | 3 years |
Sections 18 and 21 of the tariffs. Privileges: insurance, 2 visits per year to Lounge Key business lounges, car rental discounts (card page). Octobank cashier for Visa Platinum cards - free.
Visa Signature available to non-residents
| Issuing | 100 000 UZS100 000 UZS (primary and additional card)cl. 23.1; incl. VAT; account currency - USD |
|---|---|
| Maintenance | 50 USD/year50 USD per yearincl. VAT; charged annually in USD (cl. 23.6) |
| Reissue | freeupon expiry: free; upon loss 64 000 UZS (incl. VAT)item 23.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,5 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 200 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)Urgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 50 USDminimum balance 50 USDthe non-reducible balance is not available for use; returned when the card is closed (within 30 days), cl. 23.4 |
| Validity | 3 years |
Section 23 of the tariffs (residents/non-residents together). Privileges: 4 visits to Lounge Key business lounges and 4 to the Tashkent CIP lounge, 3 GB of roaming, concierge, airport transfer, insurance (card page).
Mastercard in UZS
Mastercard Gold (UZS, non-residents) non-residents only
| Issuing | 25 000 UZS25 000 UZS (main and additional)cl. 8.1; incl. VAT |
|---|---|
| Maintenance | freefreecard page: maintenance free |
| Reissue | freeupon expiry: free; if lost 48 000 UZScl. 8.2; incl. VAT |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separatelycl. 8.5.1; there is no row for an Octobank ATM - the value is taken from the cash desk |
| Withdrawal at other banks’ ATMs | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMscl. 8.5.2 |
| Withdrawal abroad | 2.5% (min. 20 000 UZS)/transaction2,5% (min. 20 000 UZS incl. VAT)cl. 8.5.3 |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%clause 8.3; 0,30% is not charged on p2p from Octobank accounts |
| Transfer to another bank’s card | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5%cl. 26.2, 4.4.8; incl. VAT; the minimum of 2,40 USD is not expressed in the card currency |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 2 000 UZS incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance per the card page: 100 000 UZS (Gold Visa: 200 000 UZS)item 8.6; urgent issuance - card pages for non-residents |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | 100 000 UZSminimum balance 100 000 UZScl. 8.4; not available for use; not an initial deposit |
| Validity | 3 years |
Tariffs section 8: UZS card only for non-residents. Card page: currencies USD/UZS.
Mastercard Standard (UZS, non-residents) non-residents only
| Issuing | freefreecl. 7.1.1, 7.1.2 (primary and additional card) |
|---|---|
| Maintenance | freefreecard page: maintenance free |
| Reissue | freeupon expiry: free; if lost 48 000 UZScl. 7.2; incl. VAT |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separatelycl. 7.5.1; there is no row for an Octobank ATM - the value is taken from the cash desk |
| Withdrawal at other banks’ ATMs | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMscl. 7.5.2 |
| Withdrawal abroad | 2.5% (min. 20 000 UZS)/transaction2,5% (min. 20 000 UZS incl. VAT)cl. 7.5.3 |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%clause 7.3; 0,30% is not charged on p2p from Octobank accounts |
| Transfer to another bank’s card | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5%cl. 26.2, 4.4.8; incl. VAT; the minimum of 2,40 USD is not expressed in the card currency |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 2 000 UZS incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance per the card page: 100 000 UZS (Gold Visa: 200 000 UZS)item 7.6; urgent issuance - card pages for non-residents |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | 50 000 UZSminimum balance 50 000 UZScl. 7.4; not available for use; not an initial deposit |
| Validity | 3 years |
Tariffs section 7: UZS card only for non-residents. Card page: currencies USD/UZS.
Mastercard Standard Virtual virtual
| Issuing | freefreecl. 6.1.1, 6.1.2 (primary and additional card) |
|---|---|
| Maintenance | freefreecard page: maintenance free |
| Reissue | freefreecl. 6.2 (card/PIN replacement upon expiry) |
| Withdrawal at own ATMs | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separatelyclause 6.5.1; the service is available for tokenized cards (Octo-Mobile, Garmin); there is no row for an Octobank ATM — the value is taken from the cash desk |
| Withdrawal at other banks’ ATMs | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT)cl. 6.5.2 |
| Withdrawal abroad | 2.5% (min. 20 000 UZS)/transaction2,5% (min. 20 000 UZS incl. VAT)cl. 6.5.3 |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%clause 6.3; 0,30% is not charged on p2p from Octobank accounts |
| Transfer to another bank’s card | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5%cl. 26.2, 4.4.8; incl. VAT; the minimum of 2,40 USD is not expressed in the card currency |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 2 000 UZS incl. VAT, from 50 USD and in Uzbekistan: free; tokenization: 1 200 UZS per month (from the 3rd month)cl. 6.6, 3.2.1, note [1] |
| Transfer limit | 100 000 000 UZS/dayOcto-Mobile, UZS transfers between cards/accounts: 100 mln UZS per day (up to 20 transactions), 1 bln UZS per month (up to 200 transactions); between own Octobank cards - no limitsNote [3] to the tariffs. The breakdown by table columns (cards of other banks / within the bank to another client / between own cards) is ambiguous in the markup; the month is calendar |
| Other limits | Octo-Mobile: up to 20 transfers per day, up to 200 per month; Visa Direct (UZS) - up to 30 mln UZS per single transferNote [3] to the tariffs |
| Deposit / minimum balance | 12 000 UZSminimum balance 12 000 UZSclause 6.4; not available for use; not an initial deposit; 0 UZS for Visa Virtual of the MyPalm project (clause 6.4.1) |
Section 6 of the tariffs (MasterCard Virtual / Visa Virtual, UZS account). There are no conditions for non-residents for the UZS virtual card (for non-residents - section 22, USD). Validity is not stated.
Mastercard in USD
Mastercard Gold available to non-residents
| Issuing | 25 000 UZS25 000 UZS (primary and additional card)cl. 17.1; incl. VAT; account currency - USD |
|---|---|
| Maintenance | freefreecl. 17.5 (card page: maintenance 0) |
| Reissue | freeupon expiry: free; upon loss 48 000 UZS (incl. VAT)item 17.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,2 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 60 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)non-residents: urgent issuance: 100 000 UZSUrgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 10 USDminimum balance 10 USDnon-residents: 50 USDminimum balance is not available for use; it is returned upon closure (within 30 days); it is not a mandatory initial payment (clause 17.4). For non-residents, the card page states an initial payment |
| Validity | 3 years |
Sections 17 and 20 of the tariffs. Card page: 'works in USD and UZS currencies'; the UZS card under the tariffs - for non-residents only (clause 8).
Mastercard Gold AviaSales
| Issuing | freefree (identification in the office); 12 000 UZS with remote identificationcl. 14.1.1, 14.1.2; incl. VAT |
|---|---|
| Maintenance | freefreecl. 14.5 (card page: maintenance 0) |
| Reissue | freeupon expiry: free; upon loss 48 000 UZS (incl. VAT)item 14.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,2 USD incl. VAT, from 50 USD and in Uzbekistan: free; card tokenization: 0,12 USD per month (from the 3rd month)Urgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 5 USDminimum balance 5 USDthe non-reducible balance is not available for use; returned when the card is closed (within 30 days), cl. 14.4 |
| Validity | 3 years |
Section 14 of the tariffs (joint product). No separate page was found on the website; the card currency is not stated explicitly in the tariff, determined from the USD amounts (non-reducible balance 5 USD, min. fee 1,80 USD). Opening is free with identification at the office, 12 000 UZS incl. VAT with remote identification by a bank employee. SMS/3D - MasterCard Identity Check.
Mastercard Standard available to non-residents
| Issuing | freefreecl. 16.1; additional card - also free |
|---|---|
| Maintenance | freefreecl. 16.5 (card page: maintenance 0) |
| Reissue | freeupon expiry: free; upon loss 48 000 UZS (incl. VAT)item 16.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,2 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 60 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)non-residents: urgent issuance: 100 000 UZSUrgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 5 USDminimum balance 5 USDnon-residents: 10 USDminimum balance is not available for use; it is returned upon closure (within 30 days); it is not a mandatory initial payment (clause 16.4). For non-residents, the card page states an initial payment |
| Validity | 3 years |
Sections 16 and 19 of the tariffs (Visa Classic / MasterCard Standard). Card page: currency USD/UZS; UZS card under the tariffs - for non-residents only (cl. 7).
Mastercard Standard Virtual virtualavailable to non-residents
| Issuing | freefreecl. 15.1.1 (residents), cl. 22.1 (non-residents); account currency USD |
|---|---|
| Maintenance | freefreecl. 15.4; card page: maintenance is free |
| Withdrawal at own ATMs | freeOctobank cash desk: free; Octobank ATM is not specified separatelycl. 15.5.1 (cashier); the service is available for tokenized cards (Octo-Mobile, Garmin); there is no line for the Octobank ATM - the value is taken from the cashier |
| Withdrawal at other banks’ ATMs | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMscl. 15.5.2, 22.4.2 |
| Withdrawal abroad | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT)no separate row for abroad; the general row is “ATMs of other banks” |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 15.2; 0,30% is not charged on p2p from Octobank accounts and on Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,20 USD incl. VAT, from 50 USD and in Uzbekistan: free; tokenization: 0,12 USD per month (from the 3rd month)cl. 15.6, 3.2.2, note [1] |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USDcl. 15.3; not available for use; not an initial deposit |
Sections 15 (residents) and 22 (non-residents, balance 10 USD) of the tariffs. The virtual card is issued in Octo-Mobile. The validity of the virtual card is not specified.
Mastercard World Black Edition available to non-residents
| Issuing | 100 000 UZS100 000 UZS (primary and additional card)cl. 23.1; incl. VAT; account currency - USD |
|---|---|
| Maintenance | 50 USD/year50 USD per yearincl. VAT; charged annually in USD (cl. 23.6) |
| Reissue | freeupon expiry: free; upon loss 64 000 UZS (incl. VAT)item 23.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,5 USD incl. VAT, from 50 USD and in Uzbekistan: free; card tokenization: 0,12 USD per month (from the 3rd month)Urgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 50 USDminimum balance 50 USDthe non-reducible balance is not available for use; returned when the card is closed (within 30 days), cl. 23.4 |
| Validity | 3 years |
Available only in section 23 of the tariffs (Visa Signature / MasterCard World Black Edition), there is no separate page on the website.
Mastercard World Elite available to non-residents
| Issuing | 200 000 UZS200 000 UZS (primary and additional card)cl. 24.1; incl. VAT; account currency - USD |
|---|---|
| Maintenance | 60 USD/year60 USD per yearincl. VAT; charged annually in USD (cl. 24.6) |
| Reissue | freeon expiry: free; if lost 120 000 UZS (incl. VAT)item 24.2: replacement in cases other than loss is free |
| Delivery | 18 000 UZS18 000 UZS (for cards opened via Octo-Mobile)cl. 4.6; incl. VAT; the delivery city is not specified in the tariff |
| Withdrawal at own ATMs | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: freecl. 13.2 (dispensing via Octobank ATMs of Octobank international cards and cards of other banks) - interpretation; cashier desk free - cl. 16.6.1/17.6.1/18.6.1, etc. |
| Withdrawal at other banks’ ATMs | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - sameone line in the tariff: 'at cash-out points and at ATMs of other banks, as well as at HUMO, UzCard ATMs' |
| Withdrawal abroad | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT)the tariff has no separate line for abroad; the general line 'ATMs of other banks' is applied |
| Top-up | freeby cash and conversion: free; by non-cash transfer from other banks: 0,3%cl. 16.3 and similar; 0,30% is not charged for p2p from Octobank accounts and for Visa Direct/MC MoneySend |
| Transfer to another bank’s card | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: freeItems 26.1, 26.2; incl. VAT |
| Conversion | 1%/transaction1% of the transaction amount abroad in a currency other than the settlement currency with international payment systems (USD)item 27.1; the tariff mentions the Visa payment system; the fee is included in the transaction amount. Conversion in Octo-Mobile - at the app’s rate |
| SMS notifications | freefreeSMS notifications and 3D Secure - no fee is charged |
| Other | payment at merchants abroad up to 50 USD: 0,5 USD incl. VAT, from 50 USD and in Uzbekistan: free; urgent issuance: 200 000 UZS; card tokenization: 0,12 USD per month (from the 3rd month)Urgent issuance - from the card page; tokenization - cl. 3.2.2 and note [1] (charged from the 2nd-3rd month of use) |
| Transfer limit | 50 000 USD/dayOcto-Mobile, USD transfers between cards/accounts: 50 000 USD per day, 100 000 USD per month (within the bank to another client); between own Octobank cards - no restrictionsNote [3] to the tariffs; calendar month |
| Other limits | Visa Direct (USD): up to 2 500 USD one-time; currency exchange in Octo-Mobile: USD purchase for residents up to 20 000 USD per day and 100 000 USD per month, for non-residents up to 10 000 USD per monthNote [3] to the tariffs |
| Deposit / minimum balance | 100 USDminimum balance 100 USDthe non-reducible balance is not available for use; returned when the card is closed (within 30 days), cl. 24.4 |
| Validity | 3 years |
Section 24 of the tariffs. Privileges: unlimited access to Lounge Key business lounges (1100+), travel insurance up to 1,5 mln USD, 3 GB of roaming (card page). Page: top-up via SWIFT 0,30%.