Tenge Bank cards: fees
Fees as of 22.10.2026More details
Tenge Bank: 17 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard Duo
| Issuing | 35 000 UZSincl. VAT; salary, pension and scholarship cards – free (cl. 12a); additional card – 35 000 UZS (cl. 13v); virtual local cards – free (cl. 13g) |
|---|---|
| Reissue | freeupon expiry of validity: free; loss or mechanical damage: 35 000 UZS incl. VAT; technical damage: freecl. 14a-14g; blocking upon loss or damage — free (cl. 14d) |
| Withdrawal at own ATMs | 1%/transactionTenge Bank ATM: 1%; Tenge Bank cash desk: 0,5%cl. 15a, 15v; for cards of other banks at the Tenge Bank cash desk and ATM — 1% (cl. 15b, 15g) |
| Withdrawal at other banks’ ATMs | according to the tariffs of the bank servicing the ATMcl. 15d |
| Top-up | freevia Tenge Bank branches and ATMs: free; top-up of other banks' cards at Tenge Bank: 1% of the amountItems 16a, 16b, 17a, 17b |
| Transfer to another bank’s card | 0.7%/transactiontransfer in the Tenge24 app to a Uzcard card of another bank: 0,70%From the Tenge24 app: to a Uzcard of another bank 0,70%; to a Humo card of another bank 0,70%; to Tenge Bank cards 0,30%; to deposit accounts 0%. To Halyk Bank cards — free according to the card pages. |
| Other | transfer from an account to accounts in other banks of Uzbekistan: 1% of the operation amount; certificate on request: 30 000 UZS incl. VATtariff cl. 3b, 1b; the tariffs have no separate line for Uzcard/Humo card maintenance fee |
Card tariffs — the card page and the tariffs for individuals dated 02.10.2026 (section IV, Uzcard/Humo cards); there is no separate maintenance line in the tariffs (service not found). Validity and limits are not stated on the page. There are no separate tariffs for non-residents in the bank's tariffs.
UZCARD Moment
| Issuing | freefreecl. 13d of the tariffs dated 02.10.2026; card page: free issuance |
|---|---|
| Maintenance | freeno commissioncard page: annual maintenance without a fee |
| Reissue | freeupon expiry of validity: free; loss or mechanical damage: 35 000 UZS incl. VAT; technical damage: freecl. 14a-14g; blocking upon loss or damage — free (cl. 14d) |
| Withdrawal at own ATMs | 1%/transactionTenge Bank ATM: 1%; Tenge Bank cash desk: 0,5%cl. 15a, 15v; for cards of other banks at the Tenge Bank cash desk and ATM — 1% (cl. 15b, 15g) |
| Withdrawal at other banks’ ATMs | according to the tariffs of the bank servicing the ATMcl. 15d |
| Top-up | freevia Tenge Bank branches and ATMs: free; top-up of other banks' cards at Tenge Bank: 1% of the amountItems 16a, 16b, 17a, 17b |
| Transfer to another bank’s card | 0.7%/transactiontransfer in the Tenge24 app to a Uzcard card of another bank: 0,70%From the Tenge24 app: to a Uzcard of another bank 0,70%; to a Humo card of another bank 0,70%; to Tenge Bank cards 0,30%; to deposit accounts 0%. To Halyk Bank cards — free according to the card pages. |
| Other | transfer from an account to accounts in other banks of Uzbekistan: 1% of the operation amount; certificate on request: 30 000 UZS incl. VATtariff cl. 3b, 1b; the tariffs have no separate line for Uzcard/Humo card maintenance fee |
| Validity | 5 years |
Non-personalized instant card: issued ready-made, activated in Tenge24. Validity 5 years according to the card page. Limits are not stated. The bank's tariffs have no separate tariffs for non-residents.
Uzcard card with custom design
| Issuing | 100 000 UZSTariffs, item 13b; incl. VAT |
|---|---|
| Reissue | 100 000 UZSupon expiry: free with a standard design, 100 000 UZS with a custom design; loss or damage: standard design 35 000 UZS, custom design 100 000 UZScard page; in the tariffs: loss or mechanical damage 35 000 UZS |
| Withdrawal at own ATMs | 1%/transactionTenge Bank ATM: 1%; Tenge Bank cash desk: 0,5%cl. 15a, 15v; for cards of other banks at the Tenge Bank cash desk and ATM — 1% (cl. 15b, 15g) |
| Withdrawal at other banks’ ATMs | according to the tariffs of the bank servicing the ATMcl. 15d |
| Top-up | freevia Tenge Bank branches and ATMs: free; top-up of other banks' cards at Tenge Bank: 1% of the amountItems 16a, 16b, 17a, 17b |
| Transfer to another bank’s card | 0.7%/transactiontransfer in the Tenge24 app to a Uzcard card of another bank: 0,70%From the Tenge24 app: to a Uzcard of another bank 0,70%; to a Humo card of another bank 0,70%; to Tenge Bank cards 0,30%; to deposit accounts 0%. To Halyk Bank cards — free according to the card pages. |
| Other | transfer from an account to accounts in other banks of Uzbekistan: 1% of the operation amount; certificate on request: 30 000 UZS incl. VATtariff cl. 3b, 1b; the tariffs have no separate line for Uzcard/Humo card maintenance fee |
The page refers to local cards with individual design in general (Uzcard and Humo); the system is stated in the tariff as Uzcard/HUMO, the record is duplicated for Humo. The bank's tariffs have no separate tariffs for non-residents.
Humo in UZS
HUMO
| Issuing | 35 000 UZSincl. VAT; salary, pension and scholarship cards – free (cl. 12a); additional card – 35 000 UZS (cl. 13v); virtual local cards – free (cl. 13g) |
|---|---|
| Reissue | freeupon expiry of validity: free; loss or mechanical damage: 35 000 UZS incl. VAT; technical damage: freecl. 14a-14g; blocking upon loss or damage — free (cl. 14d) |
| Withdrawal at own ATMs | 1%/transactionTenge Bank ATM: 1%; Tenge Bank cash desk: 0,5%cl. 15a, 15v; for cards of other banks at the Tenge Bank cash desk and ATM — 1% (cl. 15b, 15g) |
| Withdrawal at other banks’ ATMs | according to the tariffs of the bank servicing the ATMcl. 15d |
| Top-up | freevia Tenge Bank branches and ATMs: free; top-up of other banks' cards at Tenge Bank: 1% of the amountItems 16a, 16b, 17a, 17b |
| Transfer to another bank’s card | 0.5%/transactiontransfer in the Tenge24 app to a Humo card of another bank: 0,50%From the Tenge24 app: to a Humo card of another bank 0,50%; to a Uzcard of another bank 0,70%; to Tenge Bank cards 0,30%; to deposit accounts 0%. To Halyk Bank cards — free according to the card pages. |
| Other | transfer from an account to accounts in other banks of Uzbekistan: 1% of the operation amount; certificate on request: 30 000 UZS incl. VATtariff cl. 3b, 1b; the tariffs have no separate line for Uzcard/Humo card maintenance fee |
Card page and tariffs for individuals dated 02.10.2026 (section IV); there is no separate maintenance line in the tariffs (service not found). Validity and limits are not stated. The bank's tariffs have no separate tariffs for non-residents.
HUMO card with custom design
| Issuing | 100 000 UZSTariffs, item 13b; incl. VAT |
|---|---|
| Reissue | 100 000 UZSupon expiry: free with a standard design, 100 000 UZS with a custom design; loss or damage: standard design 35 000 UZS, custom design 100 000 UZScard page; in the tariffs: loss or mechanical damage 35 000 UZS |
| Withdrawal at own ATMs | 1%/transactionTenge Bank ATM: 1%; Tenge Bank cash desk: 0,5%cl. 15a, 15v; for cards of other banks at the Tenge Bank cash desk and ATM — 1% (cl. 15b, 15g) |
| Withdrawal at other banks’ ATMs | according to the tariffs of the bank servicing the ATMcl. 15d |
| Top-up | freevia Tenge Bank branches and ATMs: free; top-up of other banks' cards at Tenge Bank: 1% of the amountItems 16a, 16b, 17a, 17b |
| Transfer to another bank’s card | 0.5%/transactiontransfer in the Tenge24 app to a Humo card of another bank: 0,50%From the Tenge24 app: to a Humo card of another bank 0,50%; to a Uzcard of another bank 0,70%; to Tenge Bank cards 0,30%; to deposit accounts 0%. To Halyk Bank cards — free according to the card pages. |
| Other | transfer from an account to accounts in other banks of Uzbekistan: 1% of the operation amount; certificate on request: 30 000 UZS incl. VATtariff cl. 3b, 1b; the tariffs have no separate line for Uzcard/Humo card maintenance fee |
The page relates to local cards with individual design in general (Uzcard and Humo); the system in the tariff is stated as Uzcard/HUMO. The bank's tariffs have no separate tariffs for non-residents.
Visa in UZS
Visa Classic / Gold
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | freeannual maintenance: free; if there are no purchases for 3 months in a row — 50 000 UZS per month incl. VATfirst and subsequent years — free; a monthly fee of 50 000 UZS incl. VAT is charged if there are no successful purchases on the card for three consecutive months from the date of the last operation (footnote 3) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa payment system or acquiring bank fee may be charged; minimum 1 US dollar at the bank's rate |
| Withdrawal abroad | 1%/transactionat cash desks and ATMs of foreign banks: 1%, at least 1 USD incl. VATminimum 1 US dollar at the bank’s rate; an acquiring bank fee may be charged |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)item 12 of the payment system tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026; the minimum in US dollars at the bank’s rate |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
The source of the figures is the MPS tariffs (effective from 10.02.2026). Limits, cashback and interest on balance were not found. There are no separate tariffs for non-residents in the bank's tariffs. The product exists only in the MPS tariffs (column «VISA Classic, Gold»), there is no separate page on the website; it is not listed among debit cards.
Visa Infinite
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | 50 USD/year50 US dollars per year incl. VAT (at the Central Bank rate on the debit date)the first year is debited at issuance, then automatically from the card account; for a card in sums — in sums at the Central Bank rate; no inactivity fee (cl. 5 of the IPS tariffs) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa payment system or acquiring bank fee may be charged; minimum 1 US dollar at the bank's rate |
| Withdrawal abroad | 1%/transactionat cash desks and ATMs of foreign banks: 1%, at least 1 USD incl. VATminimum 1 US dollar at the bank’s rate; an acquiring bank fee may be charged |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)item 12 of the payment system tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026; the minimum in US dollars at the bank’s rate |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
Source of figures — international payment systems' tariffs (effective 10.02.2026). Limits, cashback and interest on balance not found. The bank's tariffs have no separate tariffs for non-residents. Free access to the CIP lounge in Tashkent, DragonPass — per the card page.
Visa Platinum
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | 5 USD/year5 USD per year incl. VAT (at the Central Bank rate on the debit date)the first year is debited at issuance, then automatically from the card account; for a card in sums — in sums at the Central Bank rate; no inactivity fee (cl. 5 of the IPS tariffs) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa payment system or acquiring bank fee may be charged; minimum 1 US dollar at the bank's rate |
| Withdrawal abroad | 1%/transactionat cash desks and ATMs of foreign banks: 1%, at least 1 USD incl. VATminimum 1 US dollar at the bank’s rate; an acquiring bank fee may be charged |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)item 12 of the payment system tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026; the minimum in US dollars at the bank’s rate |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
The source of the figures is the MPS tariffs (effective from 10.02.2026). Limits, cashback and interest on balance were not found. There are no separate tariffs for non-residents in the bank's tariffs. The card page refers to older MPS tariffs dated 01.12.2025; the figures are taken from the version dated 10.02.2026 stated on the tariffs page.
Visa in USD
Visa Classic / Gold
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | freeannual maintenance: free; if there are no purchases for 3 months in a row — 50 000 UZS per month incl. VATfirst and subsequent years — free; a monthly fee of 50 000 UZS incl. VAT is charged if there are no successful purchases on the card for three consecutive months from the date of the last operation (footnote 3) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa fee of the payment system or the acquiring bank may be charged |
| Withdrawal abroad | 1% (min. 1 USD)/transactionat cash desks and ATMs of foreign banks: 1%, at least 1 USD incl. VATan acquiring bank fee may apply |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)cl. 12 of the international payment systems' tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026 |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
The source of the figures is the MPS tariffs (effective from 10.02.2026). Limits, cashback and interest on balance were not found. There are no separate tariffs for non-residents in the bank's tariffs. The product exists only in the MPS tariffs (column «VISA Classic, Gold»), there is no separate page on the website; it is not listed among debit cards.
Visa Infinite
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | 50 USD/year50 US dollars per year incl. VAT (at the Central Bank rate on the debit date)the first year is debited at issuance, then automatically from the card account; for a card in sums — in sums at the Central Bank rate; no inactivity fee (cl. 5 of the IPS tariffs) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa fee of the payment system or the acquiring bank may be charged |
| Withdrawal abroad | 1% (min. 1 USD)/transactionat cash desks and ATMs of foreign banks: 1%, at least 1 USD incl. VATan acquiring bank fee may apply |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)cl. 12 of the international payment systems' tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026 |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
Source of figures — international payment systems' tariffs (effective 10.02.2026). Limits, cashback and interest on balance not found. The bank's tariffs have no separate tariffs for non-residents. Free access to the CIP lounge in Tashkent, DragonPass — per the card page.
Visa Platinum
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | 5 USD/year5 USD per year incl. VAT (at the Central Bank rate on the debit date)the first year is debited at issuance, then automatically from the card account; for a card in sums — in sums at the Central Bank rate; no inactivity fee (cl. 5 of the IPS tariffs) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa fee of the payment system or the acquiring bank may be charged |
| Withdrawal abroad | 1% (min. 1 USD)/transactionat cash desks and ATMs of foreign banks: 1%, at least 1 USD incl. VATan acquiring bank fee may apply |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)cl. 12 of the international payment systems' tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026 |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
The source of the figures is the MPS tariffs (effective from 10.02.2026). Limits, cashback and interest on balance were not found. There are no separate tariffs for non-residents in the bank's tariffs. The card page refers to older MPS tariffs dated 01.12.2025; the figures are taken from the version dated 10.02.2026 stated on the tariffs page.
Mastercard in UZS
Mastercard Black Edition
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | 50 USD/year50 US dollars per year incl. VAT (at the Central Bank rate on the debit date)the first year is debited at issuance, then automatically from the card account; for a card in sums — in sums at the Central Bank rate; no inactivity fee (cl. 5 of the IPS tariffs) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa payment system or acquiring bank fee may be charged; minimum 1 US dollar at the bank's rate |
| Withdrawal abroad | 2%/transactionat cash desks and ATMs of foreign banks: 2%, at least 2 USD incl. VATminimum 2 US dollars at the bank’s rate; an acquiring bank fee may be charged |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)item 12 of the payment system tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026; the minimum in US dollars at the bank’s rate |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
The source of the figures — international payment system tariffs (effective from 10.02.2026). Limits, cashback and interest on balance were not found. There are no separate tariffs for non-residents in the bank's tariffs. Anjir business lounge at Tashkent airport (10 visits per year) and insurance — per the card page.
Mastercard World
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | freeannual maintenance: free; if there are no purchases for 3 months in a row — 50 000 UZS per month incl. VATfirst and subsequent years — free; a monthly fee of 50 000 UZS incl. VAT is charged if there are no successful purchases on the card for three consecutive months from the date of the last operation (footnote 3) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa payment system or acquiring bank fee may be charged; minimum 1 US dollar at the bank's rate |
| Withdrawal abroad | 2%/transactionat cash desks and ATMs of foreign banks: 2%, at least 2 USD incl. VATminimum 2 US dollars at the bank’s rate; an acquiring bank fee may be charged |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)item 12 of the payment system tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026; the minimum in US dollars at the bank’s rate |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
Source of figures — international payment systems' tariffs (effective 10.02.2026). Limits, cashback and interest on balance not found. The bank's tariffs have no separate tariffs for non-residents. In the tariffs the column is called «Mastercard Standard, World».
Mastercard digital (World-based) virtual
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | freeannual maintenance: free; if there are no purchases for 3 months in a row — 50 000 UZS per month incl. VATfirst and subsequent years — free; a monthly fee of 50 000 UZS incl. VAT is charged if there are no successful purchases on the card for three consecutive months from the date of the last operation (footnote 3) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa payment system or acquiring bank fee may be charged; minimum 1 US dollar at the bank's rate |
| Withdrawal abroad | 2%/transactionat cash desks and ATMs of foreign banks: 2%, at least 2 USD incl. VATminimum 2 US dollars at the bank’s rate; an acquiring bank fee may be charged |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)item 12 of the payment system tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026; the minimum in US dollars at the bank’s rate |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
Source of figures — international payment systems (IPS) tariffs (effective from 10.02.2026). Limits, cashback and interest on balance not found. The bank's tariffs have no separate tariffs for non-residents. The product appears only in the IPS tariffs (column “Mastercard digital (World-based)”), not found on the website's card pages; issuance channels are not specified.
Mastercard in USD
Mastercard Black Edition
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | 50 USD/year50 US dollars per year incl. VAT (at the Central Bank rate on the debit date)the first year is debited at issuance, then automatically from the card account; for a card in sums — in sums at the Central Bank rate; no inactivity fee (cl. 5 of the IPS tariffs) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa fee of the payment system or the acquiring bank may be charged |
| Withdrawal abroad | 2% (min. 2 USD)/transactionat cash desks and ATMs of foreign banks: 2%, at least 2 USD incl. VATan acquiring bank fee may apply |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)cl. 12 of the international payment systems' tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026 |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
The source of the figures — international payment system tariffs (effective from 10.02.2026). Limits, cashback and interest on balance were not found. There are no separate tariffs for non-residents in the bank's tariffs. Anjir business lounge at Tashkent airport (10 visits per year) and insurance — per the card page.
Mastercard World
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | freeannual maintenance: free; if there are no purchases for 3 months in a row — 50 000 UZS per month incl. VATfirst and subsequent years — free; a monthly fee of 50 000 UZS incl. VAT is charged if there are no successful purchases on the card for three consecutive months from the date of the last operation (footnote 3) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa fee of the payment system or the acquiring bank may be charged |
| Withdrawal abroad | 2% (min. 2 USD)/transactionat cash desks and ATMs of foreign banks: 2%, at least 2 USD incl. VATan acquiring bank fee may apply |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)cl. 12 of the international payment systems' tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026 |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
The source of the figures is the international payment systems tariffs (effective from 10.02.2026). Limits, cashback and interest on balance were not found. The bank's tariffs have no separate tariffs for non-residents. The card page states the currency only as “UZS”; USD is taken from the international payment systems tariffs (Mastercard Standard/World — UZS/US dollars).
Mastercard digital (World-based) virtual
| Issuing | freefreecl. 1 of the international payment systems tariffs |
|---|---|
| Maintenance | freeannual maintenance: free; if there are no purchases for 3 months in a row — 50 000 UZS per month incl. VATfirst and subsequent years — free; a monthly fee of 50 000 UZS incl. VAT is charged if there are no successful purchases on the card for three consecutive months from the date of the last operation (footnote 3) |
| Reissue | at the bank's initiative: free; at the customer's initiative (loss, theft, damage): 35 000 UZS incl. VATreissue upon expiry is not specified separately; cl. 2 of the international payment systems tariffs |
| Withdrawal at own ATMs | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amountpayment system fee may be charged; cash withdrawal of foreign currency at Tenge Bank ATMs connected to EOPC and NMPC is not provided (footnote 5) |
| Withdrawal at other banks’ ATMs | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VATa fee of the payment system or the acquiring bank may be charged |
| Withdrawal abroad | 2% (min. 2 USD)/transactionat cash desks and ATMs of foreign banks: 2%, at least 2 USD incl. VATan acquiring bank fee may apply |
| Top-up | freevia Tenge Bank ATM and cashier desk: free; non-cash top-up (from Tenge Bank accounts and cards, from Uzcard/Humo, from international payment system cards of other banks of Uzbekistan, from abroad via MoneySend and Swift): freeInternational payment systems tariffs, items 9, 10 |
| Transfer to another bank’s card | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%)cl. 12 of the international payment systems' tariffs; for Uzcard/Humo in Tenge24 — per the remote banking tariff table dated 01.06.2026 |
| Other | payment for goods and services: free; 3D Secure, blocking and unblocking: free; balance inquiry at Tenge Bank ATMs: first 2 per month free, then 0,5 US dollars incl. VAT; mini-statement freecl. 6-8, 13-16 of the international payment systems tariffs; Mastercom arbitration 25 EUR, administrative fee 350 EUR, appeal 500 EUR (cl. 17) |
| Deposit / minimum balance | freeinsurance deposit 0 UZSif there is no insurance deposit, 101% of the operation amount is blocked during the operation (footnote 1 of the payment system tariffs) |
| Validity | 3 years |
Source of figures — international payment systems (IPS) tariffs (effective from 10.02.2026). Limits, cashback and interest on balance not found. The bank's tariffs have no separate tariffs for non-residents. The product appears only in the IPS tariffs (column “Mastercard digital (World-based)”), not found on the website's card pages; issuance channels are not specified.