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Tenge Bank loans: rates and terms

Rates as of 23.10.2026More details

Tenge Bank: 8 loans, types: auto loan, mortgage, microloan.

Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.

A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.

Auto loans

Auto loan - Drive TRACKER and ONIX

Purposepurchase of a new UzAutoMotors car: Tracker and Onix models
Available tocitizens/residents of the Republic of Uzbekistan aged 21–60 years (self-employed 25–60 years)
Rate (main case) 0%/year0% per annum with a down payment from 26%0% rate for all down payment/term combinations; with the minimum down payment of 26% the term is 30 mo., longer terms — with a larger down payment (see rates)
Lowest rate 0%/year0% per annum
Highest rate 0%/year0% per annum
Minimum amount 5 000 000 UZS
Maximum amount 450 000 000 UZSup to 450 000 000 UZS
Loan term30–60 mo.
Down payment 26%/yearfrom 26% of the costThe larger the down payment, the longer the available term: 26% -> 30, 30% -> 36, 40% -> 44, 50% -> 60 mo.
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 40%/year40% per annum on overdue principal debtLoan page: «Rate on overdue principal: 40% per annum»
Collateralyes
Accepted as collateralcar
Proof of incomeyes
Early repayment allowedyes
Borrower age21–60 years

Rates by term, amount and client category

Term Amount Down payment from Rate
30 mo. 5 000 000 – 450 000 000 UZS 26% 0%/yearDown payment from 26% -> term 30 mo.
36 mo. 5 000 000 – 450 000 000 UZS 30% 0%/yearDown payment from 30% -> term 36 mo.
44 mo. 5 000 000 – 450 000 000 UZS 40% 0%/yearDown payment from 40% -> term 44 mo.
60 mo. 5 000 000 – 450 000 000 UZS 50% 0%/yearDown payment from 50% -> term 60 mo.

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Auto loan – Drive DAMAS 2.0

Purposepurchase of a new UzAutoMotors car: Damas model
Available tocitizens/residents of the Republic of Uzbekistan aged 21–60 years (self-employed 25–60 years)
Rate (main case) 0%/year0% per annum with a down payment from 26%0% rate for all down payment/term combinations; with the minimum down payment of 26% the term is 21 mo., longer terms — with a larger down payment (see rates)
Lowest rate 0%/year0% per annum
Highest rate 0%/year0% per annum
Minimum amount 5 000 000 UZS
Maximum amount 450 000 000 UZSup to 450 000 000 UZS
Loan term21–36 mo.
Down payment 26%/yearfrom 26% of the costThe larger the down payment, the longer the available term: 26% -> 21, 30% -> 23, 40% -> 28, 50% -> 36 mo.
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 40%/year40% per annum on overdue principal debtLoan page: «Rate on overdue principal: 40% per annum»
Collateralyes
Accepted as collateralcar
Proof of incomeyes
Early repayment allowedyes
Borrower age21–60 years

Rates by term, amount and client category

Term Amount Down payment from Rate
21 mo. 5 000 000 – 450 000 000 UZS 26% 0%/yearDown payment from 26% -> term 21 mo.
23 mo. 5 000 000 – 450 000 000 UZS 30% 0%/yearDown payment from 30% -> term 23 mo.
28 mo. 5 000 000 – 450 000 000 UZS 40% 0%/yearDown payment from 40% -> term 28 mo.
36 mo. 5 000 000 – 450 000 000 UZS 50% 0%/yearDown payment from 50% -> term 36 mo.

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Auto loan – Drive LABO 2.0

Purposepurchase of a new UzAutoMotors car: LABO model (Damas LB2 Plus New)
Available tocitizens/residents of the Republic of Uzbekistan aged 21–60 years (self-employed 25–60 years)
Rate (main case) 0%/year0% per annum with a down payment from 26%0% rate for all down payment/term combinations; with the minimum down payment of 26% the term is 15 mo., longer terms — with a larger down payment (see rates)
Lowest rate 0%/year0% per annum
Highest rate 0%/year0% per annum
Minimum amount 5 000 000 UZS
Maximum amount 450 000 000 UZSup to 450 000 000 UZS
Loan term15–27 mo.
Down payment 26%/yearfrom 26% of the costThe larger the down payment, the longer the available term: 26% -> 15, 30% -> 16, 40% -> 21, 50% -> 27 mo.
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 40%/year40% per annum on overdue principal debtLoan page: «Rate on overdue principal: 40% per annum»
Collateralyes
Accepted as collateralcar
Proof of incomeyes
Early repayment allowedyes
Borrower age21–60 years

Rates by term, amount and client category

Term Amount Down payment from Rate
15 mo. 5 000 000 – 450 000 000 UZS 26% 0%/yearDown payment from 26% -> term 15 mo.
16 mo. 5 000 000 – 450 000 000 UZS 30% 0%/yearDown payment from 30% -> term 16 mo.
21 mo. 5 000 000 – 450 000 000 UZS 40% 0%/yearDown payment from 40% -> term 21 mo.
27 mo. 5 000 000 – 450 000 000 UZS 50% 0%/yearDown payment from 50% -> term 27 mo.

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Auto loan - ROODELL online

Purposepurchase of new passenger cars sold by «Roodell» LLC (imported)
Available tocitizens/residents of the Republic of Uzbekistan aged 21–60 years (self-employed 25–60 years)
Rate (main case) 11%/year11,0% per annum for 36 months with a 30% contribution (ROODELL I, confirmed income)The rate depends on the car group (ROODELL I–V), term and down payment; the ROODELL I group was taken as the main case. The tables on the page are not labeled with a unit — interpreted as % per annum
Lowest rate 0%/yearfrom 0,0% per annumList of loans: “from 0% per annum”
Highest rate 17.5%/yearup to 17,5% per annumROODELL V, self-employed, 60 mo., down payment 30%
Maximum amount 450 000 000 UZSup to 450 000 000 UZS
Loan term12–60 mo.
Down payment 30%/yearfrom 30% of the cost
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 40%/year40% per annum on overdue principal debtLoan page: «Rate on overdue principal: 40% per annum»
Collateralyes
Accepted as collateralcar
Proof of incomeyes
Early repayment allowedyes
Borrower age21–60 years

Rates by term, amount and client category

Term Amount Down payment fromClients Rate
12 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL I; persons with confirmed income
12 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL II; persons with confirmed income
12 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL III; persons with confirmed income
12 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL IV; persons with confirmed income
12 mo. up to 450 000 000 UZS 30%all clients 3%/yearROODELL V; persons with confirmed income
12 mo. up to 450 000 000 UZS 30%special category 1%/yearROODELL I; self-employed
12 mo. up to 450 000 000 UZS 30%special category 0%/yearROODELL II; self-employed
12 mo. up to 450 000 000 UZS 30%special category 0%/yearROODELL III; self-employed
12 mo. up to 450 000 000 UZS 30%special category 0%/yearROODELL IV; self-employed
12 mo. up to 450 000 000 UZS 30%special category 7.5%/yearROODELL V; self-employed
12 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL I; persons with confirmed income
12 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL II; persons with confirmed income
12 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL III; persons with confirmed income
12 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL IV; persons with confirmed income
12 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL V; persons with confirmed income
12 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL I; self-employed
12 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL II; self-employed
12 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL III; self-employed
12 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL IV; self-employed
12 mo. up to 450 000 000 UZS 40%special category 1%/yearROODELL V; self-employed
12 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL I; persons with confirmed income
12 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL II; persons with confirmed income
12 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL III; persons with confirmed income
12 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL IV; persons with confirmed income
12 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL V; persons with confirmed income
12 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL I; self-employed
12 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL II; self-employed
12 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL III; self-employed
12 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL IV; self-employed
12 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL V; self-employed
18 mo. up to 450 000 000 UZS 30%all clients 3.5%/yearROODELL I; persons with confirmed income
18 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL II; persons with confirmed income
18 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL III; persons with confirmed income
18 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL IV; persons with confirmed income
18 mo. up to 450 000 000 UZS 30%all clients 8%/yearROODELL V; persons with confirmed income
18 mo. up to 450 000 000 UZS 30%special category 6.5%/yearROODELL I; self-employed
18 mo. up to 450 000 000 UZS 30%special category 2%/yearROODELL II; self-employed
18 mo. up to 450 000 000 UZS 30%special category 0%/yearROODELL III; self-employed
18 mo. up to 450 000 000 UZS 30%special category 0%/yearROODELL IV; self-employed
18 mo. up to 450 000 000 UZS 30%special category 11%/yearROODELL V; self-employed
18 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL I; persons with confirmed income
18 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL II; persons with confirmed income
18 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL III; persons with confirmed income
18 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL IV; persons with confirmed income
18 mo. up to 450 000 000 UZS 40%all clients 5.5%/yearROODELL V; persons with confirmed income
18 mo. up to 450 000 000 UZS 40%special category 1%/yearROODELL I; self-employed
18 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL II; self-employed
18 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL III; self-employed
18 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL IV; self-employed
18 mo. up to 450 000 000 UZS 40%special category 6.5%/yearROODELL V; self-employed
18 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL I; persons with confirmed income
18 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL II; persons with confirmed income
18 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL III; persons with confirmed income
18 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL IV; persons with confirmed income
18 mo. up to 450 000 000 UZS 50%all clients 2%/yearROODELL V; persons with confirmed income
18 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL I; self-employed
18 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL II; self-employed
18 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL III; self-employed
18 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL IV; self-employed
18 mo. up to 450 000 000 UZS 50%special category 3%/yearROODELL V; self-employed
24 mo. up to 450 000 000 UZS 30%all clients 7%/yearROODELL I; persons with confirmed income
24 mo. up to 450 000 000 UZS 30%all clients 3.5%/yearROODELL II; persons with confirmed income
24 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL III; persons with confirmed income
24 mo. up to 450 000 000 UZS 30%all clients 0%/yearROODELL IV; persons with confirmed income
24 mo. up to 450 000 000 UZS 30%all clients 11%/yearROODELL V; persons with confirmed income
24 mo. up to 450 000 000 UZS 30%special category 9.5%/yearROODELL I; self-employed
24 mo. up to 450 000 000 UZS 30%special category 5.5%/yearROODELL II; self-employed
24 mo. up to 450 000 000 UZS 30%special category 0%/yearROODELL III; self-employed
24 mo. up to 450 000 000 UZS 30%special category 0%/yearROODELL IV; self-employed
24 mo. up to 450 000 000 UZS 30%special category 13%/yearROODELL V; self-employed
24 mo. up to 450 000 000 UZS 40%all clients 4.5%/yearROODELL I; persons with confirmed income
24 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL II; persons with confirmed income
24 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL III; persons with confirmed income
24 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL IV; persons with confirmed income
24 mo. up to 450 000 000 UZS 40%all clients 8.5%/yearROODELL V; persons with confirmed income
24 mo. up to 450 000 000 UZS 40%special category 5%/yearROODELL I; self-employed
24 mo. up to 450 000 000 UZS 40%special category 0.5%/yearROODELL II; self-employed
24 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL III; self-employed
24 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL IV; self-employed
24 mo. up to 450 000 000 UZS 40%special category 9.5%/yearROODELL V; self-employed
24 mo. up to 450 000 000 UZS 50%all clients 0.5%/yearROODELL I; persons with confirmed income
24 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL II; persons with confirmed income
24 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL III; persons with confirmed income
24 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL IV; persons with confirmed income
24 mo. up to 450 000 000 UZS 50%all clients 5.5%/yearROODELL V; persons with confirmed income
24 mo. up to 450 000 000 UZS 50%special category 1%/yearROODELL I; self-employed
24 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL II; self-employed
24 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL III; self-employed
24 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL IV; self-employed
24 mo. up to 450 000 000 UZS 50%special category 6.5%/yearROODELL V; self-employed
36 mo. up to 450 000 000 UZS 30%all clients 11%/yearROODELL I; persons with confirmed income
36 mo. up to 450 000 000 UZS 30%all clients 8%/yearROODELL II; persons with confirmed income
36 mo. up to 450 000 000 UZS 30%all clients 1.5%/yearROODELL III; persons with confirmed income
36 mo. up to 450 000 000 UZS 30%all clients 2.5%/yearROODELL IV; persons with confirmed income
36 mo. up to 450 000 000 UZS 30%all clients 14%/yearROODELL V; persons with confirmed income
36 mo. up to 450 000 000 UZS 30%special category 12.5%/yearROODELL I; self-employed
36 mo. up to 450 000 000 UZS 30%special category 9.5%/yearROODELL II; self-employed
36 mo. up to 450 000 000 UZS 30%special category 3%/yearROODELL III; self-employed
36 mo. up to 450 000 000 UZS 30%special category 4%/yearROODELL IV; self-employed
36 mo. up to 450 000 000 UZS 30%special category 15.5%/yearROODELL V; self-employed
36 mo. up to 450 000 000 UZS 40%all clients 9%/yearROODELL I; persons with confirmed income
36 mo. up to 450 000 000 UZS 40%all clients 5.5%/yearROODELL II; persons with confirmed income
36 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL III; persons with confirmed income
36 mo. up to 450 000 000 UZS 40%all clients 0%/yearROODELL IV; persons with confirmed income
36 mo. up to 450 000 000 UZS 40%all clients 12%/yearROODELL V; persons with confirmed income
36 mo. up to 450 000 000 UZS 40%special category 9.5%/yearROODELL I; self-employed
36 mo. up to 450 000 000 UZS 40%special category 6%/yearROODELL II; self-employed
36 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL III; self-employed
36 mo. up to 450 000 000 UZS 40%special category 0%/yearROODELL IV; self-employed
36 mo. up to 450 000 000 UZS 40%special category 12.5%/yearROODELL V; self-employed
36 mo. up to 450 000 000 UZS 50%all clients 6%/yearROODELL I; persons with confirmed income
36 mo. up to 450 000 000 UZS 50%all clients 2%/yearROODELL II; persons with confirmed income
36 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL III; persons with confirmed income
36 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL IV; persons with confirmed income
36 mo. up to 450 000 000 UZS 50%all clients 10%/yearROODELL V; persons with confirmed income
36 mo. up to 450 000 000 UZS 50%special category 6.5%/yearROODELL I; self-employed
36 mo. up to 450 000 000 UZS 50%special category 2.5%/yearROODELL II; self-employed
36 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL III; self-employed
36 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL IV; self-employed
36 mo. up to 450 000 000 UZS 50%special category 10%/yearROODELL V; self-employed
48 mo. up to 450 000 000 UZS 30%all clients 13%/yearROODELL I; persons with confirmed income
48 mo. up to 450 000 000 UZS 30%all clients 10.5%/yearROODELL II; persons with confirmed income
48 mo. up to 450 000 000 UZS 30%all clients 5%/yearROODELL III; persons with confirmed income
48 mo. up to 450 000 000 UZS 30%all clients 6%/yearROODELL IV; persons with confirmed income
48 mo. up to 450 000 000 UZS 30%all clients 15.5%/yearROODELL V; persons with confirmed income
48 mo. up to 450 000 000 UZS 30%special category 14%/yearROODELL I; self-employed
48 mo. up to 450 000 000 UZS 30%special category 11.5%/yearROODELL II; self-employed
48 mo. up to 450 000 000 UZS 30%special category 6%/yearROODELL III; self-employed
48 mo. up to 450 000 000 UZS 30%special category 7%/yearROODELL IV; self-employed
48 mo. up to 450 000 000 UZS 30%special category 16.5%/yearROODELL V; self-employed
48 mo. up to 450 000 000 UZS 40%all clients 11%/yearROODELL I; persons with confirmed income
48 mo. up to 450 000 000 UZS 40%all clients 8.5%/yearROODELL II; persons with confirmed income
48 mo. up to 450 000 000 UZS 40%all clients 2%/yearROODELL III; persons with confirmed income
48 mo. up to 450 000 000 UZS 40%all clients 3%/yearROODELL IV; persons with confirmed income
48 mo. up to 450 000 000 UZS 40%all clients 14%/yearROODELL V; persons with confirmed income
48 mo. up to 450 000 000 UZS 40%special category 11.5%/yearROODELL I; self-employed
48 mo. up to 450 000 000 UZS 40%special category 9%/yearROODELL II; self-employed
48 mo. up to 450 000 000 UZS 40%special category 2.5%/yearROODELL III; self-employed
48 mo. up to 450 000 000 UZS 40%special category 2.5%/yearROODELL IV; self-employed
48 mo. up to 450 000 000 UZS 40%special category 14%/yearROODELL V; self-employed
48 mo. up to 450 000 000 UZS 50%all clients 8.5%/yearROODELL I; persons with confirmed income
48 mo. up to 450 000 000 UZS 50%all clients 5.5%/yearROODELL II; persons with confirmed income
48 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL III; persons with confirmed income
48 mo. up to 450 000 000 UZS 50%all clients 0%/yearROODELL IV; persons with confirmed income
48 mo. up to 450 000 000 UZS 50%all clients 12%/yearROODELL V; persons with confirmed income
48 mo. up to 450 000 000 UZS 50%special category 9%/yearROODELL I; self-employed
48 mo. up to 450 000 000 UZS 50%special category 6%/yearROODELL II; self-employed
48 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL III; self-employed
48 mo. up to 450 000 000 UZS 50%special category 0%/yearROODELL IV; self-employed
48 mo. up to 450 000 000 UZS 50%special category 12.5%/yearROODELL V; self-employed
60 mo. up to 450 000 000 UZS 30%all clients 14%/yearROODELL I; persons with confirmed income
60 mo. up to 450 000 000 UZS 30%all clients 12%/yearROODELL II; persons with confirmed income
60 mo. up to 450 000 000 UZS 30%all clients 7%/yearROODELL III; persons with confirmed income
60 mo. up to 450 000 000 UZS 30%all clients 8%/yearROODELL IV; persons with confirmed income
60 mo. up to 450 000 000 UZS 30%all clients 16.5%/yearROODELL V; persons with confirmed income
60 mo. up to 450 000 000 UZS 30%special category 15%/yearROODELL I; self-employed
60 mo. up to 450 000 000 UZS 30%special category 13%/yearROODELL II; self-employed
60 mo. up to 450 000 000 UZS 30%special category 8%/yearROODELL III; self-employed
60 mo. up to 450 000 000 UZS 30%special category 9%/yearROODELL IV; self-employed
60 mo. up to 450 000 000 UZS 30%special category 17.5%/yearROODELL V; self-employed
60 mo. up to 450 000 000 UZS 40%all clients 12.5%/yearROODELL I; persons with confirmed income
60 mo. up to 450 000 000 UZS 40%all clients 10%/yearROODELL II; persons with confirmed income
60 mo. up to 450 000 000 UZS 40%all clients 4.5%/yearROODELL III; persons with confirmed income
60 mo. up to 450 000 000 UZS 40%all clients 5.5%/yearROODELL IV; persons with confirmed income
60 mo. up to 450 000 000 UZS 40%all clients 15%/yearROODELL V; persons with confirmed income
60 mo. up to 450 000 000 UZS 40%special category 13%/yearROODELL I; self-employed
60 mo. up to 450 000 000 UZS 40%special category 10.5%/yearROODELL II; self-employed
60 mo. up to 450 000 000 UZS 40%special category 5%/yearROODELL III; self-employed
60 mo. up to 450 000 000 UZS 40%special category 6%/yearROODELL IV; self-employed
60 mo. up to 450 000 000 UZS 40%special category 15.5%/yearROODELL V; self-employed
60 mo. up to 450 000 000 UZS 50%all clients 10.5%/yearROODELL I; persons with confirmed income
60 mo. up to 450 000 000 UZS 50%all clients 7.5%/yearROODELL II; persons with confirmed income
60 mo. up to 450 000 000 UZS 50%all clients 1%/yearROODELL III; persons with confirmed income
60 mo. up to 450 000 000 UZS 50%all clients 2%/yearROODELL IV; persons with confirmed income
60 mo. up to 450 000 000 UZS 50%all clients 13.5%/yearROODELL V; persons with confirmed income
60 mo. up to 450 000 000 UZS 50%special category 10.5%/yearROODELL I; self-employed
60 mo. up to 450 000 000 UZS 50%special category 8%/yearROODELL II; self-employed
60 mo. up to 450 000 000 UZS 50%special category 1.5%/yearROODELL III; self-employed
60 mo. up to 450 000 000 UZS 50%special category 2.5%/yearROODELL IV; self-employed
60 mo. up to 450 000 000 UZS 50%special category 14%/yearROODELL V; self-employed

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Auto loan for a new car

Purposepurchase of a new car from partner car dealerships
Available toeveryone (individuals with confirmed income)
Rate (main case) 22.9%/year22,9% per annumTerm up to 4 years; one rate for the entire term range; down payment at least 26%
Lowest rate 22.9%/year22,9% per annum
Highest rate 22.9%/year22,9% per annum
Maximum amount 450 000 000 UZSup to 450 000 000 UZS
Loan termup to 48 mo.
Down payment 26%/yearat least 26% of the car’s value30% for self-employed, 35% for an electric vehicle and for persons related to the bank
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 1,5 times the loan interest rate, on the balance of overdue debtLoan page: “Rate on overdue principal”; not recalculated in the figure (depends on the rate)
Collateralyes
Accepted as collateralcar
Proof of incomeyes
Early repayment allowedyes

Rates by term, amount and client category

Term Amount Down payment fromClients Rate
48 mo. up to 450 000 000 UZS 26%all clients 22.9%/yearBase rate; down payment of at least 26% of the cost; term up to 4 years
48 mo. up to 450 000 000 UZS 30%special category 22.9%/yearSelf-employed: down payment of at least 30%, same rate
48 mo. up to 450 000 000 UZS 35%all clients 22.9%/yearElectric car: down payment of at least 35%, same rate

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Mortgages

Mortgage for secondary housing

Purposepurchase of housing on the secondary market
Available toeveryone (individuals with confirmed income)
Rate (main case) 24.6%/year24,6% per annum with a down payment of at least 28%Term up to 10 years
Lowest rate 24.6%/year24,6% per annum
Highest rate 24.6%/year24,6% per annum
Maximum amount 820 000 000 UZS
Loan termup to 120 mo.
Down payment 28%/yearat least 28% of the cost
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 1,5 times the loan interest rate, on the balance of overdue debtLoan page: “Rate on overdue principal”; not recalculated in the figure (depends on the rate)
Collateralyes
Accepted as collateralreal estate
Proof of incomeyes
Early repayment allowedyes

Rates by term, amount and client category

Term Amount Down payment from Rate
120 mo. up to 820 000 000 UZS 28% 24.6%/yearPage: 24,6% per annum; down payment at least 28%; term up to 10 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Mortgage for new housing

Purposepurchase of housing on the primary market (new building)
Available toeveryone (individuals with confirmed income)
Rate (main case) 24.9%/year24,9% per annum with a down payment of 25%Term “up to 15 years”: according to the page, the rate does not depend on the term within up to 15 years; the loan list states “from 23,9% per annum”
Lowest rate 23.9%/year23,9% per annum with a down payment of 50%List of loans: “from 23,9% per annum”
Highest rate 24.9%/year24,9% per annum with a down payment of 25%
Maximum amount 820 000 000 UZSup to 820 000 000 UZS
Loan termup to 180 mo.
Down payment 25%from 25% of the costWith a 50% down payment the rate is lower (23,9%)
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 1,5 times the loan interest rate, on the balance of overdue debtLoan page: “Rate on overdue principal”; not recalculated in the figure (depends on the rate)
Collateralyes
Accepted as collateralreal estate
Proof of incomeyes
Early repayment allowedyes

Rates by term, amount and client category

Term Amount Down payment from Rate
180 mo. up to 820 000 000 UZS 25% 24.9%/yearPage: 24,9% per annum with a down payment of 25%; term up to 15 years (the rate is not tied to terms within the range)
180 mo. up to 820 000 000 UZS 50% 23.9%/yearPage: 23,9% per annum with a 50% down payment; term up to 15 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Microloans

Online microloan onlineno collateral

Purposefor any purpose (online microloan without collateral or guarantors)
Available tocitizens/residents of the Republic of Uzbekistan aged 21 to 60 with confirmed income
Rate (main case) from 24,6% to 49% per annum (inclusive)The bank does not publish a table of rates by term/amount/client — only a range; the exact rate is determined individually
Lowest rate 24.6%/yearfrom 24,6% per annum
Highest rate 49%/yearup to 49% per annum (inclusive)
Minimum amount 1 000 000 UZS
Maximum amount 90 000 000 UZS
Loan term6–36 mo.
Early repayment freeno commission“Early loan repayment” page: “Early loan repayment without commissions”; interest accrues on the outstanding principal
Late payment penalty 1,5 times the loan interest rate, on the balance of overdue debtLoan page: “Rate on overdue principal”
Collateralno
Guarantorno
Proof of incomeyes
Early repayment allowedyes
Repayment schemeannuity
Borrower age21–60 years
Decision timefast decision, application 24/7

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗