Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Onlayn ommaboponlinetop-up allowed
Deposit type
term
Rate (main term)
21%/year21% per annum for 18 monthsthe only term is 18 months; paid monthly
Maximum rate
21%/year21% per annum for 18 monthsthe product's only rate
Terms
18 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified on the pagein the calculator, amount up to 1 000 000 000 UZS
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up only from a Xalq banki bank card
Partial withdrawal
no
Interest payout
monthly
On early closing
10%/yearon early closure: up to 3 mo. 1%, 3-6 mo. 5%, 6-12 mo. 10%, 12-18 mo. 15%mid-term 9 mo. -> 10%
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
18 mo.
from 100 000 UZS
21%/yearthe only option; online deposit
monthly
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Ommaboptop-up allowed
Deposit type
term
Rate (main term)
20%/year20% per annum for 18 monthsthe 18-month term is the only one (no 12 months, the nearest longer one is used); paid monthly
Maximum rate
20%/year20% per annum for 18 monthsthe product's only rate
Terms
18 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
not specified on the pagein the calculator on the page the amount is up to 100 000 000 UZS
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up is allowed (qabul qilinadi), amount not specified
Partial withdrawal
no
Interest payout
monthly
On early closing
10%/yearupon early closure: up to 6 mo. 5%, 6-12 mo. 10%, 12-18 mo. 15%mid-term 9 mo. -> 10%; the rate depends on the actual holding period
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
18 mo.
from 1 000 000 UZS
20%/yearthe only option on the page
monthly
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Onlayn sarmoyaonlinetop-up allowed
Deposit type
term
Rate (main term)
20%/year20% per annum for 6 monthsthe only term is 6 months; paid monthly
Maximum rate
20%/year20% per annum for 6 monthsthe product's only rate
Terms
6 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified on the pagein the calculator, amount up to 1 000 000 000 UZS
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up only from a Xalq banki bank card
Partial withdrawal
no
Interest payout
monthly
On early closing
5%/yearon early closure: up to 3 mo. 5%, 3-6 mo. 10%mid-term 3 mo.; the 'up to 3 months' boundary is inclusive -> 5%
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
6 mo.
from 100 000 UZS
20%/yearthe only option; online deposit
monthly
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Foydali sarmoyatop-up allowed
Deposit type
savings
Rate (main term)
19.4%/year19,4% per annum for 6 months6-month term is the only one; paid monthly; the page shows a discrepancy between 19,4% and 19%, see notes
Maximum rate
19.4%/year19,4% per annum for 6 monthsthe product's only rate
Terms
6 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
not specified on the pagein the calculator the amount is up to 100 000 000 UZS
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up is allowed (qabul qilinadi), amount not specified
Partial withdrawal
no
Interest payout
monthly
On early closing
1%/yearon early closure: up to 3 mo. 1%, 3-6 mo. 5%middle of the term 3 mo.; the «up to 3 months» boundary is taken as inclusive -> 1%; by the 3-6 mo. tier it would be 5%
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
6 mo.
from 1 000 000 UZS
19.4%/yearin the page heading and the large conditions value 19%, in the conditions caption and the calculator 19,4%
monthly
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Bolalar xazinasitop-up allowed
Deposit type
savings
Rate (main term)
17%/year17% per annum until the child reaches 16per the information sheet, 17% per annum when opened through the office; interest is paid at the end of the term
Maximum rate
17%/year17% per annum until the child reaches 16the product's only rate
Minimum amount
1 000 UZSfrom 1 000 UZS
Maximum amount
not specified on the pagein the calculator the amount is up to 100 000 000 UZS, term 1-11 mo. (not the product term)
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up allowed (available)
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
at maturity
On early closing
not providedinformation sheet, section 2: early termination procedure - 'Mavjud emas' (not available); the money is paid out after the child turns 16
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
no fixed term
from 1 000 UZS
17%/yearterm: until the child is 16; via a bank office
at maturity
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Kelajaktop-up allowed
Deposit type
term
Rate (main term)
15%/year15% per annum (tied to the CB base rate)per the page the rate is 'Markaziy bankning asosiy stavkasida' (at the Central Bank base rate); 15% - the value in the calculator and the list card; term until the child turns 16
Maximum rate
15%/year15% per annum (tied to the CB base rate)the product's only rate
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified on the pagein the calculator the amount is up to 100 000 000 000 UZS, term 1-192 mo.
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up is allowed (qabul qilinadi), amount not specified
Partial withdrawal
no
On early closing
not specifiedthe early closure procedure is not described on the page; the money is paid out after the child turns 16
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
no fixed term
from 100 000 UZS
15%/yearterm: until the child turns 16; floating rate tied to the Central Bank base rate
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Avtokredittop-up allowed
Deposit type
term
Rate (main term)
1%/year1% per annum for 12 monthstargeted deposit for the down payment on a car loan
Maximum rate
1%/year1% per annum for 12 monthsthe product's only rate
Terms
12 mo.
Minimum amount
not less than the initial contribution under the auto loan product passportminimum is not specified as a number
Maximum amount
not specified on the pagein the calculator the amount is up to 100 000 000 UZS
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up is allowed (qabul qilinadi), amount not specified
Partial withdrawal
no
On early closing
not specifiedrefund in cash and by bank transfer
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
12 mo.
—
1%/yeartargeted deposit for an auto loan
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Yangi uy poydevoritop-up allowed
Deposit type
term
Rate (main term)
1%/year1% per annum for 12 monthstargeted deposit for the down payment on a mortgage
Maximum rate
1%/year1% per annum for 12 monthsthe product's only rate
Terms
12 mo.
Minimum amount
not less than the initial contribution under the mortgage loan product passportminimum is not specified as a number
Maximum amount
not specified on the pagein the calculator the amount is up to 100 000 000 UZS
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up is allowed (qabul qilinadi), amount not specified
Partial withdrawal
no
On early closing
not specifiedthe funds are directed as the down payment on a mortgage loan in the client's name
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
12 mo.
—
1%/yeartargeted deposit for a mortgage
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Talab qilib olingunchatop-up allowed
Deposit type
demand
Rate (main term)
0%/year0% per annum, no termrate 0% (contract cl. 2.2.2)
Maximum rate
0%/year0% per annum, no termthe product's only rate
Minimum amount
no minimumno minimumcontract, item 2.2.4: the minimum opening amount is not limited
Maximum amount
unlimitedcontract cl. 2.2.5
Top-up
yes
Minimum top-up
no minimumtop-up of any amountagreement cl. 2.2.6: top-up possible (mavjud)
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
no interest
On early closing
not applicableearly closure is possible under contract item 2.2.10 ('mavjud'); deposit without a term, rate 0%
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
no fixed term
—
0%/yeardemand deposit
no interest
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Stimul-2top-up allowed
Deposit type
savings
Rate (main term)
4.5%/year4,5% per annum for 18 monthsinterest is paid once a month; contributions in cash in dollars
Maximum rate
4.5%/year4,5% per annum for 18 monthsthe product's only rate
Terms
18 mo.
Minimum amount
10 USDfrom 10 USD
Maximum amount
not specified on the pagein the calculator the amount is 10 - 1 000 000 000 (currency not specified)
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up allowed (available)
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
3%/yearon early closure: up to 3 mo. 1%, 3-6 mo. 2%, 6-13 mo. 3%, 13-18 mo. 4%term midpoint 9 mo. -> 3%; in the sheet the last tier '12-18 mo.' overlaps with '6-13 mo.', on the page '13-18 mo.'
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
18 mo.
from 10 USD
4.5%/yearthe only option; via a bank office
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Kids capitaltop-up allowed
Deposit type
savings
Rate (main term)
4%/year4% per annum until the child reaches 16per the information sheet, 4% when opened via an office; interest at the end of the term
Maximum rate
4%/year4% per annum until the child reaches 16the product's only rate
Minimum amount
10 USDfrom 10 USD
Maximum amount
not specified on the pagein the page calculator the amount is 10 - 10 000 (the currency in the calculator is shown as 'so`m')
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up allowed (mavjud), in US dollars
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
at maturity
On early closing
not providedinformation sheet, section 2: early termination procedure - 'Mavjud emas'
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
no fixed term
from 10 USD
4%/yearterm: until the child is 16; via a bank office
at maturity
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Talab qilib olingunchatop-up allowed
Deposit type
demand
Rate (main term)
0%/year0% per annum, no termlist card and page: 0%
Maximum rate
0%/year0% per annum, no termthe product's only rate
Minimum amount
10 USDfrom 10 USD
Maximum amount
not specified on the pagein the page calculator, amount 10 - 10 000
Top-up
yes
Minimum top-up
minimum top-up not specifiedtop-up allowed; contribution in cash
Partial withdrawal
yes
Interest payout
no interest
On early closing
not applicabledemand deposit, partial withdrawal possible (mavjud)
Opening fee
not specifiedthe deposit page does not mention a fee for opening/maintenance
Rates by term and amount
Term
Amount
Rate
Payout
no fixed term
from 10 USD
0%/yeardemand deposit
no interest
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
