Installment plans: bank terms compared
Rates as of 23.10.2026More details
Installment plans are offered by 5 banks: 8 loans. The rate in the table is for the main case (base term, minimum amount, no discounts); compare loans within one currency. Click a column header to sort the table.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
| Bank | Loan | Rate | Rate from | Amount up to | Term | Down payment | Collateral | How to apply |
|---|---|---|---|---|---|---|---|---|
 Agrobank |
Open installment card onlineno collateral | 0%/yearinterest-free (0%), 12-month schedule for each transaction | 0%/year0% | 82 400 000 UZSup to 82,4 mln UZS | up to 12 mo. | no down paymentno down payment required | no | online |
 Anorbank |
ANOR nasiya onlineno collateral | 0%/year0% on purchases in the partner network | 0%/year0% on purchases from partners | 50 000 000 UZSrevolving limit of up to 50 mln UZS | up to 24 mo. | — | no | online |
 Ipak Yuli Bank |
Interest-free instalment plan at Medion no collateral | 0%/year0% per annum for 12 months | 0%/year0% | 200 000 000 UZSup to 200 000 000 UZS | up to 12 mo. | no down paymentno down payment required | no | in branch |
| Ipak Yuli Bank |
Interest-free installment plan for Asialuxe Travel tours | 0%/year0% per annum for 6 months | 0%/year0% | 80 000 000 UZSup to 80 000 000 UZS | up to 6 mo. | — | — | in branch |
 Kapitalbank |
Kapitalbankdan Qulay Nasiya I residents only | 0%/year0% per annum for a term of 24-48 months | 0%/year0% per annum | 300 000 000 UZSup to 300 mln UZS | 24–48 mo. | 20%down payment of at least 20% | yes | in branch |
 Xalq Bank |
Nasiya no collateral | 0%/year0% per annum (interest-free) for a term of up to 36 months | 0%/year0% | 40 000 000 UZSup to 40 000 000 UZS | up to 36 mo. | — | no | in branch |
| Xalq Bank |
OPEN installment plan onlineno collateral | 0%/year0% per annum for a term of up to 12 months | 0%/year0% | 30 000 000 UZSup to 30 000 000 UZS | up to 12 mo. | — | no | online |
| Agrobank |
Online payment installment online | 19% for 12 months (installment interest rate; annual rate not determined) | from 5% for 3 months (accrual period not specified) | 100 000 000 UZSup to 100 mln UZS | 3–24 mo. | — | — | online |