Secured loans: bank terms compared
Rates as of 23.10.2026More details
Secured loans are offered by 2 banks: 4 loans. The rate in the table is for the main case (base term, minimum amount, no discounts); compare loans within one currency. Click a column header to sort the table.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
| Bank | Loan | Rate | Rate from | Amount up to | Term | Down payment | Collateral | How to apply |
|---|---|---|---|---|---|---|---|---|
 Ipak Yuli Bank |
Collateralized microloan for civil servants online | 20.9%/year20,9% per annum for a term of up to 12 months | 20.9%/yearfrom 20,9% | 100 000 000 UZSup to 100 000 000 UZS | up to 60 mo. | — | yes | online |
 Asia Alliance Bank |
Collateral | 21%/year21% per annum for a term of up to 12 months | 21%/yearfrom 21% per annum | 100 000 000 UZSUp to 100 mln UZS | up to 60 mo. | — | yes | in branch |
| Ipak Yuli Bank |
Collateral-backed microloan | 21.9%/year21,9% per annum for a term of up to 12 months | 21.9%/yearfrom 21,9% | 100 000 000 UZSup to 100 000 000 UZS | up to 60 mo. | — | yes | in branch |
| Ipak Yuli Bank |
Microloan for persons with informal income | 22.9%/year22,9% per annum for a term of up to 12 months | 22.9%/yearfrom 22,9% | 100 000 000 UZSup to 100 000 000 UZS | up to 60 mo. | — | yes | in branch |