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KAFOLAT HAYOT INSURANCE

Data collected on 23.10.2026More details

KAFOLAT HAYOT INSURANCE is an insurance company, taxpayer ID 305655099. This page: contacts, a list of offices and insurance products from the company’s website.

The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.

About the company

Taxpayer ID305655099
Head office100000, Tashkent, Amir Temur Avenue, building 13A
Phone+998 55 050-11-11
Also on the website: +998 71 202 88 28 (head office, “Contacts” and “Questions and Answers” page), +998 71 209 77 66 (“Call” button in the mobile version)
Emailinfo@kafolathayot.uz
Company websitekafolathayot.uz ↗
Social networksTelegram ↗, Instagram ↗, Facebook ↗

Insurance products

Personal insurance

Product Description Price
Long-term life and health insurance ↗ Voluntary Fundamental protection of life and health for a term of up to 20 years. Guaranteed financial support in case of critical illness, disability or loss of working capacity worldwide.
Additional information (the insurance coverage includes the following risks): - death of the Insured person from any cause; - establishment of group I disability from any cause; - establishment of group II or III disability as a result of an accident; - a critical illness diagnosed for the first time during the term of the contract (in accordance with the approved list); - temporary loss of working capacity due to an accident that resulted in hospitalization or outpatient treatment lasting more than 15 calendar days.
Calculated on the company’s website
Accident insurance ↗ Voluntary Guaranteed financial support in case of injuries, loss of working capacity or accidents. Reliable protection of your income and family well-being throughout the territory of Uzbekistan.
Insured events are recognized as events that occurred as a result of an accident, including industrial injuries (unless otherwise provided by the insurance contract), and that entailed: 1. traumatic injuries and/or other impairment of the health of the insured person, including with temporary loss of working capacity or reduction of income - if the contract contains the corresponding condition. 2. persistent impairment of health (establishment of disability). 3. death of the insured person.
Calculated on the company’s website
Accident insurance for athletes ↗ Voluntary Professional insurance protection for athletes and amateurs in more than 70 sports. Reliable financial support in case of injuries during competitions and training throughout Uzbekistan.
Additional information (insurance coverage includes): - death of the Insured person as a result of an accident — 100% of the sum insured; - temporary loss of working capacity due to an accident. | The following are recognized as insured events: The following are recognized as insured events - traumatic injury and/or other health disorder; - death of the Insured person.
Calculated on the company’s website

Health insurance

Product Description Price
Comprehensive voluntary health insurance of foreign students ↗ Voluntary Comprehensive medical care and insurance protection for foreign students in Uzbekistan. Full support through assistance services and financial support in emergency situations.
Under this insurance product, the necessary medical care for the insured person in the event of an acute illness or sudden deterioration of health arising during the term and within the territory of the insurance contract is arranged and paid for through specialized assistance services. - Provision is also made for an insurance payment upon an accident specified in the contract that results in the death of the insured person.
Calculated on the company’s website
Insurance in case of infectious diseases ↗ Voluntary Financial protection and guaranteed payouts upon confirmation of an infectious disease. Reliable support for you, your family or your employees throughout the Republic of Uzbekistan.
Which risks are included? 1. Salmonellosis; 2. Staphylococcal food poisoning (dysentery); 3. Diphtheria; 4. Meningococcal infection; 5. Brucellosis, first diagnosed; 6. Tetanus; 7. Acute poliomyelitis; 8. Ebola and Marburg fevers, Yellow fever; 9. Viral hepatitis: a) viral hepatitis type A; b) viral hepatitis type B; c) other types of hepatitis specified as viral; 10. Botulism; 11. Rubella; 12. Measles, including complications in the form of encephalitis or blindness; 13. Epidemic parotitis (mumps), including complications in children and adolescents in the form of orchitis/oophoritis; 14. Scarlet fever; 15. Rabies; 16. Plague. Cholera; 17. Anthrax; 18. Whooping cough, including severe complications (cerebral hemorrhage, rupture of the eardrums, pneumothorax, etc.); 19. Chickenpox; 20. Tick-borne viral encephalitis.
Calculated on the company’s website
Voluntary health insurance ↗ Voluntary Comprehensive care for the health of your employees: from dentistry to high-tech surgeries. An effective tool for motivating staff and strengthening corporate culture in Uzbekistan.
- The voluntary health insurance (DMS) program is an effective tool for caring for employees' health and confirms the employer's social responsibility. DMS provides employees with round-the-clock access to quality medical services and allows the employer to optimize the cost of medical care for staff by transferring it to the insurer. - The program helps reduce staff turnover, increase employee loyalty and motivation, and also provides an individual approach and a high level of service.
Calculated on the company’s website

Travel insurance

Product Description Price
Insurance for persons traveling abroad ↗ Voluntary Reliable medical and financial protection during trips abroad. The policy meets international visa requirements and guarantees round-the-clock support anywhere in the world.
Which risks are included? Emergency medical care: outpatient treatment and doctor consultations. Hospitalization: inpatient stay, surgeries and necessary medications. Dentistry: emergency care for acute pain (within the limit). Transportation: delivery of the insured person to the nearest medical facility. Medical evacuation: return to the home country for medical reasons. Repatriation: in the event of the most unfavorable outcome.
Calculated on the company’s website

Offices and units

Head office (1)
UnitAddressPhone
Head office Tashkent city, Mirabad district, Amir Temur Street, 13-13A +998(71) 202 88 28
Branches (7)
UnitAddressPhone
Kafolat Hayot Andijan region Andijan city, Cholpon Street, 181 +998(75) 800 08 80
Kafolat Hayot Bukhara region Bukhara city, B.Naqshband Street, 3 +998(65) 221 55 79
Kafolat Hayot Jizzakh region Jizzakh city, Sh.Rashidov Street, 39 +998(33) 091 00 50
Kafolat Hayot Kashkadarya region Karshi, I. Karimov Street, 295 +998(75) 221 10 39
Kafolat Hayot Navoi region Navoi city, Galaba Street, 151 +998(79) 224 98 00
Kafolat Hayot Namangan region Namangan city, Ozodlik, 22 +998(99) 077 07 10
Republic of Karakalpakstan branch Nukus city, Miras Street, 24 +998 (61) 222 29 34

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