Asia Alliance Bank cards: fees
Fees as of 22.10.2026More details
Asia Alliance Bank: 27 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard
| Issuing | 60 000 UZS60 000 UZS (incl. VAT); main card under payroll projects, for pensions and scholarships — free; additional card 60 000 UZS (for children aged 6-16 to an adult's card — free)Card tariff cl. 1.1.1, 1.1.3, 1.1.4 (from 02.08.2026). No separate tariffs for non-residents were found for Uzcard |
|---|---|
| Maintenance | freesubscription fee is not provided (free)Card tariff cl. 1.1.7 “not provided”; on the card page “Maintenance: free” |
| Reissue | freeupon expiry: free; due to loss or damage: 60 000 UZS (incl. VAT)Card tariff, cl. 1.1.5, 1.1.6 (from 02.08.2026) |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1 |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards freeMobile app tariff (clause 1.3, from 10.06.2026). The card tariff (from 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per transaction, free between the bank's cards; government payments, utilities, taxes, education, etc. are exempt (13 clauses) |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate with a bank letter: 60 000 UZS; statement: 15 000 UZS (amounts incl. VAT); balance check, PIN change at an ATM: freeOperations with Uzcard/Humo cards: disputed transaction processing, 3D Secure, etc. are not specified in the tariff |
| Validity | 5 years |
Uzcard Alliance-15 (15% per annum on the balance) issuance has been suspended since 10.06.2025 — not included in the cards. Limits and cashback are not specified on the site.
Uzcard Junior
| Issuing | freefreeCard tariff, item 1.1.1 (Humo/Uzcard Junior) |
|---|---|
| Maintenance | freesubscription fee is not provided (free)Card tariff cl. 1.1.7 “not provided”; on the card page “Maintenance: free” |
| Reissue | 60 000 UZSdue to loss or damage: 60 000 UZS (incl. VAT); upon expiry: not providedCard tariff, clauses 1.1.5, 1.1.6 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1 |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards freeMobile app tariff (clause 1.3, from 10.06.2026). The card tariff (from 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per transaction, free between the bank's cards; government payments, utilities, taxes, education, etc. are exempt (13 clauses) |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate with a bank letter: 60 000 UZS; statement: 15 000 UZS (amounts incl. VAT); balance check, PIN change at an ATM: freeOperations with Uzcard/Humo cards: disputed transaction processing, 3D Secure, etc. are not specified in the tariff |
| Validity | 5 years |
Card for children aged 14-16; a birth certificate and one of the parents with an ID document are required. Card page: maintenance is free.
Uzcard MOMENT
| Issuing | 60 000 UZSinstant card: 60 000 UZS (incl. VAT); free when issued from 2 August to 31 December 2026 inclusiveCard tariff cl. 1.1.2 and footnote ****; a promotion (free) is in effect on the snapshot date |
|---|---|
| Maintenance | freesubscription fee is not provided (free)Card tariff cl. 1.1.7 “not provided”; on the card page “Maintenance: free” |
| Reissue | freeupon expiry: free; due to loss or damage: 60 000 UZS (incl. VAT)Card tariff, cl. 1.1.5, 1.1.6 (from 02.08.2026) |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1 |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards freeMobile app tariff (clause 1.3, from 10.06.2026). The card tariff (from 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per transaction, free between the bank's cards; government payments, utilities, taxes, education, etc. are exempt (13 clauses) |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate with a bank letter: 60 000 UZS; statement: 15 000 UZS (amounts incl. VAT); balance check, PIN change at an ATM: freeOperations with Uzcard/Humo cards: disputed transaction processing, 3D Secure, etc. are not specified in the tariff |
| Validity | 5 years |
Instantly issued Uzcard card; the price of 60 000 UZS applies after the promotion ends (31.12.2026).
Uzcard SHERDOR available to non-residents
| Issuing | 100 000 UZS100 000 UZS for residents; 1 000 000 UZS for non-residents (incl. VAT)non-residents: 1 000 000 UZSCard page and card tariff item 1.1.1 (from 02.08.2026) |
|---|---|
| Maintenance | 800 000 UZS/year800 000 UZS per year (incl. VAT)Card tariff item 1.1.7; the first year is charged upon submitting the application; no separate value is specified for non-residents |
| Reissue | 100 000 UZSupon expiry and upon loss/damage: 100 000 UZS for residents / 1 000 000 UZS for non-residents (incl. VAT)non-residents: 1 000 000 UZSCard tariff, cl. 1.1.5, 1.1.6 (from 02.08.2026) |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1 |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards freeMobile app tariff (clause 1.3, from 10.06.2026). The card tariff (from 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per transaction, free between the bank's cards; government payments, utilities, taxes, education, etc. are exempt (13 clauses) |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate with a bank letter: 60 000 UZS; statement: 15 000 UZS (amounts incl. VAT); balance check, PIN change at an ATM: freeOperations with Uzcard/Humo cards: disputed transaction processing, 3D Secure, etc. are not specified in the tariff |
| Validity | 5 years |
Premium card: 4 free visits to CIP Lounge in Tashkent and 6 visits to lounge zones worldwide per year. The card is issued to residents and non-residents aged 18 and over and to stateless persons.
Uzcard Virtual virtual
| Issuing | freefreeVirtual card tariff clause 1 (effective from 18.10.2024) |
|---|---|
| Maintenance | freefreeVirtual cards tariff cl. 3 |
| Reissue | freeafter expiry: freeVirtual cards tariff cl. 2 |
| Top-up | freetop-up by non-cash transfer to the card account: freeVirtual cards tariff cl. 5 |
| Transfer to another bank’s card | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards freeMobile app tariff (clause 1.3, from 10.06.2026). The card tariff (from 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per transaction, free between the bank's cards; government payments, utilities, taxes, education, etc. are exempt (13 clauses) |
| Other | payment for goods and services: 0; blocking upon request: free; certificate 60 000 UZS; statement 15 000 UZS; disputed transaction 150 000 UZS per transactionVirtual card tariff, items 6-10 (amounts incl. VAT) |
| Validity | 2 years |
Virtual card: operations in mobile apps and via NFC, opening without visiting the bank. The virtual card tariff is dated 18.10.2024 (an older edition).
Uzcard-UnionPay
| Issuing | 60 000 UZSmain card 60 000 UZS; additional 60 000 UZS (incl. VAT); issuance under a payroll project, pensions and scholarships — freeTariff for co-badged cards, cl. 1.1, 1.2, 1.5 (from 24.03.2026) |
|---|---|
| Reissue | freeupon expiration: free; if lost or damaged: 60 000 UZS (incl. VAT)Tariff for co-branded cards, items 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1 |
| Withdrawal abroad | 2%/transactionin ATMs of foreign banks: 2% of the transaction amountExcluding the acquiring bank's fee; co-badged card tariff cl. 2.1 |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards freeMobile app tariff (clause 1.3, from 10.06.2026). The card tariff (from 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per transaction, free between the bank's cards; government payments, utilities, taxes, education, etc. are exempt (13 clauses) |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | balance inquiry at ATMs outside Uzbekistan: 10 000 UZS; payment at retail outlets: free (no issuer bank fee); adding to the global stop list: 50% of BCV; disputed transaction 150 000 UZS; certificate 60 000 UZS; statement 15 000 UZSCo-branded card tariff, cl. 2.2-2.6, 4.1-4.2 (amounts incl. VAT) |
| Validity | 3 years |
Uzcard + UnionPay co-branded card, UZS account, payment in 170+ countries. The maintenance fee is not specified in the tariff.
Humo in UZS
HUMO
| Issuing | 60 000 UZS60 000 UZS (incl. VAT); free if the card is issued under a payroll project, for pension and scholarship; additional card 60 000 UZSCard tariff cl. 1.1.1, 1.1.3, 1.1.4 (from 02.08.2026). No separate tariffs for non-residents were found for Humo |
|---|---|
| Maintenance | freesubscription fee is not provided (free)Card tariff cl. 1.1.7 “not provided”; on the card page “Maintenance: free” |
| Reissue | freeupon expiry: free; due to loss or damage: 60 000 UZS (incl. VAT)Card tariff, clauses 1.1.5, 1.1.6 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1. Withdrawal from HUMO cards via FaceID ATMs without a fee from 2 August to 31 October 2026. |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom AKB Humo to other banks' Humo in the app: up to 100 mln UZS per month free, above that 0,3% of the amount; between AKB cards freeMobile app tariff (clause 1.10, effective 10.06.2026). The card tariff (effective 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per operation, free between JSCB cards |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate with a bank letter: 60 000 UZS; statement: 15 000 UZS (amounts incl. VAT); balance check, PIN change at an ATM: freeOperations with Uzcard/Humo cards: disputed transaction processing, 3D Secure, etc. are not specified in the tariff |
| Validity | 5 years |
Types: UZS, pension, payroll, personal. Limits and cashback are not stated on the website.
HUMO Junior
| Issuing | freefreeCard tariff, item 1.1.1 (Humo/Uzcard Junior) |
|---|---|
| Maintenance | freesubscription fee is not provided (free)Card tariff cl. 1.1.7 “not provided”; on the card page “Maintenance: free” |
| Reissue | 60 000 UZSdue to loss or damage: 60 000 UZS (incl. VAT); upon expiry: not providedCard tariff, clauses 1.1.5, 1.1.6 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1. Withdrawal from HUMO cards via FaceID ATMs without a fee from 2 August to 31 October 2026. |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom AKB Humo to other banks' Humo in the app: up to 100 mln UZS per month free, above that 0,3% of the amount; between AKB cards freeMobile app tariff (clause 1.10, effective 10.06.2026). The card tariff (effective 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per operation, free between JSCB cards |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate with a bank letter: 60 000 UZS; statement: 15 000 UZS (amounts incl. VAT); balance check, PIN change at an ATM: freeOperations with Uzcard/Humo cards: disputed transaction processing, 3D Secure, etc. are not specified in the tariff |
| Validity | 5 years |
Card for children aged 14-16; a birth certificate and one of the parents with an ID document are required. Card page: maintenance is free.
HUMO Virtual virtual
| Issuing | freefreeVirtual card tariff clause 1 (effective from 18.10.2024) |
|---|---|
| Maintenance | freefreeVirtual cards tariff cl. 3 |
| Reissue | freeafter expiry: freeVirtual cards tariff cl. 2 |
| Top-up | freetop-up by non-cash transfer to the card account: freeVirtual cards tariff cl. 5 |
| Transfer to another bank’s card | freefrom AKB Humo to other banks' Humo in the app: up to 100 mln UZS per month free, above that 0,3% of the amount; between AKB cards freeMobile app tariff (clause 1.10, effective 10.06.2026). The card tariff (effective 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per operation, free between JSCB cards |
| Other | payment for goods and services: 0; blocking upon request: free; certificate 60 000 UZS; statement 15 000 UZS; disputed transaction 150 000 UZS per transactionVirtual card tariff, items 6-10 (amounts incl. VAT) |
| Validity | 3 years |
Virtual card: apps and NFC, opening without visiting the bank. The virtual card tariff is dated 18.10.2024.
HUMO-Visa
| Issuing | 60 000 UZSmain card 60 000 UZS; additional card 60 000 UZS (incl. VAT); salary project, pensions, scholarships — not providedTariff for co-badged cards, cl. 1.1, 1.2, 1.5 (from 24.03.2026) |
|---|---|
| Reissue | freeupon expiration: free; if lost or damaged: 60 000 UZS (incl. VAT)Tariff for co-branded cards, items 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1%Remote channels tariff cl. 1.1a (from 02.08.2026) and card tariff cl. 1.3.1. Withdrawal from HUMO cards via FaceID ATMs without a fee from 2 August to 31 October 2026. |
| Withdrawal abroad | 2%/transactionin ATMs of foreign banks: 2% of the transaction amountExcluding the acquiring bank's fee; co-badged card tariff cl. 2.1 |
| Top-up | freein cash via the bank's ADM to a JSCB card: free; topping up a JSCB card from another card via an ATM: 0,5%Remote channels tariff, cl. 2.2 and 1.8. Top-up of cards of other banks via AKB ATMs: Humo free, Uzcard 1% (card tariff, cl. 1.2.1); top-up at the Bank cashier desk is not specified in the tariff |
| Transfer to another bank’s card | freefrom AKB Humo to other banks' Humo in the app: up to 100 mln UZS per month free, above that 0,3% of the amount; between AKB cards freeMobile app tariff (clause 1.10, effective 10.06.2026). The card tariff (effective 02.08.2026, clause 1.2.3) states otherwise: transfers from the card account 1% of the amount, at least 15 000 UZS per operation, free between JSCB cards |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | payment at merchant locations, including online: 0,5% (without the issuing bank fee); adding to the global stop list: 50% BCV; disputed transaction 150 000 UZS; certificate 60 000 UZS; statement 15 000 UZSCo-badge card tariff cl. 2.3-2.6, 4.1-4.2 (amounts incl. VAT). Purchases abroad and online are processed with instant conversion of UZS into the payment currency (rate and markup are not specified) |
| Validity | 3 years |
Humo + Visa co-badged card, account in UZS. The maintenance fee is not specified in the tariff.
Visa in UZS
Visa Classic
| Issuing | 30 000 UZS30 000 UZS (incl. VAT) for residents; additional card 30 000 UZS (free for children aged 6-16 on an adult's Visa Classic USD card)Visa tariff cl. 1.1-1.2 (from 10.03.2026); on the card page: 30 000 UZS (for residents)* |
|---|---|
| Maintenance | freefreeVisa tariff cl. 2.1; also free for non-residents |
| Reissue | freeupon expiry: free; in case of loss or damage: 30 000 UZS (incl. VAT)Visa tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Visa cards tariff cl. 3.2.1, 3.3, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1%/transactionVisa Direct: 1% of the transfer amount, minimum 2 USDMobile app tariff clauses 18, 21 (effective 10.06.2026): 1% of the amount, minimum 2 US dollars. For Visa UZS/Mastercard UZS cards, transfers to Uzcard/Humo cards of other banks — 0,5% of the amount (clause 1.9), to the JSCB's own cards — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS; card blocking and 3D Secure free; payment at merchant locations, including online: freeVisa tariff clauses 2.3-2.8 (from 10.03.2026), amounts incl. VAT; excluding the issuing bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | freeno insurance deposit (0 for Classic in UZS)The security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS (under the Visa Classic (USD/EUR/UZS) tariff); card page: “Sum, Foreign currency”. Non-residents obtain the card under a separate tariff in USD/EUR (documents: foreign citizen's passport, PINFL, confirmation of temporary registration).
Visa in USD
Visa Classic available to non-residents
| Issuing | 30 000 UZS30 000 UZS (incl. VAT) for residents; additional card 30 000 UZS (free for children aged 6-16 on an adult's Visa Classic USD card)non-residents: 200 000 UZSVisa tariff cl. 1.1-1.2 (from 10.03.2026); on the card page: 30 000 UZS (for residents)* |
|---|---|
| Maintenance | freefreenon-residents: freeVisa tariff cl. 2.1; also free for non-residents |
| Reissue | freeupon expiry: free; in case of loss or damage: 30 000 UZS (incl. VAT)non-residents: 200 000 UZSVisa tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Visa cards tariff cl. 3.2.1, 3.3, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS; card blocking and 3D Secure free; payment at merchant locations, including online: freeVisa tariff clauses 2.3-2.8 (from 10.03.2026), amounts incl. VAT; excluding the issuing bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 USDinsurance deposit 10 USDnon-residents: 10 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS (under the Visa Classic (USD/EUR/UZS) tariff); card page: “Sum, Foreign currency”. Non-residents obtain the card under a separate tariff in USD/EUR (documents: foreign citizen's passport, PINFL, confirmation of temporary registration).
Visa Infinite available to non-residents
| Issuing | 200 000 UZS200 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residentsnon-residents: 200 000 UZSVisa tariff cl. 1.1 (from 10.03.2026); card page: “(for residents)*” |
|---|---|
| Maintenance | 50 USD/year50 USD per yearnon-residents: 50 USD/yearVisa tariff cl. 2.1: charged for each card on the account; for the first year charged upon card issuance; not refunded upon early closure; charged even without transactions |
| Reissue | freeupon expiry: free; in case of loss or damage: 200 000 UZS (incl. VAT)non-residents: 200 000 UZSVisa tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Visa cards tariff cl. 3.2.1, 3.3, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS; card blocking and 3D Secure free; payment at merchant locations, including online: freeVisa tariff clauses 2.3-2.8 (from 10.03.2026), amounts incl. VAT; excluding the issuing bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 150 USDsecurity deposit 150 USDnon-residents: 150 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Cashback | cashback up to 4% when booking via Booking.com (partner program)Not a base cashback for purchases; the base cashback rate is not stated on the website |
| Validity | 3 years |
Privileges: CIP lounge 10 times per year (with spending from 10 mln UZS), transfer 6 times, 3 GB of roaming, DragonPass 6 times. Card currency USD is assumed based on the deposit amount in dollars (on the page: “Currency”).
Visa Junior
| Issuing | freefreeVisa tariff clause 1.1: the card is issued to children aged 14-16 |
|---|---|
| Maintenance | freefreeVisa tariff, cl. 2.1 |
| Reissue | 30 000 UZSin case of loss or damage: 30 000 UZS (incl. VAT); upon expiry: not providedVisa tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Visa cards tariff cl. 3.2.1, 3.3, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS; card blocking and 3D Secure free; payment at merchant locations, including online: freeVisa tariff clauses 2.3-2.8 (from 10.03.2026), amounts incl. VAT; excluding the issuing bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 USDinsurance deposit 10 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
Card for children aged 14-16 (birth certificate and one of the parents with a document). The card currency USD is assumed from the deposit amount in dollars; the card page says «Currency». For residents only (there is no tariff for non-residents).
Visa Platinum available to non-residents
| Issuing | 100 000 UZS100 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residentsnon-residents: 200 000 UZSVisa tariff cl. 1.1 (from 10.03.2026); card page: “(for residents)*” |
|---|---|
| Maintenance | freefreenon-residents: freeVisa tariff cl. 2.1: charged for each card on the account; for the first year charged upon card issuance; not refunded upon early closure; charged even without transactions |
| Reissue | freeupon expiry: free; in case of loss or damage: 100 000 UZS (incl. VAT)non-residents: 200 000 UZSVisa tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Visa cards tariff cl. 3.2.1, 3.3, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS; card blocking and 3D Secure free; payment at merchant locations, including online: freeVisa tariff clauses 2.3-2.8 (from 10.03.2026), amounts incl. VAT; excluding the issuing bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 20 USDinsurance deposit 20 USDnon-residents: 20 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Cashback | cashback up to 4% when booking via Booking.com (partner program)Not a base cashback for purchases; the base cashback rate is not stated on the website |
| Validity | 3 years |
Privileges: DragonPass business lounges 2 times per year (with spending from 2 mln UZS per month), Anjir Lounge 2 times, Fast Track 2 times, baggage wrapping 2 times. The card currency USD is assumed from the deposit amount in dollars (on the page: «Currency»).
Visa Signature available to non-residents
| Issuing | 150 000 UZS150 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residentsnon-residents: 200 000 UZSVisa tariff cl. 1.1 (from 10.03.2026); card page: “(for residents)*” |
|---|---|
| Maintenance | 35 USD/year35 USD per yearnon-residents: 35 USD/yearVisa tariff cl. 2.1: charged for each card on the account; for the first year charged upon card issuance; not refunded upon early closure; charged even without transactions |
| Reissue | freeupon expiry: free; in case of loss or damage: 150 000 UZS (incl. VAT)non-residents: 200 000 UZSVisa tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Visa cards tariff cl. 3.2.1, 3.3, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS; card blocking and 3D Secure free; payment at merchant locations, including online: freeVisa tariff clauses 2.3-2.8 (from 10.03.2026), amounts incl. VAT; excluding the issuing bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 50 USDinsurance deposit 50 USDnon-residents: 50 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Cashback | cashback up to 4% when booking via Booking.com (partner program)Not a base cashback for purchases; the base cashback rate is not stated on the website |
| Validity | 3 years |
Privileges: CIP lounge 6 times per year (with spending from 4 mln UZS), transfer 4 times, 3 GB of roaming, DragonPass 4 times. Card currency USD is assumed based on the deposit amount in dollars (on the page: “Currency”).
Visa Virtual virtual
| Issuing | freefreeVirtual cards tariff cl. 1 (from 18.10.2024) |
|---|---|
| Maintenance | freefreeVirtual cards tariff cl. 3 |
| Reissue | freeafter expiry: freeVirtual cards tariff cl. 2 |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Other | payment for goods and services: 0; blocking upon request: free; certificate 60 000 UZS; statement 15 000 UZS; disputed transaction 150 000 UZS per transactionVirtual card tariff cl. 6-10 (amounts incl. VAT), version of 18.10.2024 |
| Deposit / minimum balance | freeSecurity deposit 0Virtual cards tariff cl. 4 |
| Validity | 3 years |
The virtual card is opened in the Alliance Pay app, only for online payments (does not work at terminals and ATMs). The card currency is not stated on the website («Currency»); USD is assumed conditionally. Top-up: in cash at an ADM or cashier, by conversion from soum cards, P2P from other Visa cards of the bank.
Visa in EUR
Visa Classic available to non-residents
| Issuing | 30 000 UZS30 000 UZS (incl. VAT) for residents; additional card 30 000 UZS (free for children aged 6-16 on an adult's Visa Classic USD card)non-residents: 200 000 UZSVisa tariff cl. 1.1-1.2 (from 10.03.2026); on the card page: 30 000 UZS (for residents)* |
|---|---|
| Maintenance | freefreenon-residents: freeVisa tariff cl. 2.1; also free for non-residents |
| Reissue | freeupon expiry: free; in case of loss or damage: 30 000 UZS (incl. VAT)non-residents: 200 000 UZSVisa tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Visa cards tariff cl. 3.2.1, 3.3, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1%/transactionVisa Direct: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars (the minimum is stated in US dollars). Transfers between one's own JSCB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS; card blocking and 3D Secure free; payment at merchant locations, including online: freeVisa tariff clauses 2.3-2.8 (from 10.03.2026), amounts incl. VAT; excluding the issuing bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 EURinsurance deposit 10 EURnon-residents: 10 EURThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS (under the Visa Classic (USD/EUR/UZS) tariff); card page: “Sum, Foreign currency”. Non-residents obtain the card under a separate tariff in USD/EUR (documents: foreign citizen's passport, PINFL, confirmation of temporary registration).
Mastercard in UZS
Mastercard Gold
| Issuing | 60 000 UZS60 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 60 000 UZSMastercard tariff cl. 1.1-1.2 (from 01.05.2026) |
|---|---|
| Maintenance | freefreeMastercard tariff cl. 2.1: the first year is charged upon application |
| Reissue | freeupon expiry: free; in case of loss or damage: 60 000 UZS (incl. VAT)Mastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff clauses 18, 21 (effective 10.06.2026): 1% of the amount, minimum 2 US dollars. For Visa UZS/Mastercard UZS cards, transfers to Uzcard/Humo cards of other banks — 0,5% of the amount (clause 1.9), to the JSCB's own cards — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS per transaction; card blocking free; 3D Secure: service not provided; payment at retail outlets, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | freeno insurance deposit (0 for a UZS card)The security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS. Partner discounts in Uzbekistan (restaurants, shops, hotels). Non-residents apply under a separate tariff in USD/EUR.
Mastercard Standard
| Issuing | 30 000 UZS30 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 30 000 UZSMastercard tariff cl. 1.1-1.2 (from 01.05.2026); for children aged 6-16 an additional Mastercard Standard (USD) card is free |
|---|---|
| Maintenance | freefreeMastercard tariff cl. 2.1: the first year is charged upon application |
| Reissue | freeupon expiry: free; in case of loss or damage: 30 000 UZS (incl. VAT)Mastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff clauses 18, 21 (effective 10.06.2026): 1% of the amount, minimum 2 US dollars. For Visa UZS/Mastercard UZS cards, transfers to Uzcard/Humo cards of other banks — 0,5% of the amount (clause 1.9), to the JSCB's own cards — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS per transaction; card blocking free; 3D Secure: service not provided; payment at retail outlets, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | freeno insurance deposit (0 for a UZS card)The security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS. Partner discounts in Uzbekistan (restaurants, shops, hotels). Non-residents apply under a separate tariff in USD/EUR.
Mastercard in USD
Mastercard Gold available to non-residents
| Issuing | 60 000 UZS60 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 60 000 UZSnon-residents: 200 000 UZSMastercard tariff cl. 1.1-1.2 (from 01.05.2026) |
|---|---|
| Maintenance | freefreenon-residents: freeMastercard tariff cl. 2.1: the first year is charged upon application |
| Reissue | freeupon expiry: free; in case of loss or damage: 60 000 UZS (incl. VAT)non-residents: 200 000 UZSMastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS per transaction; card blocking free; 3D Secure: service not provided; payment at retail outlets, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 USDinsurance deposit 10 USDnon-residents: 10 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS. Partner discounts in Uzbekistan (restaurants, shops, hotels). Non-residents apply under a separate tariff in USD/EUR.
Mastercard Junior
| Issuing | freefreeMastercard tariff item 1.1: the card is issued to children aged 14-16; a birth certificate and a document of one of the parents are required |
|---|---|
| Maintenance | freefreeMastercard tariff, cl. 2.1 |
| Reissue | 30 000 UZSin case of loss or damage: 30 000 UZS (incl. VAT); upon expiry: not provided (the card is issued for 3 years)Mastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed operation 150 000 UZS per transaction; card blocking free; 3D Secure: free; payment at merchants, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 USDinsurance deposit 10 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
For residents only (not available in the non-resident tariff).
Mastercard Standard available to non-residents
| Issuing | 30 000 UZS30 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 30 000 UZSnon-residents: 200 000 UZSMastercard tariff cl. 1.1-1.2 (from 01.05.2026); for children aged 6-16 an additional Mastercard Standard (USD) card is free |
|---|---|
| Maintenance | freefreenon-residents: freeMastercard tariff cl. 2.1: the first year is charged upon application |
| Reissue | freeupon expiry: free; in case of loss or damage: 30 000 UZS (incl. VAT)non-residents: 200 000 UZSMastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS per transaction; card blocking free; 3D Secure: service not provided; payment at retail outlets, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 USDinsurance deposit 10 USDnon-residents: 10 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS. Partner discounts in Uzbekistan (restaurants, shops, hotels). Non-residents apply under a separate tariff in USD/EUR.
Mastercard Virtual virtual
| Issuing | freefreeVirtual cards tariff cl. 1 (from 18.10.2024) |
|---|---|
| Maintenance | freefreeVirtual cards tariff cl. 3 |
| Reissue | freeafter expiry: freeVirtual cards tariff cl. 2 |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Other | payment for goods and services: 0; blocking upon request: free; certificate 60 000 UZS; statement 15 000 UZS; disputed transaction 150 000 UZS per transactionVirtual card tariff cl. 6-10 (amounts incl. VAT), version of 18.10.2024 |
| Deposit / minimum balance | freeSecurity deposit 0Virtual cards tariff cl. 4 |
| Validity | 3 years |
The virtual card is opened in the Alliance Pay app, for online payments only. The card currency is not specified on the website («Currency»); USD is assumed conditionally.
Mastercard World Elite available to non-residents
| Issuing | 200 000 UZS200 000 UZS (incl. VAT) for both residents and non-residentsnon-residents: 200 000 UZSMastercard tariff clause 1.1 (from 01.05.2026); card page |
|---|---|
| Maintenance | 50 USD/year50 USD per yearnon-residents: 50 USD/yearMastercard tariff cl. 2.1; for the first year it is charged upon application; not refunded upon early closure |
| Reissue | freeupon expiry: free; in case of loss or damage: 200 000 UZS (incl. VAT)non-residents: 200 000 UZSMastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars. Transfers between own AKB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed operation 150 000 UZS per transaction; card blocking free; 3D Secure: free; payment at merchants, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 50 USDinsurance deposit 50 USDnon-residents: 50 USDThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Cashback | cashback up to 20% at partners under the “Cashback Without Borders” program (550+ offers from 350+ partners)Mastercard partner program, not base cashback for purchases |
| Validity | 3 years |
Premium card (from 18 years old, residents, non-residents, stateless persons): Mastercard Lounge in Tashkent without restrictions, 1800+ LoungeKey lounges, Fast Track. The USD currency is assumed from the deposit amount in dollars (on the page: «Currency»).
Mastercard in EUR
Mastercard Gold available to non-residents
| Issuing | 60 000 UZS60 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 60 000 UZSnon-residents: 200 000 UZSMastercard tariff cl. 1.1-1.2 (from 01.05.2026) |
|---|---|
| Maintenance | freefreenon-residents: freeMastercard tariff cl. 2.1: the first year is charged upon application |
| Reissue | freeupon expiry: free; in case of loss or damage: 60 000 UZS (incl. VAT)non-residents: 200 000 UZSMastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars (the minimum is stated in US dollars). Transfers between one's own JSCB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS per transaction; card blocking free; 3D Secure: service not provided; payment at retail outlets, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 EURinsurance deposit 10 EURnon-residents: 10 EURThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS. Partner discounts in Uzbekistan (restaurants, shops, hotels). Non-residents apply under a separate tariff in USD/EUR.
Mastercard Standard available to non-residents
| Issuing | 30 000 UZS30 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 30 000 UZSnon-residents: 200 000 UZSMastercard tariff cl. 1.1-1.2 (from 01.05.2026); for children aged 6-16 an additional Mastercard Standard (USD) card is free |
|---|---|
| Maintenance | freefreenon-residents: freeMastercard tariff cl. 2.1: the first year is charged upon application |
| Reissue | freeupon expiry: free; in case of loss or damage: 30 000 UZS (incl. VAT)non-residents: 200 000 UZSMastercard tariff, cl. 1.3, 1.4 |
| Delivery | 30 000 UZS30 000 UZS (incl. VAT) for courier delivery of the cardRemote channels tariff (cl. 19, effective from 10.06.2026); the tariff does not specify that delivery is specifically within Tashkent |
| Withdrawal at own ATMs | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2%Remote channels tariff cl. 1.1c, 1.2a (from 02.08.2026) and Mastercard cards tariff cl. 3.1, 3.4 |
| Withdrawal at other banks’ ATMs | 2%/transactionat ATMs and cash points of other banks: 2% of the amountExcluding the fee of a third-party bank/acquirer; charged in the card account currency. The tariff does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 2%/transactionat ATMs and cash points of third-party banks (incl. abroad): 2% of the amountThe tariff has one item for all third-party banks, without a split between Uzbekistan/abroad; excluding the acquiring bank's fee |
| Top-up | freecash via the bank's ADM: free (in national and foreign currency, credited in USD equivalent); non-cash top-up: freeRemote channels tariff cl. 2.3, 2.4 (from 02.08.2026); for virtual cards — virtual cards tariff cl. 5 |
| Transfer to another bank’s card | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USDMobile app tariff cl. 18, 21 (from 10.06.2026): 1% of the amount, minimum 2 US dollars (the minimum is stated in US dollars). Transfers between one's own JSCB cards in foreign currency — free |
| SMS notifications | freeSMS notification activation is freeThe mobile operator's fee for incoming SMS is charged by the operator (bank page “SMS notification service”); remote channels tariff cl. 1.3 |
| Other | account status certificate 60 000 UZS; account statement 15 000 UZS; disputed transaction 150 000 UZS per transaction; card blocking free; 3D Secure: service not provided; payment at retail outlets, including online: freeMastercard tariff clauses 2.3-2.8 (from 01.05.2026), amounts incl. VAT; excluding the acquiring bank's fee. No more than 2 additional cards per account |
| Deposit / minimum balance | 10 EURinsurance deposit 10 EURnon-residents: 10 EURThe security deposit is formed from the client's funds on the card account and is not available for use on the card; when an additional card is issued, no additional deposit is made |
| Validity | 3 years |
The card is available in USD, EUR and UZS. Partner discounts in Uzbekistan (restaurants, shops, hotels). Non-residents apply under a separate tariff in USD/EUR.