Orient Finans Bank cards: fees
Fees as of 22.10.2026More details
Orient Finans Bank: 33 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Moment
| Issuing | freefree (issued instantly at the branch)tariffs cl. 34.3 |
|---|---|
| Maintenance | freenot provideditem 34.5 of the tariffs (annual subscription fee) |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/damage: 30 000 UZScl. 35.1, 35.3 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | 1%OFB ATM: 1%; OFB cash desk: 1%cl. 39.1, 39.3 of the tariffs; third-party ATMs - per the tariffs of the owner bank (not specified in the OFB tariff) |
| Top-up | 0.5%OFB cashier: free; OFB ATM: 0,5% (OFB cards), 1% (other banks' cards); crediting of salary, pension, scholarship: freetariff cl. 37.1-37.4 (ATM - FC 8 dated 30.01.2026); the main case is an OFB ATM |
| Transfer to another bank’s card | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards freecl. 38.2 of the tariffs; the free transfers benefit is valid from 15.07.2026 to 14.01.2027 inclusive; on the card tiles the site shows “card-to-card transfers 0,5%” |
| Other | adding to the stop list: free; activation of a blocked card: free; card account turnover certificate: 25 000 UZS; payment for legal entities' services via the app: 0,6%cl. 37.7, 41-43, 50.1 of the tariffs, incl. VAT |
| Interest on balance | free0% per annumtariffs cl. 36 |
| Validity | 5 years |
The payment system of the Moment card is not stated on the website page; in the tariff (cl. 34.3) Moment appears in the Uzcard and HUMO columns, so two cards are recorded. Term 5 years per the page. OFB cashier desk: 1% (page).
OFB Junior
| Issuing | 35 000 UZScl. 34.1 of the tariffs (Uzcard OFB Junior column, 3 years), incl. VAT; on the product card the website shows «issuance cost 0 UZS», in the conditions table - 35 000 UZS |
|---|---|
| Maintenance | freenot provideditem 34.5 of the tariffs (annual subscription fee) |
| Reissue | 35 000 UZSupon expiry: 35 000 UZS; in case of loss/damage: 35 000 UZScl. 35.1, 35.3 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | 1%OFB ATM: 1%; OFB cash desk: 1% per tariff (0% on the card page)tariff cl. 39.1, 39.3; discrepancy: the card page states 0% at the OFB cashier |
| Top-up | 0.5%OFB cashier: free; OFB ATM: 0,5% (OFB cards), 1% (other banks' cards); crediting of salary, pension, scholarship: freetariff cl. 37.1-37.4 (ATM - FC 8 dated 30.01.2026); the main case is an OFB ATM |
| Transfer to another bank’s card | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards freecl. 38.2 of the tariffs; the free transfers benefit is valid from 15.07.2026 to 14.01.2027 inclusive; on the card tiles the site shows “card-to-card transfers 0,5%” |
| Other | adding to the stop list: free; activation of a blocked card: free; card account turnover certificate: 25 000 UZS; payment for legal entities' services via the app: 0,6%cl. 37.7, 41-43, 50.1 of the tariffs, incl. VAT |
| Interest on balance | free0% per annumtariffs cl. 36 |
| Validity | 3 years |
Uzcard children's card for children aged 7-16; payment for services up to 0,5% (page). The page discrepancy (0 UZS / 35 000 UZS for issuance) is noted in the issues.
Uzcard
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 dated 03.02.2026); afterwards — per the tariff at the branch; payroll/pension/scholarship cards — free; additional card 30 000 UZS; metal card with individual design 350 000 UZS |
|---|---|
| Maintenance | freenot provideditem 34.5 of the tariffs (annual subscription fee) |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/damage: 30 000 UZScl. 35.1, 35.3 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | 1%OFB ATM: 1%; OFB cash desk: 1%cl. 39.1, 39.3 of the tariffs; third-party ATMs - per the tariffs of the owner bank (not specified in the OFB tariff) |
| Top-up | 0.5%OFB cashier: free; OFB ATM: 0,5% (OFB cards), 1% (other banks' cards); crediting of salary, pension, scholarship: freetariff cl. 37.1-37.4 (ATM - FC 8 dated 30.01.2026); the main case is an OFB ATM |
| Transfer to another bank’s card | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards freecl. 38.2 of the tariffs; the free transfers benefit is valid from 15.07.2026 to 14.01.2027 inclusive; on the card tiles the site shows “card-to-card transfers 0,5%” |
| Other | adding to the stop list: free; activation of a blocked card: free; card account turnover certificate: 25 000 UZS; payment for legal entities' services via the app: 0,6%cl. 37.7, 41-43, 50.1 of the tariffs, incl. VAT |
| Interest on balance | free0% per annumtariffs cl. 36 |
| Validity | 5 years |
Validity 5 years per the card page; the tariff does not state the term for local cards.
Uzcard Sherdor
| Issuing | 100 000 UZScl. 34.1 of the tariffs, incl. VAT; not provided for payroll projects |
|---|---|
| Maintenance | 800 000 UZS/year800 000 UZS per yearitem 34.5 of the tariffs (annual subscription fee) |
| Reissue | 100 000 UZSupon expiry: 100 000 UZS; in case of loss/damage: 100 000 UZScl. 35.1, 35.3 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | 1%OFB ATM: 1%; OFB cash desk: freecl. 39.1, 39.3 of the tariffs; third-party ATMs - per the tariffs of the owner bank (not specified in the OFB tariff) |
| Top-up | 0.5%OFB cashier: free; OFB ATM: 0,5% (OFB cards), 1% (other banks' cards); crediting of salary, pension, scholarship: freetariff cl. 37.1-37.4 (ATM - FC 8 dated 30.01.2026); the main case is an OFB ATM |
| Transfer to another bank’s card | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards freecl. 38.2 of the tariffs; the free transfers benefit is valid from 15.07.2026 to 14.01.2027 inclusive; on the card tiles the site shows “card-to-card transfers 0,5%” |
| Other | adding to the stop list: free; activation of a blocked card: free; card account turnover certificate: 25 000 UZS; payment for legal entities' services via the app: 0,6%cl. 37.7, 41-43, 50.1 of the tariffs, incl. VAT |
| Interest on balance | free0% per annumtariffs cl. 36 |
| Validity | 3 years |
Premium UZS Uzcard card: lounges (CIP Lounge Tashkent up to 4 times per year, Phoenix Pass up to 6 times per year), partner discounts.
Uzcard Virtual virtual
| Issuing | freefree (in the OFB app)card page; cl. 34.1 of the tariffs («virtual cards» column) - free |
|---|---|
| Maintenance | freenot providedtariffs cl. 34.5 |
| Reissue | freeupon expiry: free; in case of loss - not providedtariffs cl. 35.1 |
| Withdrawal at own ATMs | not provided (virtual card without a physical carrier)tariff cl. 39.3: «not provided»; cash - after transfer to a physical card |
| Top-up | freeOFB cash desk: free; ATM: not providedTariffs, items 37.1-37.2 |
| Transfer to another bank’s card | freein the OFB app to another bank's card: up to 5 mln UZS per month freecl. 38.2 of the tariffs; the free transfers benefit is valid from 15.07.2026 to 14.01.2027 inclusive; on the card tiles the site shows “card-to-card transfers 0,5%” |
| Other | payment at retail outlets via Tez QR; payment for legal entities' services via the app: 0,6%tariffs cl. 37.7 |
| Interest on balance | not provideditem 36 of the tariffs (“virtual cards” column) |
| Validity | 2 years |
Validity: 2 years in the conditions table, 3 years in the preamble block of the page (contradiction). The Humo Virtual card was not found on the website (the tariff has a virtual cards column for Uzcard and HUMO).
Humo in UZS
Humo
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 dated 03.02.2026); after that — per the tariff at a branch; salary/pension/scholarship cards — free; additional card 30 000 UZS |
|---|---|
| Maintenance | freenot provideditem 34.5 of the tariffs (annual subscription fee) |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/damage: 30 000 UZScl. 35.1, 35.3 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | 1%OFB ATM: 1%; OFB cash desk: 1%cl. 39.1, 39.3 of the tariffs; third-party ATMs - per the tariffs of the owner bank (not specified in the OFB tariff) |
| Top-up | 0.5%OFB cashier: free; OFB ATM: 0,5% (OFB cards), 1% (other banks' cards); crediting of salary, pension, scholarship: freetariff cl. 37.1-37.4 (ATM - FC 8 dated 30.01.2026); the main case is an OFB ATM |
| Transfer to another bank’s card | freein the OFB app to a card of another bank: free; between OFB Uzcard/Humo cards freecl. 38.1, 38.2 of the tariffs (HUMO column); on the card page the website shows «card-to-card transfers 0,5%» |
| Other | adding to the stop list: free; activation of a blocked card: free; card account turnover certificate: 25 000 UZS; payment for legal entities' services via the app: 0,6%cl. 37.7, 41-43, 50.1 of the tariffs, incl. VAT |
| Interest on balance | free0% per annumtariffs cl. 36 |
| Validity | 5 years |
Validity is 5 years per the card page. Reissue under the Multicard project: 25 000 UZS incl. VAT (cl. 35.4).
Moment
| Issuing | freefree (issued instantly at the branch)tariffs cl. 34.3 |
|---|---|
| Maintenance | freenot provideditem 34.5 of the tariffs (annual subscription fee) |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/damage: 30 000 UZScl. 35.1, 35.3 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | 1%OFB ATM: 1%; OFB cash desk: 1%cl. 39.1, 39.3 of the tariffs; third-party ATMs - per the tariffs of the owner bank (not specified in the OFB tariff) |
| Top-up | 0.5%OFB cashier: free; OFB ATM: 0,5% (OFB cards), 1% (other banks' cards); crediting of salary, pension, scholarship: freetariff cl. 37.1-37.4 (ATM - FC 8 dated 30.01.2026); the main case is an OFB ATM |
| Transfer to another bank’s card | freein the OFB app to another bank's card: freecl. 38.2 of the tariffs; the free transfers benefit is valid from 15.07.2026 to 14.01.2027 inclusive; on the card tiles the site shows “card-to-card transfers 0,5%” |
| Other | adding to the stop list: free; activation of a blocked card: free; card account turnover certificate: 25 000 UZS; payment for legal entities' services via the app: 0,6%cl. 37.7, 41-43, 50.1 of the tariffs, incl. VAT |
| Interest on balance | free0% per annumtariffs cl. 36 |
| Validity | 5 years |
The payment system of the Moment card is not stated on the website page; in the tariff (cl. 34.3) Moment appears in the Uzcard and HUMO columns, so two cards are recorded. Term 5 years per the page. OFB cashier desk: 1% (page).
Visa in UZS
OFB Kids
| Issuing | 35 000 UZSoffline: 35 000 UZS (15 000 UZS bank fee + 20 000 UZS card account top-up); online: 10 000 UZS (bank fee, top-up is optional)tariffs section 51, cl. 1 (Visa Classic OFB KIDS column), incl. VAT; on the page - 35 000 UZS |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 30 000 UZSon expiry: 30 000 UZS; if lost: 30 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB cash desk 0% |
| Withdrawal at other banks’ ATMs | 5 000 UZS/transaction5 000 UZS per transaction (Humo, Uzcard, within Uzbekistan)clause 7.2 of section 51 of the tariffs (OFB KIDS column), incl. VAT |
| Withdrawal abroad | 5 000 UZS/transaction5 000 UZS per transactionclause 7.2 of section 51 of the tariffs (OFB KIDS column), incl. VAT |
| Top-up | freecash at OFB: free; non-cash: freecl. 7.3, 7.4 of section 51 of the tariffs |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffTariffs footnote *** |
| Other | payment abroad: 0,5%; adding to the stop list 40 000 UZS; statement in the app 50 000 UZS; turnover certificate 25 000 UZScard page; cl. 11, 9, 10 of Section 51 of the tariffs |
| Deposit / minimum balance | freeno insurance deposit required (0 UZS)tariffs section 51, cl. 6 |
| Validity | 3 years |
International Visa Classic card in UZS for children aged 7-16; issued by parents. Additional card 35 000 UZS.
Visa Classic available to non-residents
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that — per the tariff at the branch; cl. 1 of section 51 of the tariffs, incl. VAT (the fee is charged in UZS) |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/theft: 30 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs; on the card page the fee via the OFB cash desk is 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 15 000 UZS)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 15 000 UZS)cl. 7.2 (Humo, Uzcard, «within the territory of Uzbekistan») of section 51 of the tariffs (MILLIY column), incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 15 000 UZS)1,5%, at least 15 000 UZScl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%, not less than 5 000 UZSclauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit required (0 UZS)tariffs section 51, cl. 6 |
| Validity | 3 years |
Card currencies per the page: UZS, USD, EUR. Tariff columns: UZS - “MILLIY”, USD/EUR - “Universal”. Cards under payroll projects and “Yakhshi Niyat” were not collected.
Visa Infinite available to non-residents
| Issuing | 200 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 600 000 UZS/year600 000 UZS per yeartariffs section 51, cl. 3 (60$ / 60€ / 600 000 UZS, incl. VAT); on the card page - $5 per month |
| Reissue | 200 000 UZSupon expiry: 200 000 UZS; in case of loss/theft: 200 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 30 000 UZS)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS)clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 30 000 UZS)1,5%, at least 30 000 UZScl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; turnover certificate 50 000 UZS (instead of 25 000); payment abroad: 0.5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 2 000 000 UZSinsurance deposit 2 000 000 UZScl. 6 of section 51 of the tariffs (200$ / 200€ / 2 000 000 UZS); non-reducible balance |
| Validity | 3 years |
Premium card: business lounges, 24/7 concierge, travel insurance (per the page).
Visa Platinum available to non-residents
| Issuing | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 dated 03.02.2026); after that — per the tariff at a branch; clause 1 of section 51 of the tariffs, incl. VAT; Champions promotion (up to 5 000 cards) — free |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 65 000 UZSupon expiry: 65 000 UZS; in case of loss/theft: 65 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB cash desk 0% |
| Withdrawal at other banks’ ATMs | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 250 000 UZSinsurance deposit 250 000 UZSItem 6 of section 51 of the tariffs (25$ / 25€ / 250 000 UZS); non-reducible balance; page: “minimum deposit 250 000 UZS” |
| Cashback | cashback up to 4% when booking via Booking.com under a special Visa offerpartner promotion, not base cashback; terms depend on the promotion |
| Validity | 3 years |
Privileges: Fast Track and DragonPass (up to 2 times per year), partner discounts (UKLON, BON, GastroClub, etc.).
Visa Virtual virtual
| Issuing | freefree (in the OFB app and on the website)card page; cl. 1 of section 51 of the tariffs |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | freeupon expiry: free; in case of loss/theft: not providedcl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | not provided (virtual card without a physical carrier)item 7.2 of section 51 of the tariffs: “not provided” |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | payment within the OFB network: 0%; payment in the system of other foreign banks: up to 0,5%; blocking upon loss — not provided; statement in the app 50 000 UZS; turnover certificate 25 000 UZS; complaint about a contested operation 85 000 UZScard page; cl. 7.1, 9-12 of Section 51 of the tariffs |
| Deposit / minimum balance | freeno insurance deposit required (0)item 6 of section 51 of the tariffs (virtual cards) |
| Validity | 3 years |
Currencies per the page: US dollars or UZS. In the tariff, the column of virtual cards in foreign currency is specified as USD/EUR; EUR is not offered on the website.
Visa in USD
Visa Classic available to non-residents
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that — per the tariff at the branch; cl. 1 of section 51 of the tariffs, incl. VAT (the fee is charged in UZS) |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/theft: 30 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs; on the card page the fee via the OFB cash desk is 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 2 USD)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 2 USD)cl. 7.2 of section 51 of the tariffs (Universal USD/EUR column), incl. VAT; FC 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 2 USD)1,5%, at least 2 USDcl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%, not less than 0,5 USDclauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit required (0)cl. 6 of section 51 of the tariffs; for UnionPay Classic Universal - 5 USD/EUR |
| Validity | 3 years |
Card currencies per the page: UZS, USD, EUR. Tariff columns: UZS - “MILLIY”, USD/EUR - “Universal”. Cards under payroll projects and “Yakhshi Niyat” were not collected.
Visa Infinite available to non-residents
| Issuing | 200 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 60 USD/year60 USD per yeartariffs section 51, cl. 3 (60$ / 60€ / 600 000 UZS, incl. VAT); on the card page - $5 per month |
| Reissue | 200 000 UZSupon expiry: 200 000 UZS; in case of loss/theft: 200 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 3 USD)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS)clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 3 USD)1,5%, at least 3 USDcl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; turnover certificate 50 000 UZS (instead of 25 000); payment abroad: 0.5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 200 USDsecurity deposit 200 USDitem 6 of section 51 of the tariffs; non-reducible balance |
| Validity | 3 years |
Premium card: business lounges, 24/7 concierge, travel insurance (per the page).
Visa Platinum available to non-residents
| Issuing | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 dated 03.02.2026); after that — per the tariff at a branch; clause 1 of section 51 of the tariffs, incl. VAT; Champions promotion (up to 5 000 cards) — free |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 65 000 UZSupon expiry: 65 000 UZS; in case of loss/theft: 65 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB cash desk 0% |
| Withdrawal at other banks’ ATMs | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 25 USDinsurance deposit 25 USDitem 6 of section 51 of the tariffs; non-reducible balance |
| Cashback | cashback up to 4% when booking via Booking.com under a special Visa offerpartner promotion, not base cashback; terms depend on the promotion |
| Validity | 3 years |
Privileges: Fast Track and DragonPass (up to 2 times per year), partner discounts (UKLON, BON, GastroClub, etc.).
Visa Virtual virtual
| Issuing | freefree (in the OFB app and on the website)card page; cl. 1 of section 51 of the tariffs |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | freeupon expiry: free; in case of loss/theft: not providedcl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | not provided (virtual card without a physical carrier)item 7.2 of section 51 of the tariffs: “not provided” |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | payment within the OFB network: 0%; payment in the system of other foreign banks: up to 0,5%; blocking upon loss — not provided; statement in the app 50 000 UZS; turnover certificate 25 000 UZS; complaint about a contested operation 85 000 UZScard page; cl. 7.1, 9-12 of Section 51 of the tariffs |
| Deposit / minimum balance | freeno insurance deposit required (0)item 6 of section 51 of the tariffs (virtual cards) |
| Validity | 3 years |
Currencies per the page: US dollars or UZS. In the tariff, the column of virtual cards in foreign currency is specified as USD/EUR; EUR is not offered on the website.
Visa in EUR
Visa Classic available to non-residents
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that — per the tariff at the branch; cl. 1 of section 51 of the tariffs, incl. VAT (the fee is charged in UZS) |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/theft: 30 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs; on the card page the fee via the OFB cash desk is 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 2 EUR)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 2 EUR)cl. 7.2 of section 51 of the tariffs (Universal USD/EUR column), incl. VAT; FC 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 2 EUR)1,5%, at least 2 EURcl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%, not less than 0,5 EURclauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit required (0)cl. 6 of section 51 of the tariffs; for UnionPay Classic Universal - 5 USD/EUR |
| Validity | 3 years |
Card currencies per the page: UZS, USD, EUR. Tariff columns: UZS - “MILLIY”, USD/EUR - “Universal”. Cards under payroll projects and “Yakhshi Niyat” were not collected.
Visa Infinite available to non-residents
| Issuing | 200 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 60 EUR/year60 EUR per yeartariffs section 51, cl. 3 (60$ / 60€ / 600 000 UZS, incl. VAT); on the card page - $5 per month |
| Reissue | 200 000 UZSupon expiry: 200 000 UZS; in case of loss/theft: 200 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 3 EUR)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS)clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 3 EUR)1,5%, at least 3 EURcl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; turnover certificate 50 000 UZS (instead of 25 000); payment abroad: 0.5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 200 EURsecurity deposit 200 EURitem 6 of section 51 of the tariffs; non-reducible balance |
| Validity | 3 years |
Premium card: business lounges, 24/7 concierge, travel insurance (per the page).
Visa Platinum available to non-residents
| Issuing | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 dated 03.02.2026); after that — per the tariff at a branch; clause 1 of section 51 of the tariffs, incl. VAT; Champions promotion (up to 5 000 cards) — free |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 65 000 UZSupon expiry: 65 000 UZS; in case of loss/theft: 65 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB cash desk 0% |
| Withdrawal at other banks’ ATMs | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 25 EURinsurance deposit 25 EURitem 6 of section 51 of the tariffs; non-reducible balance |
| Cashback | cashback up to 4% when booking via Booking.com under a special Visa offerpartner promotion, not base cashback; terms depend on the promotion |
| Validity | 3 years |
Privileges: Fast Track and DragonPass (up to 2 times per year), partner discounts (UKLON, BON, GastroClub, etc.).
Mastercard in UZS
Mastercard Black Edition available to non-residents
| Issuing | 100 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 3 USD/mo.36 USD per year, 3 USD per month is withheldcl. 3 of section 51 of the tariffs (36$ annual, $3 per month charged, incl. VAT); on the page - $3 per month; in the tariff the fee is given in dollars for all card currencies |
| Reissue | 100 000 UZSupon expiry: 100 000 UZS; in case of loss/theft: 100 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 15 000 UZS)1,5%, not less than 1 USD / 1 EUR / 15 000 UZS, plus the acquiring bank's tariffcl. 7.2 of section 51 of the tariffs |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 50 USDinsurance deposit 50 USDtariffs section 51, cl. 6 (“50 $”, in dollars for all card currencies); non-reducible balance |
| Validity | 3 years |
LoungeKey, Fast Track business lounges, concierge 24/7 (per the page).
Mastercard Gold available to non-residents
| Issuing | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that - at the branch tariff; cl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 65 000 UZSupon expiry: 65 000 UZS; in case of loss/theft: 65 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs |
| Withdrawal at other banks’ ATMs | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 250 000 UZSinsurance deposit 250 000 UZSItem 6 of section 51 of the tariffs (25$ / 25€ / 250 000 UZS); non-reducible balance; on the page - “minimum deposit 250 000 UZS” |
| Validity | 3 years |
The card page calls the product “Mastercard Gold USD/EUR”, but in the list of foreign currency cards and in the tariff the currencies are USD/EUR/UZS.
Mastercard Standard available to non-residents
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that — per the tariff at the branch; cl. 1 of section 51 of the tariffs, incl. VAT (the fee is charged in UZS) |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/theft: 30 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs; on the card page the fee via the OFB cash desk is 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 15 000 UZS)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 15 000 UZS)cl. 7.2 (Humo, Uzcard, «within the territory of Uzbekistan») of section 51 of the tariffs (MILLIY column), incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 15 000 UZS)1,5%, at least 15 000 UZScl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%, not less than 5 000 UZSclauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit required (0 UZS)tariffs section 51, cl. 6 |
| Validity | 3 years |
Card currencies per the page: UZS, USD, EUR. The MC Standard page in places says “UZS/USD”. Tariff columns: UZS — “MILLIY”, USD/EUR — “Universal”. Cards under payroll projects and “Yakhshi Niyat” were not collected.
Mastercard Virtual virtual
| Issuing | freefree (in the OFB app and on the website)card page; cl. 1 of section 51 of the tariffs |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | freeupon expiry: free; in case of loss/theft: not providedcl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | not provided (virtual card without a physical carrier)item 7.2 of section 51 of the tariffs: “not provided” |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | payment within the OFB network: 0%; payment in the system of other foreign banks: up to 0,5%; blocking upon loss — not provided; statement in the app 50 000 UZS; turnover certificate 25 000 UZS; complaint about a contested operation 85 000 UZScard page; cl. 7.1, 9-12 of Section 51 of the tariffs |
| Deposit / minimum balance | freeno insurance deposit required (0)item 6 of section 51 of the tariffs (virtual cards) |
| Validity | 3 years |
Currencies per the page: US dollars or UZS. In the tariff, the column of virtual cards in foreign currency is specified as USD/EUR; EUR is not offered on the website.
Mastercard World Elite available to non-residents
| Issuing | 200 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 600 000 UZS/year600 000 UZS per yeartariffs section 51, cl. 3 (60$ / 60€ / 600 000 UZS, incl. VAT); on the card page - $5 per month |
| Reissue | 200 000 UZSupon expiry: 200 000 UZS; in case of loss/theft: 200 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 2 000 000 UZSinsurance deposit 2 000 000 UZScl. 6 of section 51 of the tariffs (200$ / 200€ / 2 000 000 UZS); non-reducible balance |
| Validity | 3 years |
Premium card: business lounges, 24/7 concierge, travel insurance (per the page).
Mastercard in USD
Mastercard Black Edition available to non-residents
| Issuing | 100 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 3 USD/mo.36 USD per year, 3 USD per month is withheldcl. 3 of section 51 of the tariffs (36$ annual, $3 per month charged, incl. VAT); on the page - $3 per month; in the tariff the fee is given in dollars for all card currencies |
| Reissue | 100 000 UZSupon expiry: 100 000 UZS; in case of loss/theft: 100 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 1 USD)1,5%, not less than 1 USD / 1 EUR / 15 000 UZS, plus the acquiring bank's tariffcl. 7.2 of section 51 of the tariffs |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 50 USDinsurance deposit 50 USDtariffs section 51, cl. 6 (“50 $”, in dollars for all card currencies); non-reducible balance |
| Validity | 3 years |
LoungeKey, Fast Track business lounges, concierge 24/7 (per the page).
Mastercard Gold available to non-residents
| Issuing | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that - at the branch tariff; cl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 65 000 UZSupon expiry: 65 000 UZS; in case of loss/theft: 65 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs |
| Withdrawal at other banks’ ATMs | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 25 USDinsurance deposit 25 USDitem 6 of section 51 of the tariffs; non-reducible balance |
| Validity | 3 years |
The card page calls the product “Mastercard Gold USD/EUR”, but in the list of foreign currency cards and in the tariff the currencies are USD/EUR/UZS.
Mastercard Standard available to non-residents
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that — per the tariff at the branch; cl. 1 of section 51 of the tariffs, incl. VAT (the fee is charged in UZS) |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/theft: 30 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs; on the card page the fee via the OFB cash desk is 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 2 USD)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 2 USD)cl. 7.2 of section 51 of the tariffs (Universal USD/EUR column), incl. VAT; FC 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 2 USD)1,5%, at least 2 USDcl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%, not less than 0,5 USDclauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit required (0)cl. 6 of section 51 of the tariffs; for UnionPay Classic Universal - 5 USD/EUR |
| Validity | 3 years |
Card currencies per the page: UZS, USD, EUR. The MC Standard page in places says “UZS/USD”. Tariff columns: UZS — “MILLIY”, USD/EUR — “Universal”. Cards under payroll projects and “Yakhshi Niyat” were not collected.
Mastercard Virtual virtual
| Issuing | freefree (in the OFB app and on the website)card page; cl. 1 of section 51 of the tariffs |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | freeupon expiry: free; in case of loss/theft: not providedcl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | not provided (virtual card without a physical carrier)item 7.2 of section 51 of the tariffs: “not provided” |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | payment within the OFB network: 0%; payment in the system of other foreign banks: up to 0,5%; blocking upon loss — not provided; statement in the app 50 000 UZS; turnover certificate 25 000 UZS; complaint about a contested operation 85 000 UZScard page; cl. 7.1, 9-12 of Section 51 of the tariffs |
| Deposit / minimum balance | freeno insurance deposit required (0)item 6 of section 51 of the tariffs (virtual cards) |
| Validity | 3 years |
Currencies per the page: US dollars or UZS. In the tariff, the column of virtual cards in foreign currency is specified as USD/EUR; EUR is not offered on the website.
Mastercard World Elite available to non-residents
| Issuing | 200 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 60 USD/year60 USD per yeartariffs section 51, cl. 3 (60$ / 60€ / 600 000 UZS, incl. VAT); on the card page - $5 per month |
| Reissue | 200 000 UZSupon expiry: 200 000 UZS; in case of loss/theft: 200 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 200 USDsecurity deposit 200 USDitem 6 of section 51 of the tariffs; non-reducible balance |
| Validity | 3 years |
Premium card: business lounges, 24/7 concierge, travel insurance (per the page).
Mastercard in EUR
Mastercard Black Edition available to non-residents
| Issuing | 100 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 3 USD/mo.36 USD per year, 3 USD per month is withheldcl. 3 of section 51 of the tariffs (36$ annual, $3 per month charged, incl. VAT); on the page - $3 per month; in the tariff the fee is given in dollars for all card currencies |
| Reissue | 100 000 UZSupon expiry: 100 000 UZS; in case of loss/theft: 100 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 1 EUR)1,5%, not less than 1 USD / 1 EUR / 15 000 UZS, plus the acquiring bank's tariffcl. 7.2 of section 51 of the tariffs |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 50 USDinsurance deposit 50 USDtariffs section 51, cl. 6 (“50 $”, in dollars for all card currencies); non-reducible balance |
| Validity | 3 years |
LoungeKey, Fast Track business lounges, concierge 24/7 (per the page).
Mastercard Gold available to non-residents
| Issuing | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that - at the branch tariff; cl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 65 000 UZSupon expiry: 65 000 UZS; in case of loss/theft: 65 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs |
| Withdrawal at other banks’ ATMs | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 25 EURinsurance deposit 25 EURitem 6 of section 51 of the tariffs; non-reducible balance |
| Validity | 3 years |
The card page calls the product “Mastercard Gold USD/EUR”, but in the list of foreign currency cards and in the tariff the currencies are USD/EUR/UZS.
Mastercard Standard available to non-residents
| Issuing | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZSIssuance via the OFB mobile app is free from 03.02.2026 to 31.12.2026 (FC minutes No. 11 of 03.02.2026); after that — per the tariff at the branch; cl. 1 of section 51 of the tariffs, incl. VAT (the fee is charged in UZS) |
|---|---|
| Maintenance | freenot providedtariffs section 51, cl. 3 |
| Reissue | 30 000 UZSupon expiry: 30 000 UZS; in case of loss/theft: 30 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Delivery | freeFree delivery within Tashkentcard page: “Free home delivery”, delivery is available only within the city of Tashkent |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of section 51 of the tariffs; on the card page the fee via the OFB cash desk is 0% |
| Withdrawal at other banks’ ATMs | 1.5% (min. 2 EUR)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 2 EUR)cl. 7.2 of section 51 of the tariffs (Universal USD/EUR column), incl. VAT; FC 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5% (min. 2 EUR)1,5%, at least 2 EURcl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list in case of loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a disputed transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%, not less than 0,5 EURclauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | freeno insurance deposit required (0)cl. 6 of section 51 of the tariffs; for UnionPay Classic Universal - 5 USD/EUR |
| Validity | 3 years |
Card currencies per the page: UZS, USD, EUR. The MC Standard page in places says “UZS/USD”. Tariff columns: UZS — “MILLIY”, USD/EUR — “Universal”. Cards under payroll projects and “Yakhshi Niyat” were not collected.
Mastercard World Elite available to non-residents
| Issuing | 200 000 UZScl. 1 of section 51 of the tariffs, incl. VAT |
|---|---|
| Maintenance | 60 EUR/year60 EUR per yeartariffs section 51, cl. 3 (60$ / 60€ / 600 000 UZS, incl. VAT); on the card page - $5 per month |
| Reissue | 200 000 UZSupon expiry: 200 000 UZS; in case of loss/theft: 200 000 UZScl. 4.1, 4.2 of section 51 of the tariffs, incl. VAT |
| Withdrawal at own ATMs | freeOFB ATM and cash desk: freecl. 7.2 of Section 51 of the tariffs; page: OFB network 0% |
| Withdrawal at other banks’ ATMs | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5%clause 7.2 of section 51 of the tariffs, incl. VAT; FK 18 dated 19.02.2026 |
| Withdrawal abroad | 1.5%1,5%cl. 7.2 of section 51 of the tariffs, «in the system of other foreign banks» |
| Top-up | freecash at OFB: free; non-cash: free; SWIFT transfer in currency: above 50 USD-eq. 70 000 UZS, 10-50 USD-eq. 20 000 UZS, up to 10 USD-eq. freetariff section 51 cl. 7.3-7.5; correspondent bank expenses are borne by the client |
| Transfer to another bank’s card | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards freeclauses 51.1.2-51.1.4 of the tariffs (Visa Direct / MoneySend) |
| Conversion | at the rate set by the OFB or the payment system; no markup is stated in the tariffnon-residents: conversion of national currency into foreign currency is not available to non-resident individualsfootnote *** of the tariffs (section 51); page: if the purchase is in another currency, conversion costs may apply |
| Other | adding to the stop list upon loss/theft: 40 000 UZS; statement on letterhead in the app 50 000 UZS, at the office 100 000 UZS; turnover certificate 25 000 UZS; complaint about a contested transaction 85 000 UZS; urgent issuance free; payment abroad: 0,5%clauses 8-12 of section 51 of the tariffs, incl. VAT |
| Deposit / minimum balance | 200 EURsecurity deposit 200 EURitem 6 of section 51 of the tariffs; non-reducible balance |
| Validity | 3 years |
Premium card: business lounges, 24/7 concierge, travel insurance (per the page).