Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
OYMA-OY
Deposit type
term
Rate (main term)
20%/year20% per annum for 24 monthsthere is no rate for 12 mo., the nearest longer term of 24 mo. is used
Maximum rate
20%/year20% per annum for 24 monthssingle rate, no other options
Terms
24 mo.
Minimum amount
1 000 000 UZSfrom 1 000 000 UZS
Maximum amount
not specifiedthe maximum is not stated on the page or in the information sheet
Top-up
no
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
10%/yearup to 6 mo. 0%; 6-12 mo. 10%; 13-18 mo. 15%; 24 mo. 20%tier «from 6 to 12 months» (term midpoint 12 mo.); in the conditions block: «up to 12 mo. - 10%, up to 18 mo. - 15%, over 18 mo. - 20%»
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 1 000 000 UZS
20%/yearterm “up to 24 months”; the 20% rate is stated for 24 months
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
365 KUNtop-up allowed
Deposit type
savings
Rate (main term)
18%/year18% per annum for 12 monthspaid monthly
Maximum rate
18%/year18% per annum for 12 monthssingle rate, no other options
Terms
12 mo.
Minimum amount
500 000 UZSfrom 500 000 UZS
Maximum amount
not specifiedthe maximum is not stated on the page or in the information sheet
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
10%/yearup to 3 mo. 0%; 3-6 mo. 10%; 6-9 mo. 15%; 10-12 mo. 18%tier «from 3 to 6 months» (term midpoint 6 mo.); the page wording is «up to 3 months - 0%, up to 6 months - 10%, up to 9 months - 15%, up to 12 months - 18%»
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
from 500 000 UZS
18%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Istiqlol Barakasitop-up allowed
Deposit type
term
Rate (main term)
9%/year9% per annum for 24 monthspaid monthly
Maximum rate
9%/year9% per annum for 24 monthssingle rate, no other options
Terms
24 mo.
Minimum amount
1 000 USDfrom 1 000 USD
Maximum amount
not specifiedthe maximum is not stated on the page, in the info sheet or in the contract template
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
7%/yearup to 3 mo. 0%; 3-6 mo. 6%; 6-12 mo. 7%; after 12 mo. 9%tier «6 full months but less than 12» (middle of the term 12 mo.); exactly after 12 full months the rate is 9%
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
24 mo.
from 1 000 USD
9%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Samaralitop-up allowed
Deposit type
term
Rate (main term)
7.5%/year7,5% per annum for 13 monthsthere is no rate for 12 mo., the nearest longer term of 13 mo. is used; paid monthly
Maximum rate
7.5%/year7,5% per annum for 13 monthssingle rate, no other options
Terms
13 mo.
Minimum amount
300 USDfrom 300 USD
Maximum amount
50 000 USDup to 50 000 USDthe maximum is stated in the «Main deposit terms» table on the page; not given in the info sheet
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
4%/yearup to 3 mo. 1%; up to 6 mo. 3%; up to 9 mo. 4%; up to 13 mo. 5,5%tier «up to 9 months» (mid-term 6,5 mo.); 7,5% if not withdrawn until the end of the term
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
13 mo.
from 300 USD
7.5%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
