Turonbank cards: fees
Fees as of 22.10.2026More details
Turonbank: 11 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard
| Issuing | 50 000 UZSincl. VAT (clause 3.1 of the tariffs); salary, pension, benefit and scholarship cards - free. In the header of the card page it says «Free», while in the «Tariffs» block - «Card issuance - 50 000 UZS»; the tariff document has been adopted (effective from 12.05.2026); for holders of the Ustoz AI certificate - free; a special Uzcard for microloans for self-employed people - 50 000 UZS (separate product, not collected) |
|---|---|
| Reissue | 50 000 UZSincl. VAT (cl. 3.2 of the tariffs); upon expiry of payroll/pension cards and in case of technical defects — free. On the card page “Card restoration” is stated as “Free”; the tariff document is adopted |
| Withdrawal at own ATMs | 1%ATM (Uzcard/Humo): 1% of the transaction amount regardless of the issuing bank; bank cash desk: 1%, free for Turonbank cardstariff cl. 3.3a, 3.3b; on the card pages the bank cash desk - only for individual and salary cards |
| Withdrawal at other banks’ ATMs | 1%ATM (Uzcard/Humo) of any bank: 1% of the transaction amountcl. 3.3a of the tariffs: “regardless of the issuing bank” - there is no separate rate for third-party ATMs |
| Top-up | freecrediting funds of all types to individuals' cards: free; non-cash transfer from another bank's card account upon the customer's request: 1%clause 3.6 (note) and 3.5 of the tariffs; crediting from balance sheet accounts 23120 - 0,5% (clause 3.9, except salary, loans, budget, etc.) |
| Transfer to another bank’s card | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free)tariff cl. 7.1, 7.2; the percentage and the free volume of 3 mln UZS per month are stated in the tariffs |
| Other | payment for services via the MyTuron app (utility and one-time payments): free; payments by details: 0,3%; transfer from wallet 22616 to cards of other banks: 0,5%cl. 7.5, 7.13, 7.14 of the tariffs |
| Interest on balance | free0%cl. 3.7 of the tariffs: interest on the balance of individuals' cards 0% (exception - certain salary projects by decision of the Liquidity Management Committee); cl. 3.8: for pensioners 0% |
| Validity | 5 years |
Page: validity 5 years, currency - UZS. A passport is required to apply. No separate conditions for non-residents were found on the website or in the tariffs.
Humo in UZS
Humo
| Issuing | 50 000 UZSincl. VAT (clause 3.1 of the tariffs); salary, pension, benefit and scholarship cards — free. The card page header says «Free», while the «Tariffs» block says «Card issuance - 50 000 UZS»; the tariffs document is adopted (effective from 12.05.2026) |
|---|---|
| Reissue | 50 000 UZSincl. VAT (cl. 3.2 of the tariffs); upon expiry of payroll/pension cards and in case of technical defects — free. On the card page “Card restoration” is stated as “Free”; the tariff document is adopted |
| Withdrawal at own ATMs | 1%ATM (Uzcard/Humo): 1% of the transaction amount regardless of the issuing bank; bank cash desk: 1%, free for Turonbank cardstariff cl. 3.3a, 3.3b; on the card pages the bank cash desk - only for individual and salary cards |
| Withdrawal at other banks’ ATMs | 1%ATM (Uzcard/Humo) of any bank: 1% of the transaction amountcl. 3.3a of the tariffs: “regardless of the issuing bank” - there is no separate rate for third-party ATMs |
| Top-up | freevia a Humo ATM to a Humo card: 1%, free for Turonbank Humo cards; crediting funds of all types to individuals' cards: freeTariffs, items 3.4 and 3.6 |
| Transfer to another bank’s card | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free)tariff cl. 7.1, 7.2; the percentage and the free volume of 3 mln UZS per month are stated in the tariffs |
| Other | payment for services via the MyTuron app (utility and one-time payments): free; payments by details: 0,3%; transfer from wallet 22616 to cards of other banks: 0,5%cl. 7.5, 7.13, 7.14 of the tariffs |
| Interest on balance | free0%cl. 3.7 of the tariffs: interest on the balance of individuals' cards 0% (exception - certain salary projects by decision of the Liquidity Management Committee); cl. 3.8: for pensioners 0% |
| Validity | 5 years |
Page: currency — UZS, term 5 years; the One Touch service is available (a terminal in an Android smartphone with NFC), purchase of 50/100 USD via ATM. No separate terms for non-residents were found on the website or in the tariffs.
Humo (virtual, MyTuron) virtual
| Issuing | freefreecl. 7.8 of the tariffs: opening virtual cards in the My Turon app is free |
|---|---|
| Transfer to another bank’s card | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free)tariff cl. 7.1, 7.2; the percentage and the free volume of 3 mln UZS per month are stated in the tariffs |
| Other limits | one virtual HUMO card per registered customertariffs cl. 7.8 |
| Interest on balance | free0%cl. 3.7 of the tariffs: interest on the balance of individuals' cards 0% (exception - certain salary projects by decision of the Liquidity Management Committee); cl. 3.8: for pensioners 0% |
Tariffs, clause 7.8: HUMO, Visa and Mastercard virtual cards are opened free of charge in the My Turon app, limit - one card of each type per client. The currency and validity of the virtual Visa/Mastercard are not stated in the tariffs, not entered as separate records. No separate terms for non-residents were found on the website or in the tariffs.
Visa-Humo co-badged card
| Issuing | 50 000 UZSincl. VAT (cl. 3.1b of the tariffs); payroll, pension, benefits and scholarships - free. Card page: «Opening of the Humo-Visa co-badge card - 50 000 UZS» |
|---|---|
| Reissue | 50 000 UZScl. 3.2b of the tariffs; upon expiry of payroll/pension cards and for technical defects - free; page: restoration 50 000 UZS |
| Withdrawal at own ATMs | 1%ATM (Uzcard/Humo): 1% of the transaction amount; bank cashier: 1%, free for Turonbank cardstariffs cl. 3.3a, 3.3b (UZS part of Humo) |
| Withdrawal at other banks’ ATMs | 1%ATM (Uzcard/Humo) of any bank: 1%tariffs cl. 3.3a |
| Top-up | freevia a Humo ATM to a Humo card: 1%, free for Turonbank Humo cards; crediting funds of all types to individuals' cards: freeTariffs, items 3.4 and 3.6 |
| Transfer to another bank’s card | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free)tariff cl. 7.1, 7.2; the percentage and the free volume of 3 mln UZS per month are stated in the tariffs |
| Interest on balance | free0%cl. 3.7 of the tariffs: interest on the balance of individuals' cards 0% (exception - certain salary projects by decision of the Liquidity Management Committee); cl. 3.8: for pensioners 0% |
| Validity | 5 years |
One physical card with a Humo UZS part and a Visa currency part (page: “UZS - US Dollars”). Recorded as two cards: humo UZS and visa USD; the issuance fee of 50 000 UZS is paid once. The UZS part - per Humo tariffs (clauses 3.1b, 3.3). No separate terms for non-residents were found on the website or in the tariffs.
Visa in UZS
International Visa Classic UZS
| Issuing | freefreecl. 3.10a of the tariffs |
|---|---|
| Maintenance | freefreetariffs cl. 3.10v (annual maintenance) |
| Reissue | 50 000 UZStariff cl. 3.10b, incl. VAT (to replace lost, damaged or expired cards) |
| Withdrawal at own ATMs | 1%Turonbank ATM: 1%; Turonbank cash desk: freetariffs cl. 3.11a, 3.11b |
| Withdrawal at other banks’ ATMs | 1.5%1,5% + partner bank expensescl. 3.11v of the tariffs |
| Withdrawal abroad | 2%2% + partner bank's expensescl. 3.11g of the tariffs |
| SMS notifications | freefreecl. 3.10e of the tariffs |
| Other | payment for goods and services at retail outlets (incl. online): free; 3D Secure activation: freetariffs cl. 3.10g, 3.10yo |
| Deposit / minimum balance | freeminimum balance (deposit) 0 UZScl. 3.10d of the tariffs |
| Interest on balance | free0%cl. 3.7 of the tariffs: interest on the balance of individuals' cards 0% (exception - certain salary projects by decision of the Liquidity Management Committee); cl. 3.8: for pensioners 0% |
The UZS Visa Classic is only in the tariff document (cl. 3.10-3.11); it is not on the card pages - there Visa Classic is issued in dollars. Validity is not specified. No separate conditions for non-residents were found on the website or in the tariffs.
Visa in USD
Visa Classic
| Issuing | 50 000 UZSincl. VAT; the card is opened within 3 banking business days; top-up — only with cash foreign currency (tariff clauses 5.1/6.1) |
|---|---|
| Maintenance | freefreeTariffs, items 5.3 / 6.3 |
| Reissue | 50 000 UZSupon expiration, loss, theft or damage; incl. VAT (cl. 5.2 / 6.2 of the tariffs) |
| Withdrawal at own ATMs | 0.5%0,5% of transaction amounttariff cl. 5.6a: Turonbank terminals and ATMs |
| Withdrawal at other banks’ ATMs | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks |
| Withdrawal abroad | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks (no separate rate abroad) |
| SMS notifications | freefreetariff cl. 5.8b / 6.8b; on the pages - only for local mobile operators |
| Other | purchases at merchants of Turonbank clients: free; at other banks' merchants: 0,5%; online payments: 0,5%; currency transfer between Turonbank Visa/Mastercard cards: 0,3% (free up to 1000 USD per month)tariffs cl. 5.7, 6.7, 7.3 |
| Deposit / minimum balance | 10 USDminimum balance (insurance/«irreducible» deposit) 10 USDcl. 5.4 of the tariffs and the card page; minimum initial deposit - 0 USD |
| Validity | 3 years |
Currency - US dollars, term 3 years. The tariffs list the "conversion" and regular cards separately with identical tariffs. No separate conditions for non-residents were found on the website or in the tariffs.
Visa Gold
| Issuing | 50 000 UZSincl. VAT; the card is opened within 3 banking business days; top-up — only with cash foreign currency (tariff clauses 5.1/6.1) |
|---|---|
| Maintenance | freefreeTariffs, items 5.3 / 6.3 |
| Reissue | 50 000 UZSupon expiration, loss, theft or damage; incl. VAT (cl. 5.2 / 6.2 of the tariffs) |
| Withdrawal at own ATMs | 0.5%0,5% of transaction amounttariff cl. 5.6a: Turonbank terminals and ATMs |
| Withdrawal at other banks’ ATMs | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks |
| Withdrawal abroad | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks (no separate rate abroad) |
| SMS notifications | freefreetariff cl. 5.8b / 6.8b; on the pages - only for local mobile operators |
| Other | purchases at merchants of Turonbank clients: free; at other banks' merchants: 0,5%; online payments: 0,5%; currency transfer between Turonbank Visa/Mastercard cards: 0,3% (free up to 1000 USD per month)tariffs cl. 5.7, 6.7, 7.3 |
| Deposit / minimum balance | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USDcl. 5.4 of the tariffs and the card page; minimum initial deposit - 0 USD |
| Validity | 3 years |
Currency - US dollars, term 3 years. The tariffs list the "conversion" and regular cards separately with identical tariffs. No separate conditions for non-residents were found on the website or in the tariffs.
Visa-Humo co-branded card (Visa currency part)
| Issuing | 50 000 UZSincl. VAT (cl. 3.1b of the tariffs); payroll, pension, benefits and scholarships - free. Card page: «Opening of the Humo-Visa co-badge card - 50 000 UZS» |
|---|---|
| Reissue | 50 000 UZScl. 3.2b of the tariffs; upon expiry of payroll/pension cards and for technical defects - free; page: restoration 50 000 UZS |
| Withdrawal at own ATMs | 0.5%0,5% for cashing out via Turonbank ATMs and terminalsHumo-Visa card page; the tariff document has no separate clause for the currency part of co-branding, the similar Visa tariff is clause 5.6a |
| Withdrawal at other banks’ ATMs | 2%2% for cash withdrawal via terminals and ATMs of other banksHumo-Visa card page; for Visa, cl. 5.6v of the tariffs - 2% + partner bank costs |
| SMS notifications | freefreecard page: «SMS banking service - free» |
| Other | cashless payments: 0,5%Humo-Visa card page |
| Deposit / minimum balance | freeSecurity deposit 0$in the header of the card page: “0$ Insurance deposit” |
| Validity | 5 years |
The currency part of the co-branded card; the tariffs (section 5) have no separate line for Humo-Visa, values are from the card page. The maintenance fee is not stated. No separate conditions for non-residents were found on the website or in the tariffs.
Mastercard in USD
Mastercard Gold
| Issuing | 50 000 UZSincl. VAT; the card is opened within 3 banking business days; top-up — only with cash foreign currency (tariff clauses 5.1/6.1) |
|---|---|
| Maintenance | freefreeTariffs, items 5.3 / 6.3 |
| Reissue | 50 000 UZSupon expiration, loss, theft or damage; incl. VAT (cl. 5.2 / 6.2 of the tariffs) |
| Withdrawal at own ATMs | 0.5%0,5% of transaction amountclause 6.6a of the tariffs: via the special TACTILION device |
| Withdrawal at other banks’ ATMs | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks |
| Withdrawal abroad | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks (no separate rate abroad) |
| SMS notifications | freefreetariff cl. 5.8b / 6.8b; on the pages - only for local mobile operators |
| Other | purchases at merchants of Turonbank clients: free; at other banks' merchants: 0,5%; online payments: 0,5%; currency transfer between Turonbank Visa/Mastercard cards: 0,3% (free up to 1000 USD per month)tariffs cl. 5.7, 6.7, 7.3 |
| Transfer limit | 50 000 USD/dayUp to 50 000 USD per dayadvertising wording on the card page: “You can transfer up to 50 000 USD per day”; not specified in the tariffs |
| Deposit / minimum balance | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USDcl. 6.4 of the tariffs and the card page; minimum initial deposit - 0 USD |
| Validity | 3 years |
Currency - US dollars, validity 3 years; the 3D Secure service is activated at a bank office. The tariffs list «conversion» and regular cards separately, with identical tariffs. No separate conditions for non-residents were found on the website or in the tariffs.
Mastercard Standard
| Issuing | 50 000 UZSincl. VAT; the card is opened within 3 banking business days; top-up — only with cash foreign currency (tariff clauses 5.1/6.1) |
|---|---|
| Maintenance | freefreeTariffs, items 5.3 / 6.3 |
| Reissue | 50 000 UZSupon expiration, loss, theft or damage; incl. VAT (cl. 5.2 / 6.2 of the tariffs) |
| Withdrawal at own ATMs | 0.5%0,5% of transaction amountclause 6.6a of the tariffs: via the special TACTILION device |
| Withdrawal at other banks’ ATMs | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks |
| Withdrawal abroad | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks (no separate rate abroad) |
| SMS notifications | freefreetariff cl. 5.8b / 6.8b; on the pages - only for local mobile operators |
| Other | purchases at merchants of Turonbank clients: free; at other banks' merchants: 0,5%; online payments: 0,5%; currency transfer between Turonbank Visa/Mastercard cards: 0,3% (free up to 1000 USD per month)tariffs cl. 5.7, 6.7, 7.3 |
| Transfer limit | 50 000 USD/dayUp to 50 000 USD per dayadvertising wording on the card page: “You can transfer up to 50 000 USD per day”; not specified in the tariffs |
| Deposit / minimum balance | 10 USDminimum balance (insurance/«irreducible» deposit) 10 USDcl. 6.4 of the tariffs and the card page; minimum initial deposit - 0 USD |
| Validity | 3 years |
Currency - US dollars, validity 3 years; the 3D Secure service is activated at a bank office. The tariffs list «conversion» and regular cards separately, with identical tariffs. No separate conditions for non-residents were found on the website or in the tariffs.
Mastercard turist.uz co-branded card
| Issuing | 50 000 UZSincl. VAT; the card is opened within 3 banking business days; top-up — only with cash foreign currency (tariff clauses 5.1/6.1) |
|---|---|
| Maintenance | freefreeTariffs, items 5.3 / 6.3 |
| Reissue | 50 000 UZSupon expiration, loss, theft or damage; incl. VAT (cl. 5.2 / 6.2 of the tariffs) |
| Withdrawal at own ATMs | 0.5%0,5% of transaction amountclause 6.6a of the tariffs: via the special TACTILION device |
| Withdrawal at other banks’ ATMs | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks |
| Withdrawal abroad | 2%2% + partner bank's expensescl. 5.6v / 6.6b of the tariffs: terminals and ATMs of other banks (no separate rate abroad) |
| SMS notifications | freefreetariff cl. 5.8b / 6.8b; on the pages - only for local mobile operators |
| Other | purchases at merchants of Turonbank clients: free; at other banks' merchants: 0,5%; online payments: 0,5%; currency transfer between Turonbank Visa/Mastercard cards: 0,3% (free up to 1000 USD per month)tariffs cl. 5.7, 6.7, 7.3 |
| Deposit / minimum balance | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USDtariff cl. 6.4d and the card page; minimum initial deposit - 0 USD |
| Validity | 3 years |
Co-branding with turist.uz (Mastercard Gold Tourist), new product; currency - US dollars, validity 3 years. Page: the header and tariffs state an opening fee of 50 000 UZS, but in the “Bank service on card opening” block - “Free”; the tariff document was adopted (clause 6.1d - 50 000 UZS). No separate terms for non-residents were found on the website or in the tariffs.