Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Imkoniyat plustop-up allowed
Deposit type
term
Rate (main term)
18%/year18% per annum for 12 monthsinterest is paid monthly (or at the end of the term at the depositor's choice)
Maximum rate
18%/year18% per annum (flat rate)
Terms
12 mo.
Minimum amount
no minimumunlimited (no minimum set)page and information sheet: «Unlimited»
Maximum amount
not specified
Top-up
yes
Minimum top-up
500 000 UZSadditional contributions of at least 500 000 UZS
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
16%/yeartiered: 1-3 full months - 15%, 4-7 months - 16%, 8-11 months - 17%, over 12 months - 18%the mid-term (6 months) falls into the 4-7 month tier; page and information sheet
Opening fee
freefreetariffs for private clients, cl. 1.1
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
—
18%/yearno minimum amount; interest monthly or at the end of the term at the depositor's choice
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Maximumonlinetop-up allowed
Deposit type
term
Rate (main term)
18%/year18% per annum for 18 monthsthere is no 12-month term, the only term of 18 months is used; interest is paid monthly
Maximum rate
18%/year18% per annum (flat rate)
Terms
18 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
unlimitedcl. 2.2 of the public offer dated 01.04.2026
Top-up
yes
Minimum top-up
100 000 UZSadditional contribution of at least 100 000 UZS
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
0%/yearno interest is paid; interest previously paid is subtracted from the principaldeposit page, offer cl. 2.2 and 3.6
Opening fee
freefreetariffs for private clients, items 1.1 and 7.6 (opening deposits via the mobile app)
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
18 mo.
from 100 000 UZS
18%/yeara single rate; interest monthly to an electronic wallet
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Kelajak Poydevoritop-up allowed
Deposit type
term
Rate (main term)
16%/year16% per annum until the depositor reaches 18floating rate: Central Bank base rate + 2% (currently 16%); term up to 18 years, there is no 12-month term
Maximum rate
16%/year16% per annum
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified
Top-up
yes
Minimum top-up
100 000 UZSadditional contributions of at least 100 000 UZS
Partial withdrawal
no
Interest capitalization
yes
Auto-renewal
no
Interest payout
at maturity
On early closing
0%/yearno interest is paid on early full withdrawal
Opening fee
freefreetariffs for private clients, cl. 1.1
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
no fixed term
from 100 000 UZS
16%/yearterm until the depositor reaches 18 years of age; interest is capitalized monthly, paid at the end of the term
at maturity
yes
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Maqsadli Mortgagetop-up allowed
Deposit type
term
Rate (main term)
14%/year14% per annum for 12 monthspaid monthly
Maximum rate
14%/year14% per annum (flat rate)
Terms
12 mo.
Minimum amount
37 100 000 UZSfrom 37 100 000 UZS (Karakalpakstan and regions), in Tashkent from 54 800 000 UZSmain case - minimum by region
Maximum amount
not specified
Top-up
yes
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
14%/yearon early cancellation and full withdrawal of the deposit, interest is paid at a rate of 14%
Opening fee
freefreetariffs for private clients, cl. 1.1
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
from 37 100 000 UZS
14%/yearinitial contribution from 37 100 000 UZS (Karakalpakstan and regions)
monthly
no
12 mo.
from 54 800 000 UZS
14%/yearinitial contribution from 54 800 000 UZS (Tashkent)
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Merostop-up allowed
Deposit type
savings
Rate (main term)
7%/year7% per annum until the depositor reaches 18term up to 18 years, there is no 12-month term; paid at the end of the term
Maximum rate
7%/year7% per annum
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified
Top-up
yes
Minimum top-up
100 000 UZStop-up from 100 000 UZS
Partial withdrawal
no
Interest capitalization
yes
Auto-renewal
no
Interest payout
at maturity
On early closing
0%/yearno interest is paid upon early withdrawal of the deposit amount
Opening fee
freefreetariffs for private clients, cl. 1.1
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
no fixed term
from 100 000 UZS
7%/yearterm until the depositor reaches the age of 18
at maturity
yes
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Turon Oltinonlinetop-up allowed
Deposit type
term
Rate (main term)
7%/year7% per annum for 18 monthsno 12-month term, the only term of 18 months is taken; paid monthly or at the end of the term at the depositor's choice
Maximum rate
7%/year7% per annum (flat rate)
Terms
18 mo.
Minimum amount
100 USDfrom 100 USD
Maximum amount
not specified
Top-up
yes
Minimum top-up
50 USDadditional contribution of at least 50 US dollars
Partial withdrawal
yes
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
0%/yearno interest is paid on early withdrawal of the entire amount
Opening fee
freefreetariffs for private clients, cl. 1.1 and 7.6
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
18 mo.
from 100 USD
7%/yearinterest monthly or at the end of the term, at the depositor's choice
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Merostop-up allowed
Deposit type
savings
Rate (main term)
2%/year2% per annum up to 18 yearsterm up to 18 years, there is no 12-month term; paid monthly or at the end of the term at the client's choice
Maximum rate
2%/year2% per annum
Minimum amount
100 USDfrom 100 USD
Maximum amount
not specified
Top-up
yes
Minimum top-up
100 USDtop-up from 100 US dollars
Partial withdrawal
no
Interest capitalization
yes
Auto-renewal
no
Interest payout
monthly
On early closing
0%/yearno interest is paid upon early withdrawal of the deposit amount
Opening fee
freefreetariffs for private clients, cl. 1.1
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
no fixed term
from 100 USD
2%/yearterm up to 18 years
monthly
yes
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
