Turonbank loans: rates and terms
Rates as of 23.10.2026More details
Turonbank: 20 loans, types: auto loan, mortgage, microloan, education loan, other.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Auto loans
Auto loan UzAuto Motors online
| Purpose | purchase of a new UzAuto Motors passenger car (Captiva, Damas, Labo, Onix, Tracker) from JSC UzAuto Motors and its dealers |
|---|---|
| Available to | for buyers of cars from UzAuto Motors JSC and its dealers; citizens with an official income or the self-employed |
| Rate (main case) | 0%/year0% per annum for 36 months (Onix, down payment 30%)0% rate when the term is tied to the down payment and model; «term - down payment» combinations are set by a table |
| Lowest rate | 0%/year0% |
| Highest rate | 0%/year0% |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS)page calculator value |
| Loan term | 1–56 mo. |
| Down payment | 30%from 30% |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Insurance required | yes |
| Repayment scheme | annuity |
| Borrower age | 18–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 13 mo. | — | 30% | 0%/yearLabo: 13 mo., down payment 30% | annuity |
| 14 mo. | — | 30% | 0%/yearCaptiva, Damas: 14 mo., down payment 30% | annuity |
| 16 mo. | — | 40% | 0%/yearLabo: 16 mo., down payment 40% | annuity |
| 18 mo. | — | 40% | 0%/yearCaptiva, Damas: 18 mo., down payment 40% | annuity |
| 22 mo. | — | 50% | 0%/yearLabo: 22 mo., down payment 50% | annuity |
| 24 mo. | — | 50% | 0%/yearCaptiva, Damas: 24 mo., down payment 50% | annuity |
| 30 mo. | — | 30% | 0%/yearTracker: 30 mo., down payment 30% | annuity |
| 36 mo. | — | 30% | 0%/yearOnix: 36 mo., down payment 30% | annuity |
| 36 mo. | — | 40% | 0%/yearTracker: 36 mo., down payment 40% | annuity |
| 48 mo. | — | 40% | 0%/yearOnix: 48 mo., down payment 40% | annuity |
| 48 mo. | — | 50% | 0%/yearTracker: 48 mo., down payment 50% | annuity |
| 56 mo. | — | 50% | 0%/yearOnix: 56 mo., down payment 50% | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Auto loan Roodell avto online
| Purpose | purchase of a new Roodell passenger car from Roodell LLC and its dealers |
|---|---|
| Available to | for buyers of Roodell cars from Roodell LLC and its dealers (under a sales contract with keywords); citizens with official income or self-employed |
| Rate (main case) | 16%/year16% per annum for 36 months with a 30% down paymentkeywords «Turonbank» and «Kredit», down payment 30%; with the keywords Roodell 1 and Roodell 2 the rate is lower (13,0% and 7,0%) |
| Lowest rate | 0%/yearfrom 0%Roodell 1/2 for short terms and a 30-50% down payment |
| Highest rate | 19.5%/yearup to 19,5% for 60 monthskeywords “Turonbank” and “Kredit”, down payment 30% |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS)page calculator value |
| Loan term | 1–60 mo. |
| Down payment | 30%from 30% |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Insurance required | yes |
| Repayment scheme | annuity |
| Borrower age | 18–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 12 mo. | — | 30% | 0%/yearkeywords: «Turonbank» and «Loan»; 12 months, down payment 30% | annuity |
| 12 mo. | — | 30% | 0%/yearkeywords: Roodell 1; 12 months, down payment 30% | annuity |
| 12 mo. | — | 30% | 0%/yearkeywords: Roodell 2; 12 months, down payment 30% | annuity |
| 12 mo. | — | 40% | 0%/yearkeywords: «Turonbank» and «Loan»; 12 months, down payment 40% | annuity |
| 12 mo. | — | 40% | 0%/yearkeywords: Roodell 1; 12 months, down payment 40% | annuity |
| 12 mo. | — | 40% | 0%/yearkeywords: Roodell 2; 12 months, down payment 40% | annuity |
| 12 mo. | — | 50% | 0%/yearkeywords: «Turonbank» and «Loan»; 12 months, down payment 50% | annuity |
| 12 mo. | — | 50% | 0%/yearkeywords: Roodell 1; 12 months, down payment 50% | annuity |
| 12 mo. | — | 50% | 0%/yearkeywords: Roodell 2; 12 months, down payment 50% | annuity |
| 18 mo. | — | 30% | 2.5%/yearkeywords: Roodell 1; 18 months, down payment 30% | annuity |
| 18 mo. | — | 30% | 0%/yearkeywords: Roodell 2; 18 months, down payment 30% | annuity |
| 18 mo. | — | 40% | 0%/yearkeywords: Roodell 1; 18 months, down payment 40% | annuity |
| 18 mo. | — | 40% | 0%/yearkeywords: Roodell 2; 18 months, down payment 40% | annuity |
| 18 mo. | — | 50% | 0%/yearkeywords: Roodell 1; 18 months, down payment 50% | annuity |
| 18 mo. | — | 50% | 0%/yearkeywords: Roodell 2; 18 months, down payment 50% | annuity |
| 24 mo. | — | 30% | 12%/yearkeywords: «Turonbank» and «Loan»; 24 months, down payment 30% | annuity |
| 24 mo. | — | 30% | 7.5%/yearkeywords: Roodell 1; 24 months, down payment 30% | annuity |
| 24 mo. | — | 30% | 0%/yearkeywords: Roodell 2; 24 months, down payment 30% | annuity |
| 24 mo. | — | 40% | 9.5%/yearkeywords: «Turonbank» and «Loan»; 24 months, down payment 40% | annuity |
| 24 mo. | — | 40% | 4.5%/yearkeywords: Roodell 1; 24 months, down payment 40% | annuity |
| 24 mo. | — | 40% | 0%/yearkeywords: Roodell 2; 24 months, down payment 40% | annuity |
| 24 mo. | — | 50% | 6%/yearkeywords: «Turonbank» and «Loan»; 24 months, down payment 50% | annuity |
| 24 mo. | — | 50% | 0%/yearkeywords: Roodell 1; 24 months, down payment 50% | annuity |
| 24 mo. | — | 50% | 0%/yearkeywords: Roodell 2; 24 months, down payment 50% | annuity |
| 36 mo. | — | 30% | 16%/yearkeywords: «Turonbank» and «Loan»; 36 months, down payment 30% | annuity |
| 36 mo. | — | 30% | 13%/yearkeywords: Roodell 1; 36 months, down payment 30% | annuity |
| 36 mo. | — | 30% | 7%/yearkeywords: Roodell 2; 36 months, down payment 30% | annuity |
| 36 mo. | — | 40% | 14.5%/yearkeywords: «Turonbank» and «Loan»; 36 months, down payment 40% | annuity |
| 36 mo. | — | 40% | 10.5%/yearkeywords: Roodell 1; 36 months, down payment 40% | annuity |
| 36 mo. | — | 40% | 3.5%/yearkeywords: Roodell 2; 36 months, down payment 40% | annuity |
| 36 mo. | — | 50% | 12%/yearkeywords: «Turonbank» and «Loan»; 36 months, down payment 50% | annuity |
| 36 mo. | — | 50% | 8%/yearkeywords: Roodell 1; 36 months, down payment 50% | annuity |
| 36 mo. | — | 50% | 0%/yearkeywords: Roodell 2; 36 months, down payment 50% | annuity |
| 48 mo. | — | 30% | 18.5%/yearkeywords: «Turonbank» and «Loan»; 48 months, down payment 30% | annuity |
| 48 mo. | — | 30% | 15.5%/yearkeywords: Roodell 1; 48 months, down payment 30% | annuity |
| 48 mo. | — | 30% | 10.5%/yearkeywords: Roodell 2; 48 months, down payment 30% | annuity |
| 48 mo. | — | 40% | 17%/yearkeywords: «Turonbank» and «Loan»; 48 months, down payment 40% | annuity |
| 48 mo. | — | 40% | 13.5%/yearkeywords: Roodell 1; 48 months, down payment 40% | annuity |
| 48 mo. | — | 40% | 8%/yearkeywords: Roodell 2; 48 months, down payment 40% | annuity |
| 48 mo. | — | 50% | 15%/yearkeywords: «Turonbank» and «Loan»; 48 months, down payment 50% | annuity |
| 48 mo. | — | 50% | 11.5%/yearkeywords: Roodell 1; 48 months, down payment 50% | annuity |
| 48 mo. | — | 50% | 4%/yearkeywords: Roodell 2; 48 months, down payment 50% | annuity |
| 60 mo. | — | 30% | 19.5%/yearkeywords: «Turonbank» and «Loan»; 60 months, down payment 30% | annuity |
| 60 mo. | — | 30% | 17%/yearkeywords: Roodell 1; 60 months, down payment 30% | annuity |
| 60 mo. | — | 30% | 13%/yearkeywords: Roodell 2; 60 months, down payment 30% | annuity |
| 60 mo. | — | 40% | 18.5%/yearkeywords: «Turonbank» and «Loan»; 60 months, down payment 40% | annuity |
| 60 mo. | — | 40% | 15.5%/yearkeywords: Roodell 1; 60 months, down payment 40% | annuity |
| 60 mo. | — | 40% | 11%/yearkeywords: Roodell 2; 60 months, down payment 40% | annuity |
| 60 mo. | — | 50% | 17%/yearkeywords: «Turonbank» and «Loan»; 60 months, down payment 50% | annuity |
| 60 mo. | — | 50% | 13.5%/yearkeywords: Roodell 1; 60 months, down payment 50% | annuity |
| 60 mo. | — | 50% | 7.5%/yearkeywords: Roodell 2; 60 months, down payment 50% | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Evolution Motors auto loan online
| Purpose | purchase of a new passenger car from EVOLUTION-MOTORS LLC and its dealers |
|---|---|
| Available to | for buyers of cars from EVOLUTION-MOTORS LLC and its dealers (contract with the keywords EVOLUTION 1/2/3); citizens with official income or self-employed |
| Rate (main case) | 16.8%/year16,8% per annum for 36 months with a 30% down paymentkeyword EVOLUTION 1; EVOLUTION 2 - 12,8%; EVOLUTION 3 - 25% |
| Lowest rate | 0%/yearfrom 0%EVOLUTION 1/2, term 12 mo. (or down payment 50%) |
| Highest rate | 25%/yearup to 25% (EVOLUTION 3) |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS)page calculator value |
| Loan term | 1–60 mo. |
| Down payment | 30%at least 30% |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Repayment scheme | annuity |
| Borrower age | 18–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 12 mo. | — | 30% | 2.8%/yearkeyword: EVOLUTION 1; 12 months, down payment 30% | annuity |
| 12 mo. | — | 30% | 0%/yearkeyword: EVOLUTION 2; 12 months, down payment 30% | annuity |
| 12 mo. | — | 50% | 0%/yearkeyword: EVOLUTION 1; 12 months, down payment 50% | annuity |
| 12 mo. | — | 50% | 0%/yearkeyword: EVOLUTION 2; 12 months, down payment 50% | annuity |
| 24 mo. | — | 30% | 13.3%/yearkeyword: EVOLUTION 1; 24 months, down payment 30% | annuity |
| 24 mo. | — | 30% | 7.4%/yearkeyword: EVOLUTION 2; 24 months, down payment 30% | annuity |
| 24 mo. | — | 50% | 8%/yearkeyword: EVOLUTION 1; 24 months, down payment 50% | annuity |
| 24 mo. | — | 50% | 0%/yearkeyword: EVOLUTION 2; 24 months, down payment 50% | annuity |
| 36 mo. | — | 30% | 16.8%/yearkeyword: EVOLUTION 1; 36 months, down payment 30% | annuity |
| 36 mo. | — | 30% | 12.8%/yearkeyword: EVOLUTION 2; 36 months, down payment 30% | annuity |
| 36 mo. | — | 50% | 13.3%/yearkeyword: EVOLUTION 1; 36 months, down payment 50% | annuity |
| 36 mo. | — | 50% | 7.2%/yearkeyword: EVOLUTION 2; 36 months, down payment 50% | annuity |
| 48 mo. | — | 30% | 18.7%/yearkeyword: EVOLUTION 1; 48 months, down payment 30% | annuity |
| 48 mo. | — | 30% | 15.4%/yearkeyword: EVOLUTION 2; 48 months, down payment 30% | annuity |
| 48 mo. | — | 50% | 15.8%/yearkeyword: EVOLUTION 1; 48 months, down payment 50% | annuity |
| 48 mo. | — | 50% | 11.1%/yearkeyword: EVOLUTION 2; 48 months, down payment 50% | annuity |
| 60 mo. | — | 30% | 19.8%/yearkeyword: EVOLUTION 1; 60 months, down payment 30% | annuity |
| 60 mo. | — | 30% | 17.1%/yearkeyword: EVOLUTION 2; 60 months, down payment 30% | annuity |
| 12–60 mo. | — | 30% | 25%/yearKeyword EVOLUTION 3: down payment from 30%, rate 25% (terms 12-60 mo.) | annuity |
| 60 mo. | — | 50% | 17.4%/yearkeyword: EVOLUTION 1; 60 months, down payment 50% | annuity |
| 60 mo. | — | 50% | 13.4%/yearkeyword: EVOLUTION 2; 60 months, down payment 50% | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Green Avto auto loan online
| Purpose | purchase of a passenger car (new on the primary market, used gasoline on the secondary), age of no more than 2 years from the year of manufacture |
|---|---|
| Available to | for citizens with official income as well as those without official income; processed with a passport only |
| Rate (main case) | 22.99%/year22,99% per annum for 60 months with a down payment from 30%20,99% is stated on the card and in the “Loan terms” block - this is the rate with a down payment from 50% |
| Lowest rate | 20.99%/yearfrom 20,99% with a down payment from 50% |
| Highest rate | 25%/year25% on the secondary market |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS)on the page «up to 2000 times the BCV»; 824 mln UZS - the calculator value |
| Loan term | 1–60 mo. |
| Down payment | 30%from 30% (primary), 50% (secondary)the page calculator allows a down payment from 25% |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Repayment scheme | annuity |
| Borrower age | 18–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 48 mo. | — | 50% | 25%/yearsecondary market (petrol cars), down payment 50% | annuity |
| 60 mo. | — | 30% | 22.99%/yearprimary market, down payment from 30% to 40% | annuity |
| 60 mo. | — | 40% | 21.99%/yearprimary market, down payment from 40% to 50% | annuity |
| 60 mo. | — | 50% | 20.99%/yearprimary market, down payment 50% and above | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Auto loan Imkoniyat 2.0 online
| Purpose | purchase of a passenger car (new on the primary market, used on the secondary market), age no more than 2 years from the year of manufacture |
|---|---|
| Available to | to citizens with official income or self-employed |
| Rate (main case) | 22.99%/year22,99% per annum for 60 months with a down payment from 30%the card and the «Loan terms» block state 20,99% - this is the rate with a down payment from 50%; with a down payment from 40% - 21,99% |
| Lowest rate | 20.99%/yearfrom 20,99% with a down payment from 50% |
| Highest rate | 25%/year25% on the secondary market |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS)on the page «up to 2000 times the BCV amount»; 824 mln UZS - the page calculator value |
| Loan term | 1–60 mo. |
| Down payment | 25%from 25% (primary), 50% (secondary)25% is allowed for cars of GM (UzAuto Motors), BYD (Astana Motors), KIA (ADM Jizzakh), HAVAL (Great Wall Motors) of Uzbek production and their dealers; for the rest, primary market - from 30% (per the rate table); the rate with a 25% down payment is not stated on the page |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Repayment scheme | annuity |
| Borrower age | 18–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 48 mo. | — | 50% | 25%/yearsecondary market (petrol cars), down payment 50% | annuity |
| 60 mo. | — | 30% | 22.99%/yearprimary market, down payment from 30% to 40% | annuity |
| 60 mo. | — | 40% | 21.99%/yearprimary market, down payment from 40% to 50% | annuity |
| 60 mo. | — | 50% | 20.99%/yearprimary market, down payment 50% and above | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Auto loan Avto Self 2.0 online
| Purpose | purchase of a vehicle for transporting passengers and cargo weighing up to 5 tonnes (no more than 2 years since manufacture) |
|---|---|
| Available to | for self-employed individuals |
| Rate (main case) | 23.99%/year23,99% per annum for a term of up to 48 months |
| Lowest rate | 23.99%/year23,99% per annum |
| Highest rate | 23.99%/year23,99% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 494 400 000 UZSup to 1200 BCV on the primary market (up to 494,4 mln UZS), up to 900 BCV on the secondary494,4 mln UZS - value from the page calculator |
| Loan term | 12–48 mo. |
| Down payment | 30%from 30%up to 3 t - 30%; 3,0-3,5 t - 30-35%; 3,5-5,0 t - 35% or more |
| Collateral | yes |
| Accepted as collateral | car |
| Repayment scheme | annuity |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 48 mo. | — | 30% | 23.99%/yearsingle rate; term up to 48 months; down payment: up to 3 t - 30%, 3,0-3,5 t - 30-35%, 3,5-5,0 t - 35% or more | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mortgages
Kelajak Uyi online
| Purpose | purchase of an apartment in a new building on the primary market (mortgage without Ministry of Finance subsidies) |
|---|---|
| Available to | citizens with official income, self-employed and labor migrants without official income (by the scoring system, transfers over 6 months) |
| Rate (main case) | 17%/year17% per annum for 240 months |
| Lowest rate | 17%/year17% per annum |
| Highest rate | 17%/year17% per annum |
| Minimum amount | 10 000 000 UZSfrom 10 mln UZSper the calculator on the loan page |
| Maximum amount | 480 000 000 UZSup to 480 mln UZS in Tashkent, up to 380 mln UZS in Karakalpakstan and regions |
| Loan term | 12–240 mo. |
| Down payment | 15%from 15% (self-employed from 20%) |
| Collateral | yes |
| Accepted as collateral | real estate |
| Insurance required | yes |
| Repayment scheme | annuity |
| Borrower age | 18–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Clients | Rate | Repayment |
|---|---|---|---|---|---|
| 240 mo. | — | 15% | all clients | 17%/yearcitizens with an official income, down payment from 15% | annuity |
| 240 mo. | — | 20% | special category | 17%/yearself-employed, down payment from 20% | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
New Life online
| Purpose | home purchase on the primary market (using funds of the Ministry of Economy and Finance and the bank's own funds) |
|---|---|
| Available to | for citizens with official income and self-employed persons paying social tax (including recipients of the down payment subsidy) |
| Rate (main case) | 18%/year18% per annum for 240 months (a portion funded by the Ministry of Economy and Finance)Central Bank key rate + 4 p.p.; for the part from the bank's own funds - 25% for a term of up to 120 mo. |
| Lowest rate | 18%/yearfrom 18% (Central Bank key rate + 4 p.p.) |
| Highest rate | 25%/year25% on the part funded by the own funds of the bank |
| Minimum amount | 10 000 000 UZSfrom 10 mln UZSper the calculator on the loan page |
| Maximum amount | 1 380 000 000 UZSup to 1,38 bn UZS1,38 bn = 480 mln (Ministry of Economy and Finance, Tashkent) + 900 mln (bank's own funds) |
| Loan term | 12–240 mo. |
| Down payment | 15%from 15%for recipients of a subsidy for the down payment - at least 5% own funds |
| Collateral | yes |
| Accepted as collateral | real estate |
| Proof of income | yes |
| Insurance required | no |
| Repayment scheme | annuity |
| Borrower age | 18–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 120 mo. | up to 900 000 000 UZS | 15% | 25%/yeara portion funded by the bank's own funds, up to 900 mln UZS | annuity |
| 240 mo. | up to 480 000 000 UZS | 15% | 18%/yearpart from the Ministry of Economy and Finance: CBU key rate + 4 p.p.; up to 480 mln UZS in Tashkent, up to 380 mln UZS in Karakalpakstan and the regions | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Mortgage Mustaqillikka uy online
| Purpose | purchase of housing on the primary and secondary market using funds of the Mortgage Refinancing Company |
|---|---|
| Available to | for citizens with an official source of income |
| Rate (main case) | 22%/year22% per annum for 120 months |
| Lowest rate | 22%/year22% per annum |
| Highest rate | 22%/year22% per annum |
| Minimum amount | 10 000 000 UZSfrom 10 mln UZSper the calculator on the loan page |
| Maximum amount | 800 000 000 UZSup to 800 mln UZS in Tashkent, up to 500 mln UZS in Karakalpakstan and regions |
| Loan term | 3–120 mo. |
| Down payment | 26% |
| Collateral | yes |
| Accepted as collateral | real estate |
| Proof of income | yes |
| Repayment scheme | annuity |
| Borrower age | 18–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 120 mo. | — | 26% | 22%/yearone rate, term 10 years, down payment 26% | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Even Easier online
| Purpose | purchase of housing on the primary and secondary market |
|---|---|
| Available to | for citizens without an official source of income |
| Rate (main case) | 24%/year24% per annum for 120 months |
| Lowest rate | 24%/year24% per annum |
| Highest rate | 24%/year24% per annum |
| Minimum amount | 10 000 000 UZSfrom 10 mln UZSper the calculator on the loan page |
| Maximum amount | 1 600 000 000 UZSup to 4000 BCV (calculator: up to 1,6 bn UZS)the page says “up to 4 000 BCA”; 1,6 bn UZS – calculator value (4000 BCA x 412 000 = 1,648 bn) |
| Loan term | 1–120 mo. |
| Down payment | 20%from 20% (apartments in Tashkent); 25% - plots in Tashkent; 30% - apartments in the regions |
| Collateral | yes |
| Accepted as collateral | real estate |
| Proof of income | no |
| Repayment scheme | annuity |
| Borrower age | 18–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 120 mo. | — | 20% | 24%/yearapartments in multi-apartment buildings in Tashkent, down payment 20% | annuity |
| 120 mo. | — | 25% | 24%/yearresidential plots in Tashkent, down payment 25% | annuity |
| 120 mo. | — | 30% | 24%/yearapartments in apartment buildings in Karakalpakstan and the regions, down payment 30% | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Fayzli Maskan mortgage online
| Purpose | purchase of housing on the primary and secondary market using funds of the Mortgage Refinancing Company |
|---|---|
| Available to | for citizens with an official source of income |
| Rate (main case) | 25%/year25% per annum for 120 months |
| Lowest rate | 25%/year25% per annum |
| Highest rate | 25%/year25% per annum |
| Minimum amount | 10 000 000 UZSfrom 10 mln UZSper the calculator on the loan page |
| Maximum amount | 800 000 000 UZSup to 800 mln UZS in Tashkent, up to 500 mln UZS in Karakalpakstan and regions |
| Loan term | 3–120 mo. |
| Down payment | 26% |
| Collateral | yes |
| Accepted as collateral | real estate |
| Proof of income | yes |
| Repayment scheme | annuity |
| Borrower age | 18–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 120 mo. | — | 26% | 25%/yearone rate, term 10 years, down payment 26% | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloans
Barakali Limonzor microloan online
| Purpose | building greenhouses for lemon growing on household plots |
|---|---|
| Available to | for self-employed citizens |
| Rate (main case) | 22%/year22% per annum for a term of up to 84 months |
| Lowest rate | 22%/year22% per annum |
| Highest rate | 22%/year22% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 41 200 000 UZSup to 41,2 mln UZS |
| Loan term | 1–84 mo. |
| Down payment | no down paymentno |
| Grace period | 36 mo. |
| Repayment scheme | differentiated |
| Borrower age | 21–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 84 mo. | — | 22%/yearone rate, term up to 84 months | differentiated |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan Mukobil Business online
| Purpose | Collateralized microcredit for self-employed (starting and developing one's own business) |
|---|---|
| Available to | for self-employed individuals who hold a self-employment certificate |
| Rate (main case) | 24%/year24% per annum for a term of up to 48 months |
| Lowest rate | 24%/year24% per annum |
| Highest rate | 32%/year32% with a partially negative credit history |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 300 000 000 UZSup to 300 mln UZS |
| Loan term | 1–48 mo. |
| Down payment | no down paymentno |
| Collateral | yes |
| Accepted as collateral | real estate, car |
| Repayment scheme | annuity |
| Borrower age | 21–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Clients | Rate | Repayment |
|---|---|---|---|---|
| 48 mo. | — | all clients | 24%/yearone rate, term up to 48 months | annuity |
| 48 mo. | — | special category | 32%/yearfor clients with a partially negative credit history | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microcredit Mahalla loyihasi online
| Purpose | opening your own business (specific purposes) |
|---|---|
| Available to | to self-employed individuals who pay social tax and are permanently registered in the mahallas assigned to the bank; on the recommendation of the mahalla banker |
| Rate (main case) | 25%/year25% per annum for a term of up to 48 months |
| Lowest rate | 25%/year25% per annum |
| Highest rate | 25%/year25% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 50 000 000 UZSup to 50 mln UZS |
| Loan term | 1–48 mo. |
| Down payment | no down paymentno |
| Insurance required | yes |
| Repayment scheme | annuity |
| Borrower age | 21–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 48 mo. | — | 25%/yearone rate, term up to 48 months | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microcredit Biznesim maqsadim online
| Purpose | for specific purposes (pomegranate growing, fish farming, livestock breeding, sewing, greenhouses, etc.) |
|---|---|
| Available to | for self-employed citizens, on the recommendation of a mahalla banker |
| Rate (main case) | 26%/year26% per annum for a term of up to 48 months |
| Lowest rate | 26%/year26% per annum |
| Highest rate | 26%/year26% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 50 000 000 UZSup to 50 mln UZS |
| Loan term | 1–48 mo. |
| Down payment | no down paymentno |
| Repayment scheme | annuity |
| Borrower age | 21–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 48 mo. | — | 26%/yearone rate, term up to 48 months | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan Bizning mijoz online
| Purpose | for any purpose |
|---|---|
| Available to | for employees receiving salary through Turonbank (payroll project participants) |
| Rate (main case) | 26.9%/year26,9% per annum for 12 monthspayroll project; for 12-24 mo. 27,9%, for 24-36 mo. 28,9%, for 36-48 mo. 29,9% |
| Lowest rate | 26.9%/yearfrom 26,9% for 12 months |
| Highest rate | 33%/yearup to 33% with a partially negative credit historyup to 30 mln UZS, guarantor required; the payroll table shows a maximum of 29,9% |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 100 000 000 UZSup to 100 mln UZSbased on the borrower's average monthly salary (income); above 50 mln UZS, movable or immovable property is required as collateral |
| Loan term | 1–48 mo. |
| Down payment | no down paymentno |
| Issuance fee | 0.01%0,01% when disbursed in cashtariffs for retail clients, cl. 9.1: fee for cash loan disbursement, if so stated in the loan agreement; crediting to a card carries no fee (not stated in the tariffs) |
| Accepted as collateral | real estate |
| Proof of income | yes |
| Repayment scheme | annuity |
| Borrower age | 18–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Clients | Rate | Repayment |
|---|---|---|---|---|
| 12 mo. | — | salary clients | 26.9%/year12 months | annuity |
| 12–24 mo. | — | salary clients | 27.9%/yearthe page says «12-24 months»; the limit of 12 is also stated in the previous line | annuity |
| 24–36 mo. | — | salary clients | 28.9%/yearon the page «24-36 months» | annuity |
| 36–48 mo. | — | salary clients | 29.9%/yearon the page «36-48 months» | annuity |
| — | up to 30 000 000 UZS | special category | 33%/yearfor clients with a partially negative credit history, up to 30 mln UZS, with a guarantee from a third party | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Tez Pul microloan online
| Purpose | for any purpose |
|---|---|
| Available to | for everyone with an official source of income |
| Rate (main case) | 27.9%/year27,9% per annum for 12 monthsfor 12-24 mo. 28,9%, for 24-36 mo. 29,9%, for 36-48 mo. 30,9% |
| Lowest rate | 27.9%/yearfrom 27,9% for 12 months |
| Highest rate | 33%/yearup to 33% with a partially negative credit historyup to 30 mln UZS, a guarantor is required; the main table shows a maximum of 30,9% |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 100 000 000 UZSup to 100 mln UZSbased on the borrower's average monthly salary (income); above 50 mln UZS, movable or immovable property is required as collateral |
| Loan term | 1–48 mo. |
| Down payment | no down paymentno |
| Issuance fee | 0.01%0,01% when disbursed in cashtariffs for retail clients, cl. 9.1: fee for cash loan disbursement, if so stated in the loan agreement; crediting to a card carries no fee (not stated in the tariffs) |
| Accepted as collateral | real estate |
| Proof of income | yes |
| Repayment scheme | annuity |
| Borrower age | 21–60 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Clients | Rate | Repayment |
|---|---|---|---|---|
| 12 mo. | — | all clients | 27.9%/year12 months | annuity |
| 12–24 mo. | — | all clients | 28.9%/yearthe page says «12-24 months»; the limit of 12 is also stated in the previous line | annuity |
| 24–36 mo. | — | all clients | 29.9%/yearon the page «24-36 months» | annuity |
| 36–48 mo. | — | all clients | 30.9%/yearon the page «36-48 months» | annuity |
| — | up to 30 000 000 UZS | special category | 33%/yearfor clients with a partially negative credit history, up to 30 mln UZS, with a guarantee from a third party | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Education loans
Education loans online
| Purpose | payment for tuition at universities (full-time) under a contract |
|---|---|
| Available to | full-time students of public universities and licensed private universities (applicants - close relatives of the student or a guardian) |
| Rate (main case) | 14%/year14% per annumthe rate may change if the Central Bank refinancing rate changes |
| Lowest rate | 0%/year0% for women and girls |
| Highest rate | 14%/year14% per annum |
| Minimum amount | 5 000 000 UZSfrom 5 mln UZSper the calculator on the loan page |
| Maximum amount | under the tuition payment contractdetermined by the agreement (contract) between the student and the university; page calculator - up to 100 mln UZS |
| Loan term | 60–120 mo. |
| Down payment | no down paymentno |
| Repayment scheme | differentiated |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Clients | Rate | Repayment |
|---|---|---|---|---|
| — | — | all clients | 14%/yearstudy period + 7,5 years; base rate | differentiated |
| — | — | special category | 0%/yearfor women and girls - 0% | differentiated |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Other loans
Eco energy online
| Purpose | purchase of renewable energy production equipment (ECOPANEL) |
|---|---|
| Available to | to citizens of the Republic of Uzbekistan aged 18-65 with a permanent place of residence |
| Rate (main case) | 20%/year20% per annum for 60 months |
| Lowest rate | 20%/year20% per annum |
| Highest rate | 20%/year20% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 88 000 000 UZSup to 200 BCVthe description says «up to 200 BCV»; the page calculator shows «up to 88 mln UZS» (discrepancy with BCV of 412 000 UZS) |
| Loan term | 1–60 mo. |
| Down payment | no down paymentnone |
| Repayment scheme | annuity |
| Borrower age | 18–65 years |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 60 mo. | — | 20%/yearone rate, term up to 5 years | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan for travel online
| Purpose | travel |
|---|---|
| Available to | for individuals with a fixed income |
| Rate (main case) | 28.9%/year28,9% per annum for 12 months |
| Lowest rate | 28.9%/year28,9% per annum |
| Highest rate | 28.9%/year28,9% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the loan page |
| Maximum amount | 10 000 000 UZSup to 10 mln UZS |
| Loan term | 3–12 mo. |
| Down payment | no down paymentno |
| Grace period | 3 mo. |
| Proof of income | yes |
| Repayment scheme | annuity |
| Decision time | within one business day |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 12 mo. | — | 28.9%/yearone rate for the entire term, up to 12 months | annuity |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗