Asakabank cards: fees
Fees as of 22.10.2026More details
Asakabank: 23 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard Bibixonim
| Issuing | 67 200 UZSincl. VAT; card page (the PDF tariff dated 15.10.2026 has no separate line for issuance) |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsIn the tariff of 15.10.2026 and on the card page there is no subscription fee line (Uzcard Sherdor/Black/Xavfsiz has the line); the fee is not published, so null |
| Reissue | freeupon expiry: free; in case of loss/damage: 67 200 UZSIncl. VAT; card page |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM: 1%; cash desk: 1%per the general tariff for UZS Uzcard cards (cl. 1.15); withdrawal is not described on the card page |
| Top-up | freecash via Asakabank ATMs from Asakabank cards: free; from cards of other banks: 1%clause 1.16 of the tariff (common for UZS cards); top-up from other banks' cards via ADM - 1,5%; non-cash crediting is free |
| Transfer to another bank’s card | freeto Uzcard/Humo of other banks: up to 5 mln UZS per month free; over the limit: 0,4%tariff cl. 1.95: limit for each calendar month; to Asakabank cards: free |
| Validity | 5 years |
Special card for women and girls (partner discounts: Arena Sport Group up to 55%, Tageta Motors up to 25%, Loretto 10%). The card is new (published 2026-08).
Uzcard Black
| Issuing | 72 800 UZSincl. VAT; tariff cl. 1.60 and the Black tariffs PDF; not provided for payroll projects |
|---|---|
| Maintenance | freeannual subscription fee: '-' (not charged)tariff cl. 1.65 |
| Reissue | freeupon expiry: free; in case of loss/damage: 72 800 UZSincl. VAT; cl. 1.62-1.63 of the tariff |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 0.7%Asakabank ATM: 0,7%; cash desk terminal: 1%cl. 1.66 of the tariff, PDF Black cl. 7 |
| Withdrawal at other banks’ ATMs | freeother banks' ATMs: freetariff cl. 1.66; excluding other banks' fees |
| Top-up | freevia Asakabank ATMs: freetariff cl. 1.67 |
| Transfer to another bank’s card | freeto Uzcard/Humo of other banks: up to 10 mln UZS per month free; over the limit: 0,4%tariff cl. 1.94: the limit applies to each calendar month; to Asakabank cards: free |
| Deposit / minimum balance | freeInsurance deposit not requiredcl. 1.64 of the tariff shows a dash |
| Validity | 5 years |
No security deposit (dash in cl. 1.64). Separate PDF of Black tariffs: https://astatic.asakabank.uz/media/asaka_site/Black_LWdUoXo.pdf. Limits are not published.
Uzcard Red
| Issuing | 52 900 UZScard for personal purposes: 52 900 UZS; salary card: freeincl. VAT; cl. 1.12-1.13 of the tariff; salary, pension and scholarship cards in UZS - initial issuance free |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsIn the tariff of 15.10.2026 and on the card page there is no subscription fee line (Uzcard Sherdor/Black/Xavfsiz has the line); the fee is not published, so null |
| Reissue | 52 900 UZSupon expiry: 52 900 UZS; upon loss/damage: 52 900 UZS; salary card upon expiry: freeincl. VAT; cl. 1.14 of the tariff, card page |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Uzcard ATM: 1%; bank cash desk: 1%cl. 1.15 of the tariff and the card page ('at Uzcard ATMs - 1%') |
| Withdrawal at other banks’ ATMs | 1%Uzcard ATMs: 1%the card page does not distinguish own and third-party Uzcard ATMs; the fee of the acquiring bank is not included |
| Top-up | freecash via Asakabank ATMs from Asakabank cards: free; from cards of other banks: 1%clause 1.16 of the tariff (common for UZS cards); top-up from other banks' cards via ADM - 1,5%; non-cash crediting is free |
| Transfer to another bank’s card | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4%cl. 1.90-1.93 of the tariff (P2P in the Asakabank app, applies to all Asakabank cards regardless of type); fees of third-party organizations are not included |
| Validity | 5 years |
Payments at retail outlets 0%. Limits are not published on the site. Security deposit is not specified in the tariff.
Uzcard Sherdor
| Issuing | 99 000 UZSincl. VAT; tariff cl. 1.48; not provided for salary projects |
|---|---|
| Maintenance | 980 000 UZS/year980 000 UZS per yearincl. VAT; tariff cl. 1.53; the subscription fee for the first year is paid in advance |
| Reissue | freeupon expiry: free; in case of loss/damage: 99 000 UZSincl. VAT; cl. 1.50-1.51 of the tariff |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 0.7%Asakabank ATM: 0,7%; cash desk terminal: 1%tariff cl. 1.54 |
| Withdrawal at other banks’ ATMs | freeother banks' ATMs: freetariff cl. 1.54; excluding other banks' fees |
| Top-up | freevia Asakabank ATMs: freetariff cl. 1.55 |
| Transfer to another bank’s card | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4%cl. 1.90-1.93 of the tariff (P2P in the Asakabank app, applies to all Asakabank cards regardless of type); fees of third-party organizations are not included |
| Deposit / minimum balance | freeInsurance deposit not requiredcl. 1.52 of the tariff shows a dash |
| Validity | 5 years |
No security deposit (dash in cl. 1.52). Privileges: https://sherdor.uzcard.uz/ru. Delivery 3 banking days (per the page). Limits are not published.
Uzcard with custom design
| Issuing | 52 900 UZScard for personal purposes: 52 900 UZS; salary card: freeincl. VAT; cl. 1.12-1.13 of the tariff; payroll, pension and scholarship cards in UZS - first issuance free; application only through the app; the amount for the individual design itself is not specified in the offer (fee per tariffs) |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsIn the tariff of 15.10.2026 and on the card page there is no subscription fee line (Uzcard Sherdor/Black/Xavfsiz has the line); the fee is not published, so null |
| Reissue | 52 900 UZSupon expiry: 52 900 UZS; upon loss/damage: 52 900 UZS; salary card upon expiry: freeincl. VAT; cl. 1.14 of the tariff, card page |
| Delivery | 30 000 UZSTashkent: 30 000 UZS; across Uzbekistan outside Tashkent: 40 000 UZSPublic offer for card delivery 10.2026: for cards with individual design; term 2 business days (Tashkent) / 3 (regions) |
| Withdrawal at own ATMs | 1%Uzcard ATM: 1%; bank cash desk: 1%cl. 1.15 of the tariff, card page |
| Withdrawal at other banks’ ATMs | 1%Uzcard ATMs: 1%the card page does not distinguish own and other banks’ Uzcard ATMs; acquirer fee is not included |
| Top-up | freecash via Asakabank ATMs from Asakabank cards: free; from cards of other banks: 1%clause 1.16 of the tariff (common for UZS cards); top-up from other banks' cards via ADM - 1,5%; non-cash crediting is free |
| Transfer to another bank’s card | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4%cl. 1.90-1.93 of the tariff (P2P in the Asakabank app, applies to all Asakabank cards regardless of type); fees of third-party organizations are not included |
| Validity | 5 years |
Issued and delivered only via the Asakabank mobile app. Production time 3 business days. Limits are not published.
«Xavfsiz karta» card
| Issuing | 52 900 UZSincl. VAT; tariff cl. 1.72; not provided for salary projects |
|---|---|
| Maintenance | freeannual maintenance: freecl. 1.77 of the tariff ('-'), card page |
| Reissue | 52 900 UZSupon expiry: 52 900 UZS; in case of loss/damage: 52 900 UZSincl. VAT; cl. 1.74-1.75 of the tariff |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM: 1%; cash desk: 1%item 1.78 of the tariff, card page («Cash withdrawal - 1%») |
| Top-up | freevia Asakabank ATMs from Asakabank cards: free; from other banks' cards: 1%tariff cl. 1.79 |
| Transfer to another bank’s card | P2P transfers are restricted (card with anti-fraud restrictions)card page: online payments, P2P transfers, linking to wallets and payment apps are restricted |
| Other | online payments and linking to e-wallets are limited; POS payment by PIN and NFC |
| Validity | 5 years |
Production takes 1 business day. The card is new (published 2026-07). Limits are not published.
Humo in UZS
HUMO
| Issuing | 52 900 UZScard for personal purposes: 52 900 UZS; salary card: freeincl. VAT; cl. 1.12-1.13 of the tariff; salary, pension and scholarship cards in UZS - initial issuance free |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsIn the tariff of 15.10.2026 and on the card page there is no subscription fee line (Uzcard Sherdor/Black/Xavfsiz has the line); the fee is not published, so null |
| Reissue | 52 900 UZSupon expiry: 52 900 UZS; upon loss/damage: 52 900 UZS; salary card upon expiry: freeincl. VAT; cl. 1.14 of the tariff, card page |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Humo ATM: 1%; bank cash desk: 1%item 1.15 of the tariff and the card page («at Humo ATMs - 1%») |
| Withdrawal at other banks’ ATMs | 1%Humo ATMs: 1%the card page does not distinguish between own and third-party Humo ATMs; the acquirer's fee is not included |
| Top-up | freecash via Asakabank ATMs from Asakabank cards: free; from cards of other banks: 1%clause 1.16 of the tariff (common for UZS cards); top-up from other banks' cards via ADM - 1,5%; non-cash crediting is free |
| Transfer to another bank’s card | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4%cl. 1.90-1.93 of the tariff (P2P in the Asakabank app, applies to all Asakabank cards regardless of type); fees of third-party organizations are not included |
| Validity | 5 years |
Payments at retail outlets 0%. Limits are not published. Deposit is not stated in the tariff.
Humo virtual card virtual
| Issuing | freefreeitem 1.12 of the tariff («free for Humo virtual cards») |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsCard page: blocking/unblocking free; maintenance fees are not stated |
| Top-up | freedepositing non-cash funds to the card account: freecard page |
| Transfer to another bank’s card | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4%cl. 1.90-1.93 of the tariff (P2P in the Asakabank app, applies to all Asakabank cards regardless of type); fees of third-party organizations are not included |
| Other | payment for goods and services: free; blocking/unblocking/stop list: freecard page |
| Deposit / minimum balance | freedeposit 0 UZSpage property 'Deposit: 0 UZS' |
Validity 1 year / 2 years (choice), hence validity_years=null. Deposit 0 UZS (page property).
Visa in UZS
VISA INFINITE
| Issuing | 151 200 UZSIncl. VAT; tariff item 1.81 |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsIn the tariff of 15.10.2026 and on the card page there is no subscription fee line (Uzcard Sherdor/Black/Xavfsiz has the line); the fee is not published, so null |
| Reissue | freeupon expiry: free; in case of loss/damage: 151 200 UZScl. 1.82 of the tariff (incl. VAT); reissue in the last month before expiry is also considered 'upon expiry' |
| Withdrawal at own ATMs | 1%Asakabank ATMs (Uzcard and Humo): 1%; Asakabank cash desks: 2%tariff cl. 1.85-1.86 (excluding the acquirer's fee) |
| Withdrawal at other banks’ ATMs | 1%ATMs of other banks in Uzbekistan: 1%; cash desks of other banks: 2%Tariff items 1.85-1.86 |
| Withdrawal abroad | 2%ATMs and cash desks abroad: 2%clauses 1.85-1.86 of the tariff; excluding the acquiring bank's fee |
| Top-up | freecash via Asakabank ATMs from Asakabank cards: free; from cards of other banks: 1%clause 1.16 of the tariff (common for UZS cards); top-up from other banks' cards via ADM - 1,5%; non-cash crediting is free |
| Transfer to another bank’s card | 0.8%/transactionVisa Direct to another Uzbekistan bank's Visa card: 0,8%, min. 3 USD; to cards issued abroad: 1%, min. 3 USD (incl. VAT)cl. 1.88-1.89 of the tariff (Visa Direct and Visa Alias); the minimum of 3 US dollars is specified in dollars, not in the card currency; transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 3%/transaction3% markup on the conversion rate for payments and withdrawals abroad (except transactions in US dollars)cl. 1.84 of the tariff, note 3: a conversion rate increased by 3% is applied to payments and withdrawals abroad; does not apply to USD transactions |
| Other | Visa chargeback opening: 130 000 UZS incl. VATtariff cl. 1.87 |
| Deposit / minimum balance | 3 000 000 UZSinsurance deposit 3 000 000 UZStariff cl. 1.83 |
| Validity | 5 years |
Privileges: Tashkent CIP lounge 10 times per year, DragonPass, Fast Track 10 times per year, business transfer 6 times per year, travel insurance up to 2,5 mln USD. Limits are not published. Card currency is UZS only.
VISA PLATINUM
| Issuing | 56 000 UZSIncl. VAT; tariff item 1.81 |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsIn the tariff of 15.10.2026 and on the card page there is no subscription fee line (Uzcard Sherdor/Black/Xavfsiz has the line); the fee is not published, so null |
| Reissue | freeupon expiry: free; in case of loss/damage: 56 000 UZScl. 1.82 of the tariff (incl. VAT); reissue in the last month before expiry is also considered 'upon expiry' |
| Withdrawal at own ATMs | 1%Asakabank ATMs (Uzcard and Humo): 1%; Asakabank cash desks: 2%tariff cl. 1.85-1.86 (excluding the acquirer's fee) |
| Withdrawal at other banks’ ATMs | 1%ATMs of other banks in Uzbekistan: 1%; cash desks of other banks: 2%Tariff items 1.85-1.86 |
| Withdrawal abroad | 2%ATMs and cash desks abroad: 2%clauses 1.85-1.86 of the tariff; excluding the acquiring bank's fee |
| Top-up | freecash via Asakabank ATMs from Asakabank cards: free; from cards of other banks: 1%clause 1.16 of the tariff (common for UZS cards); top-up from other banks' cards via ADM - 1,5%; non-cash crediting is free |
| Transfer to another bank’s card | 0.8%/transactionVisa Direct to another Uzbekistan bank's Visa card: 0,8%, min. 3 USD; to cards issued abroad: 1%, min. 3 USD (incl. VAT)cl. 1.88-1.89 of the tariff (Visa Direct and Visa Alias); the minimum of 3 US dollars is specified in dollars, not in the card currency; transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 3%/transaction3% markup on the conversion rate for payments and withdrawals abroad (except transactions in US dollars)cl. 1.84 of the tariff, note 3: a conversion rate increased by 3% is applied to payments and withdrawals abroad; does not apply to USD transactions |
| Other | Visa chargeback opening: 130 000 UZS incl. VATtariff cl. 1.87 |
| Deposit / minimum balance | 360 000 UZSinsurance deposit 360 000 UZStariff cl. 1.83 |
| Validity | 5 years |
Privileges: DragonPass business lounges (Anjir Tashkent 2 times per year), Fast Track 2 times per year, Costa Coffee/Bon! coffee 1 time per month. Limits are not published. Card currency is UZS only.
VISA RED
| Issuing | freefreecl. 1.81 of the tariff and card page |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsIn the tariff of 15.10.2026 and on the card page there is no subscription fee line (Uzcard Sherdor/Black/Xavfsiz has the line); the fee is not published, so null |
| Reissue | freeupon expiry: free; loss/damage: freecl. 1.82 of the tariff (incl. VAT); reissue in the last month before expiry is also considered 'upon expiry' |
| Withdrawal at own ATMs | 1%Asakabank ATMs (Uzcard and Humo): 1%; Asakabank cash desks: 2%tariff cl. 1.85-1.86 (excluding the acquirer's fee) |
| Withdrawal at other banks’ ATMs | 1%ATMs of other banks in Uzbekistan: 1%; cash desks of other banks: 2%Tariff items 1.85-1.86 |
| Withdrawal abroad | 2%ATMs and cash desks abroad: 2%clauses 1.85-1.86 of the tariff; excluding the acquiring bank's fee |
| Top-up | freecash via Asakabank ATMs from Asakabank cards: free; from cards of other banks: 1%clause 1.16 of the tariff (common for UZS cards); top-up from other banks' cards via ADM - 1,5%; non-cash crediting is free |
| Transfer to another bank’s card | 0.8%/transactionVisa Direct to another Uzbekistan bank's Visa card: 0,8%, min. 3 USD; to cards issued abroad: 1%, min. 3 USD (incl. VAT)cl. 1.88-1.89 of the tariff (Visa Direct and Visa Alias); the minimum of 3 US dollars is specified in dollars, not in the card currency; transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 3%/transaction3% markup on the conversion rate for payments and withdrawals abroad (except transactions in US dollars)cl. 1.84 of the tariff, note 3: a conversion rate increased by 3% is applied to payments and withdrawals abroad; does not apply to USD transactions |
| Other | Visa chargeback opening: 130 000 UZS incl. VATtariff cl. 1.87 |
| Deposit / minimum balance | 50 000 UZSinsurance deposit 50 000 UZScl. 1.83 of the tariff: paid when applying for card issuance |
| Cashback | cashback up to 4% under the Visa and Booking.com program (partner offer)card page: 'Cashback up to 4% with Visa and Booking'; the base cashback on purchases is not stated |
| Validity | 5 years |
Payment for goods and services (in Uzbekistan and abroad) 0%. Visa privileges: -15% at Acibadem clinics, discounts up to 50% on Booking.com. Limits are not published. Card currency is UZS only.
Mastercard in UZS
MC Black Edition available to non-residents
World Black Edition privileges →
| Issuing | 99 000 UZS99 000 UZS (main and additional)non-residents: 2 000 000 UZSincl. VAT; cl. 3.1 of the tariff and card page |
|---|---|
| Maintenance | 44 800 UZS/mo.44 800 UZS per month; free if conditions are metclause 3.4 of the tariff (incl. VAT): free if the average balance over 30 days is at least 4 mln UZS, OR foreign/online transactions over 30 days are at least 800 USD, OR the balance is at least 2 mln UZS and transactions are at least 400 USD; if the deposit is not topped up by the end of the first quarter, no fee is charged and the card is closed |
| Reissue | 99 000 UZSupon expiry: 99 000 UZS; in case of loss/damage: 99 000 UZSIncl. VAT; tariff item 3.2 |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1%cl. 1.40-1.41 of the tariff dated 15.10.2026; the card page states otherwise (Uzcard ATMs 0%, Humo 2% for World / 1,5% for Platinum) - the tariff is newer, so it is used |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2%tariff cl. 1.40-1.41 (excluding the acquirer's fee); the rate for Humo ATMs is in amount, for Uzcard 0% |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 1.40-1.41; excluding the acquirer's fee |
| Top-up | freecash via Asakabank ATMs: free; non-cash crediting: freetariff cl. 1.16 and 1.42 (general tariff for UZS cards and crediting to international cards) |
| Transfer to another bank’s card | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | 150 000 UZSinsurance deposit 150 000 UZS / 15 USDnon-residents: 3 000 000 UZSTariff item 3.3: 150 000 UZS on the UZS account and 15 USD on the foreign currency account; the deposit must be topped up by the end of the quarter in which it was opened |
| Validity | 3 years |
Validity 3 years (page). Lounge Key: 10 free business lounge visits per year. Other fees are the same as for MC World (cl. 3.5). For non-residents, issuance 2 000 000 UZS and deposit 3 000 000 UZS (section V of the tariff). Limits are not published.
MC Platinum
| Issuing | freefree (main and additional)cl. 1.36 / 2.30 of the tariff, card page |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsThere is no subscription fee for MC World/Platinum in the tariff dated 15.10.2026 (it is specified only for Black Edition); the fee is not published, hence null |
| Reissue | freeupon expiry: free; in case of loss/damage: 50 000 UZScl. 1.37 / 2.31 of the tariff, card page |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1%cl. 1.40-1.41 of the tariff dated 15.10.2026; the card page states otherwise (Uzcard ATMs 0%, Humo 2% for World / 1,5% for Platinum) - the tariff is newer, so it is used |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2%tariff cl. 1.40-1.41 (excluding the acquirer's fee); the rate for Humo ATMs is in amount, for Uzcard 0% |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 1.40-1.41; excluding the acquirer's fee |
| Top-up | freecash via Asakabank ATMs: free; non-cash crediting: freetariff cl. 1.16 and 1.42 (general tariff for UZS cards and crediting to international cards) |
| Transfer to another bank’s card | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | freeinsurance deposit not providedtariff cl. 1.38 / cl. 2.32 («not provided»); card page: 0 |
| Validity | 5 years |
Payments at merchant locations 0,3% (processing by foreign banks). For Platinum, when the card currency differs from the transaction currency, 2% is temporarily blocked (cl. 1.47, note). Limits are not published.
MC World available to non-residents
| Issuing | freefree (main and additional)non-residents: 500 000 UZScl. 1.36 / 2.30 of the tariff, card page |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsThere is no subscription fee for MC World/Platinum in the tariff dated 15.10.2026 (it is specified only for Black Edition); the fee is not published, hence null |
| Reissue | freeupon expiry: free; in case of loss/damage: 50 000 UZScl. 1.37 / 2.31 of the tariff, card page |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1%cl. 1.40-1.41 of the tariff dated 15.10.2026; the card page states otherwise (Uzcard ATMs 0%, Humo 2% for World / 1,5% for Platinum) - the tariff is newer, so it is used |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2%tariff cl. 1.40-1.41 (excluding the acquirer's fee); the rate for Humo ATMs is in amount, for Uzcard 0% |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 1.40-1.41; excluding the acquirer's fee |
| Top-up | freecash via Asakabank ATMs: free; non-cash crediting: freetariff cl. 1.16 and 1.42 (general tariff for UZS cards and crediting to international cards) |
| Transfer to another bank’s card | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | 50 000 UZSsecurity deposit 50 000 UZS (15 000 UZS for a payroll project)non-residents: 150 000 UZSclause 1.38 of the tariff and the card page ('5$ or 50 000 UZS') |
| Validity | 5 years |
Payments at points of sale 0% (page). Limits are not published. For non-residents (section V of the tariff): issuance 500 000 UZS, deposit 15 USD / 150 000 UZS, other fees as for residents.
MC World Black Edition – Metal EDGE
World Black Edition privileges →
| Issuing | 700 000 UZS700 000 UZS (issuance and reissue)Incl. VAT; tariff item 6.1 |
|---|---|
| Maintenance | 44 800 UZS/mo.44 800 UZS per month; free if conditions are metclause 3.4 of the tariff (incl. VAT): free if the average balance over 30 days is at least 4 mln UZS, OR foreign/online transactions over 30 days are at least 800 USD, OR the balance is at least 2 mln UZS and transactions are at least 400 USD; if the deposit is not topped up by the end of the first quarter, no fee is charged and the card is closed |
| Reissue | 700 000 UZSissuance/reissue: 700 000 UZSIncl. VAT; tariff item 6.1 |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1%cl. 1.40-1.41 of the tariff dated 15.10.2026; the card page states otherwise (Uzcard ATMs 0%, Humo 2% for World / 1,5% for Platinum) - the tariff is newer, so it is used |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2%tariff cl. 1.40-1.41 (excluding the acquirer's fee); the rate for Humo ATMs is in amount, for Uzcard 0% |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 1.40-1.41; excluding the acquirer's fee |
| Top-up | freecash via Asakabank ATMs: free; non-cash crediting: freetariff cl. 1.16 and 1.42 (general tariff for UZS cards and crediting to international cards) |
| Transfer to another bank’s card | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | 150 000 UZSinsurance deposit 150 000 UZS / 15 USDcl. 6.2 of the tariff and card page |
| Validity | 5 years |
Metal card. Other fees are the same as for MC World Black Edition (cl. 6.3), including a subscription fee of 44 800 UZS per month with free maintenance conditions (page: 'free maintenance with account activity'). Limits are not published.
MC World Elite Veneer
| Issuing | 1 470 000 UZS1 470 000 UZS (issuance and reissue)incl. VAT; cl. 6.1 of the tariff and card page |
|---|---|
| Maintenance | freeno subscription feetariff cl. 6.4 |
| Reissue | 1 470 000 UZSissuance/reissue: 1 470 000 UZSIncl. VAT; tariff item 6.1 |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1%cl. 1.40-1.41 of the tariff dated 15.10.2026; the card page states otherwise (Uzcard ATMs 0%, Humo 2% for World / 1,5% for Platinum) - the tariff is newer, so it is used |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2%tariff cl. 1.40-1.41 (excluding the acquirer's fee); the rate for Humo ATMs is in amount, for Uzcard 0% |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 1.40-1.41; excluding the acquirer's fee |
| Top-up | freecash via Asakabank ATMs: free; non-cash crediting: freetariff cl. 1.16 and 1.42 (general tariff for UZS cards and crediting to international cards) |
| Transfer to another bank’s card | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | 5 000 000 UZSnon-reducible balance 5 000 000 UZS / 0 USDTariff item 6.2; item 6.4: the non-reducible balance is mandatory, no interest is accrued on it, it is returned when the card is closed |
| Validity | 5 years |
Other fees are the same as for MC World (clause 6.4). Page: USD withdrawal at bank cashiers is free, abroad 2%. Limits are not published.
Mastercard virtual card virtual
| Issuing | freefreecl. 2.17 of the tariff and card page |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsCard page: blocking/unblocking/stop list free; maintenance fees not specified |
| Top-up | freecrediting of non-cash funds to the account: freetariff cl. 2.22 |
| Transfer to another bank’s card | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | fee for payment for goods and services: free; chargeback 230 000 UZSTariff items 2.20, 2.23 |
| Deposit / minimum balance | 15 000 UZSnon-refundable balance on the account 15 000 UZStariff cl. 2.19 (for a card in the national currency) |
Validity 1 year / 2 years (choice), therefore validity_years=null. Limits are not published. According to the tariff (cl. 2.17-2.27) the virtual card is available in national and foreign currency.
Mastercard in USD
MC Black Edition available to non-residents
World Black Edition privileges →
| Issuing | 99 000 UZS99 000 UZS (main and additional)non-residents: 2 000 000 UZSincl. VAT; cl. 3.1 of the tariff and card page |
|---|---|
| Maintenance | 44 800 UZS/mo.44 800 UZS per month; free if conditions are metclause 3.4 of the tariff (incl. VAT): free if the average balance over 30 days is at least 4 mln UZS, OR foreign/online transactions over 30 days are at least 800 USD, OR the balance is at least 2 mln UZS and transactions are at least 400 USD; if the deposit is not topped up by the end of the first quarter, no fee is charged and the card is closed |
| Reissue | 99 000 UZSupon expiry: 99 000 UZS; in case of loss/damage: 99 000 UZSIncl. VAT; tariff item 3.2 |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0%tariff cl. 2.34-2.35; the intermediary fee is calculated in UZS at the Central Bank rate on the payment date |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2%cl. 2.34-2.35 of the tariff; amount contains the rate for Humo ATMs, 0% for Uzcard |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 2.34-2.35; excluding the acquirer's fee |
| Top-up | non-cash crediting to the account: free; cash top-up at the cash desk: tariff not specifiedcl. 2.36 of the tariff; the cash deposit fee is not specified in the tariff |
| Transfer to another bank’s card | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | 15 USDinsurance deposit 150 000 UZS / 15 USDnon-residents: 3 000 000 UZSTariff item 3.3: 150 000 UZS on the UZS account and 15 USD on the foreign currency account; the deposit must be topped up by the end of the quarter in which it was opened |
| Validity | 3 years |
Validity 3 years (page). Lounge Key: 10 free business lounge visits per year. Other fees are the same as for MC World (cl. 3.5). For non-residents, issuance 2 000 000 UZS and deposit 3 000 000 UZS (section V of the tariff). Limits are not published.
MC Platinum
| Issuing | freefree (main and additional)cl. 1.36 / 2.30 of the tariff, card page |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsThere is no subscription fee for MC World/Platinum in the tariff dated 15.10.2026 (it is specified only for Black Edition); the fee is not published, hence null |
| Reissue | freeupon expiry: free; in case of loss/damage: 50 000 UZScl. 1.37 / 2.31 of the tariff, card page |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0%tariff cl. 2.34-2.35; the intermediary fee is calculated in UZS at the Central Bank rate on the payment date |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2%cl. 2.34-2.35 of the tariff; amount contains the rate for Humo ATMs, 0% for Uzcard |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 2.34-2.35; excluding the acquirer's fee |
| Top-up | non-cash crediting to the account: free; cash top-up at the cash desk: tariff not specifiedcl. 2.36 of the tariff; the cash deposit fee is not specified in the tariff |
| Transfer to another bank’s card | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | freeinsurance deposit not providedtariff cl. 1.38 / cl. 2.32 («not provided»); card page: 0 |
| Validity | 5 years |
Payments at merchant locations 0,3% (processing by foreign banks). For Platinum, when the card currency differs from the transaction currency, 2% is temporarily blocked (cl. 1.47, note). Limits are not published.
MC World available to non-residents
| Issuing | freefree (main and additional)non-residents: 500 000 UZScl. 1.36 / 2.30 of the tariff, card page |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsThere is no subscription fee for MC World/Platinum in the tariff dated 15.10.2026 (it is specified only for Black Edition); the fee is not published, hence null |
| Reissue | freeupon expiry: free; in case of loss/damage: 50 000 UZScl. 1.37 / 2.31 of the tariff, card page |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0%tariff cl. 2.34-2.35; the intermediary fee is calculated in UZS at the Central Bank rate on the payment date |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2%cl. 2.34-2.35 of the tariff; amount contains the rate for Humo ATMs, 0% for Uzcard |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 2.34-2.35; excluding the acquirer's fee |
| Top-up | non-cash crediting to the account: free; cash top-up at the cash desk: tariff not specifiedcl. 2.36 of the tariff; the cash deposit fee is not specified in the tariff |
| Transfer to another bank’s card | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | 5 USDinsurance deposit 5 USDnon-residents: 15 USDTariff clause 2.32 and card page |
| Validity | 5 years |
Payments at points of sale 0% (page). Limits are not published. For non-residents (section V of the tariff): issuance 500 000 UZS, deposit 15 USD / 150 000 UZS, other fees as for residents.
MC World Black Edition – Metal EDGE
World Black Edition privileges →
| Issuing | 700 000 UZS700 000 UZS (issuance and reissue)Incl. VAT; tariff item 6.1 |
|---|---|
| Maintenance | 44 800 UZS/mo.44 800 UZS per month; free if conditions are metclause 3.4 of the tariff (incl. VAT): free if the average balance over 30 days is at least 4 mln UZS, OR foreign/online transactions over 30 days are at least 800 USD, OR the balance is at least 2 mln UZS and transactions are at least 400 USD; if the deposit is not topped up by the end of the first quarter, no fee is charged and the card is closed |
| Reissue | 700 000 UZSissuance/reissue: 700 000 UZSIncl. VAT; tariff item 6.1 |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0%tariff cl. 2.34-2.35; the intermediary fee is calculated in UZS at the Central Bank rate on the payment date |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2%cl. 2.34-2.35 of the tariff; amount contains the rate for Humo ATMs, 0% for Uzcard |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 2.34-2.35; excluding the acquirer's fee |
| Top-up | non-cash crediting to the account: free; cash top-up at the cash desk: tariff not specifiedcl. 2.36 of the tariff; the cash deposit fee is not specified in the tariff |
| Transfer to another bank’s card | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | 15 USDinsurance deposit 150 000 UZS / 15 USDcl. 6.2 of the tariff and card page |
| Validity | 5 years |
Metal card. Other fees are the same as for MC World Black Edition (cl. 6.3), including a subscription fee of 44 800 UZS per month with free maintenance conditions (page: 'free maintenance with account activity'). Limits are not published.
MC World Elite Veneer
| Issuing | 1 470 000 UZS1 470 000 UZS (issuance and reissue)incl. VAT; cl. 6.1 of the tariff and card page |
|---|---|
| Maintenance | freeno subscription feetariff cl. 6.4 |
| Reissue | 1 470 000 UZSissuance/reissue: 1 470 000 UZSIncl. VAT; tariff item 6.1 |
| Delivery | 30 000 UZS30 000 UZS within Uzbekistan (when ordering the card in the app)Public offer for card delivery 10.2026: standard delivery 30 000 UZS across the country, 2 business days; order and delivery via the mobile app; online ordering in the app is not available to non-residents of certain categories |
| Withdrawal at own ATMs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0%tariff cl. 2.34-2.35; the intermediary fee is calculated in UZS at the Central Bank rate on the payment date |
| Withdrawal at other banks’ ATMs | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2%cl. 2.34-2.35 of the tariff; amount contains the rate for Humo ATMs, 0% for Uzcard |
| Withdrawal abroad | 2%ATMs and cash desks of foreign banks: 2%tariff cl. 2.34-2.35; excluding the acquirer's fee |
| Top-up | non-cash crediting to the account: free; cash top-up at the cash desk: tariff not specifiedcl. 2.36 of the tariff; the cash deposit fee is not specified in the tariff |
| Transfer to another bank’s card | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | opening a Mastercard chargeback: 230 000 UZS incl. VAT (first process); arbitration - from 8 960 000 UZStariff cl. 1.44 / cl. 2.38 |
| Deposit / minimum balance | freenon-reducible balance 5 000 000 UZS / 0 USDTariff item 6.2; item 6.4: the non-reducible balance is mandatory, no interest is accrued on it, it is returned when the card is closed |
| Validity | 5 years |
Other fees are the same as for MC World (clause 6.4). Page: USD withdrawal at bank cashiers is free, abroad 2%. Limits are not published.
Mastercard virtual card virtual
| Issuing | freefreecl. 2.17 of the tariff and card page |
|---|---|
| Maintenance | the maintenance fee is not specified in the tariffsCard page: blocking/unblocking/stop list free; maintenance fees not specified |
| Top-up | freecrediting of non-cash funds to the account: freetariff cl. 2.22 |
| Transfer to another bank’s card | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT)cl. 1.46 / 2.40 of the tariff; minimum 2 US dollars (specified in dollars for the UZS card); transfer to Uzcard/Humo of other banks from the app - 0,4% (cl. 1.91) |
| Conversion | 2%/transactionCentral Bank rate + 2% of the transaction amount if the card currency differs from the transaction currency abroadtariff cl. 1.35/1.47 (UZS) and cl. 2.41 (USD), effective from 15.11.2024 |
| Other | fee for payment for goods and services: free; chargeback 230 000 UZSTariff items 2.20, 2.23 |
| Deposit / minimum balance | freenon-refundable balance in foreign currency is not providedcl. 2.19 of the tariff: 'not provided' in foreign currency; the card page states 5$ - the tariff dated 15.10.2026 is newer |
Validity 1 year / 2 years (choice), therefore validity_years=null. Limits are not published. According to the tariff (cl. 2.17-2.27) the virtual card is available in national and foreign currency.