Trustbank cards: fees
Fees as of 22.10.2026More details
Trustbank: 18 cards — Uzcard, Humo, Visa, Mastercard.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard in UZS
Uzcard
| Issuing | freefree (for crediting other receipts); salary, pensions, scholarships - freeon application; cl. 3.1.1, 3.1.2; card page: “Tariff: free” |
|---|---|
| Reissue | 30 000 UZS30 000 UZS (loss, damage, expiry); free for non-working pensionerscl. 3.6 for UZCARD |
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment for goods and services in the terminal network: free; loan repayment via infokiosks and ATMs: 0,5%cl. 3.4, 3.13 |
| Interest on balance | freeon the balance of payroll, pension and equivalent cards: 0%cl. 3.5.1, 3.5.2; interest on balance is not specified for other cards |
The card is listed in the tariff as «UZCARD». Maintenance, SMS and limits are not specified in the document. The tariff has no cashback or insurance deposit.
Uzcard Kids
| Issuing | freefreecl. 3.1.2.2, “card for children”; card page: “card opening - free” |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment for goods and services in the terminal network: free; loan repayment via infokiosks and ATMs: 0,5%cl. 3.4, 3.13 |
| Transfer limit | 3 000 000 UZS/mo.transfers up to 3 mln UZS per monthper the description on the card page; purchase of alcohol and tobacco is prohibited; balance and operations are monitored by parents |
Children's card. Reissue is not specified separately; other tariffs are taken as common for national cards (not singled out separately for Kids in the document).
Uzcard Moment
| Issuing | 30 000 UZScl. 3.1.2.4; the card is activated in the bank's mobile app |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment for goods and services in the terminal network: free; loan repayment via infokiosks and ATMs: 0,5%cl. 3.4, 3.13 |
Only in the tariffs PDF (item 3.1.2.4); there is no separate card page on the website. Other tariffs are common for national cards.
Uzcard Talaba
| Issuing | freefreecl. 3.1.2.3, universal student card for students of the Republic of Uzbekistan |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment for goods and services in the terminal network: free; loan repayment via infokiosks and ATMs: 0,5%cl. 3.4, 3.13 |
Only in the tariffs PDF (item 3.1.2.3); there is no separate card page on the website. Other tariffs are common for national cards.
UzCard-MasterCard co-badge
| Issuing | 30 000 UZScl. 3.1.2.1 (UZCARD co-badge) / 3.1.3.1 (HUMO co-badge); salary co-badge cards - free (cl. 3.1.1) |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Withdrawal abroad | 2.5% (min. 50 000 UZS)withdrawal with the “UzCard-MasterCard” co-badge card in another payment system and outside Uzbekistan: 2,5%, not less than 50 000 UZSitem 3.3.1.1; fee on the full transaction amount |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment in another payment system and outside the Republic of Uzbekistan: 0,5% of the amount (withheld from the card account); payment in the terminal network of the Republic of Uzbekistan: freeitems 3.4.1, 3.4.2; all transactions are in national currency, no security deposit or initial contributions are charged (card page) |
| Deposit / minimum balance | freeinsurance deposit and other initial contributions are not chargedcard page |
UzCard-MasterCard co-badge. The entry is duplicated for each payment system of the co-badge. Reissue and SMS are not specified separately. The card is equipped with NFC; P2P in national and foreign currency.
Humo in UZS
Humo
| Issuing | freefree (including for crediting salaries, pensions, scholarships)on application; cl. 3.1.1, 3.1.3; card page: “Tariff: free” |
|---|---|
| Reissue | 10 000 UZS10 000 UZS (loss, damage, expiry); free for non-working pensionerscl. 3.7 for HUMO |
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment for goods and services in the terminal network: free; loan repayment via infokiosks and ATMs: 0,5%cl. 3.4, 3.13 |
| Interest on balance | freeon the balance of payroll, pension and equivalent cards: 0%cl. 3.5.1, 3.5.2; interest on balance is not specified for other cards |
Maintenance and limits are not specified in the document. The card page mentions an SMS notification service from the Humo national payment system (tariff not specified).
Humo Multicard
| Issuing | 10 000 UZScl. 3.1.3.2; salary/pension Humo Multicard - free (cl. 3.1.1) |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment for goods and services in the terminal network: free; loan repayment via infokiosks and ATMs: 0,5%cl. 3.4, 3.13 |
Only in the tariffs PDF (cl. 3.1.3.2). Other tariffs are common to national cards.
Visa-HUMO co-badge
| Issuing | 30 000 UZScl. 3.1.2.1 (UZCARD co-badge) / 3.1.3.1 (HUMO co-badge); salary co-badge cards - free (cl. 3.1.1) |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Withdrawal abroad | 1.5%withdrawal with the “Humo-Visa” co-badge card in another payment system and outside Uzbekistan: 1,5%item 3.3.1.2; fee on the full transaction amount |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment in another payment system and outside the Republic of Uzbekistan: 0,5% of the amount (withheld from the card account); payment in the terminal network of the Republic of Uzbekistan: freeitems 3.4.1, 3.4.2; all transactions are in national currency, no security deposit or initial contributions are charged (card page) |
| Deposit / minimum balance | freeinsurance deposit and other initial contributions are not chargedcard page |
Visa-HUMO co-badge. The entry is duplicated for each payment system of the co-badge. Reissue and SMS are not specified separately. The card is equipped with NFC; P2P in national and foreign currency.
Visa in UZS
Visa-HUMO co-badge
| Issuing | 30 000 UZScl. 3.1.2.1 (UZCARD co-badge) / 3.1.3.1 (HUMO co-badge); salary co-badge cards - free (cl. 3.1.1) |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Withdrawal abroad | 1.5%withdrawal with the “Humo-Visa” co-badge card in another payment system and outside Uzbekistan: 1,5%item 3.3.1.2; fee on the full transaction amount |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment in another payment system and outside the Republic of Uzbekistan: 0,5% of the amount (withheld from the card account); payment in the terminal network of the Republic of Uzbekistan: freeitems 3.4.1, 3.4.2; all transactions are in national currency, no security deposit or initial contributions are charged (card page) |
| Deposit / minimum balance | freeinsurance deposit and other initial contributions are not chargedcard page |
Visa-HUMO co-badge. The entry is duplicated for each payment system of the co-badge. Reissue and SMS are not specified separately. The card is equipped with NFC; P2P in national and foreign currency.
Visa in USD
Visa Classic
| Issuing | 40 000 UZSissued within 24 hours; card page: 40 000 UZS |
|---|---|
| Reissue | 40 000 UZS40 000 UZS (loss, damage, expiry - a single fee)cl. 4 |
| Withdrawal at own ATMs | 0.5%Trastbank cash points and ATMs: 0,5% of the full amountcl. 8 |
| Withdrawal at other banks’ ATMs | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| SMS notifications | freefree (SMS-BANKING) |
| Other | payment for goods and services: 0.5% of the amount; urgent issuance (within the operating day): 100 000 UZS; certificate for embassies: 25 000 UZS; detailed statement: 25 000 UZS; receipt request: 125 000 UZS; chargeback: 125 000 UZS; at the Trustbank cashier for Visa cards of other banks: 2%the same tariff for VISA Business (corporate) - not collected |
| Deposit / minimum balance | 20 USDnon-reducible balance (insurance deposit) 20 USDrefunded after all mutual settlements are completed and an account closure application is submitted |
Appendix 1.8. The currency is not explicitly named in the PDF; the deposit is in dollars, hence USD. Maintenance is not specified in the tariff.
Visa Classic Virtual virtual
| Issuing | freefreeissued online via the Trastpay mobile app |
|---|---|
| SMS notifications | freefree (SMS-BANKING) |
| Other | payment for goods and services: 0,5% of the amount; chargeback: 125 000 UZSappendix 1.22 |
| Deposit / minimum balance | 5 USDnon-reducible balance (insurance deposit) 5 USDreturned after mutual settlements are completed, no later than 30 days after the account is closed via the Trastpay app |
The document says «virtual currency cards»; deposit in USD. Cash withdrawal and maintenance are not specified.
Visa Infinite
| Issuing | 200 000 UZSissued within 24 hours |
|---|---|
| Maintenance | 5 USD/mo.5 USD monthlyif the card is closed early in the first year, the maintenance fee for the year is charged in advance |
| Reissue | 200 000 UZS200 000 UZS (loss, damage, expiry - a single fee)cl. 5 |
| Withdrawal at own ATMs | 0.5%for Trastbank cards in the Trastbank network: 0,5% of the full amountcl. 7 |
| Withdrawal at other banks’ ATMs | 1.5% (min. 3 USD)for Trastbank cards at other banks: 1,5%, minimum 3 USDclause 7; the document does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 1.5% (min. 3 USD)for Trastbank cards at other banks: 1,5%, minimum 3 USDclause 7; the document does not distinguish between Uzbekistan and abroad |
| SMS notifications | freefree (SMS-BANKING)cl. 10 |
| Other | payment for goods and services: 1%, minimum 1 USD; urgent issuance: 400 000 UZS; certificate for embassies: 25 000 UZS; detailed statement: 25 000 UZS; receipt request: 125 000 UZS; chargeback: 125 000 UZSappendix 1.10 |
| Deposit / minimum balance | 200 USDsecurity deposit 200 USDrefunded after all mutual settlements are completed and an account closure application is submitted |
Premium card: Lounge Key, CIP lounge, Fast Track, travel insurance, 3 GB roaming, concierge; lounge/CIP requires a transaction of at least 6 000 000 UZS per month. The currency is not explicitly stated (deposit and maintenance in USD). The page /tariffs/visa-electron-exchange/ serves the same PDF.
Mastercard in UZS
UzCard-MasterCard co-badge
| Issuing | 30 000 UZScl. 3.1.2.1 (UZCARD co-badge) / 3.1.3.1 (HUMO co-badge); salary co-badge cards - free (cl. 3.1.1) |
|---|---|
| Withdrawal at own ATMs | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount)tariffs cl. 3.3.1, 3.3.3 |
| Withdrawal abroad | 2.5% (min. 50 000 UZS)withdrawal with the “UzCard-MasterCard” co-badge card in another payment system and outside Uzbekistan: 2,5%, not less than 50 000 UZSitem 3.3.1.1; fee on the full transaction amount |
| Top-up | freevia the bank's cash desk for Trastbank cards: free; via a Trastbank ATM: 0,5%; via cash desks and ATMs for other banks' cards: 1%cl. 3.2.1; the fee is withheld from the amount of funds deposited; loading funds from the card account to the card is free regardless of the issuing bank (cl. 3.10) |
| Transfer to another bank’s card | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1%cl. 3.14, 3.12; charged to the sender; the document does not break down by payment system |
| Other | payment in another payment system and outside the Republic of Uzbekistan: 0,5% of the amount (withheld from the card account); payment in the terminal network of the Republic of Uzbekistan: freeitems 3.4.1, 3.4.2; all transactions are in national currency, no security deposit or initial contributions are charged (card page) |
| Deposit / minimum balance | freeinsurance deposit and other initial contributions are not chargedcard page |
UzCard-MasterCard co-badge. The entry is duplicated for each payment system of the co-badge. Reissue and SMS are not specified separately. The card is equipped with NFC; P2P in national and foreign currency.
Mastercard in USD
MasterCard Gold
| Issuing | freefreeissued within 24 hours |
|---|---|
| Reissue | 50 000 UZS50 000 UZS (loss, damage, PIN loss, expiry - one fee) |
| Withdrawal at own ATMs | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amountcl. 8 |
| Withdrawal at other banks’ ATMs | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| SMS notifications | freefree (SMS-BANKING) |
| Other | payment for goods and services: 0.5% of the amount; urgent issuance (within the operating day): 100 000 UZS; certificate for embassies: 25 000 UZS; detailed statement: 20 000 UZS; receipt request: 125 000 UZS; chargeback: 125 000 UZS; at the Trustbank cashier for MasterCard cards of other banks: 1.5% |
| Deposit / minimum balance | 10 USDnon-reducible balance (insurance deposit) 10 USDrefunded after mutual settlements are completed, no later than 30 days after the account closure application |
Appendix 1.12. Deposit in USD. Maintenance not specified. Payment limits are higher than for Standard (numbers not specified).
MasterCard Standard
| Issuing | freefreeissued within 24 hours |
|---|---|
| Reissue | 40 000 UZS40 000 UZS (loss, damage, PIN loss, expiry - one fee) |
| Withdrawal at own ATMs | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amountcl. 8 |
| Withdrawal at other banks’ ATMs | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| SMS notifications | freefree (SMS-BANKING) |
| Other | payment for goods and services: 0.5% of the amount; urgent issuance (within the operating day): 100 000 UZS; certificate for embassies: 20 000 UZS; detailed statement: 25 000 UZS; receipt request: 125 000 UZS; chargeback: 125 000 UZS; at the Trustbank cashier for MasterCard cards of other banks: 1.5% |
| Deposit / minimum balance | 5 USDnon-reducible balance (insurance deposit) 5 USDrefunded after mutual settlements are completed, no later than 30 days after the account closure application |
Appendix 1.14. In the document - “currency cards”; deposit in USD. Maintenance is not specified.
MasterCard Standard - Exchange
| Issuing | freefreeissued within 24 hours |
|---|---|
| Reissue | 40 000 UZS40 000 UZS (loss, damage, PIN loss, expiry - one fee) |
| Withdrawal at own ATMs | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amountcl. 8 |
| Withdrawal at other banks’ ATMs | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| Withdrawal abroad | 1%for Trastbank cards at other banks: 1% of the full amountclause 8; the document does not distinguish between Uzbekistan and abroad |
| SMS notifications | freefree (SMS-BANKING) |
| Other | payment for goods and services: 0.5% of the amount; urgent issuance (within the operating day): 100 000 UZS; certificate for embassies: 25 000 UZS; detailed statement: 20 000 UZS; receipt request: 125 000 UZS; chargeback: 125 000 UZS; at the Trustbank cashier for MasterCard cards of other banks: 1.5% |
| Deposit / minimum balance | 5 USDnon-reducible balance (insurance deposit) 5 USDrefunded after an application to close the account |
Appendix 1.13: «MasterCard Standard - Exchange*»; the document has no explanation of the asterisk, the essence of the product is not disclosed. There is no separate card page. Difference from Standard: certificate 25 000, report 20 000 UZS.
MasterCard Standard Virtual virtual
| Issuing | freefreeissued online via the mobile app |
|---|---|
| SMS notifications | freefree (SMS-BANKING) |
| Other | payment for goods and services: 0,5% of the amount; chargeback: 125 000 UZSappendix 1.11 |
| Deposit / minimum balance | 5 USDnon-reducible balance (insurance deposit) 5 USDreturned after mutual settlements are completed, no later than 30 days after the account is closed via the Trastpay app |
There is no separate card page; the tariff is provided by the /tariffs/visa-classic-the-exchange/ page. Cash withdrawal and maintenance are not specified.
MasterCard World Elite
| Issuing | 200 000 UZS |
|---|---|
| Maintenance | 5 USD/mo.5 USD monthly subscription fee |
| Deposit / minimum balance | 200 USDsecurity deposit 200 USD |
| Cashback | 20%up to 20% cashback for online and offline purchasesmaximum value; the terms (categories, cap) are not disclosed on the page |
Tariffs are only on the card page, there is no separate PDF. The currency is not named explicitly (deposit and fee in USD). Premium: Lounge Key, Fast Track, 3 GB roaming, medical travel insurance, 450+ partner offers.