OSGO (also called OSAGO) is a compulsory policy for vehicle owners with a state tariff. KASKO is voluntary insurance of the car itself: the company sets the terms and price. Below are the companies’ programmes, and separately policies for gas equipment, licence plates and cars under pledge or leasing.
Data collected on 03.11.2026More details
This page lists 90 products from 24 insurance companies: names, descriptions and prices published on the companies’ websites. A price or rate is published for 25 of 90 products; the insurer calculates the rest on its site. Prices are not compared here: terms and coverage differ between programmes.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
OSGO (compulsory motor liability insurance) protects the property interests of vehicle owners related to their civil liability for causing harm to the life, health and property of third parties when using a vehicle. Total sum insured 80 000 000 UZS: up to 35% - damage to the victim's property, up to 65% - harm to life or health
State-regulated tariff; passenger car, Tashkent and region, 1 year: 192 000 UZS (limited list of drivers) / 384 000 UZS (unlimited)
OSGO (compulsory motor liability insurance) protects the property interests of vehicle owners related to their civil liability for causing harm to the life, health and property of third parties when using a vehicle. Total sum insured 80 000 000 UZS: up to 35% - damage to the victim's property, up to 65% - harm to life or health
State-regulated tariff; passenger car, Tashkent and region, 1 year: 192 000 UZS (limited list of drivers) / 384 000 UZS (unlimited)
OSGOVTS (abbreviation of compulsory civil liability insurance of vehicle owners, colloquially OSAGO) is a compulsory policy for vehicle owners under Law of the Republic of Uzbekistan No. ZRU-155 of 21.04.2008. Sum insured 80 mln so‘m: up to 35% (28 mln) for compensation of harm to the victim's property, up to 65% (52 mln) for compensation of harm to the victim's life or health. The policy is limited (up to 5 drivers) or unlimited; vehicles: cars, trucks, buses, minibuses, motorcycles
Compulsory civil liability insurance of vehicle owners is a type of insurance established by law, aimed at paying compensation to persons injured as a result of a road traffic accident. Compensation for damage caused to another person's vehicle or property - 28 000 000 UZS; to life or health - 52 000 000 UZS (on the form “Coverage amount” 80 000 000,00 UZS)
Compulsory civil liability insurance of vehicle owners is a type of insurance established by law, aimed at paying compensation to persons injured as a result of a road traffic accident. Sum insured of the coverage on the application form - 80 000 000 UZS; term on the form - 1 year; vehicle types: passenger cars, trucks, bus or minibus, others
OSGO (OSGOVTS) - compulsory motor liability insurance of the vehicle owner: covers damage that may be caused to other people or their property in a road accident. The electronic policy is issued online in 5 minutes. Sum insured of up to 80 000 000 UZS: harm to the life and health of third parties up to 52 000 000 UZS (65%), harm to the property of third parties up to 28 000 000 UZS (35%). Short-term policy: from 20 days (for vehicles with foreign plates - from 15 days).
State-regulated tariff; passenger car, Tashkent and region, 1 year: 192 000 UZS (limited list of drivers) / 384 000 UZS (unlimited)
OSGOVTS (E-OSAGO) is compulsory civil liability insurance of vehicle owners (compulsory motor liability insurance, OSGO), established by the legislation of Uzbekistan. The insurance provides financial protection if you become the party at fault in a road accident. If other road users are injured as a result of a road traffic accident, it takes on the compensation of damage (a lump-sum payment): for property damage, up to 35% of the sum insured; for harm to life and health, up to 65% of the sum insured. On the calculator page: «Up to 80 million UZS for damage caused by you».
The tariff is set by the state; example on the page: 384 000 UZS (passenger car, Tashkent, 1 year, unlimited number of drivers)
Online issuance of compulsory motor insurance. E-POLIS is an insurance contract concluded in electronic form for compulsory civil liability insurance of vehicle owners.
Compulsory civil liability insurance of vehicle owners (OSGOVTS). Online application on the website: term 1 year or 6 months, number of drivers unlimited or limited (5 drivers).
By purchasing a compulsory civil liability insurance policy for vehicle owners, you insure your civil liability for compensating harm caused to the life, health and property of victims when vehicles are used.
Compulsory civil liability insurance of vehicle owners (under Law of the Republic of Uzbekistan No. ZRU-155 of 21.04.2008): a compulsory policy for owners of cars, trucks, buses, minibuses and motorcycles. Sum insured 80 000 000 UZS: up to 52 million (65%) for harm to the life or health of the victim, up to 28 million (35%) for harm to the victim's property. A policy with a restriction (up to 5 drivers) or without restrictions (VIP, a «Peregon» (delivery run) can be ordered); term 1 year or 6 months
State-regulated tariff; passenger car, Tashkent and region, 1 year: 192 000 UZS (limited list of drivers) / 384 000 UZS (unlimited)
Compulsory civil liability insurance of motor vehicle owners (E-POLIS) is aimed at protecting drivers and vehicle owners from financial risks associated with causing damage to the life, health or property of third parties as a result of a road traffic accident. This type of insurance is mandatory for all vehicle owners and provides coverage upon the occurrence of an insured event. E-POLIS is the electronic form of the OSGO policy (compulsory motor liability insurance), which allows insurance to be arranged online without visiting the insurance company's office. Compensation for harm to the life or health of road accident victims; Compensation for damage to or loss of property of third parties; Coverage of expenses related to road traffic accidents caused by the policyholder
This is a type of insurance that protects drivers from financial losses arising from damage caused to third parties while driving a vehicle. Financial protection of the life, health or property of third parties against damage; Ensuring compensation to victims at the expense of the insurance company. Insurance payment procedure: Total liability: 80 000 000 Maximum payment for damage caused to a vehicle or property – 28 000 000 Maximum payment for damage caused to a person's life and health – 52 000 000 Important! If the damage to the vehicle exceeds 28 000 000 so‘m, the insurance company covers only this amount. The remaining amount will be paid by the driver at fault. Compulsory motor liability insurance (OSGO) covers only damage caused to third parties. Damage caused to one's own car is not covered by this type of insurance. If a driver wants to protect their own car, it is recommended to take out KASKO insurance.
Compulsory motor liability insurance (OSGO) is a policy that every vehicle owner must have under the legislation on OSGOVTS and the Traffic Rules. OSGO is intended to provide protection for third parties in the event of a road traffic accident caused by the fault of the insured driver. Compensation for harm to the health, life and property of third parties as a result of a road accident caused by the insured; on the application form: «OSAGO VIP» (unlimited number of drivers) and «OSAGO ODDIY» (up to 5 drivers), coverage of up to 80 million UZS-so‘m for the harm caused
Compulsory motor third-party liability insurance (OSGO). Minimal data entry – we save your time! Download your policy immediately after payment. An "unlimited OSGO policy" is a policy that does not list the drivers entitled to drive the given vehicle. Coverage amount 80 000 000 UZS (in the benefits: “We will cover up to 80 mln UZS of damage caused by you”). Damage to property - up to 28 mln UZS. Harm to health and life - up to 52 mln UZS. Payout within 5 days when the Europrotocol is filed with partners. Does not cover repair of your own car. Default policy type: up to 5 persons, insurance period 12 months.
Compulsory motor third-party liability insurance (OSGO). A victim is a person whose life, health and (or) property has been harmed while the vehicle was being used by another person. Damage caused to the life, health and (or) property of the victim when using a vehicle
Compulsory civil liability insurance for vehicle owners (compulsory motor liability insurance, OSGO). For all vehicles; on the main page - “Buy online in a few minutes”.
Compulsory civil liability insurance for motor vehicle owners. Sum insured on the form: 80 000 000 UZS (default; the value depends on the parameters, the form was not filled in)
The OSGOVTS policy is a document from the list of mandatory documents for driving a vehicle. Insurance payments to the victim: damage to property - up to 28 000 000 UZS, harm to health or life - up to 52 000 000 UZS
Protection of your car from unpredictable situations not only on the road but also near your home. In addition, the insurance program will also include the risks of damage to the car in a parking lot, by a ricocheting object, from collision with obstacles, unlawful actions of third parties, natural disasters and much more.
In accordance with the Law of the Republic of Uzbekistan No. 155 of April 21, 2008 “On Compulsory Civil Liability Insurance of Vehicle Owners”, a vehicle owner is obliged to insure their liability for causing harm to the life, health and property of other persons when using the vehicle. The sum insured is set by law at the equivalent of 40 million UZS: 65% (26,000,000 UZS) to cover damage to life and health, 35% (14,000,000 UZS) to cover property damage
In accordance with the Law of the Republic of Uzbekistan No. 155 of April 21, 2008 “On Compulsory Civil Liability Insurance of Vehicle Owners”, a vehicle owner is obliged to insure their liability for causing harm to the life, health and property of other persons when using the vehicle. The sum insured is set by law at the equivalent of 40 million UZS: 65% (26,000,000 UZS) to cover damage to life and health, 35% (14,000,000 UZS) to cover property damage
A KASKO policy is protection against risks such as hijacking, theft and damage to your car. The program also includes risks of damage to the car in a parking lot, by falling objects, collision with obstacles, unlawful acts of third parties and natural disasters. Vehicle hijacking, theft, damage, damage in a car park, damage from falling objects, collision with obstacles, unlawful acts of third parties, natural disasters; the list of risks is selected by the policyholder
Don't overpay for extras — insure only what really matters. The program covers damage from external mechanical impact and collision with an obstacle. Everything you need and nothing you don't! Two risks: objects falling on the car and collision with an obstacle; coverage up to 10 000 000 UZS, term 1 year; inspection of the car is mandatory (tel. 1188)
Comprehensive insurance of vehicles and related risks. “Start”, “Plus”, “Champion” programmes: from basic protection in road accidents, theft, fire and natural disasters to full insurance without restrictions (coverage even for gross violations: driving in the oncoming lane, running a red light, alcohol). Risks: road traffic accident, fire, explosion, natural disasters, theft (all programs). Civil liability: Plus up to 20 million, Champion up to 30 million UZS. Driver and passenger insurance: Plus up to 30 million, Champion up to 50 million. Evacuation (1 time per year): Start up to 500 thousand, Plus up to 1 million, Champion up to 2 million. Replacement car or taxi: Plus up to 2 million, Champion up to 5 million. Payment without GUBDD certificates: Plus up to 5%, Champion up to 7%. Glass replacement (100%): Plus and Champion. Roadside assistance (wheel replacement, engine start, fuel delivery, 1 time per year): Champion only
Rate as a % of the vehicle value (Start / Plus / Champion): up to 200 million so‘m - 1,0% / 1,2% / 1,8%; from 201 to 400 million - 1,2% / 1,5% / 2,2%; from 400 million and above - 1,8% / 2,5% / 3,0%
KASKO (comprehensive motor insurance) is your confidence and peace of mind. Confidence that we will always help repair your car and, in case of total loss or theft, cover the damage within the sum insured. The main advantage of KASKO lies precisely in comprehensive protection against all kinds of misfortunes. The program includes: road traffic accident; impact by an object; natural disasters; fire, explosion; theft or total loss of the vehicle; falling of aircraft and their parts; in the calculator - a term of 6 or 12 months and additional blocks (causing harm to the life, health and property of third parties; accident to the driver and passengers). Services: evacuation and service assistance within the city of Tashkent no more than 2 times per period; compensation of damage up to 10% of the insured sum without a certificate from the authorities (except road traffic accidents); appraiser service costs. Payment upon an insured event within 3 days; wear of parts is not taken into account; exclusion - driving under the influence of alcohol, toxic substances or narcotics
Comprehensive car protection under the SIMPLE, LITE, SMART and DELUXE programs. The insured amount is calculated from the car's value; online application: data, 360° video recording in the EAI app, payment and electronic policy. SIMPLE - damage in road accidents. LITE - plus theft, fire/explosion, natural disasters and man-made accidents, falling objects and collisions with animals, unlawful actions of third parties. SMART - plus damage assessment up to 4,5 mln so‘m, windshield replacement (1 time) up to 4,5 mln, payment without a traffic police (UBDD) certificate (1 time) up to 7% of the sum insured, tow truck up to 300 thousand, civil liability up to 10 mln, accidents (driver and up to 3 passengers) up to 15 mln so‘m. DELUXE - the same items with increased limits (assessment and glass up to 7,5 mln, without a certificate up to 10%, tow truck up to 500 thousand, taxi 500 thousand, liability up to 20 mln, accidents up to 25 mln so‘m) and the KASKO Club program with a premium from 10 mln so‘m
Annual rate (for a car value up to 500 million UZS / over 500 million UZS): SIMPLE 1,0% / 1,2%; LITE 1,3% / 1,5%; SMART 1,5% / 1,7%; DELUXE 2,2% / 2,5%
KASKO for electric vehicles Tesla, BYD, Zeekr and other brands: protection against road accidents and other risks depending on the program. Electric vehicle components, including the high-voltage battery, are protected against damage resulting from an insured event within the programme; theft, fire and natural disasters - in LITE, SMART and DELUXE; evacuation, civil liability and protection of the driver and passengers - in SMART and DELUXE
The same rates as KASKO: SIMPLE 1,0% / 1,2%; LITE 1,3% / 1,5%; SMART 1,5% / 1,7%; DELUXE 2,2% / 2,5% (up to / over 500 million UZS)
Modular KASKO: only the selected parts of the car are insured (front, rear, side parts, windshield and roof, rear and side windows). Term 1 year, coverage starts the day after payment. Pays for the selected parts in case of damage in a road traffic accident (including through the fault of the policyholder), from natural disasters and man-made accidents, a falling tree or object, actions of third parties, or collision with an animal; the part is replaced with a new one without accounting for wear. Does not cover theft, parts outside the selected modules, taxis and rented cars, or gross violations (drunk driving, driving without a licence, leaving the scene of an accident)
From 200 000 UZS per module per year; ready-made packages from 400 000 to 1 100 000 UZS per year
VIP program for owners of premium cars no older than 5 years: the club card is issued after KASKO Deluxe is arranged and a video inspection is done. Engine start, fuel delivery, car wash at partner service centres, spare wheel replacement, engine oil replacement with a 10% discount, detailing discount of up to 10%, opening doors in an emergency, technical inspection, personal manager
GROSS KASKO SILVER is voluntary insurance that helps cover damage resulting from an insured event. It does not matter who is at fault. What matters is that you are protected. KASKO will cover all vehicle restoration costs - regardless of who is at fault in the accident: a road traffic accident involving other vehicles. Benefits: coverage of tow truck costs; coverage of damage assessment costs. Exclusions: running a red traffic light; speeding; driving against the established direction; violating the rules for crossing railway crossings; driving a vehicle under the influence of alcohol/drugs.
GROSS KASKO GOLD is voluntary vehicle insurance with extended coverage, providing reliable protection for your vehicle against various risks. Covers: road traffic accidents (damage in accidents involving other vehicles); impacts and falling objects (trees, stones, etc.); fire and explosion; unlawful acts of third parties; natural phenomena (floods, storms, hurricanes, downpours, hail, heavy snowfall, rockfalls, landslides, mudflows, lightning strikes, earthquakes). Advantages: no UBDD (traffic police) certificate if the damage does not exceed 5% of the sum insured (except for accidents with third parties, fire, explosion, unlawful acts); tow truck; damage assessment. Exclusions are the same as for Silver (traffic light, speed, oncoming traffic, railway crossings, intoxication).
Premium insurance level that includes everything in SILVER and GOLD, plus extended privileges. Insurance without exclusions. Covers: road traffic accident; impacts and falling objects; fire and explosion; unlawful acts of third parties; natural phenomena; theft (compensation of damage in case of vehicle theft). Advantages: no exclusions; payment within three days of signing the insured event report, provided that emergency commissioners are called at 1166; technical assistance (refueling, engine start, wheel replacement) 24/7 free of charge up to 3 times during the entire term; damage from unlawful acts of third parties without a UBDD certificate, if the damage does not exceed 1% of the insured sum; tow truck; without a UBDD (GAI) certificate if the damage is up to 10% of the insured sum (except road traffic accidents involving third parties, fire, explosion, unlawful acts); damage assessment.
Optimal price, minimum necessary insurance coverage. For experienced drivers; suitable for cars a few years old. Theft; robbery; fire; explosion; collision with objects; road accident; unlawful acts of third parties; physical loss of the insured vehicle; natural disasters that led to damage
Rate 0,5% per year; with an auto club subscription - 0,9%
Extended protection for everyday peace of mind: an optimal balance between price and coverage, an extended list of risks, payment without involving the traffic police when there is no road traffic accident. Theft; robbery; fire; explosion; collision with objects; road traffic accident; unlawful actions of third parties; natural disasters; collisions with animals; damage in non-accident cases within the limit (bumper, headlights and lighting devices, camera, glass elements except the panoramic roof, side windows - up to 15 mln UZS per year); driver gift set
Rate 0,5% per year; with an auto club subscription - 1,5%
Maximum level of protection and service: maximum insurance coverage, priority review (within 5 days), payout without involving the traffic police (DPS) when there is no road accident. For owners of new and expensive cars. Theft; robbery; fire; explosion; collision with objects; road traffic accident; unlawful actions of third parties; natural disasters; collisions with animals; non-accident cases within the limit (bumper, headlights, lighting devices, camera, glass elements except the panoramic roof, side windows - up to 20 mln UZS per year); coverage in case of key loss; gift set
Rate 1,3% per year; with an auto club subscription - 1,8%
The additional KASKO insurance policy insures your car, so regardless of whether you are the party at fault or the victim of a road traffic accident, the damage caused to your car will be fully compensated. The vehicle may be insured for an amount not exceeding its actual (insurable) value.
Voluntary insurance that protects the interests of the vehicle owner: repair of a car damaged in a road accident (whether or not the policyholder is at fault) and in other unforeseen circumstances; the car is insured for its full value.
Insurance of a corporate vehicle at full value; a manager contacts you within 10 minutes after the application. Road accident, theft, fire or explosion (excluding spontaneous combustion), actions of third parties, falling objects, total loss of the vehicle
KASKO comprehensive insurance of land vehicles is voluntary motor insurance. Passenger and freight cars, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In simple terms, KASKO insurance is the coverage by the insurance company of the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO comprehensive insurance of land vehicles is voluntary motor insurance. Passenger and freight cars, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In simple terms, KASKO insurance is the coverage by the insurance company of the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO comprehensive insurance of land vehicles is voluntary motor insurance. Passenger and freight cars, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In simple terms, KASKO insurance is the coverage by the insurance company of the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO - GREEN comprehensive insurance of land vehicles is voluntary motor insurance. Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In plain language, KASKO - GREEN insurance means that the insurance company covers the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO GREEN comprehensive insurance of land vehicles is voluntary motor insurance. Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In plain language, KASKO GREEN insurance means that the insurance company covers the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO - GREEN comprehensive insurance of land vehicles is voluntary motor insurance. Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In plain language, KASKO - GREEN insurance means that the insurance company covers the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO is voluntary insurance of a vehicle against various risks such as theft, road traffic accidents, natural disasters and other external impacts. Comprehensive protection of your vehicle against various risks; receiving financial compensation if the vehicle is damaged. Sum insured: the sum insured does not exceed the market value of the vehicle and is set by agreement with you.
KASKO is voluntary insurance of vehicles owned by legal entities against theft, road traffic accidents, natural disasters and other external impacts. This type of insurance helps legal entities protect their transport assets and ensure financial stability. Full comprehensive protection of vehicles of legal entities; Minimization of financial losses caused by road traffic accidents; Guaranteed insurance payouts in case of damage to or loss of a vehicle; Round-the-clock support and round-the-clock prompt assistance and consultations on preparing the insurance company's documents
KASKO is a comprehensive insurance program that provides all-round protection of a car against various unpredictable situations. Unlike compulsory motor liability insurance (OSGO), KASKO is a voluntary type of insurance that covers not only damage caused to third parties but also the vehicle owner's own losses. Damage to the car in a road accident, theft or total loss, natural disasters (fire, explosion, earthquake, etc.), being struck by an object, unlawful acts of third parties (burglary, robbery), collision with an obstacle and an object falling on it while parked or in motion
KASKO. Protection against all expenses in case of a road accident, theft, larceny and total loss of the car. Repairs at the best service centers without queues, compensation of minor damage without certificates, road accident assistance 24/7 across Uzbekistan. In case of a road traffic accident, theft, larceny and total loss of the car; compensation of minor damage without certificates.
Voluntary car insurance for one month. Monthly KASKO - payment for the repair of your car after a road accident documented by traffic police (GAI) officers, regardless of whether you are at fault. NEO INSURANCE will pay for repairs (body, replacement of headlights, bumper, windshield, etc.) within the chosen limit. Coverage of up to 10 000 000 (Basic) / 20 000 000 (Comfort) / 30 000 000 (Premium) so‘m if your car is damaged in a road accident, even if you are at fault. Advantages: covers up to 30 mln. so‘m; renews every month; any damage in a road accident documented by the traffic police (GAI).
KASKO by parts is insurance of a car by parts. For example, damage to the car body, or the bumper, etc. This approach allows the insurance policy to be tailored to each person's individual needs and risks. Optional coverages: damage caused by the explosion of gas equipment installed in the vehicle; damage to the car body; damage to the front and rear bumper; tow truck; driver and passenger; driver's civil liability insurance. You pay only for the coverages you choose.
KASKO — avtomobilingizni deyarli barcha kutilmagan holatlardan himoya qiluvchi ixtiyoriy sug'urta. Majburiy sug'urtadan farqli o'laroq, u aynan SIZNING avtomobilingizga yetkazilgan zararni qoplaydi. To'liq avto zarar; O'g'irlik va talon-taroj; Yong'in va portlash; 24/7 yo'l yordami
Baza stavka 3,5% (avtomobil qiymatidan, 12 oy); dvigatel hajmi 2000 sm³ dan katta bo'lsa +0,5%, haydovchi tajribasi 3 yildan kam bo'lsa +1,0%; muddat koeffitsienti: 3 oy - 0,5; 6 oy - 0,7; 12 oy - 1,0
Qismli KASKO — to'lovni bo'lib-bo'lib amalga oshirish imkonini beruvchi variant. Himoya hajmi to'liq KASKO bilan bir xil, faqat to'lov jadvali qulayroq. To'liq avto zarar; O'g'irlik va talon-taroj; Yong'in va portlash; Bo'lib-bo'lib to'lash
Baza stavka 3,5% (avtomobil qiymatidan, 12 oy); dvigatel hajmi 2000 sm³ dan katta bo'lsa +0,5%, haydovchi tajribasi 3 yildan kam bo'lsa +1,0%; muddat koeffitsienti: 3 oy - 0,5; 6 oy - 0,7; 12 oy - 1,0
Oylik KASKO — moslashuvchan avto sug'urtasi. Yillik summani bir yo'la to'lash o'rniga har oy to'laysiz, polis esa uzluksiz amal qiladi. Oylik to'lov; Tezkor rasmiylashtirish; To'liq avto zarar; O'g'irlik
Baza stavka 3,5% (avtomobil qiymatidan, 12 oy); dvigatel hajmi 2000 sm³ dan katta bo'lsa +0,5%, haydovchi tajribasi 3 yildan kam bo'lsa +1,0%; muddat koeffitsienti: 3 oy - 0,5; 6 oy - 0,7; 12 oy - 1,0
Real damage – real payout. Risks: road traffic accidents and collisions on the road and in parking areas; fire and explosion; falling trees and impact by objects; unlawful acts of third parties. Sum insured from 25 million to 300 million UZS depending on the make. Payment without UBDD (traffic police) certificates if the damage does not exceed 2% of the sum insured. Bonus: insurance against a fuel price increase during the year (compensation of the difference for a volume of up to 200 liters). The policy takes effect the day after the vehicle inspection (the inspection is carried out within 24 hours after filling in the form and paying)
Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery, self-propelled machines, etc. can be insured against the risks that may befall your vehicle. Risks: road traffic accident (collision, hit, rollover, submersion, falling object); unlawful acts of third parties (vehicle theft, robbery, assault, theft of the vehicle or its parts, damage); natural disasters (storm, hurricane, hail, lightning, earthquake, mudflow, rockfall, landslide, flood, etc.); other events (falling of foreign objects, fire, explosion, falling through ice, damage to water supply, heating or sewage systems, falling from a bridge)
The objects of insurance are property interests that do not contradict the law, related to the ownership, use and disposal of vehicles (land vehicles, self-propelled machines) provided as collateral. Loss or damage of the vehicle as a result of flood, storm, hurricane, downpour, hail, snowfall, collapse, landslide, mudflow, lightning, earthquake; fire, explosion; burglary theft, impact of objects; road traffic accident; unlawful acts of third parties
Gas cylinder insurance is voluntary insurance of gas equipment (GBO) installed on a car. If the GBO is damaged or destroyed as a result of a road accident, fire or explosion - our insurance company will compensate the damage within the sum insured. Risks: road accident, fire, explosion (damage to or destruction of the GBO) within the sum insured; vehicles: cars, trucks, buses, minibuses
“KASKO-GAZ” is a specialized insurance program designed to protect gas cylinder equipment installed on vehicles. Repair or replacement of gas cylinder equipment in case of damage, theft, fire, explosion, road traffic accident or natural disasters; only the gas cylinder equipment is insured, not the body or the engine
Save on contributions - do not save on confidence! Coverage only in case of damage to or total loss of the vehicle as a result of a road accident. Simple, beneficial and without unnecessary overpayments! Insurance risk: road traffic accident (damage to or total loss of the vehicle); term 1 year. Conventional vehicle - coverage up to 10 000 000 UZS; electric vehicle - coverage up to 25 000 000 UZS
GAZ-BALLON is a specialized insurance program that protects the driver and passengers from the consequences of an explosion of gas cylinder equipment (GCE) in a vehicle. Explosion or fire of the GBO (gas cylinder equipment) (damage from damage to or complete destruction of the GBO in a road traffic accident); accident involving the driver (injuries, death due to explosion/fire of the GBO in a road traffic accident); civil liability to third parties (up to 65% of the sum insured for harm to health or life, up to 35% for property damage). Protection is valid throughout the territory of Uzbekistan; compensation is paid even if the driver is found to be at fault.
GROSS AVTO-MED is voluntary accident insurance that provides financial protection in the event of injury, disability or death resulting from a road traffic accident. Bodily injuries (payment for injuries resulting from a road traffic accident); disability of group I, II or III established within 6 months after the accident; death - 100% of the sum insured to heirs or beneficiaries. Protection of the driver and passengers throughout the territory of Uzbekistan; payment within 5 business days after the insured event is recognized. Exclusions: an accident involving a motorcycle/moped/scooter without a collision with other transport; a driver without a license or under the influence; intentional acts; attempted suicide; military action, rebellion, terrorist act, nuclear threat.
GOS-NOMER - compensation in case of loss, theft or damage of your vehicle's license plate; protection against unexpected costs of restoring a lost license plate. Reimbursement of the costs of restoring the state registration plate (GRNZ): state duties and fees required to restore a license plate lost as a result of a road traffic accident or unlawful acts of third parties are covered (with documentary confirmation: a road traffic accident report or a certificate from law enforcement authorities). Does not apply to scheduled replacement or loss for other reasons. Policy term - 12 months; the reimbursement equals the official amount of the payments, but not more than the sum insured; no deductible applies; payment - within 10 business days after the act is signed; valid throughout Uzbekistan.
When a vehicle purchased under a murabaha contract is registered as collateral, insuring it is not only a bank requirement but also the most reliable way to protect your own interests. Insured objects: Passenger cars; Trucks and commercial vehicles; Buses and passenger vehicles | Risks covered by insurance: Fire, explosion, lightning strike; Flooding, storm, hurricane, downpour, hail, heavy snowfall, mudflow; Earthquake, landslide, collapse; Road traffic accident; Collision or falling objects; Unlawful actions of third parties
A vehicle obtained under leasing is not just a means of transport but an important financial asset. While the leasing contract is in effect, any damage caused to the vehicle directly affects the interests of both parties — the lessor and the lessee. Insured objects: Passenger cars; Trucks and commercial vehicles; Buses and passenger vehicles | Risks covered by insurance: Fire, explosion, lightning strike; Flooding, storm, hurricane, downpour, hail, heavy snowfall, mudflow; Earthquake, landslide, collapse; Road traffic accident; Collision or falling objects; Unlawful actions of third parties
A vehicle is not just a means of transport, but a major financial investment. On the road, all kinds of unforeseen situations can arise every day: an accident, theft, a natural disaster or a technical fault. Objects of insurance: Passenger cars: owned by individuals and legal entities; Trucks; Buses and minibuses (passenger vehicles) | Risks covered by insurance: Fire, explosion, lightning strike; Flooding, storm, hurricane, downpour, hail, heavy snowfall, mudflow; Earthquake, landslide, rockfall; Road traffic accident; Collision with or falling of objects; Unlawful acts of third parties
Supplements OSGOVTS (compulsory motor vehicle owners’ liability insurance) and covers damage to the life, health and property of victims if the OSGOVTS limits are insufficient to cover losses. Coverage amount to choose from: 20, 40, 60, 80 or 100 million UZS; insurance territory: Republic of Uzbekistan, Central Asian countries, CIS countries and near-abroad countries. Not covered: intentional acts, driving without a licence or while intoxicated, racing and drills, military action and terrorism
Voluntary insurance of gas equipment installed on a car: protection against loss or damage of the gas-fuel equipment (GBO) as a result of a road accident, fire and explosion, against harm to third parties and against accidents involving the driver. Compensation of up to 10 million UZS for restoring the GBO (gas cylinder equipment), up to 10 million UZS for harm to the driver, up to 10 million UZS to third parties in case of damage to or explosion of the GBO
The insured event is the loss or destruction of the state registration number plate during the insurance period; insurance on a “first loss” basis. Costs of restoring or replacing the state registration number plate in case of theft, robbery or deliberate actions of third parties, fire or explosion, road traffic accident; coverage amount to choose from: 2, 3 or 5 million UZS
This insurance product is aimed at protecting gas equipment installed on motor vehicles against possible risks. The insurance covers damage caused to the gas equipment as a result of an accident, fire, explosion, a crash or other unforeseen circumstances. The program is intended for vehicle owners who use gas cylinder equipment and provides financial protection in the event of equipment failure or damage. Damage to gas equipment as a result of a road traffic accident; Fires or explosions of gas equipment; Unlawful acts of third parties; Damage caused by natural disasters
An insurance service is offered to ensure safety when using liquefied gas in homes. This insurance covers risks associated with explosions and other emergencies, protecting the property and health of residents. Payouts for damage caused to the home by a gas cylinder explosion; Compensation for harm caused to the health of residents; Financial assistance in case of other risks associated with the use of a gas cylinder;
Insurance of gas equipment installed on a motor vehicle provides financial protection in the event of damage resulting from an accident, fire, theft and other unforeseen situations. Financial protection of the life, health or property of third parties against damage; ensuring compensation to victims at the expense of the insurance company
Fleet insurance is a set of insurance programs providing maximum protection of corporate clients’ vehicles. Damage to or loss of the vehicle (road accident; theft, hijacking, vandalism; windshield damage; fire, explosion, lightning strike; natural disasters; falling objects); driver's liability to third parties; accident involving the driver/passengers
Voluntary insurance of vehicles equipped with gas cylinder equipment. The programme covers damage caused by a road traffic accident, fire, natural disasters, gas explosion, theft and other risks. Destruction of gas cylinder equipment as a result of an accident; explosion of gas equipment; harm to the life, health and/or property of third parties during operation of gas cylinder equipment; the program also covers damage from road accidents, fire, natural disasters and theft
DSAGO is voluntary motor third-party liability insurance. Extends OSGO limits: if damage in a road accident exceeds the OSGO limit, the remainder is covered under DSGO (voluntary additional motor liability insurance)
Avtotransport vositasiga oʻrnatilgan gaz uskunasini yoʻl transport hodisasi (YTH), yongʻin va portlash natijasida yoʻqotilishi yoki zararlanishi hamda avtotransport vositalariga oʻrnatilgan gaz uskunasini portlashi yoki yongʻin chiqishi oqibatida uchinchi shaxslar (jismoniy va yuridik shaxslar)ga zarar yetkazilishi. Loss of or damage to gas equipment installed on the vehicle as a result of a road accident, fire and explosion, as well as harm to third parties in case of an explosion or fire of the gas equipment
Insurance policy for gas cylinder equipment installed on a vehicle The insurer's obligations (limit) are 10 000 000 UZS on the 3, 6 and 12 month programmes
Insurance providing reliable protection for your car on the road and beyond. Three programs: FULL (road traffic accident, fire, explosion, impact by objects, natural disasters, unlawful acts of third parties, theft/hijacking; including civil liability of vehicle owners), CRASH (road traffic accident from a collision with a third party's vehicle, theft/hijacking) and PROFI (road traffic accident from a collision caused by a third party, theft/hijacking). Additionally: accidents of the driver and passengers; covered expenses - tow truck, UBDD impound lot, damage assessment, taxi for the repair period
A popular type of insurance among consumers of bank car-loan services. The sum insured under the contract is equal to the market value of the car or its collateral value under the loan agreement; the payout goes to the pledgee (or, on its instruction, to the policyholder); it may cover the bank's risk of loan non-repayment in the period before the car is acquired
Owners of gas cylinder equipment: an insurance policy for all legal entities and individuals who own gas cylinder equipment (additionally installed or factory-fitted). The policy covers the property interests of the policyholder and those around them - employees, the driver, injured parties. Failure of gas cylinder equipment after a road accident; ignition of gas cylinder equipment; explosion of gas cylinder equipment
Which companies offer car insurance (KASKO and OSGO)?
24 insurance companies describe such products on their websites: Alfa Invest Sug‘urta, Alskom, Apex Insurance, Aria Sug‘urta, Asia Insurance, Euroasia Insurance, Gross Sug‘urta, Hamkor Sug‘urta, Imkon Sug‘urta, Impex Insurance, Infinity Insurance, Inson, Kafil Sug‘urta, Kafolat Sug‘urta, Mosaic Insurance Group, My-Insurance, Neo Insurance Corp, O‘zagrosug‘urta, Quantum Insurance, Semurg Insurance, SQB Insurance, Temiryo‘l-Sug‘urta, Trust Insurance, Xalq Sug‘urta.
How much does car insurance (KASKO and OSGO) cost?
A price or rate is published for 25 of 90 products: see the tables on this page. The insurer calculates the rest on its site; the price depends on terms and coverage. The OSGO price is the same at every company: the tariff is set by the state, and the calculator on the OSGO page shows it.
Can I buy car insurance (KASKO and OSGO) online?
23 insurance companies have a link to buy at least one such product online: Alfa Invest Sug‘urta, Alskom, Apex Insurance, Aria Sug‘urta, Asia Insurance, Euroasia Insurance, Gross Sug‘urta, Hamkor Sug‘urta, Imkon Sug‘urta, Impex Insurance, Infinity Insurance, Inson, Kafil Sug‘urta, Kafolat Sug‘urta, My-Insurance, Neo Insurance Corp, O‘zagrosug‘urta, Quantum Insurance, Semurg Insurance, SQB Insurance, Temiryo‘l-Sug‘urta, Trust Insurance, Xalq Sug‘urta.
How does KASKO differ from OSGO?
OSGO is compulsory for vehicle owners and covers harm caused to others; the tariff is the same at every company. KASKO is voluntary and protects your own car; the company sets the terms and price, often a percentage of the car’s value.
Alfa Invest Sug‘urta
Alskom
Apex Insurance
Asia Insurance
Euroasia Insurance
Gross Sug‘urta
Hamkor Sug‘urta
Imkon Sug‘urta
Impex Insurance
Infinity Insurance
Inson
Kafil Sug‘urta
Kafolat Sug‘urta
My-Insurance
Neo Insurance Corp
O‘zagrosug‘urta
Quantum Insurance
SQB Insurance
Temiryo‘l-Sug‘urta
Trust Insurance
Xalq Sug‘urta
Aria Sug‘urta
Semurg Insurance
Mosaic Insurance Group