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Ranking of insurance companies in Uzbekistan

NAPP report as of 01.07.2026More details

According to the NAPP report as of 01.07.2026, Apex Insurance ranks first in general insurance: premiums of 2.07 trillion UZS year to date, 25.8% of the whole insurance market. In life insurance, Apex Life Insurance ranks first: premiums of 407.8 billion UZS.

The whole market year to date: premiums of 8.02 trillion UZS, payouts of 2.25 trillion UZS, payout ratio 28.1%.

The rank is set by the total insurance premiums within the sector: general and life insurance are counted separately. Premiums show a company’s size, not the quality of its service. There is no overall score, and the table can be sorted by any column.

General insurance

Rank Company Premiums Market share Payouts Payout ratio Offices App
1 Apex Insurance 2.07 trillion UZS 25.8% 927 billion UZS 44.7% 129 —
3 Kafolat Sug‘urta 829 billion UZS 10.3% 155.8 billion UZS 18.8% 15 —
4 Kapital Sug‘urta 489.2 billion UZS 6.1% 41.8 billion UZS 8.5% 47 2.47
5 My-Insurance 485.9 billion UZS 6.1% 89.9 billion UZS 18.5% 26 —
6 Gross Sug‘urta 453.1 billion UZS 5.6% 203.9 billion UZS 45% 75 —
7 Alfa Invest Sug‘urta 259.9 billion UZS 3.2% 33.4 billion UZS 12.8% 16 —
8 Euroasia Insurance 229.6 billion UZS 2.9% 5.2 billion UZS 2.3% 14 4.08
9 Kafil Sug‘urta 192.8 billion UZS 2.4% 34.9 billion UZS 18.1% 55 —
10 Asia Insurance 192 billion UZS 2.4% 16.6 billion UZS 8.6% 57 —
11 Trust Insurance 158.1 billion UZS 2% 49.4 billion UZS 31.2% 15 —
12 Impex Insurance 133.3 billion UZS 1.7% 47.7 billion UZS 35.8% 50 —
13 Alskom 131.4 billion UZS 1.6% 45.2 billion UZS 34.4% 25 —
14 SQB Insurance 127.3 billion UZS 1.6% 49.4 billion UZS 38.8% 15 —
15 Inson 100 billion UZS 1.2% 28.5 billion UZS 28.5% 22 —
16 Neo Insurance Corp 100 billion UZS 1.2% 20.3 billion UZS 20.3% 37 4.26
17 O‘zagrosug‘urta 94.6 billion UZS 1.2% 36.6 billion UZS 38.7% 193 —
18 Temiryo‘l-Sug‘urta 93.1 billion UZS 1.2% 14.8 billion UZS 15.9% 15 —
19 Mosaic Insurance Group 90 billion UZS 1.1% 9.4 billion UZS 10.4% 1 —
20 Infinity Insurance 69.9 billion UZS 0.9% 9.1 billion UZS 13% 1 —
21 Quantum Insurance 64.3 billion UZS 0.8% 16.7 billion UZS 25.9% 16 —
22 Imkon Sug‘urta 55.7 billion UZS 0.7% 7.6 billion UZS 13.7% 19 —
24 Aria Sug‘urta 35.6 billion UZS 0.4% 2.4 billion UZS 6.7% 1 —
25 Xalq Sug‘urta 28.4 billion UZS 0.4% 10.3 billion UZS 36.1% 16 —
26 Hamkor Sug‘urta 17 billion UZS 0.2% 2.3 billion UZS 13.4% 15 —
28 Semurg Insurance 7.8 billion UZS 0.1% 3.1 billion UZS 39.5% 19 —

The NAPP report has 29 insurance companies, the table has 25: the others have no page on this site, so the rank numbers have gaps.

Life insurance

Rank Company Premiums Market share Payouts Payout ratio Offices
1 Apex Life Insurance 407.8 billion UZS 5.1% 76.1 billion UZS 18.6% 15
3 TBC Sug‘urta 33.5 billion UZS 0.4% 661 million UZS 2% 1
4 Alfa Life Insurance 26.2 billion UZS 0.3% 9.7 billion UZS 37% 16
5 Kafolat Hayot Insurance 7.3 billion UZS 0.1% 2.8 billion UZS 38.8% 8
6 O‘zbekinvest Hayot Sug‘urta 5.3 billion UZS 0.1% 5.8 billion UZS 109.9% 8
7 Agros Hayot Sug‘urta 969 million UZS <0.1% 1.5 billion UZS 155.7% 1

The NAPP report has 7 insurance companies, the table has 6: the others have no page on this site, so the rank numbers have gaps.

The payout ratio is payouts divided by premiums for the same period. It can exceed 100%, because payouts also cover contracts from past years. On its own it does not say a company is better or worse: it depends on the types of insurance and the age of the portfolio.

Source: the NAPP report “Insurance market indicators” as of 01.07.2026; premiums and payouts are year to date. The rank is calculated from all insurance premiums, while NAPP ranks by net premiums, so the order may differ. The app score is from Google Play and the App Store if there are at least 30 ratings. Reference information, not a recommendation. NAPP report ↗

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Frequently asked questions

Which is the largest insurance company in Uzbekistan?

By premiums in general insurance, Apex Insurance ranks first as of 01.07.2026: 2.07 trillion UZS year to date, 25.8% of the insurance market. Next in the table: Kafolat Sug‘urta (rank 3), Kapital Sug‘urta (rank 4).

Which company ranks first in life insurance?

As of 01.07.2026, Apex Life Insurance ranks first: premiums of 407.8 billion UZS year to date. Next in the table: TBC Sug‘urta (rank 3), Alfa Life Insurance (rank 4).

What is an insurance company’s payout ratio?

It is payouts divided by premiums for the same period. The market average as of 01.07.2026 is 28.1%. The highest in general insurance: Gross Sug‘urta 45%, Apex Insurance 44.7%, Semurg Insurance 39.5%. A high figure alone does not mean a company is better: it depends on the types of insurance and the age of the portfolio.

Where does the data come from and how often is the ranking updated?

The indicators come from NAPP’s quarterly report “Insurance market indicators”. The ranking is updated when a new report comes out; the current data is as of 01.07.2026.