Mastercard cards in EUR: bank fee comparison
Fees as of 22.10.2026More details
Mastercard cards in EUR are offered by 6 banks: 15 cards. Compare amounts within one currency: sorting is by number, without converting sums and dollars.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
| Bank | Card | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|
 Asia Alliance Bank |
Mastercard Gold available to non-residents Gold privileges | 60 000 UZS60 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 60 000 UZSnon-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 EURinsurance deposit 10 EURnon-residents: 10 EUR |
| Asia Alliance Bank |
Mastercard Standard available to non-residents Standard privileges | 30 000 UZS30 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 30 000 UZSnon-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 EURinsurance deposit 10 EURnon-residents: 10 EUR |
 Anorbank |
ANOR BLACK available to non-residents Standard privileges | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts) | 1.5%/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bank | 1%/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5% | freeinsurance deposit for residents: nonenon-residents: 25 USD |
 Ipoteka Bank |
Mastercard Gold Gold privileges | 80 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit |
| Ipoteka Bank |
Mastercard Standard Standard privileges | 50 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit |
 Kapitalbank |
Mastercard Black Edition Black Edition privileges | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance: none |
| Kapitalbank |
Mastercard Black Edition multi-currency Black Edition privileges | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Mastercard Gold (EURO) Gold privileges | freefree | free | bank ATM: dash in the tariff (not specified); bank cash desk: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard World Elite Metal Edge World Elite privileges | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance: none |
| Kapitalbank |
Mastercard World Elite multi-currency World Elite privileges | 300 000 UZS | 1 200 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 300 000 UZSminimum balance 300 000 UZS |
 Xalq Bank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | 100 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 100 000 UZS; non-residents: 200 000 UZSnon-residents: 200 000 UZS | 60 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
 Orient Finans Bank |
Mastercard Black Edition available to non-residents Black Edition privileges | 100 000 UZS | 36 USD/year | freeOFB ATM and cash desk: free | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 50 USDinsurance deposit 50 USD |
| Orient Finans Bank |
Mastercard Gold available to non-residents Gold privileges | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 EURinsurance deposit 25 EUR |
| Orient Finans Bank |
Mastercard Standard available to non-residents Standard privileges | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 EUR)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 2 EUR) | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Mastercard World Elite available to non-residents World Elite privileges | 200 000 UZS | 60 EUR/year | freeOFB ATM and cash desk: free | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 EURsecurity deposit 200 EUR |