Deposits in EUR: bank rate comparison
Rates as of 22.10.2026More details
Deposits in EUR are offered by 11 banks: 11 deposits. The rate in the table is for the main term at the minimum amount; compare deposits within one currency. Click a column header to sort the table.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
| Bank | Deposit | Rate | Max rate | Terms | Min. amount | Top-up | How to open |
|---|---|---|---|---|---|---|---|
| Luxe top-up allowed | 4%/year4% per annum, term up to 18 months | 4%/year4% per annum for the full term of 18 months | 18 mo. | 100 EURfrom 100 euros | yes | in branch | |
| Euro top-up allowed | 3%/year3% per annum for 12 mo. | 4%/year4% per annum for 24 mo. | 6, 12, 24 mo. | 500 EURfrom 500 euros | yes | in branch | |
| Oddiy top-up allowed | 2.5%/year2.5% per annum for 12 months | 2.5%/year2,5% per annum for 12 months, paid at maturity | 3, 6, 12 mo. | 100 EURfrom 100 EUR | yes | in branch | |
| Maximum income | 2%/year2% per annum for 13 months | 3%/yearup to 3% per annum for 24 months | 6, 13, 18, 24 mo. | 50 EURfrom 50 euros | no | in branch | |
| STEP-ODDIY top-up allowed | 2%/year2% per annum for 6 months | 2%/year2% per annum | 6 mo. | no minimumany amount | yes | in branch | |
| Euro online 2% online | 2%/year2% per annum for 24 months | 2%/year2% per annum | 24 mo. | 100 EURfrom 100 euros | no | online | |
| Euro top-up allowed | 2%/year2% per annum for 3 months | 2%/year2% per annum for 3 months | 3 mo. | no minimumno minimum | yes | in branch | |
| Demand deposit top-up allowed | 0%/year0% per annum, interest-free | 0%/year0% per annum, interest-free | — | minimum not specified on the page | yes | in branch | |
| Demand deposit account onlinetop-up allowed | 0%/year0% per annum: no interest is accrued or paid on the balance | 0%/year0% per annum, no higher rates | — | — | yes | online | |
| On demand | 0%/year0% per annum, no term limit | 0%/year0% per annum, no term limit | — | — | — | in branch | |
| On demand top-up allowed | 0%/year0% per annum, no interest is accrued | 0%/year0% per annum, no interest is accrued | — | no minimumminimum not limited | yes | in branch |