Agrobank microloans
Rates as of 23.10.2026More details
All Agrobank microloans on one page: 5 loans. Each shows rates, amount, term, how to apply and the conditions from the bank website.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Microloans 5
Biznesga ko'mak no collateral
| Purpose | microloan for self-employed individuals (purpose not stated on the page) |
|---|---|
| Available to | self-employed citizens without an official income over the last 2 months, residing in the mahalla assigned to the bank |
| Rate (main case) | 21%/year21% per annum for a term of up to 48 monthsSingle rate for all terms (calculator: 12, 24, 36, 48 mo. - 21%). |
| Lowest rate | 21%/year21% per annum |
| Highest rate | 21%/year21% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the page |
| Maximum amount | 17 000 000 UZSup to 17 mln UZS |
| Loan term | up to 48 mo. |
| Down payment | no down paymentno down payment required |
| Issuance fee | freeno bank fees or chargespage |
| Early repayment | freeinterest is paid only for the actual period of usepage, section 'Review and processing' |
| Grace period | 6 mo. |
| Collateral | no |
| Early repayment allowed | yes |
| Repayment scheme | differentiated |
| Decision time | 5 days |
Rates by term, amount and client category
| Term | Amount | Rate | Channel | Repayment |
|---|---|---|---|---|
| 48 mo. | 1 000 000 – 17 000 000 UZS | 21%/yearsingle rate for a term of up to 48 mo. | in branch | differentiated |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan Mahalla loyihasi
| Purpose | microloan for self-employed residents of the mahallas assigned to the bank (purpose not specified) |
|---|---|
| Available to | self-employed citizens of Uzbekistan without official income over the last 2 months, residents of mahallas assigned to the bank |
| Rate (main case) | 21%/year21% per annum for a term of up to 60 monthsuz page (updated 28.09.2026) and calculator: 21%. ru page (updated 05.05.2026) states 25%, including for women. The more recent uz version was used. |
| Lowest rate | 21%/year21% per annum |
| Highest rate | 21%/year21% per annum |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the page |
| Maximum amount | 50 000 000 UZSup to 50 mln UZS |
| Loan term | up to 60 mo. |
| Grace period | 24 mo. |
Rates by term, amount and client category
| Term | Amount | Rate | Channel |
|---|---|---|---|
| 60 mo. | 1 000 000 – 50 000 000 UZS | 21%/yearone rate for a term of up to 60 mo.; the ru page gives 25% | in branch |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Advance Plus online
| Purpose | online microloan in the Agrobank Mobile app ('Online microloan' section) |
|---|---|
| Available to | payroll project participants working in budget organizations |
| Rate (main case) | 25%/year25% per annum for 12 monthsCalculator: 25% for 12 and 24 mo.; page: term 2 years, rate 25%. |
| Lowest rate | 25%/year25% per annum |
| Highest rate | 25%/year25% per annum |
| Minimum amount | 500 000 UZSfrom 500 thousand UZSper the calculator on the page |
| Maximum amount | 100 000 000 UZSup to 100 mln UZS |
| Loan term | 12–24 mo. |
Rates by term, amount and client category
| Term | Amount | Clients | Rate | Channel |
|---|---|---|---|---|
| 12 mo. | 500 000 – 100 000 000 UZS | public-sector employees | 25%/yearbank calculator | in the app |
| 24 mo. | 500 000 – 100 000 000 UZS | public-sector employees | 25%/yearterm 2 years (per the page and calculator) | in the app |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
First Step to Business microloan no collateral
| Purpose | microloan for a self-employed individual (purpose not stated on the page) |
|---|---|
| Available to | self-employed citizens of Uzbekistan who had no official income in the last 2 months |
| Rate (main case) | 25%/year25% per annum for 12 monthsFor women - 23% per annum. |
| Lowest rate | 23%/yearfrom 23% for women |
| Highest rate | 25%/year25% per annum |
| Minimum amount | 100 000 UZSfrom 100 thousand UZSper the calculator on the page |
| Maximum amount | 5 000 000 UZSup to 5 mln UZSbased on scoring results |
| Loan term | 12 mo. |
| Collateral | no |
| Proof of income | no |
| Insurance required | yes |
Rates by term, amount and client category
| Term | Amount | Clients | Rate | Channel |
|---|---|---|---|---|
| 12 mo. | 100 000 – 5 000 000 UZS | all clients | 25%/yearoverall rate | in branch |
| 12 mo. | 100 000 – 5 000 000 UZS | special category | 23%/yearfor women | in branch |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Online microloan onlineno collateral
| Purpose | for any purpose, online application in the Agrobank Mobile app |
|---|---|
| Available to | an individual (resident) with a regular (salary) income and a card (including a virtual one) opened at Agrobank |
| Rate (main case) | 31%/year31% per annum for 12 monthsBank calculator: 31% for 12 mo., 32% for 24, 33% for 36, 34% for 48. Page text: 'up to 31-34%'. |
| Lowest rate | 31%/yearfrom 31% for 12 mo. |
| Highest rate | 34%/yearup to 34% for 48 mo. |
| Minimum amount | 1 000 000 UZSfrom 1 mln UZSper the calculator on the page |
| Maximum amount | 100 000 000 UZSup to 100 mln UZS |
| Loan term | 12–48 mo. |
| Collateral | no |
| Proof of income | yes |
| Insurance required | yes |
Rates by term, amount and client category
| Term | Amount | Rate | Channel |
|---|---|---|---|
| 12 mo. | 1 000 000 – 100 000 000 UZS | 31%/yearbank calculator | in the app |
| 24 mo. | 1 000 000 – 100 000 000 UZS | 32%/yearbank calculator | in the app |
| 36 mo. | 1 000 000 – 100 000 000 UZS | 33%/yearbank calculator | in the app |
| 48 mo. | 1 000 000 – 100 000 000 UZS | 34%/yearbank calculator | in the app |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Frequently asked questions
What is the microloan rate at Agrobank?
The lowest rate in sums on this page is 21% a year, 5 loans in total. The exact rate depends on the term, amount and bank conditions. A 0% rate is not counted here.
Can I get a Agrobank microloan online?
Yes, the bank lists website or app applications for 2 of 5: “Advance Plus”, “Online microloan”.