Online loans and microloans in Uzbekistan
Rates as of 23.10.2026More details
This page lists loans the bank says you can arrange on its website or app: 53 loans from 22 banks. Loans available both online and at a branch are listed separately. The bank decides whether to lend: this site compares terms and does not issue loans. Click a column header to sort a table.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Online only: bank website or app 53
No bank branch is mentioned in the terms. Most of these are microloans.
| Bank | Loan | Rate | Amount up to | Term | Loan type | How to apply |
|---|---|---|---|---|---|---|
 Agrobank |
Open installment card | 0%/yearinterest-free (0%), 12-month schedule for each transaction | 82 400 000 UZSup to 82,4 mln UZS | up to 12 mo. | Installment plans | in the app |
 Anorbank |
ANOR nasiya | 0%/year0% on purchases in the partner network | 50 000 000 UZSrevolving limit of up to 50 mln UZS | up to 24 mo. | Installment plans | in the app |
 Xalq Bank |
OPEN installment plan | 0%/year0% per annum for a term of up to 12 months | 30 000 000 UZSup to 30 000 000 UZS | up to 12 mo. | Installment plans | in the app |
| Agrobank |
Education loan | 14%/year14% per annum (at the level of the Central Bank base rate) | tuition cost under the contract | up to 84 mo. | Education loans | online |
 Aloqabank |
Education loan funded by the Ministry of Economy and Finance | 14%/year14% per annum | under the tuition contract | up to 162 mo. | Education loans | in the app |
 Business Development Bank |
Orzu ta'lim | 14%/year14% (Central Bank base rate) | Up to the equivalent of 20 000 US dollars per academic year in the national currency | — | Education loans | online |
| Business Development Bank |
Online education | 14%/year14% per annum | 82 400 000 UZSup to 82,4 mln UZS | up to 84 mo. | Education loans | in the app, online |
| Business Development Bank |
Fast mortgage | 16.99%/year16,99% per annum, term up to 20 years | 480 000 000 UZSTashkent - up to 480 mln UZS | up to 240 mo. | Mortgages | in the app |
| Business Development Bank |
Online mortgage | 16.99%/year16,99% per annum, term up to 20 years | 480 000 000 UZSTashkent - up to 480 mln UZS | up to 240 mo. | Mortgages | in the app |
| Xalq Bank |
Pension microloan | 21%/year21% per annum for a term of up to 24 months | 30 000 000 UZSup to 30 000 000 UZS | up to 24 mo. | Microloans | in the app |
 Uzpromstroybank (SQB) |
Istiqlol online microloan | 22%/year22% per annum for a term of up to 12 months | 100 000 000 UZSup to 100 mln UZS | up to 36 mo. | Microloans | in the app |
| Xalq Bank |
Online auto loan | 23%/year23% per annum with a 35% down payment, term up to 60 months | 600 000 000 UZSup to 600 000 000 UZS | up to 60 mo. | Auto loans | in the app |
 Davr Bank |
Mini loan 2 | 24%/year24% per annum for 12 months | 2 000 000 UZSup to 2 mln UZS | up to 12 mo. | Microloans | in the app |
 Open Bank |
Yangi imkoniyat | 24.99%/year24,99% per annum for 120 months | 2 500 000 000 UZSup to 2,5 bn UZS | up to 120 mo. | Other loans | in the app, online |
| Open Bank |
Yangi uy | 24.99%/year24,99% per annum for 120 months | 1 000 000 000 UZSup to 1 bn UZS | up to 120 mo. | Mortgages | in the app, online |
| Agrobank |
Advance Plus | 25%/year25% per annum for 12 months | 100 000 000 UZSup to 100 mln UZS | 12–24 mo. | Microloans | in the app |
 National Bank of Uzbekistan (NBU) |
Online microloan | 25%/year25% per annum (term up to 60 mo.) | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Microloans | in the app |
| Xalq Bank |
Online microloan | 25%/year25% per annum for a term of up to 12 months | 100 000 000 UZSup to 100 000 000 UZS | up to 48 mo. | Microloans | in the app |
 TBC Bank |
Auto loan | 25.9%/year25,9% per annum for 36 months with a 25% down payment | 1 000 000 000 UZSup to 1 000 000 000 UZS | 6–60 mo. | Auto loans | in the app |
| Davr Bank |
Maxsus mikroqarz | 26%/year26% per annum up to 60 months | 100 000 000 UZS100 mln UZS | up to 60 mo. | Microloans | in the app |
| Davr Bank |
Mini loan | 26%/year26% per annum up to 36 months | 4 000 000 UZS4 mln UZS | up to 36 mo. | Microloans | in the app |
| Davr Bank |
Mini loan 3 | 27%/year27% per annum up to 36 months | 10 000 000 UZSup to 10 mln UZS | up to 36 mo. | Microloans | in the app |
 Kapitalbank |
Online microloan | 27%/year27% per annum for a term of 3-12 months | 50 000 000 UZSup to 50 mln UZS | 3–12 mo. | Microloans | in the app |
| Agrobank |
Online payment | 30%/year30% per annum for 24 months | 100 000 000 UZSup to 100 mln UZS | up to 24 mo. | Other loans | online, in the app |
| Business Development Bank |
Online microloan | 30%/year30% per annum for 36 months (per calculator) | 100 000 000 UZSup to 100 mln UZS | 12–48 mo. | Microloans | in the app |
 Garant Bank |
TEZ VA QULAY ONLINE 2.0 | 30%/year30% per annum for persons with official income | 1 000 000 UZSup to 1 000 000 UZS | up to 12 mo. | Microloans | in the app |
| Garant Bank |
Online | 30%/year30% per annum for a term of up to 12 months | 100 000 000 UZSup to 100 000 000 UZS | up to 48 mo. | Microloans | in the app |
 Orient Finans Bank |
Online microloan | 30%/year30% per annum | 50 000 000 UZSup to 50 mln UZS | 3–24 mo. | Microloans | in the app |
| Agrobank |
Online microloan | 31%/year31% per annum for 12 months | 100 000 000 UZSup to 100 mln UZS | 12–48 mo. | Microloans | in the app |
 Ipak Yuli Bank |
Qulay microloan | 31.9%/year31,9% per annum for a term of up to 12 months | 10 000 000 UZSup to 10 000 000 UZS | up to 12 mo. | Microloans | online |
 AVO Bank |
For the self-employed | 34.9%/year34,9% per annum for 12 months | 100 000 000 UZSup to 100 000 000 UZS | 3–36 mo. | Other loans | in the app |
| AVO Bank |
For a wedding | 34.9%/year34,9% per annum for 12 months | 100 000 000 UZSup to 100 000 000 UZS | 3–36 mo. | Other loans | in the app |
| AVO Bank |
Online microloan | 34.9%/year34,9% per annum for 12 months | 100 000 000 UZSup to 100 000 000 UZS | 3–36 mo. | Microloans | in the app |
| Davr Bank |
Microloan for payment | 36%/year36% per annum, up to 12 months | 1 000 000 UZSup to 1 mln UZS | up to 12 mo. | Microloans | in the app |
| Davr Bank |
Davr Online | 37%/year37% per annum, up to 60 months | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Microloans | in the app |
| Davr Bank |
Universal microloan | 37%/year37% per annum, up to 12 months | 50 000 000 UZSup to 50 mln UZS | up to 12 mo. | Microloans | in the app |
 Uzum Bank |
Loan | 38%/year38% per annum, fixed | 100 000 000 UZSup to 100 mln UZS | 12–36 mo. | Consumer loans | in the app |
| Davr Bank |
Davr Online 2 | 45%/year45% per annum, up to 60 months | 30 000 000 UZSup to 30 mln UZS | up to 60 mo. | Microloans | in the app |
 Asia Alliance Bank |
Online | From 25% to 38% per annum | 100 000 000 UZSUp to 100 mln UZS | 1–36 mo. | Microloans | in the app |
| Asia Alliance Bank |
Online Imkoniyat | From 27% to 38% per annum | 100 000 000 UZSUp to 100 mln UZS | 1–36 mo. | Microloans | in the app |
| Agrobank |
Online payment installment | 19% for 12 months (installment interest rate; annual rate not determined) | 100 000 000 UZSup to 100 mln UZS | 3–24 mo. | Installment plans | online, in the app |
| Anorbank |
Convenient microloan | from 26% to 35% per annum, individually | 100 000 000 UZSup to 100 mln UZS | 3–36 mo. | Microloans | in the app |
 Apex Bank |
Online loan | from 28% to 35% per annum (for other borrowers) | 100 000 000 UZSup to 100 mln UZS inclusive | 6–36 mo. | Microloans | in the app |
 Asakabank |
Online auto loan | — | 1 000 000 000 UZSno more than 1 bn UZS, no more than 2 loans; up to 70% of the car value | up to 60 mo. | Auto loans | in the app |
| Asakabank |
Online microloan | — | 100 000 000 UZSno more than 100 mln UZS | 3–48 mo. | Microloans | online |
 Hamkorbank |
Online | — | 100 000 000 UZSup to 100 mln UZS | 6–36 mo. | Microloans | in the app, online |
| Ipak Yuli Bank |
Online microloan | — | 100 000 000 UZSup to 100 000 000 UZS | up to 48 mo. | Microloans | in the app |
 Ipoteka Bank |
Microloan | from 24% to 48,9% per annum, the rate is determined individually | 100 000 000 UZSup to 100 mln UZS | 36–60 mo. | Microloans | in the app |
| Ipoteka Bank |
Microloan for self-employed | from 24% per annum, the exact rate is set individually | 100 000 000 UZSup to 100 mln UZS | 3–36 mo. | Microloans | in the app |
| TBC Bank |
TBC Kredit | from 28% to 49% per annum, individual rate (scoring) | 100 000 000 UZSup to 100 000 000 UZS | 3–36 mo. | Microloans | in the app |
| TBC Bank |
TBC Kredit for self-employed | from 28% to 49% per annum, individual rate (scoring) | 100 000 000 UZSup to 100 000 000 UZS | 3–36 mo. | Microloans | in the app |
 Tenge Bank |
Online microloan | from 24,6% to 49% per annum (inclusive) | 90 000 000 UZS | 6–36 mo. | Microloans | in the app, online |
| Uzum Bank |
Microloan to Uzum card promo | 0% for 30 days under the promotion, then Uzum Nasiya platform fee from 28% to 44% | 25 000 000 UZSup to 25 mln UZS | up to 12 mo. | Microloans | in the app |
Online and at a branch 104
The bank lists both ways. For some of these loans, especially car loans and mortgages, online usually means the application stage: check with the bank whether you need to visit a branch.
| Bank | Loan | Rate | Amount up to | Term | Loan type | How to apply |
|---|---|---|---|---|---|---|
| Anorbank |
Auto loan 4.0 Uz Auto Motors | 0%/year0% per annum for a term of up to 60 months | 500 000 000 UZSup to 500 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto DAMAS | 0%/year0% per annum for a term of up to 26 months | 600 000 000 UZSup to 600 mln UZS | up to 26 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto UzAuto Motors | 0%/year0% per annum for a term of up to 60 months | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| National Bank of Uzbekistan (NBU) |
NBU auto loan for UzAuto Motors cars | 0%/year0% per annum for 36 mo. with a 25% down payment (ONIX, Tracker) | 300 000 000 UZSup to 300 mln UZS (Labo up to 150 mln) | up to 60 mo. | Auto loans | in branch, in the app |
| Orient Finans Bank |
BYD Carryover New | 0%/year0% per annum | 800 000 000 UZSup to 800 mln UZS | 12–30 mo. | Auto loans | in branch, online |
| Orient Finans Bank |
Interest-free mortgage for a new-build property | 0%/year0% per annum for 60 months | 500 000 000 UZSup to 500 mln UZS | 12–60 mo. | Mortgages | in branch, online |
 Turonbank |
Auto loan UzAuto Motors | 0%/year0% per annum for 36 months (Onix, down payment 30%) | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS) | 1–56 mo. | Auto loans | in branch, online |
| Tenge Bank |
Auto loan - ROODELL | 11%/year11,0% per annum for 36 months with a 30% contribution (ROODELL I, confirmed income) | 450 000 000 UZSup to 450 000 000 UZS | 12–60 mo. | Auto loans | in branch, online |
| National Bank of Uzbekistan (NBU) |
Auto loan KIA | 11.5%/year11,5% per annum for 36 mo. with a 25% down payment (ROODELL 7) | 1 000 000 000 UZSup to 1 bn UZS | 12–60 mo. | Auto loans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Auto loan for Alyans Auto cars | 12.9%/year12,9% per annum for 36 mo. with a 25% contribution | 1 000 000 000 UZSup to 1 bn UZS | 12–60 mo. | Auto loans | in branch, in the app |
| Orient Finans Bank |
Denza auto loan | 13%/year13% per annum for 18 months with a 30% contribution | 800 000 000 UZSup to 800 mln UZS | 12–18 mo. | Auto loans | in branch, online |
| Asakabank |
Education loan | 14%/year14% per annum (CB base rate) | no more than 100% of the contract amount for the academic year | — | Education loans | in branch, in the app |
| Business Development Bank |
Educational | 14%/year14% per annum (Central Bank rate) | up to 100% of the contract value | — | Education loans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Preferential education loan | 14%/year14% per annum (term up to 162 mo.) | amount of the paid contract; for students of the 2nd year and above — no more than 80% of the contract if the grade average is below «3» | up to 162 mo. | Education loans | in branch, in the app |
| Orient Finans Bank |
Student | 14%/year14% per annum | According to the contract value of the educational institution | — | Education loans | in branch, online |
| Uzpromstroybank (SQB) |
Educational | 14%/year14% per annum (equal to the Central Bank base rate) | equal to the tuition cost | up to 138 mo. | Education loans | in branch, online |
| Turonbank |
Education loans | 14%/year14% per annum | under the tuition payment contract | 60–120 mo. | Education loans | in branch, online |
| National Bank of Uzbekistan (NBU) |
Changan auto loan | 16%/year16% per annum for 36 mo. with a 40% down payment (standard terms) | 500 000 000 UZSup to 500 mln UZS | 12–60 mo. | Auto loans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
NBU auto loan for BYD cars | 16%/year16% per annum with a 25% down payment | 500 000 000 UZSup to 500 mln UZS | up to 60 mo. | Auto loans | in branch, in the app |
| Turonbank |
Auto loan Roodell avto | 16%/year16% per annum for 36 months with a 30% down payment | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS) | 1–60 mo. | Auto loans | in branch, online |
| National Bank of Uzbekistan (NBU) |
Combined mortgage | 16.5%/year16,5% per annum on the part of the loan up to the limit, 21% above the limit | no limit on the amount; no more than 80% of the property value (75% without official income) | up to 240 mo. | Mortgages | in branch, in the app |
| Orient Finans Bank |
Advantageous mortgage | 16.7%/year16,7% per annum for 120 months on the budget-funded portion | 1 060 000 000 UZSup to 1,06 bn UZS in Tashkent (480 mln budget + up to 580 mln bank); in the regions up to 960 mln UZS | 60–240 mo. | Mortgages | in branch, online |
| Orient Finans Bank |
Teacher mortgage | 16.7%/year16,7% per annum for 120 months | 480 000 000 UZSup to 480 mln UZS in Tashkent; in other cities and rural areas - up to 380 mln UZS | 60–240 mo. | Mortgages | in branch, online |
| Orient Finans Bank |
Family mortgage | 16.7%/year16,7% per annum for 120 months | 480 000 000 UZSup to 480 mln UZS in Tashkent; in other cities and rural areas - 380 mln UZS | 60–240 mo. | Mortgages | in branch, online |
| Turonbank |
Evolution Motors auto loan | 16.8%/year16,8% per annum for 36 months with a 30% down payment | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS) | 1–60 mo. | Auto loans | in branch, online |
| Ipoteka Bank |
Oson | 16.99%/year16,99% per annum, fixed rate | 480 000 000 UZSup to 480 mln UZS in Tashkent, up to 380 mln UZS in the regions and Karakalpakstan | up to 240 mo. | Mortgages | in branch, online |
| National Bank of Uzbekistan (NBU) |
Preferential mortgage | 17%/year17% per annum with a 15% down payment (with official income) | 480 000 000 UZSup to 480 mln UZS in Tashkent, up to 380 mln in the regions | up to 240 mo. | Mortgages | in branch, in the app |
| Turonbank |
Kelajak Uyi | 17%/year17% per annum for 240 months | 480 000 000 UZSup to 480 mln UZS in Tashkent, up to 380 mln UZS in Karakalpakstan and regions | 12–240 mo. | Mortgages | in branch, online |
 Octobank |
Mortgage for payroll project clients and bank employees promo | 18%/year18% per annum for a term of up to 120 months | unlimited | up to 120 mo. | Mortgages | in branch, online |
| Turonbank |
New Life | 18%/year18% per annum for 240 months (a portion funded by the Ministry of Economy and Finance) | 1 380 000 000 UZSup to 1,38 bn UZS | 12–240 mo. | Mortgages | in branch, online |
| Orient Finans Bank |
Green mortgage | 19%/year19% per annum at the borrower’s expense for 84 months | 350 000 000 UZSup to 350 mln UZS in Tashkent, 250 mln UZS in other regions | up to 84 mo. | Mortgages | in branch, online |
| Business Development Bank |
Green energy | 20%/year20% per annum for 36 months | 200 000 000 UZSup to 200 mln UZS | 12–38 mo. | Other loans | in branch, in the app |
| Ipoteka Bank |
Imkoniyat | 20%/year20% per annum during the construction stage | 1 700 000 000 UZSup to 1,7 bn UZS | up to 240 mo. | Mortgages | in branch, online |
| National Bank of Uzbekistan (NBU) |
Haval auto loan | 20%/year20% per annum for 36 mo. with a 30% down payment | 500 000 000 UZSup to 500 mln UZS | 12–60 mo. | Auto loans | in branch, in the app |
| Orient Finans Bank |
Green | 20%/year20% per annum for 36 months | 100 000 000 UZSup to 100 mln UZS | 12–60 mo. | Other loans | in branch, online |
| Turonbank |
Eco energy | 20%/year20% per annum for 60 months | 88 000 000 UZSup to 200 BCV | 1–60 mo. | Other loans | in branch, online |
| Ipak Yuli Bank |
Collateralized microloan for civil servants | 20.9%/year20,9% per annum for a term of up to 12 months | 100 000 000 UZSup to 100 000 000 UZS | up to 60 mo. | Secured loans | in branch, online |
| National Bank of Uzbekistan (NBU) |
Auto loan for new cars | 21%/year21% per annum with a 20% down payment | 1 000 000 000 UZSup to 1 bn UZS | 12–60 mo. | Auto loans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Standard mortgage | 21%/year21% per annum with a 20% down payment (with official income) | no limit on the amount; no more than 80% of the property value (75% for persons without official income) | up to 240 mo. | Mortgages | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Standard mortgage on the secondary market | 21%/year21% per annum with a 20% down payment (with official income) | no limit on the amount; no more than 80% of the property value (75% for persons without official income) | up to 240 mo. | Mortgages | in branch, in the app |
| Orient Finans Bank |
Navro'z mortgage | 21%/year21% per annum for 120 months | 1 060 000 000 UZSup to 1,06 bn UZS | 60–240 mo. | Mortgages | in branch, online |
| Ipoteka Bank |
Maqul | 21.5%/year21,5% per annum | 1 000 000 000 UZSup to 1 bn UZS | 120–240 mo. | Mortgages | in branch, online |
| Orient Finans Bank |
BYD Special Offer | 21.5%/year21,5% per annum for 36 months with a 25% down payment | 800 000 000 UZSup to 800 mln UZS | 36–60 mo. | Auto loans | in branch, online |
| Ipak Yuli Bank |
Auto loan for civil servants | 21.9%/year21,9% per annum for 36 months with a down payment from 25% | 800 000 000 UZSup to 800 000 000 UZS | up to 60 mo. | Auto loans | in branch, online |
| National Bank of Uzbekistan (NBU) |
National Green | 22%/year22% per annum (term up to 60 mo.) | 70 000 000 UZSup to 70 mln UZS | up to 60 mo. | Other loans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Auto loan for a used car | 22%/year22% per annum with a 20% down payment | 500 000 000 UZSup to 500 mln UZS | 12–48 mo. | Auto loans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Auto loan for electric vehicles and hybrids | 22%/year22% per annum with a 30% down payment | 500 000 000 UZSup to 500 mln UZS | 12–48 mo. | Auto loans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Comfort mortgage | 22%/year22% per annum with a 25% down payment | 800 000 000 UZSup to 800 mln UZS in Tashkent, up to 500 mln in the regions | up to 240 mo. | Mortgages | in branch, in the app |
| Octobank |
Mortgage for new-build and secondary housing | 22%/year22% per annum for a term of up to 120 months with a 20–49% down payment | unlimited | up to 120 mo. | Mortgages | in branch, online |
| Orient Finans Bank |
Convenient refinancing | 22%/year22% per annum for 120 months with a 25% down payment | 1 000 000 000 UZSup to 1 bn UZS for Tashkent; in other cities and rural areas up to 750 mln UZS | 12–240 mo. | Mortgages | in branch, online |
| Turonbank |
Mortgage Mustaqillikka uy | 22%/year22% per annum for 120 months | 800 000 000 UZSup to 800 mln UZS in Tashkent, up to 500 mln UZS in Karakalpakstan and regions | 3–120 mo. | Mortgages | in branch, online |
| Turonbank |
Barakali Limonzor microloan | 22%/year22% per annum for a term of up to 84 months | 41 200 000 UZSup to 41,2 mln UZS | 1–84 mo. | Microloans | in branch, online |
| Ipoteka Bank |
Tijorat | 22.5%/year22,5% per annum | 1 700 000 000 UZSup to 1,7 bn UZS | up to 240 mo. | Mortgages | in branch, online |
| Turonbank |
Green Avto auto loan | 22.99%/year22,99% per annum for 60 months with a down payment from 30% | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS) | 1–60 mo. | Auto loans | in branch, online |
| Turonbank |
Auto loan Imkoniyat 2.0 | 22.99%/year22,99% per annum for 60 months with a down payment from 30% | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS) | 1–60 mo. | Auto loans | in branch, online |
| Orient Finans Bank |
Mortgage loan for renovation | 23%/year23% per annum for 120 months | 400 000 000 UZSup to 400 mln UZS | 30–120 mo. | Mortgages | in branch, online |
| National Bank of Uzbekistan (NBU) |
Eco-renovation | 23.5%/year23,5% per annum | 170 000 000 UZSup to 170 mln UZS | up to 120 mo. | Mortgages | in branch, in the app |
| Orient Finans Bank |
Auto loan for employees of budget organizations | 23.5%/year23,5% per annum for 36 months with a 25% down payment | 800 000 000 UZSup to 800 mln UZS | 12–60 mo. | Auto loans | in branch, online |
| Ipak Yuli Bank |
Microloan for civil servants with a guarantor | 23.9%/year23,9% per annum for a term of up to 12 months | 100 000 000 UZSup to 100 000 000 UZS | up to 36 mo. | Microloans | in branch, online |
| Hamkorbank |
Microloan Plus | 23.99%/year23,99% per annum for a term of up to 12 months | 300 000 000 UZSup to 300 mln UZS | up to 60 mo. | Microloans | in branch, online |
| Turonbank |
Auto loan Avto Self 2.0 | 23.99%/year23,99% per annum for a term of up to 48 months | 494 400 000 UZSup to 1200 BCV on the primary market (up to 494,4 mln UZS), up to 900 BCV on the secondary | 12–48 mo. | Auto loans | in branch, online |
| National Bank of Uzbekistan (NBU) |
Education loan | 24%/year24% per annum for a term of up to 60 mo. (bachelor’s degree) | equal to the amount of the payment contract | up to 60 mo. | Education loans | in branch, in the app |
| Orient Finans Bank |
Mortgage to buy out a loan at another bank in the Republic of Uzbekistan | 24%/year24% per annum for 120 months | 800 000 000 UZSup to 800 mln UZS | 30–240 mo. | Mortgages | in branch, online |
| Turonbank |
Microloan Mukobil Business | 24%/year24% per annum for a term of up to 48 months | 300 000 000 UZSup to 300 mln UZS | 1–48 mo. | Microloans | in branch, online |
| Turonbank |
Even Easier | 24%/year24% per annum for 120 months | 1 600 000 000 UZSup to 4000 BCV (calculator: up to 1,6 bn UZS) | 1–120 mo. | Mortgages | in branch, online |
| Orient Finans Bank |
Auto loan BYD | 24.5%/year24,5% per annum for 36 months with a 25% down payment | 800 000 000 UZSup to 800 mln UZS | 12–60 mo. | Auto loans | in branch, online |
| Orient Finans Bank |
Easy auto loan | 24.5%/year24,5% per annum for 36 months with a 25% down payment | 800 000 000 UZSup to 800 mln UZS | 12–60 mo. | Auto loans | in branch, online |
| Business Development Bank |
Consumer | 25%/year25% per annum for 36 months | 200 000 000 UZSup to 200 mln UZS | 12–60 mo. | Consumer loans | in branch, in the app |
| Orient Finans Bank |
Corporate Plus | 25%/year25% per annum | 100 000 000 UZSup to 100 mln UZS | 3–36 mo. | Microloans | in branch, online |
 Bank Saderat Tashkent |
Auto loan | 25%/yearfrom 25% per annum for a term of up to 60 months | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Turonbank |
Fayzli Maskan mortgage | 25%/year25% per annum for 120 months | 800 000 000 UZSup to 800 mln UZS in Tashkent, up to 500 mln UZS in Karakalpakstan and regions | 3–120 mo. | Mortgages | in branch, online |
| Turonbank |
Microcredit Mahalla loyihasi | 25%/year25% per annum for a term of up to 48 months | 50 000 000 UZSup to 50 mln UZS | 1–48 mo. | Microloans | in branch, online |
| Asakabank |
Preferential microloan | 26%/year26% per annum for 12 months | 10 000 000 UZSup to 10 mln UZS | 3–12 mo. | Microloans | in branch, online |
| Turonbank |
Microcredit Biznesim maqsadim | 26%/year26% per annum for a term of up to 48 months | 50 000 000 UZSup to 50 mln UZS | 1–48 mo. | Microloans | in branch, online |
| Orient Finans Bank |
Auto loan for the secondary market | 26.9%/year26,9% per annum for 36 months with a 30% down payment | 800 000 000 UZSup to 800 mln UZS | 12–48 mo. | Auto loans | in branch, online |
| Turonbank |
Microloan Bizning mijoz | 26.9%/year26,9% per annum for 12 months | 100 000 000 UZSup to 100 mln UZS | 1–48 mo. | Microloans | in branch, online |
| Orient Finans Bank |
Domestic tourism | 27%/year27% per annum | 15 000 000 UZSup to 15 mln UZS | 3–12 mo. | Microloans | in branch, online |
| Orient Finans Bank |
Ishonch | 27.5%/year27,5% per annum for other individuals | 100 000 000 UZSup to 100 mln UZS | 3–36 mo. | Microloans | in branch, online |
| Aloqabank |
Online Microloan | 27.9%/year27,9% per annum for a term of 2-24 months, unsecured | 100 000 000 UZSmaximum 100 mln UZS | 6–60 mo. | Microloans | in the app, in branch |
 Madad Invest Bank |
Auto loan for a new car | 27.9%/year27,9% per annum for a term of 6-60 months | 600 000 000 UZSup to 600 mln UZS per borrower | 6–60 mo. | Auto loans | in branch, online |
| Turonbank |
Tez Pul microloan | 27.9%/year27,9% per annum for 12 months | 100 000 000 UZSup to 100 mln UZS | 1–48 mo. | Microloans | in branch, online |
| Business Development Bank |
Dream of education | 28%/year28% per annum for 4 years | 100 000 000 UZSup to 100 mln UZS | 24–48 mo. | Education loans | in branch, in the app |
| Business Development Bank |
Microloan for corporate employees | 28%/year28% per annum for 36 months (per calculator) | 100 000 000 UZSup to 100 mln UZS | 12–48 mo. | Microloans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Microloan | 28%/year28% per annum (with official income, term up to 60 mo.) | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Microloans | in branch, in the app |
| Orient Finans Bank |
For education | 28%/year28% per annum with an own contribution of less than 50% of the tuition cost | 250 000 000 UZSup to 250 mln UZS | 6–48 mo. | Education loans | in branch, online |
| Madad Invest Bank |
Auto loan for a used car | 28.9%/year28,9% per annum for a term of 6-60 months | 400 000 000 UZSup to 400 mln UZS per borrower | 6–60 mo. | Auto loans | in branch, online |
| Octobank |
Octo Restart | 28.9%/year28,9% per annum for a term of up to 60 months | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Loan refinancing | in branch, online |
| Turonbank |
Microloan for travel | 28.9%/year28,9% per annum for 12 months | 10 000 000 UZSup to 10 mln UZS | 3–12 mo. | Other loans | in branch, online |
| Business Development Bank |
Microloan | 29%/year29% per annum for 36 months | 100 000 000 UZSup to 100 mln UZS | 12–48 mo. | Microloans | in branch, in the app |
| Uzpromstroybank (SQB) |
Microloan under an open credit line | 29.9%/year29,9% per annum for 24 months | 100 000 000 UZSup to 100 mln UZS | 24 mo. | Microloans | in the app, in branch |
| Octobank |
Octo Card | 30%/year30% per annum for a term of up to 60 months | upper limit is not specified as a number | up to 60 mo. | Consumer loans | in branch, online |
| Madad Invest Bank |
Microloan up to 100 mln. UZS | 31.9%/year31,9% per annum for a term of 6-36 months | 100 000 000 UZSup to 100 mln UZS | 6–36 mo. | Microloans | in branch, online |
| Anorbank |
Auto loan 3.0 | 33%/year33% per annum for a term of up to 60 months | 400 000 000 UZSup to 400 mln UZS | 1–60 mo. | Auto loans | in branch, online |
 Hayot Bank |
Yakhshisi | 40%/year40% per annum | 100 000 000 UZSup to 100 mln UZS | 1–48 mo. | Microloans | in branch, in the app |
| Anorbank |
Auto loan 4.0 | from 8% to 27% per annum | 500 000 000 UZSup to 500 mln UZS | 1–60 mo. | Auto loans | in branch, online |
| Hamkorbank |
ASAKA MOTORS | — | 400 000 000 UZSup to 400 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto ADM | — | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto CHANGAN | — | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto CHERY SPECIAL | — | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto HAVAL | — | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto JAC | — | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Hamkorbank |
Auto KIA Sonet | — | 600 000 000 UZSup to 600 mln UZS | up to 60 mo. | Auto loans | in branch, online |
| Ipoteka Bank |
Renovation of an apartment or house | from 18,99% per annum, the exact rate is determined at application | 170 000 000 UZSup to 170 mln UZS | up to 120 mo. | Mortgages | in branch, online |
| National Bank of Uzbekistan (NBU) |
Mortgage under partner programs | — | — | — | Mortgages | in branch, in the app |
Frequently asked questions
Which banks offer online loans?
53 loans from 22 banks are arranged only on the website or app: AVO Bank, Agrobank, Aloqabank, Anorbank, Apex Bank, Asakabank, Asia Alliance Bank, Business Development Bank, Davr Bank, Garant Bank, Hamkorbank, Ipak Yuli Bank, Ipoteka Bank, Kapitalbank, National Bank of Uzbekistan, Open Bank, Orient Finans Bank, TBC Bank, Tenge Bank, Uzpromstroybank, Uzum Bank, Xalq Bank. Another 104 loans can be arranged online or at a branch.
What is the lowest rate on an online loan?
Among online-only loans, the lowest base rate in sum is 16.99% a year: “Fast mortgage”, Business Development Bank. A 0% rate (instalment plans and subsidised programmes) and education loans are not counted. The bank sets the final rate.
Can I get an online loan with guaranteed approval?
No, no bank guarantees approval: the decision depends on income, credit history and other terms. This site only compares terms and does not issue loans. Be careful if someone promises a loan “with no refusal” and asks for an upfront payment.
Do I need proof of income for an online loan?
Of the 53 online-only loans, banks explicitly say that no proof of income is needed for 11 loans: AVO Bank, Davr Bank, Ipoteka Bank, TBC Bank, Uzum Bank, Xalq Bank. A bank may not ask for documents, but it still checks income and credit history using its own data.