Davr Bank auto loans
Rates as of 23.10.2026More details
All Davr Bank auto loans on one page: 13 loans. Each shows rates by term, down payment, amount and the conditions from the bank website.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Auto loans 13
UzAuto
| Purpose | purchase of new Damas, Labo, Onix, Tracker, Captiva cars at official UzAuto Motors showrooms |
|---|---|
| Available to | citizens of Uzbekistan; 0% rate for borrowers with official income, for unofficial income - limited, from 0% to 19% |
| Rate (main case) | 0%/year0% per annum for borrowers with official incomefor borrowers with unofficial income (limited) — from 0% to 19% |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 19%/yearup to 19% for borrowers with an unofficial income |
| Maximum amount | 500 000 000 UZSno more than 500 mln UZSwithin the value of the contract with the car dealership |
| Loan term | 10–60 mo. |
| Down payment | 15%from 15% to 70% of the car’s value (depending on conditions) |
| Proof of income | yes |
| Early repayment allowed | yes |
| Decision time | 1–3 business days after submission of the full set of documents |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate |
|---|---|---|---|
| 60 mo. | up to 500 000 000 UZS | 15% | 0%/yearborrowers with an official income, term from 10 to 60 mo. depending on the down payment |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Smart Auto
| Purpose | purchase of new or used passenger cars produced in Uzbekistan or abroad |
|---|---|
| Rate (main case) | 25%/year25% per annum up to 60 months |
| Lowest rate | 25%/year25% per annum |
| Highest rate | 25%/year25% per annum |
| Maximum amount | 1 000 000 000 UZSup to 1 bn UZSvalue from the loan list; the upper limit is not specified on the loan page |
| Loan term | up to 60 mo. |
| Down payment | no down payment0% with real estate collateral, otherwise from 25% to 50% depending on the amount |
| Accepted as collateral | real estate |
| Proof of income | yes |
| Repayment scheme | differentiated |
| Decision time | up to 3 business days |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate | Repayment |
|---|---|---|---|---|
| 60 mo. | — | — | 25%/year0% down payment when real estate is pledged as collateral | differentiated |
| 60 mo. | up to 300 000 000 UZS | 25% | 25%/yearup to 300 mln UZS — down payment 25% | differentiated |
| 60 mo. | 301 000 000 – 400 000 000 UZS | 30% | 25%/yeardown payment 30% | differentiated |
| 60 mo. | 401 000 000 – 500 000 000 UZS | 40% | 25%/yeardown payment 40% | differentiated |
| 60 mo. | from 501 000 000 UZS | 50% | 25%/yeardown payment 50% for amounts over 501 mln UZS | differentiated |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
IKKILAMCHI AVTO
| Purpose | purchase of used cars on the secondary market (UzAuto, KIA and hybrids no older than 24 months) from dealers or individuals |
|---|---|
| Rate (main case) | 25.99%/year25,99% per annum for up to 72 months |
| Lowest rate | 25.99%/year25,99% per annum |
| Highest rate | 25.99%/year25,99% per annum |
| Maximum amount | 1 000 000 000 UZSup to 1 bn UZSvalue from the list of loans; the maximum is not stated on the loan page |
| Loan term | up to 72 mo. |
| Down payment | 15%from 15% to 40% depending on the loan amount |
| Insurance | voluntary car insurance; non-repayment risk insurance policy if the collateral is less than 134% |
| Collateral | yes |
| Accepted as collateral | car |
| Insurance required | no |
| Borrower age | 20–65 years |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate |
|---|---|---|---|
| 72 mo. | up to 300 000 000 UZS | 15% | 25.99%/yeardown payment 15% for a loan amount of up to 300 mln UZS |
| 72 mo. | 301 000 000 – 350 000 000 UZS | 25% | 25.99%/yeardown payment 25% |
| 72 mo. | 351 000 000 – 450 000 000 UZS | 30% | 25.99%/yeardown payment 30% |
| 72 mo. | from 451 000 000 UZS | 40% | 25.99%/yeardown payment 40% for amounts from 451 mln UZS |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
BYD
| Purpose | purchase of new BYD Yuan UP or BYD Chazor electric vehicles and hybrids from official dealers on the primary market |
|---|---|
| Rate (main case) | 26.99%/year26,99% per annum for up to 60 months |
| Lowest rate | 26.99%/year26,99% per annum |
| Highest rate | 26.99%/year26,99% per annum |
| Maximum amount | 500 000 000 UZSup to 500 mln UZSvalue from the list of loans; the maximum amount is not specified on the loan page |
| Loan term | up to 60 mo. |
| Down payment | 15%15% of the car value |
| Insurance | voluntary car insurance; non-repayment risk insurance policy if the collateral is less than 134% |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Insurance required | no |
| Borrower age | 20–65 years |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate |
|---|---|---|---|
| 60 mo. | up to 500 000 000 UZS | 15% | 26.99%/year |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Comfort avto
| Purpose | purchase of new KIA, Chery, Haval, Changan cars through official dealers in the national currency |
|---|---|
| Rate (main case) | from 0% to 19% per annumthe exact rate for a specific down payment and term is not stated on the page |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 19%/yearup to 19% |
| Maximum amount | 500 000 000 UZSup to 500 mln UZS |
| Loan term | up to 60 mo. |
| Down payment | 25%from 25% to 70% of the car’s value (depending on conditions) |
| Proof of income | yes |
| Early repayment allowed | yes |
| Decision time | 1–3 business days after submission of the full set of documents |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
ROODELL 15
| Purpose | purchase of new KIA, CHERY, HAVAL, CHANGAN cars on the primary market from official dealers |
|---|---|
| Rate (main case) | from 0% to 10,9% per annum depending on the term and down paymentthe exact rate for a specific combination of term and down payment is not given on the page, except for 0% examples |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 10.9%/yearup to 10,9% |
| Maximum amount | 600 000 000 UZSup to 600 mln UZSno more than the amount under the contract with the car dealership; 1 000 000 000 UZS is stated in the loan list |
| Loan term | up to 60 mo. |
| Down payment | 25%from 25% to 65% |
| Insurance | mandatory car insurance; non-repayment risk insurance policy if the collateral is less than 134% |
| Collateral | yes |
| Accepted as collateral | car |
| Insurance required | yes |
| Borrower age | 20–65 years |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate |
|---|---|---|---|
| 24 mo. | up to 600 000 000 UZS | 25% | 0%/yearexample from the page: 0% with a 25% down payment for 24 months |
| 60 mo. | up to 600 000 000 UZS | 65% | 0%/yearexample from the page: 0% with a 65% down payment for 60 months |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
ROODELL AUTO
| Purpose | purchase of cars on the primary market from the official dealer LLC «Roodell» |
|---|---|
| Rate (main case) | from 0% to 10% per annum depending on the down paymentthe exact rate for a specific down payment is not specified on the page |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 10%/yearup to 10% |
| Maximum amount | 500 000 000 UZS500 mln UZS |
| Loan term | up to 60 mo. |
| Down payment | 25%from 25% to 60% |
| Proof of income | no |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Smart Roodell
| Purpose | purchase of cars produced in Uzbekistan or abroad on the primary market |
|---|---|
| Rate (main case) | from 25% to 27% per annumthe exact rate for a specific down payment is not specified on the page |
| Lowest rate | 25%/yearfrom 25% |
| Highest rate | 27%/yearup to 27% |
| Maximum amount | 1 000 000 000 UZSup to 1 bn UZS |
| Loan term | up to 60 mo. |
| Down payment | 15%from 15% to 40% of the car’s value (depending on conditions) |
| Proof of income | yes |
| Early repayment allowed | yes |
| Repayment scheme | differentiated |
| Decision time | 1–3 business days after submission of the full set of documents |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
SPECIAL AUTO
| Purpose | purchase of new KIA, CHERY, HAVAL, CHANGAN cars on the primary market from official dealers |
|---|---|
| Available to | citizens of Uzbekistan with official income, from age 20, KATM score of at least 200 |
| Rate (main case) | from 0% to 17% per annum depending on the down payment and termthe exact rate is not stated on the page |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 17%/yearup to 17% |
| Maximum amount | 500 000 000 UZSup to 500 mln UZSnot more than the amount under the contract with the car dealership |
| Loan term | up to 60 mo. |
| Down payment | 15%from 15% to 70% |
| Insurance | mandatory insurance of the car being purchased |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Insurance required | yes |
| Borrower age | 20–65 years |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
ADM AVTO
| Purpose | purchase of new KIA, Chery, Haval, Changan cars on the primary market |
|---|---|
| Available to | citizens of Uzbekistan aged 20 and over, with an official income or self-employed, KATM score of at least 200 |
| Rate (main case) | from 0% to 16% per annum depending on the down paymentthe exact rate for a specific down payment and term is not stated on the page |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 16%/yearup to 16% per annum |
| Maximum amount | 500 000 000 UZSup to 500 mln UZSnot more than the amount under the contract with the car dealership |
| Loan term | up to 60 mo. |
| Down payment | 25%from 25% to 70% of the cost |
| Insurance | mandatory insurance of the car being purchasedcost not specified |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Insurance required | yes |
| Borrower age | 20–65 years |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Fast KIA
| Purpose | purchase of a KIA car (loan for car purchase, funds are transferred to the car dealership) |
|---|---|
| Rate (main case) | from 0% to 12% per annumthe exact rate for a specific down payment and term is not stated on the page |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 12%/yearup to 12% |
| Maximum amount | 500 000 000 UZSup to 500 mln UZS |
| Loan term | up to 58 mo. |
| Down payment | 25%from 25% to 60% of the car’s value (depending on conditions) |
| Proof of income | yes |
| Early repayment allowed | yes |
| Decision time | 1–3 business days after submission of the full set of documents |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
GLOBAL AUTO
| Purpose | purchase of new KIA, CHERY, HAVAL, CHANGAN cars on the primary market at a car dealership |
|---|---|
| Available to | citizens of Uzbekistan with official income or self-employed; from age 20 |
| Rate (main case) | from 0% to 20% per annum depending on the down paymentthe exact rate for a specific down payment and term is not stated on the page |
| Lowest rate | 0%/yearfrom 0% |
| Highest rate | 20%/yearup to 20% |
| Maximum amount | 500 000 000 UZSup to 500 mln UZSnot more than the amount under the contract with the car dealership |
| Loan term | 15–60 mo. |
| Down payment | 25%from 25% to 70% |
| Insurance | mandatory comprehensive auto insurance for the loan termcost not specified |
| Collateral | yes |
| Accepted as collateral | car |
| Insurance required | yes |
| Borrower age | 20–65 years |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Frequently asked questions
What is the auto loan rate at Davr Bank?
The lowest rate in sums on this page is 25% a year, 13 loans in total. The exact rate depends on the term, amount and bank conditions. A 0% rate is not counted here.
What is the down payment on a Davr Bank auto loan?
The lowest down payment stated by the bank is 0% of the car price, on “Smart Auto”. Other programmes may require more.
Does Davr Bank offer a 0% auto loan?
A 0% rate appears among the options of 2 loans: “UzAuto”, “ROODELL 15”. These are usually partner programmes with a set term and down payment, shown in each loan’s rate table.