All Ipoteka Bank auto loans on one page: 14 loans. Each shows rates by term, down payment, amount and the conditions from the bank website.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Auto loans 14
Super Chevy
Purpose
purchase of a new Chevrolet (Onix, Tracker, Captiva, Damas, Labo) from official UzAuto dealers
Rate (main case)
0%/year0% per annum, term depends on the down payment amountinterest-free installments: the larger the down payment, the longer the permitted term (SC-4: 30/36/48/60 mo. with a down payment of 25/30/40/50%)
Lowest rate
0%/year0% per annum
Highest rate
0%/year0% per annum
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
up to 60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
30 mo.
—
25%
0%/yearSC-4 (Onix, Tracker): with a down payment from 25% to 29.9% term 30 mo., rate 0%
annuity
36 mo.
—
30%
0%/yearSC-4 (Onix, Tracker): with a down payment from 30% to 39.9% term 36 mo., rate 0%
annuity
48 mo.
—
40%
0%/yearSC-4 (Onix, Tracker): with a down payment from 40% to 49.9% term 48 mo., rate 0%
annuity
60 mo.
—
50%
0%/yearSC-4 (Onix, Tracker): with a down payment from 50%, term 60 mo., rate 0%
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super Geely
Purpose
purchase of a new Geely (EX5 EV, EX5 EM-i, Monjaro, Emgrand, EX2 EV) from official partner dealers of FE LLC “GEELY AUTO WZ”
Rate (main case)
11.5%/year11,5% per annum for 36 months with a down payment from 25%per the page «0-14% (depends on the down payment and period)»
Lowest rate
0%/yearfrom 0% per annum12 months or high down payment
Highest rate
14%/yearup to 14% per annum60 months, down payment from 25%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12 mo.
—
25%
0%/yearSGL-2 (EX2 EV)
annuity
36 mo.
—
25%
11.5%/yearSGL-2 (EX2 EV)
annuity
36 mo.
—
30%
10%/yearSGL-2 (EX2 EV)
annuity
36 mo.
—
40%
7.5%/yearSGL-2 (EX2 EV)
annuity
36 mo.
—
50%
4%/yearSGL-2 (EX2 EV)
annuity
60 mo.
—
25%
14%/yearSGL-2 (EX2 EV)
annuity
60 mo.
—
30%
13%/yearSGL-2 (EX2 EV)
annuity
60 mo.
—
40%
11%/yearSGL-2 (EX2 EV)
annuity
60 mo.
—
50%
8%/yearSGL-2 (EX2 EV)
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super ADM
Purpose
purchase of a new Chery, Changan, Haval or GWM from official dealer-distributors (Roodell, Changan Auto Distribution, Great Wall Motors Distribution)
Rate (main case)
14%/year14% per annum for 36 months with a down payment from 30% (AUTO 1 program)per the page: “0-15% per annum depending on the down payment”
Lowest rate
0%/yearfrom 0% per annum
Highest rate
15%/yearup to 15% per annumAUTO 1, 60 months, 30% down payment
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
30%/yearfrom 30% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
36 mo.
—
30%
14%/year«Logotype AUTO 1» program, contribution from 30%
annuity
36 mo.
—
40%
12%/year«Logotype AUTO 1» program, contribution from 40%
annuity
36 mo.
—
50%
9%/year«Logotype AUTO 1» program, contribution from 50%
annuity
36 mo.
—
60%
5%/year«Logotype AUTO 1» program, contribution from 60%
annuity
60 mo.
—
30%
15%/year«Logotype AUTO 1» program, contribution from 30%
annuity
60 mo.
—
40%
13.5%/year«Logotype AUTO 1» program, contribution from 40%
annuity
60 mo.
—
50%
11.5%/year«Logotype AUTO 1» program, contribution from 50%
annuity
60 mo.
—
60%
8%/year«Logotype AUTO 1» program, contribution from 60%
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super ADM for KIA
Purpose
purchase of a new KIA car (all models) from LLC «Roodell»
Rate (main case)
14%/year14% per annum for 36 months with a down payment from 30% (AUTO 1 program)per the page: “0-15% per annum depending on the down payment”
Lowest rate
0%/yearfrom 0% per annum
Highest rate
15%/yearup to 15% per annumAUTO 1, 60 months, 30% down payment
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
30%/yearfrom 30% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
36 mo.
—
30%
14%/year«Logotype AUTO 1» program, contribution from 30%
annuity
36 mo.
—
40%
12%/year«Logotype AUTO 1» program, contribution from 40%
annuity
36 mo.
—
50%
9%/year«Logotype AUTO 1» program, contribution from 50%
annuity
36 mo.
—
60%
5%/year«Logotype AUTO 1» program, contribution from 60%
annuity
60 mo.
—
30%
15%/year«Logotype AUTO 1» program, contribution from 30%
annuity
60 mo.
—
40%
13.5%/year«Logotype AUTO 1» program, contribution from 40%
annuity
60 mo.
—
50%
11.5%/year«Logotype AUTO 1» program, contribution from 50%
annuity
60 mo.
—
60%
8%/year«Logotype AUTO 1» program, contribution from 60%
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super Evolution
Purpose
purchase of a new LeapMotor, Aito or GAC from Evolution Motors partner dealers
Rate (main case)
15.5%/year15,5% per annum for 36 months with a down payment from 25%per the page «0-18% (depends on the down payment and period)»
Lowest rate
0%/yearfrom 0% per annum12 months, etc.
Highest rate
18%/yearup to 18% per annum60 months, down payment from 25%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12 mo.
—
25%
0%/yearSLM-1
annuity
36 mo.
—
25%
15.5%/yearSLM-1
annuity
36 mo.
—
30%
14.5%/yearSLM-1
annuity
36 mo.
—
40%
12%/yearSLM-1
annuity
36 mo.
—
50%
8.5%/yearSLM-1
annuity
36 mo.
—
60%
4.5%/yearSLM-1
annuity
60 mo.
—
25%
18%/yearSLM-1
annuity
60 mo.
—
30%
17%/yearSLM-1
annuity
60 mo.
—
40%
15%/yearSLM-1
annuity
60 mo.
—
50%
12.5%/yearSLM-1
annuity
60 mo.
—
60%
12%/yearSLM-1
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super Changan
Purpose
purchase of a new Changan, Deepal, Nevo or Avatr from official dealers who are partners of Runking Motor
Rate (main case)
16.5%/year16,5% per annum for 36 months with a down payment from 25% (SCHAN-2 program)per the page «0,0-17,5% per annum (depends on the down payment)»; the agreement must contain the program name (SCHAN-2…5)
Lowest rate
0%/yearfrom 0% per annumprograms with a high down payment and a short term
Highest rate
17.5%/yearup to 17,5% per annumSCHAN-2, 60 months, down payment from 25%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12 mo.
—
25%
9.9%/yearSCHAN-2 (NEVO, AVATR, CHANGAN, DEEPAL)
annuity
36 mo.
—
25%
16.5%/yearSCHAN-2
annuity
36 mo.
—
30%
15.5%/yearSCHAN-2
annuity
36 mo.
—
40%
13.5%/yearSCHAN-2
annuity
36 mo.
—
50%
11.5%/yearSCHAN-2
annuity
36 mo.
—
60%
8%/yearSCHAN-2
annuity
60 mo.
—
25%
17.5%/yearSCHAN-2
annuity
60 mo.
—
30%
16.9%/yearSCHAN-2
annuity
60 mo.
—
40%
15.9%/yearSCHAN-2
annuity
60 mo.
—
50%
13.9%/yearSCHAN-2
annuity
60 mo.
—
60%
11.9%/yearSCHAN-2
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super Cobalt
Purpose
purchase of a new Chevrolet Cobalt from official UzAuto dealers (sales contract ending in -SW or -SX)
Rate (main case)
17%/year17% per annum for 36 months with a 25% contributionpassport table: from 0% (12 mo., down payment from 60%) to 18.5% (60 mo., down payment 25-29.9%); 0% - only with a down payment from 60% and a 12 mo. term
Lowest rate
0%/yearfrom 0% per annum12 months, down payment from 60%
Highest rate
18.5%/yearup to 18,5% per annum60 months, down payment 25-29,9%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Early repayment
freeno penalties or feesfull and partial early repayment without penalties, fees or other charges (product passport)
Late payment penalty
2%/daypenalty 2% per day of the overdue debt amount; 2% per day of the first payment with a portion of the principal for delay in registering the collateral
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12 mo.
—
25%
10%/yeardown payment from 25% to 29,9% (product passport)
annuity
12 mo.
—
30%
9%/yeardown payment from 30% to 39,9% (product passport)
annuity
12 mo.
—
40%
7%/yeardown payment from 40% to 49,9% (product passport)
annuity
12 mo.
—
50%
3.5%/yeardown payment from 50% to 59,9% (product passport)
annuity
12 mo.
—
60%
0%/yeardown payment from 60% (product passport)
annuity
24 mo.
—
25%
15%/yeardown payment from 25% to 29,9% (product passport)
annuity
24 mo.
—
30%
14.5%/yeardown payment from 30% to 39,9% (product passport)
annuity
24 mo.
—
40%
13.5%/yeardown payment from 40% to 49,9% (product passport)
annuity
24 mo.
—
50%
11.5%/yeardown payment from 50% to 59,9% (product passport)
annuity
24 mo.
—
60%
8.5%/yeardown payment from 60% (product passport)
annuity
36 mo.
—
25%
17%/yeardown payment from 25% to 29,9% (product passport)
annuity
36 mo.
—
30%
16.5%/yeardown payment from 30% to 39,9% (product passport)
annuity
36 mo.
—
40%
15.5%/yeardown payment from 40% to 49,9% (product passport)
annuity
36 mo.
—
50%
14%/yeardown payment from 50% to 59,9% (product passport)
annuity
36 mo.
—
60%
12%/yeardown payment from 60% (product passport)
annuity
48 mo.
—
25%
17.7%/yeardown payment from 25% to 29,9% (product passport)
annuity
48 mo.
—
30%
17.5%/yeardown payment from 30% to 39,9% (product passport)
annuity
48 mo.
—
40%
16.5%/yeardown payment from 40% to 49,9% (product passport)
annuity
48 mo.
—
50%
15.5%/yeardown payment from 50% to 59,9% (product passport)
annuity
48 mo.
—
60%
13.5%/yeardown payment from 60% (product passport)
annuity
60 mo.
—
25%
18.5%/yeardown payment from 25% to 29,9% (product passport)
annuity
60 mo.
—
30%
18%/yeardown payment from 30% to 39,9% (product passport)
annuity
60 mo.
—
40%
17%/yeardown payment from 40% to 49,9% (product passport)
annuity
60 mo.
—
50%
16%/yeardown payment from 50% to 59,9% (product passport)
annuity
60 mo.
—
60%
14.5%/yeardown payment from 60% (product passport)
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Hyundai
Purpose
purchase of a new Hyundai (Elantra, Sonata, Tucson, Mufasa, Santa Fe, Palisade) from foreign enterprise LLC “HYUNDAI RM”
Rate (main case)
17.9%/year17,9% per annum for 36 months with a down payment from 25% (STANDARD program)per the page “0-19.9% (depends on down payment and period)”; COMFORT, LOYAL, Premium programs offer lower rates, down to 0%
Lowest rate
0%/yearfrom 0% per annumPremium/LOYAL programs with a high down payment
Highest rate
19.9%/yearup to 19,9% per annumSTANDARD, 60 mo.
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12–36 mo.
—
25%
17.9%/yearSTANDARD program: term 12-36 mo. at a single rate of 17,9%
annuity
12–36 mo.
—
30%
17.9%/yearSTANDARD program: term up to 36 mo.
annuity
12–36 mo.
—
50%
14.9%/yearSTANDARD program: term up to 36 mo.
annuity
60 mo.
—
25%
19.9%/yearSTANDARD program, 60 mo.
annuity
60 mo.
—
30%
19.9%/yearSTANDARD program, 60 mo.
annuity
60 mo.
—
50%
17.9%/yearSTANDARD program, 60 mo.
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super JET
Purpose
purchase of a new Jetour or Soueast from official dealers of the JSACA group
Rate (main case)
19%/year19% per annum for 36 months with a down payment from 25% (SJET-1 program)per the page: SJET-1 0,0-20,5%, SJET-2 and SJET-3 0,0-18,0% (depends on the contribution)
Lowest rate
0%/yearfrom 0% per annumhigh down payment, short term
Highest rate
20.5%/yearup to 20,5% per annumSJET-1, 60 months, down payment from 25%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super DongFeng
Purpose
purchase of a new DongFeng (EP 008, Glory 580 Pro, C32, C31, T-King, K01S) from official dealers
Rate (main case)
20%/year20% per annum for 36 months with a down payment from 25%per the page “0-22% per annum (depending on the down payment)”
Lowest rate
0%/yearfrom 0% per annum12 months, down payment from 50%
Highest rate
22%/yearup to 22% per annum60 months, down payment from 25%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Early repayment
freeno penalties or feesfull and partial early repayment without penalties, fees or other charges (product passport)
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12 mo.
—
25%
12.5%/yearSDF-1
annuity
12 mo.
—
50%
0%/yearSDF-1
annuity
36 mo.
—
25%
20%/yearSDF-1
annuity
36 mo.
—
30%
19.5%/yearSDF-1
annuity
36 mo.
—
40%
18%/yearSDF-1
annuity
36 mo.
—
50%
15%/yearSDF-1
annuity
60 mo.
—
25%
22%/yearSDF-1
annuity
60 mo.
—
30%
21.5%/yearSDF-1
annuity
60 mo.
—
40%
20%/yearSDF-1
annuity
60 mo.
—
50%
18%/yearSDF-1
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Cobalt Special
Purpose
purchase of a new Chevrolet Cobalt from official UzAuto dealers
Rate (main case)
21%/year21% per annum for a term of up to 5 yearsfixed rate, down payment from 30%
Lowest rate
21%/year21% per annum
Highest rate
21%/year21% per annum
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
30%/yearfrom 30% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Early repayment
freeno penalties or feesfull and partial early repayment without penalties, fees or other charges (product passport)
Late payment penalty
2%/daypenalty of 2% per day on the amount of overdue debt
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12–60 mo.
—
30%
21%/yearterm from 12 to 60 mo. at a single rate; down payment from 30%
annuity
12–60 mo.
—
40%
21%/yearterm from 12 to 60 mo. at a single rate; down payment from 40%
annuity
12–60 mo.
—
50%
21%/yearterm from 12 to 60 mo. at a single rate; down payment from 50%
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Super BYD
Purpose
purchase of a new BYD (Song Plus DM-i, Song Pro DM-i, e2, Chazor, Song Plus EV) from official BYD dealers
Rate (main case)
21.9%/year21,9% per annum with a down payment from 25% (SBYD-1 program)the rate depends on the model, down payment and term: programs for Chazor/Song Plus DM-i from 11,9%, for e2 from 0% (12 mo.); 21,9% was taken as the base program for all models
Lowest rate
0%/yearfrom 0% per annummodel e2, term 12 mo.
Highest rate
21.9%/yearup to 21,9% per annumSBYD-1, down payment from 25%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12 mo.
—
25%
0%/yearSBYD-9 (model e2)
annuity
36 mo.
—
25%
16.5%/yearSBYD-5 (Chazor, Song Plus DM-i)
annuity
36 mo.
—
25%
12%/yearSBYD-9 (model e2)
annuity
36 mo.
—
30%
16.5%/yearSBYD-6 (Chazor, Song Plus DM-i)
annuity
36 mo.
—
30%
10.5%/yearSBYD-9 (model e2)
annuity
36 mo.
—
40%
14.5%/yearSBYD-7 (Chazor, Song Plus DM-i)
annuity
36 mo.
—
40%
8.5%/yearSBYD-9 (model e2)
annuity
36 mo.
—
50%
12.9%/yearSBYD-8 (Chazor, Song Plus DM-i)
annuity
36 mo.
—
50%
5.5%/yearSBYD-9 (model e2)
annuity
36 mo.
—
60%
0.5%/yearSBYD-9 (model e2)
annuity
36–60 mo.
—
25%
21.9%/yearSBYD-1..4 programs (Song Pro DM-i, Song Plus EV, Song Plus DM-i, Chazor): term of 36 or 60 mo. at a single rate; down payment from 25%
annuity
60 mo.
—
25%
15.5%/yearSBYD-5 (Chazor, Song Plus DM-i)
annuity
60 mo.
—
25%
14%/yearSBYD-9 (model e2)
annuity
36–60 mo.
—
30%
20.9%/yearSBYD-2: term 36 or 60 mo.; down payment from 30%
annuity
60 mo.
—
30%
15.5%/yearSBYD-6 (Chazor, Song Plus DM-i)
annuity
36–60 mo.
—
40%
19.9%/yearSBYD-3: term 36 or 60 mo.; down payment from 40%
annuity
60 mo.
—
40%
13.5%/yearSBYD-7 (Chazor, Song Plus DM-i)
annuity
36–60 mo.
—
50%
18.9%/yearSBYD-4: term 36 or 60 mo.; down payment from 50%
annuity
60 mo.
—
50%
11.9%/yearSBYD-8 (Chazor, Song Plus DM-i)
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
R-BYD
Purpose
purchase of a new BYD (all models) from official BYD dealers
Rate (main case)
25%/year25% per annum with a 25% down payment30%, 40%, 50% down payment — 23,5% per annum
Lowest rate
23.5%/yearfrom 23,5% per annumcontribution from 30%
Highest rate
25%/year25% per annumdown payment 25%
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
12–60 mo.
Down payment
25%/yearfrom 25% of the car value
Issuance fee
freenoinformation sheet: no commissions or fees
Servicing fee
freenoinformation sheet: no additional expenses
Early repayment
freeno penalties or feesfull and partial early repayment without penalties, fees or other charges (product passport)
Late payment penalty
2%/daypenalty of 2% per day on overdue interest (no more than 50%); on the overdue principal - 1,5 times the contractual rate
Insurance
CASCO for the entire loan term, insured amount 100% of the car valuethe bank does not set the CASCO cost; it depends on the insurance company, model and term; it can be included in the loan
Collateral
yes
Accepted as collateral
car
Guarantor
no
Insurance required
yes
Early repayment allowed
yes
Repayment scheme
annuity
Borrower age
21–65 years
Decision time
decision at the dealer within a few minutes
Rates by term, amount and client category
Term
Amount
Down payment from
Rate
Repayment
12–60 mo.
—
25%
25%/yearterm from 12 to 60 mo. at a single rate; down payment 25%
annuity
12–60 mo.
—
30%
23.5%/yeardown payment 30%
annuity
12–60 mo.
—
40%
23.5%/yeardown payment 40%
annuity
12–60 mo.
—
50%
23.5%/yeardown payment 50%
annuity
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
R1
Purpose
purchase of a new or used car
Rate (main case)
27,99-29,99% per annumrange of rates on the product card, conditions for choosing the rate are not disclosed
Lowest rate
27.99%/yearfrom 27,99% per annum
Highest rate
29.99%/yearup to 29,99% per annum
Maximum amount
480 000 000 UZSup to 480 mln UZS
Loan term
up to 60 mo.
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Frequently asked questions
What is the auto loan rate at Ipoteka Bank?
The lowest rate in sums on this page is 11.5% a year, 14 loans in total. The exact rate depends on the term, amount and bank conditions. A 0% rate is not counted here.
What is the down payment on a Ipoteka Bank auto loan?
The lowest down payment stated by the bank is 25% of the car price, on “Super Chevy”. Other programmes may require more.
Does Ipoteka Bank offer a 0% auto loan?
A 0% rate appears among the options of 6 loans: “Super Chevy”, “Super Geely”, “Super Evolution”, “Super Cobalt”, “Super DongFeng”, “Super BYD”. These are usually partner programmes with a set term and down payment, shown in each loan’s rate table.
