Kapitalbank Visa cards
Fees as of 22.10.2026More details
All Kapitalbank Visa cards on one page: 20 cards, currencies: UZS, USD, EUR. Fees are taken from the bank website.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Visa in UZS
Visa Gold (UZS)
| Issuing | freefreeat a bank branch; additional card to the main account — 50 000 UZS incl. VAT |
|---|---|
| Maintenance | freefreeno monthly maintenance fee is charged |
| Reissue | freeby expiry (a month before, in the month of expiry and a month after): free; at the customer's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%the main case is an ATM; the second tier of 0,7% applies above 10 mln UZS per month |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance 0 UZS |
Visa Gold (with Braille font)
| Issuing | freefree |
|---|---|
| Maintenance | freefree0 UZS on the card page |
| Reissue | freeby expiry (one month before, in the month of expiry and one month after): free; at other times: 50 000 UZS; at the client's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freenon-reducible balance: free (0 UZS)row «Non-reducible balance amount» — free |
USD and UZS currencies are from the card tags; one tariff in the PDF.
Visa Gold Kids
| Issuing | freefree |
|---|---|
| Maintenance | freefree |
| Reissue | freeby expiry (a month before, in the month of expiry and a month after): free; at the customer's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%the main case is an ATM; the second tier of 0,7% applies above 10 mln UZS per month |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
Children's card; UZS and USD currencies from the card tags, one tariff in the PDF.
Visa Infinite Metal Edge
| Issuing | freefreemain card free; additional card — no fee is charged |
|---|---|
| Maintenance | 400 000 UZS/mo.card: no fee is charged; Kapital.Privilege package: free if the average daily total balance on accounts and deposits is at least 30 000 USD during the month, otherwise 400 000 UZS per monththe card maintenance itself is not charged, but the card is issued as part of the Privilege package |
| Reissue | freeby expiry (month of expiry, one month before and after): free; at the client's initiative (loss, theft, damage): 700 000 UZS; additional card: 100 000 UZSat the bank's initiative — free |
| Delivery | per the service provider's tariffs (in Uzbekistan: company.uzriders.uz); in Russia 830 000 - 1 270 000 UZS; other countries — as agreed with the bankthe amount for Tashkent is on the provider's website, not specified in the document |
| Withdrawal at own ATMs | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff |
| Withdrawal abroad | 2%at the cash desk and ATM of a foreign bank: 2% + acquiring bank tariff |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%, payment in EUR 0,5% (min. 0,5 EUR); mini-statement at ATMs and remote banking: free; certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance: nonepackage terms (account balances) — see maintenance |
Kapital.Privilege package; currencies from the card tags on the site; in the PDF there is one tariff for all currencies.
Visa Infinite Veneer
| Issuing | freefreemain card free; additional card — no fee; Premium package: initial registration 2 500 000 UZS (refundable subject to balance conditions) |
|---|---|
| Maintenance | 2 500 000 UZS/mo.card: no fee; Kapital.Premium package: 2 500 000 UZS per month (free if the average monthly balance across all accounts is at least 200 000 USD)the card itself carries no maintenance fee, but the card is issued as part of the Premium package; initial registration at the «Kapital Premium» bank services office — 2 500 000 UZS (refunded if balances are at least 200 000 USD within 2 calendar months) |
| Reissue | freeby expiry (month of expiry, one month before and after): free; at the client's initiative (loss, theft, damage): 1 400 000 UZS; additional card: 100 000 UZSat the bank's initiative — free |
| Delivery | freefree (within Uzbekistan and in Russia via a payment agent; other countries — as agreed with the bank) |
| Withdrawal at own ATMs | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff |
| Withdrawal abroad | 2%at the cash desk and ATM of a foreign bank: 2% + acquiring bank tariff |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%; mini-statement at ATMs and RBS: free; certificate on a special form and turnover statement: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance: nonepackage terms (account balances) — see maintenance |
Kapital.Premium package; currencies from the card tags on the site; in the PDF there is one tariff for all currencies.
Visa Infinite multi-currency
| Issuing | 200 000 UZSincl. VAT; issuance is free for payroll clients |
|---|---|
| Maintenance | 65 000 UZS/mo.65 000 UZS per monthincl. VAT; maintenance fee is not charged if the average monthly balance across all accounts/deposits exceeds 50 mln UZS (equivalent) or the monthly purchase volume exceeds 20 mln UZS |
| Reissue | freeupon expiry: no fee is charged; at the customer's initiative (loss, theft, damage): 200 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%the ATM condition in the tariff is given in one line for all account currencies (in UZS); the main case is the ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 195 000 UZSminimum balance 195 000 UZSnon-reducible balance amount per the tariff |
One multi-currency card (UZS/USD/EUR accounts); the currency entry is conditional, the tariffs in the PDF are common. Currencies are taken from the card tags on the website.
Visa Platinum multi-currency
| Issuing | 100 000 UZSincl. VAT; issuance is free for payroll clients |
|---|---|
| Maintenance | 30 000 UZS/mo.30 000 UZS per monthincl. VAT; maintenance is not charged if the average monthly balance across all accounts/deposits is above 5 mln UZS (equivalent) or the monthly purchase volume is above 2 mln UZS |
| Reissue | at the customer's initiative (loss, theft, damage): 100 000 UZS incl. VAT; upon expiry: not specified in the tarifffor multi-currency Visa Platinum, reissue upon expiry is not specified in the card tariff (in the FIFA World Cup 2026 version — free) |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%the ATM condition in the tariff is given in one line for all account currencies (in UZS); the main case is the ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 90 000 UZSminimum balance 90 000 UZSnon-reducible balance amount per the tariff |
One multi-currency card (UZS/USD/EUR accounts); the currency entry is conditional, the tariffs in the PDF are common. Currencies are taken from the card tags on the website.
Visa Platinum multi-currency (with Braille)
| Issuing | freefree |
|---|---|
| Maintenance | 5 000 UZS/mo.5 000 UZS per monthincl. VAT; not charged when the average monthly balance across all accounts/deposits exceeds 6,5 mln UZS (equivalent) or the monthly purchase volume exceeds 1,5 mln UZS |
| Reissue | freeby expiry (one month before, in the month of expiry and one month after): free; at other times: 50 000 UZS; at the client's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 50 000 UZSminimum balance 50 000 UZSincl. VAT |
The USD and UZS currencies are taken from the card tags on the website (the card is multi-currency); the PDF has a single tariff. Payment in EUR: 0,5% (min. 0,5 EUR).
Visa Virtual UZS virtual
| Issuing | freefreeissuance via mobile app |
|---|---|
| Maintenance | freefree |
| Reissue | freeupon expiry and at the initiative of the client: free |
| Delivery | not applicable (the card is issued in the app) |
| Withdrawal at own ATMs | not providedcash withdrawal with a virtual card is not provided |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%card top-up |
| Transfer to another bank’s card | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5%«Visa Direct/Money Send» tariff for domestic sending (ch. 1 cl. D) and the remote banking transfer table (ch. 8); between own Kapitalbank cards: Visa/Mastercard UZS -> Uzcard 0,5% (interest-free within 10 mln UZS per month), other own cards 0% |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 100 000 000 UZS/daysending via Visa Direct: up to 100 mln UZS per transaction/day; up to 1,2 bln UZS per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance: none |
Called Visa Virtual Classic (UZS) in the tariffs.
Visa in USD
Visa Gold (USD)
| Issuing | freefreeat a bank branch; additional card to the main account — 50 000 UZS incl. VAT |
|---|---|
| Maintenance | freefreeno monthly maintenance fee is charged |
| Reissue | freeby expiry (a month before, in the month of expiry and a month after): free; at the customer's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | bank ATM: dash in the tariff (not specified); bank cash desk: 0%in the tariff table the «at the bank's ATM» row shows «-»; cash withdrawal at the bank cash desk 0% |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to and including 10 mln UZS (equivalent): 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance 0 UZS |
Visa Gold (with Braille font)
| Issuing | freefree |
|---|---|
| Maintenance | freefree0 UZS on the card page |
| Reissue | freeby expiry (one month before, in the month of expiry and one month after): free; at other times: 50 000 UZS; at the client's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freenon-reducible balance: free (0 UZS)row «Non-reducible balance amount» — free |
USD and UZS currencies are from the card tags; one tariff in the PDF.
Visa Gold Kids
| Issuing | freefree |
|---|---|
| Maintenance | freefree |
| Reissue | freeby expiry (a month before, in the month of expiry and a month after): free; at the customer's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%the main case is an ATM; the second tier of 0,7% applies above 10 mln UZS per month |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
Children's card; UZS and USD currencies from the card tags, one tariff in the PDF.
Visa Infinite Metal Edge
| Issuing | freefreemain card free; additional card — no fee is charged |
|---|---|
| Maintenance | 400 000 UZS/mo.card: no fee is charged; Kapital.Privilege package: free if the average daily total balance on accounts and deposits is at least 30 000 USD during the month, otherwise 400 000 UZS per monththe card maintenance itself is not charged, but the card is issued as part of the Privilege package |
| Reissue | freeby expiry (month of expiry, one month before and after): free; at the client's initiative (loss, theft, damage): 700 000 UZS; additional card: 100 000 UZSat the bank's initiative — free |
| Delivery | per the service provider's tariffs (in Uzbekistan: company.uzriders.uz); in Russia 830 000 - 1 270 000 UZS; other countries — as agreed with the bankthe amount for Tashkent is on the provider's website, not specified in the document |
| Withdrawal at own ATMs | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff |
| Withdrawal abroad | 2%at the cash desk and ATM of a foreign bank: 2% + acquiring bank tariff |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%, payment in EUR 0,5% (min. 0,5 EUR); mini-statement at ATMs and remote banking: free; certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance: nonepackage terms (account balances) — see maintenance |
Kapital.Privilege package; currencies from the card tags on the site; in the PDF there is one tariff for all currencies.
Visa Infinite Veneer
| Issuing | freefreemain card free; additional card — no fee; Premium package: initial registration 2 500 000 UZS (refundable subject to balance conditions) |
|---|---|
| Maintenance | 2 500 000 UZS/mo.card: no fee; Kapital.Premium package: 2 500 000 UZS per month (free if the average monthly balance across all accounts is at least 200 000 USD)the card itself carries no maintenance fee, but the card is issued as part of the Premium package; initial registration at the «Kapital Premium» bank services office — 2 500 000 UZS (refunded if balances are at least 200 000 USD within 2 calendar months) |
| Reissue | freeby expiry (month of expiry, one month before and after): free; at the client's initiative (loss, theft, damage): 1 400 000 UZS; additional card: 100 000 UZSat the bank's initiative — free |
| Delivery | freefree (within Uzbekistan and in Russia via a payment agent; other countries — as agreed with the bank) |
| Withdrawal at own ATMs | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff |
| Withdrawal abroad | 2%at the cash desk and ATM of a foreign bank: 2% + acquiring bank tariff |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%; mini-statement at ATMs and RBS: free; certificate on a special form and turnover statement: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance: nonepackage terms (account balances) — see maintenance |
Kapital.Premium package; currencies from the card tags on the site; in the PDF there is one tariff for all currencies.
Visa Infinite multi-currency
| Issuing | 200 000 UZSincl. VAT; issuance is free for payroll clients |
|---|---|
| Maintenance | 65 000 UZS/mo.65 000 UZS per monthincl. VAT; maintenance fee is not charged if the average monthly balance across all accounts/deposits exceeds 50 mln UZS (equivalent) or the monthly purchase volume exceeds 20 mln UZS |
| Reissue | freeupon expiry: no fee is charged; at the customer's initiative (loss, theft, damage): 200 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0%the ATM condition in the tariff is given in one line for all account currencies (in UZS); the main case is the ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 195 000 UZSminimum balance 195 000 UZSnon-reducible balance amount per the tariff |
One multi-currency card (UZS/USD/EUR accounts); the currency entry is conditional, the tariffs in the PDF are common. Currencies are taken from the card tags on the website.
Visa Platinum multi-currency
| Issuing | 100 000 UZSincl. VAT; issuance is free for payroll clients |
|---|---|
| Maintenance | 30 000 UZS/mo.30 000 UZS per monthincl. VAT; maintenance is not charged if the average monthly balance across all accounts/deposits is above 5 mln UZS (equivalent) or the monthly purchase volume is above 2 mln UZS |
| Reissue | at the customer's initiative (loss, theft, damage): 100 000 UZS incl. VAT; upon expiry: not specified in the tarifffor multi-currency Visa Platinum, reissue upon expiry is not specified in the card tariff (in the FIFA World Cup 2026 version — free) |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0%the ATM condition in the tariff is given in one line for all account currencies (in UZS); the main case is the ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 90 000 UZSminimum balance 90 000 UZSnon-reducible balance amount per the tariff |
One multi-currency card (UZS/USD/EUR accounts); the currency entry is conditional, the tariffs in the PDF are common. Currencies are taken from the card tags on the website.
Visa Platinum multi-currency (with Braille)
| Issuing | freefree |
|---|---|
| Maintenance | 5 000 UZS/mo.5 000 UZS per monthincl. VAT; not charged when the average monthly balance across all accounts/deposits exceeds 6,5 mln UZS (equivalent) or the monthly purchase volume exceeds 1,5 mln UZS |
| Reissue | freeby expiry (one month before, in the month of expiry and one month after): free; at other times: 50 000 UZS; at the client's initiative (loss, theft, damage): 50 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0%main case — ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 50 000 UZSminimum balance 50 000 UZSincl. VAT |
The USD and UZS currencies are taken from the card tags on the website (the card is multi-currency); the PDF has a single tariff. Payment in EUR: 0,5% (min. 0,5 EUR).
Visa Virtual USD virtual
| Issuing | freefreeissuance via mobile app |
|---|---|
| Maintenance | freefree |
| Reissue | freeupon expiry and at the initiative of the client: free |
| Delivery | not applicable (the card is issued in the app) |
| Withdrawal at own ATMs | not providedcash withdrawal with a virtual card is not provided |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%card top-up |
| Transfer to another bank’s card | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%; certificate on a special form and statement of turnovers: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 500 USD/daysending via Visa Direct: up to 7 500 USD per transaction/day; up to 99 999 USD per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | freeminimum balance: none |
Called Visa Virtual Classic (USD) in the tariffs.
Visa in EUR
Visa Infinite multi-currency
| Issuing | 200 000 UZSincl. VAT; issuance is free for payroll clients |
|---|---|
| Maintenance | 65 000 UZS/mo.65 000 UZS per monthincl. VAT; maintenance fee is not charged if the average monthly balance across all accounts/deposits exceeds 50 mln UZS (equivalent) or the monthly purchase volume exceeds 20 mln UZS |
| Reissue | freeupon expiry: no fee is charged; at the customer's initiative (loss, theft, damage): 200 000 UZS incl. VAT |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0%the ATM condition in the tariff is given in one line for all account currencies (in UZS); the main case is the ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 EUR)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 000 EUR/daysending via Visa Direct: up to 7 000 EUR per transaction/day; up to 70 000 EUR per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 195 000 UZSminimum balance 195 000 UZSnon-reducible balance amount per the tariff |
One multi-currency card (UZS/USD/EUR accounts); the currency entry is conditional, the tariffs in the PDF are common. Currencies are taken from the card tags on the website.
Visa Platinum multi-currency
| Issuing | 100 000 UZSincl. VAT; issuance is free for payroll clients |
|---|---|
| Maintenance | 30 000 UZS/mo.30 000 UZS per monthincl. VAT; maintenance is not charged if the average monthly balance across all accounts/deposits is above 5 mln UZS (equivalent) or the monthly purchase volume is above 2 mln UZS |
| Reissue | at the customer's initiative (loss, theft, damage): 100 000 UZS incl. VAT; upon expiry: not specified in the tarifffor multi-currency Visa Platinum, reissue upon expiry is not specified in the card tariff (in the FIFA World Cup 2026 version — free) |
| Delivery | under the separate “Card Delivery Tariffs”the tariffs and the card page give a link “Tariffs for card delivery”; the delivery tariff itself was not found in the available documents |
| Withdrawal at own ATMs | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0%the ATM condition in the tariff is given in one line for all account currencies (in UZS); the main case is the ATM |
| Withdrawal at other banks’ ATMs | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% |
| Withdrawal abroad | 2%at a foreign bank's cash desk and ATM: 2% |
| Top-up | freebank ATM: 0%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0%Cash top-up |
| Transfer to another bank’s card | 1% (min. 1 EUR)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR“Visa Direct/Money Send” tariff (ch. 1 item D, ch. 8); in the table of Visa transfers in dollars to another bank of Uzbekistan: 1%, min. 1 $ |
| Other | payment for goods and services: 0%, payment in EUR: 0,5% (min. 0,5 EUR); certificate on special letterhead and turnover statement: 50 000 UZS incl. VAT; mini-statement at ATMs and remote banking: free |
| Transfer limit | 7 000 EUR/daysending via Visa Direct: up to 7 000 EUR per transaction/day; up to 70 000 EUR per monthservice limits from the bank tariffs (ch. 1, cl. D); receiving limits: resident up to 300 mln UZS/25 500 USD/20 000 EUR per day, non-resident up to 120 mln UZS/10 000 USD/8 000 EUR (per month non-resident — the same amounts) |
| Deposit / minimum balance | 90 000 UZSminimum balance 90 000 UZSnon-reducible balance amount per the tariff |
One multi-currency card (UZS/USD/EUR accounts); the currency entry is conditional, the tariffs in the PDF are common. Currencies are taken from the card tags on the website.
Frequently asked questions
Can I get a Kapitalbank Visa card for free?
The bank lists free issuing for 14 of 20: Visa Gold (USD) (USD), Visa Gold (with Braille font) (USD), Visa Gold Kids (USD), Visa Infinite Metal Edge (USD), Visa Infinite Veneer (USD), Visa Platinum multi-currency (with Braille) (USD), Visa Virtual USD (USD), Visa Gold (UZS) (UZS), Visa Gold (with Braille font) (UZS), Visa Gold Kids (UZS), Visa Infinite Metal Edge (UZS), Visa Infinite Veneer (UZS), Visa Platinum multi-currency (with Braille) (UZS), Visa Virtual UZS (UZS). Maintenance and other operations may be paid, check the card fees.
Can I open a Kapitalbank Visa card online?
Yes, the bank lists website or app applications for 20 of 20: Visa Infinite multi-currency (EUR), Visa Platinum multi-currency (EUR), Visa Gold (USD) (USD), Visa Gold (with Braille font) (USD), Visa Gold Kids (USD), Visa Infinite Metal Edge (USD), Visa Infinite Veneer (USD), Visa Infinite multi-currency (USD), Visa Platinum multi-currency (USD), Visa Platinum multi-currency (with Braille) (USD), Visa Virtual USD (USD), Visa Gold (UZS) (UZS), Visa Gold (with Braille font) (UZS), Visa Gold Kids (UZS), Visa Infinite Metal Edge (UZS), Visa Infinite Veneer (UZS), Visa Infinite multi-currency (UZS), Visa Platinum multi-currency (UZS), Visa Platinum multi-currency (with Braille) (UZS), Visa Virtual UZS (UZS).
In which currencies are Kapitalbank Visa cards available?
Card currencies: EUR, USD, UZS. 20 cards in total.