Universal Bank: 5 deposits in currencies: UZS, USD.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Deposits in UZS
Premiumonlinetop-up allowed
Deposit type
term
Rate (main term)
18%/year18% per annum for 18 mo.paid monthly, without capitalization; one rate for the office and the app
Maximum rate
18%/year18% per annum for 18 mo.the product has a single rate, no gradations by term or amount
Terms
18 mo.
Minimum amount
500 000 UZSfrom 500 000 UZS
Maximum amount
not specified on the deposit pagethe website calculator limits the amount to 1 000 000 000 000 UZS
Top-up
yes
Minimum top-up
500 000 UZSfrom 500 000 UZSper the deposit list on the website: minimum amount of the additional contribution
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
13%/yearNo interest is accrued up to 1 month; when held from 2 to 18 months, recalculation at 13% per annum; full 18 months - 18%info sheet/passport, section on early termination; the value is the tier near the middle of the term
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
18 mo.
from 500 000 UZS
18%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Poydevortop-up allowed
Deposit type
savings
Rate (main term)
14%/year14% per annum for 12 mo.paid monthly, without capitalization; rate when held for the full term
Maximum rate
14%/year14% per annum for 12 mo.the product has a single rate, no gradations by term or amount
Terms
12 mo.
Minimum amount
100 000 UZSfrom 100 000 UZS
Maximum amount
not specified on the deposit pagethe website calculator limits the amount to 100 000 000 000 UZS
Top-up
yes
Minimum top-up
100 000 UZSfrom 100 000 UZSper the deposit list on the website: minimum amount of the additional contribution
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
0%/yearNo interest is paid on early return; 14% only when held for the full 12 monthsinfo sheet/passport, section on early termination; the value is the tier near the middle of the term
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
from 100 000 UZS
14%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Deposits in USD
Primetop-up allowed
Deposit type
term
Rate (main term)
8.5%/year8.5% per annum for 18 mo.paid monthly, without capitalization; rate when held for the full term
Maximum rate
8.5%/year8.5% per annum for 18 mo.the product has a single rate, no gradations by term or amount
Terms
18 mo.
Minimum amount
500 USDfrom 500 USD
Maximum amount
not specified on the deposit pagethe website calculator limits the amount to 100 000 000 USD
Top-up
yes
Minimum top-up
500 USDfrom 500 USDper the deposit list on the website: minimum amount of the additional contribution
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
3%/yearUp to 1 month - 0%; from the 2nd to the 12th month - 3%; from the 13th to the 18th month - 5%; full 18 months - 8,5%info sheet/passport, section on early termination; the value is the tier near the middle of the term
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
18 mo.
from 500 USD
8.5%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Grand 7.5top-up allowed
Deposit type
term
Rate (main term)
7.5%/year7.5% per annum for 15 mo.paid monthly, without capitalization; rate when held for the full term
Maximum rate
7.5%/year7.5% per annum for 15 mo.the product has a single rate, no gradations by term or amount
Terms
15 mo.
Minimum amount
500 USDfrom 500 USD
Maximum amount
not specified on the deposit pagethe website calculator limits the amount to 1 000 000 000 USD
Top-up
yes
Minimum top-up
500 USDfrom 500 USDper the deposit list on the website: minimum amount of the additional contribution
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
3%/yearUp to 3 months - 0%; from 3 to 12 months - 3%; from the 13th to the 15th month - 4%; full 15 months - 7,5%info sheet/passport, section on early termination; the value is the tier near the middle of the term
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
15 mo.
from 500 USD
7.5%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Grand 7top-up allowed
Deposit type
term
Rate (main term)
7%/year7% per annum for 12 mo.paid monthly, without capitalization; rate when held for the full term
Maximum rate
7%/year7% per annum for 12 mo.the product has a single rate, no gradations by term or amount
Terms
12 mo.
Minimum amount
500 USDfrom 500 USD
Maximum amount
not specified on the deposit pagethe website calculator limits the amount to 1 000 000 000 USD
Top-up
yes
Minimum top-up
500 USDfrom 500 USDper the deposit list on the website: minimum amount of the additional contribution
Partial withdrawal
no
Interest capitalization
no
Auto-renewal
no
Interest payout
monthly
On early closing
4%/yearUp to 3 months - 0%; from 3 to 12 months - 4%; full 12 months - 7%info sheet/passport, section on early termination; the value is the tier near the middle of the term
Rates by term and amount
Term
Amount
Rate
Payout
Capitalization
12 mo.
from 500 USD
7%/year
monthly
no
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
