Education loans: bank terms compared
Rates as of 23.10.2026More details
Education loans are offered by 14 banks: 26 loans. The rate in the table is for the main case (base term, minimum amount, no discounts); compare loans within one currency. Click a column header to sort the table.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
| Bank | Loan | Rate | Rate from | Amount up to | Term | Down payment | Collateral | How to apply |
|---|---|---|---|---|---|---|---|---|
 Microcreditbank |
For women's education | 0%/year0% per annum for the borrower | 0%/year0% per annum | per contract (the amount stated in the agreement) | 1–180 mo. | — | — | in branch |
 Asia Alliance Bank |
JDU | 6%/year6% per annum | 6%/yearfrom 6% per annum | Up to 300 BCV | up to 60 mo. | — | — | in branch |
 Agrobank |
Education loan onlineno collateral | 14%/year14% per annum (at the level of the Central Bank base rate) | 14%/year14% per annum | tuition cost under the contract | up to 84 mo. | — | no | online |
 Aloqabank |
Education loan funded by the Ministry of Economy and Finance online | 14%/year14% per annum | 14%/year14% per annum | under the tuition contract | up to 162 mo. | — | — | online |
 Asakabank |
Loan for studying abroad | 14%/year14% per annum (CB base rate) | 14%/year14% per annum | no more than the equivalent of 20 000 USD in UZS at the bank's rate on the day of the transaction | — | — | — | in branch |
| Asakabank |
Education loan online | 14%/year14% per annum (CB base rate) | 14%/year14% per annum | no more than 100% of the contract amount for the academic year | — | — | — | online |
 Business Development Bank |
Orzu ta'lim online | 14%/year14% (Central Bank base rate) | 14%/year14% (Central Bank rate) | Up to the equivalent of 20 000 US dollars per academic year in the national currency | — | — | — | online |
| Business Development Bank |
Educational online | 14%/year14% per annum (Central Bank rate) | 0%/year0% for women (interest is covered by the Fund) | up to 100% of the contract value | — | — | — | online |
| Business Development Bank |
Online education onlineno collateral | 14%/year14% per annum | 0%/year0% for women (interest is covered by a state fund) | 82 400 000 UZSup to 82,4 mln UZS | up to 84 mo. | — | no | online |
 Hamkorbank |
For education | 14%/year14% per annum | 14%/year14% | under the tuition agreement | up to 84 mo. | no down payment0% on the full contract amount | — | in branch |
| Hamkorbank |
For studying abroad | 14%/year14% per annum | 14%/year14% | up to the equivalent of 20 000 US dollars in UZS for each academic year | up to 84 mo. | — | — | in branch |
| Microcreditbank |
For education | 14%/year14% per annum for a term of up to 15 years | 14%/year14% per annum | per contract (the amount stated in the agreement) | 1–180 mo. | — | — | in branch |
 National Bank of Uzbekistan (NBU) |
Preferential education loan online | 14%/year14% per annum (term up to 162 mo.) | 14%/year14% per annum | amount of the paid contract; for students of the 2nd year and above — no more than 80% of the contract if the grade average is below «3» | up to 162 mo. | — | — | online |
 Orient Finans Bank |
Student online | 14%/year14% per annum | 14%/year14% per annum | According to the contract value of the educational institution | — | — | — | online |
 Uzpromstroybank (SQB) |
Educational online | 14%/year14% per annum (equal to the Central Bank base rate) | — | equal to the tuition cost | up to 138 mo. | — | — | online |
 Turonbank |
Education loans online | 14%/year14% per annum | 0%/year0% for women and girls | under the tuition payment contract | 60–120 mo. | no down paymentno | — | online |
 Xalq Bank |
Ta’lim TOP 300 | 14%/yearequal to the Central Bank base rate (14%) | 14%/yearCentral Bank key rate | equivalent of up to 20 000 US dollars in the national currency | — | no down paymentdown payment 0% | — | in branch |
| Xalq Bank |
Education loan | 14%/yearat the CBU base rate (14%) | 14%/yearCentral Bank key rate | in the amount of the contract; for students of year 2+ with a grade below 3 - up to 80% of the contract amount | — | — | — | in branch |
| Aloqabank |
Kelajak uchun | 18%/year18% per annum | 18%/year18% per annum | 20 000 000 UZSno more than 20 mln UZS | up to 84 mo. | — | — | in branch |
| National Bank of Uzbekistan (NBU) |
Education loan online | 24%/year24% per annum for a term of up to 60 mo. (bachelor’s degree) | 22%/yearfrom 22% per annum | equal to the amount of the payment contract | up to 60 mo. | — | — | online |
| Xalq Bank |
Education loan for students | 24%/year24% per annum for a term of up to 60 months | 24%/year24% per annum | in the amount of the contract sum; the loan balance during studies not more than 400 BCV | up to 60 mo. | — | — | in branch |
| Aloqabank |
Education loan funded by the bank's own funds no collateral | 25%/year25% per annum for a term of up to 60 months | 25%/year25% per annum | 100 000 000 UZSno more than 100 mln UZS | up to 60 mo. | — | no | in branch |
 InFinBank |
Education loan | 26.99%/year26,99% per annum for 36 months | 26.99%/year26,99% per annum | depends on the cost of the tuition contract | up to 36 mo. | no down paymentno advance payment provided | — | in branch |
| Business Development Bank |
Dream of education online | 28%/year28% per annum for 4 years | 27%/yearfrom 27% (2 years) | 100 000 000 UZSup to 100 mln UZS | 24–48 mo. | — | — | online |
| Orient Finans Bank |
For education online | 28%/year28% per annum with an own contribution of less than 50% of the tuition cost | 25%/yearfrom 25% per annum | 250 000 000 UZSup to 250 mln UZS | 6–48 mo. | no down paymentown contribution from 0%; with a down payment from 50% the rate is lower | yes | online |
 Ipak Yuli Bank |
Education loan | — | 24.9%/yearfrom 24,9% per annum | 50 000 000 UZSup to 50 000 000 UZS | up to 36 mo. | — | — | in branch |