KASKO is voluntary insurance of the car itself against accidents, theft, fire, natural disasters and other risks. Below are the insurers’ programmes (full KASKO, mini-KASKO and others) as published on their websites.
Data collected on 03.11.2026More details
This page lists 39 products from 17 insurance companies: names, descriptions and prices published on the companies’ websites. Prices are not compared here: terms, deductibles and coverage differ between programmes, and the company calculates the final price.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
A KASKO policy is protection against risks such as hijacking, theft and damage to your car. The program also includes risks of damage to the car in a parking lot, by falling objects, collision with obstacles, unlawful acts of third parties and natural disasters. Vehicle hijacking, theft, damage, damage in a car park, damage from falling objects, collision with obstacles, unlawful acts of third parties, natural disasters; the list of risks is selected by the policyholder
Don't overpay for extras — insure only what really matters. The program covers damage from external mechanical impact and collision with an obstacle. Everything you need and nothing you don't! Two risks: objects falling on the car and collision with an obstacle; coverage up to 10 000 000 UZS, term 1 year; inspection of the car is mandatory (tel. 1188)
Comprehensive insurance of vehicles and related risks. “Start”, “Plus”, “Champion” programmes: from basic protection in road accidents, theft, fire and natural disasters to full insurance without restrictions (coverage even for gross violations: driving in the oncoming lane, running a red light, alcohol). Risks: road traffic accident, fire, explosion, natural disasters, theft (all programs). Civil liability: Plus up to 20 million, Champion up to 30 million UZS. Driver and passenger insurance: Plus up to 30 million, Champion up to 50 million. Evacuation (1 time per year): Start up to 500 thousand, Plus up to 1 million, Champion up to 2 million. Replacement car or taxi: Plus up to 2 million, Champion up to 5 million. Payment without GUBDD certificates: Plus up to 5%, Champion up to 7%. Glass replacement (100%): Plus and Champion. Roadside assistance (wheel replacement, engine start, fuel delivery, 1 time per year): Champion only
Rate as a % of the vehicle value (Start / Plus / Champion): up to 200 million so‘m - 1,0% / 1,2% / 1,8%; from 201 to 400 million - 1,2% / 1,5% / 2,2%; from 400 million and above - 1,8% / 2,5% / 3,0%
KASKO (comprehensive motor insurance) is your confidence and peace of mind. Confidence that we will always help repair your car and, in case of total loss or theft, cover the damage within the sum insured. The main advantage of KASKO lies precisely in comprehensive protection against all kinds of misfortunes. The program includes: road traffic accident; impact by an object; natural disasters; fire, explosion; theft or total loss of the vehicle; falling of aircraft and their parts; in the calculator - a term of 6 or 12 months and additional blocks (causing harm to the life, health and property of third parties; accident to the driver and passengers). Services: evacuation and service assistance within the city of Tashkent no more than 2 times per period; compensation of damage up to 10% of the insured sum without a certificate from the authorities (except road traffic accidents); appraiser service costs. Payment upon an insured event within 3 days; wear of parts is not taken into account; exclusion - driving under the influence of alcohol, toxic substances or narcotics
Comprehensive car protection under the SIMPLE, LITE, SMART and DELUXE programs. The insured amount is calculated from the car's value; online application: data, 360° video recording in the EAI app, payment and electronic policy. SIMPLE - damage in road accidents. LITE - plus theft, fire/explosion, natural disasters and man-made accidents, falling objects and collisions with animals, unlawful actions of third parties. SMART - plus damage assessment up to 4,5 mln so‘m, windshield replacement (1 time) up to 4,5 mln, payment without a traffic police (UBDD) certificate (1 time) up to 7% of the sum insured, tow truck up to 300 thousand, civil liability up to 10 mln, accidents (driver and up to 3 passengers) up to 15 mln so‘m. DELUXE - the same items with increased limits (assessment and glass up to 7,5 mln, without a certificate up to 10%, tow truck up to 500 thousand, taxi 500 thousand, liability up to 20 mln, accidents up to 25 mln so‘m) and the KASKO Club program with a premium from 10 mln so‘m
Annual rate (for a car value up to 500 million UZS / over 500 million UZS): SIMPLE 1,0% / 1,2%; LITE 1,3% / 1,5%; SMART 1,5% / 1,7%; DELUXE 2,2% / 2,5%
KASKO for electric vehicles Tesla, BYD, Zeekr and other brands: protection against road accidents and other risks depending on the program. Electric vehicle components, including the high-voltage battery, are protected against damage resulting from an insured event within the programme; theft, fire and natural disasters - in LITE, SMART and DELUXE; evacuation, civil liability and protection of the driver and passengers - in SMART and DELUXE
The same rates as KASKO: SIMPLE 1,0% / 1,2%; LITE 1,3% / 1,5%; SMART 1,5% / 1,7%; DELUXE 2,2% / 2,5% (up to / over 500 million UZS)
Modular KASKO: only the selected parts of the car are insured (front, rear, side parts, windshield and roof, rear and side windows). Term 1 year, coverage starts the day after payment. Pays for the selected parts in case of damage in a road traffic accident (including through the fault of the policyholder), from natural disasters and man-made accidents, a falling tree or object, actions of third parties, or collision with an animal; the part is replaced with a new one without accounting for wear. Does not cover theft, parts outside the selected modules, taxis and rented cars, or gross violations (drunk driving, driving without a licence, leaving the scene of an accident)
From 200 000 UZS per module per year; ready-made packages from 400 000 to 1 100 000 UZS per year
VIP program for owners of premium cars no older than 5 years: the club card is issued after KASKO Deluxe is arranged and a video inspection is done. Engine start, fuel delivery, car wash at partner service centres, spare wheel replacement, engine oil replacement with a 10% discount, detailing discount of up to 10%, opening doors in an emergency, technical inspection, personal manager
GROSS KASKO SILVER is voluntary insurance that helps cover damage resulting from an insured event. It does not matter who is at fault. What matters is that you are protected. KASKO will cover all vehicle restoration costs - regardless of who is at fault in the accident: a road traffic accident involving other vehicles. Benefits: coverage of tow truck costs; coverage of damage assessment costs. Exclusions: running a red traffic light; speeding; driving against the established direction; violating the rules for crossing railway crossings; driving a vehicle under the influence of alcohol/drugs.
GROSS KASKO GOLD is voluntary vehicle insurance with extended coverage, providing reliable protection for your vehicle against various risks. Covers: road traffic accidents (damage in accidents involving other vehicles); impacts and falling objects (trees, stones, etc.); fire and explosion; unlawful acts of third parties; natural phenomena (floods, storms, hurricanes, downpours, hail, heavy snowfall, rockfalls, landslides, mudflows, lightning strikes, earthquakes). Advantages: no UBDD (traffic police) certificate if the damage does not exceed 5% of the sum insured (except for accidents with third parties, fire, explosion, unlawful acts); tow truck; damage assessment. Exclusions are the same as for Silver (traffic light, speed, oncoming traffic, railway crossings, intoxication).
Premium insurance level that includes everything in SILVER and GOLD, plus extended privileges. Insurance without exclusions. Covers: road traffic accident; impacts and falling objects; fire and explosion; unlawful acts of third parties; natural phenomena; theft (compensation of damage in case of vehicle theft). Advantages: no exclusions; payment within three days of signing the insured event report, provided that emergency commissioners are called at 1166; technical assistance (refueling, engine start, wheel replacement) 24/7 free of charge up to 3 times during the entire term; damage from unlawful acts of third parties without a UBDD certificate, if the damage does not exceed 1% of the insured sum; tow truck; without a UBDD (GAI) certificate if the damage is up to 10% of the insured sum (except road traffic accidents involving third parties, fire, explosion, unlawful acts); damage assessment.
Optimal price, minimum necessary insurance coverage. For experienced drivers; suitable for cars a few years old. Theft; robbery; fire; explosion; collision with objects; road accident; unlawful acts of third parties; physical loss of the insured vehicle; natural disasters that led to damage
Rate 0,5% per year; with an auto club subscription - 0,9%
Extended protection for everyday peace of mind: an optimal balance between price and coverage, an extended list of risks, payment without involving the traffic police when there is no road traffic accident. Theft; robbery; fire; explosion; collision with objects; road traffic accident; unlawful actions of third parties; natural disasters; collisions with animals; damage in non-accident cases within the limit (bumper, headlights and lighting devices, camera, glass elements except the panoramic roof, side windows - up to 15 mln UZS per year); driver gift set
Rate 0,5% per year; with an auto club subscription - 1,5%
Maximum level of protection and service: maximum insurance coverage, priority review (within 5 days), payout without involving the traffic police (DPS) when there is no road accident. For owners of new and expensive cars. Theft; robbery; fire; explosion; collision with objects; road traffic accident; unlawful actions of third parties; natural disasters; collisions with animals; non-accident cases within the limit (bumper, headlights, lighting devices, camera, glass elements except the panoramic roof, side windows - up to 20 mln UZS per year); coverage in case of key loss; gift set
Rate 1,3% per year; with an auto club subscription - 1,8%
The additional KASKO insurance policy insures your car, so regardless of whether you are the party at fault or the victim of a road traffic accident, the damage caused to your car will be fully compensated. The vehicle may be insured for an amount not exceeding its actual (insurable) value.
Voluntary insurance that protects the interests of the vehicle owner: repair of a car damaged in a road accident (whether or not the policyholder is at fault) and in other unforeseen circumstances; the car is insured for its full value.
Insurance of a corporate vehicle at full value; a manager contacts you within 10 minutes after the application. Road accident, theft, fire or explosion (excluding spontaneous combustion), actions of third parties, falling objects, total loss of the vehicle
KASKO comprehensive insurance of land vehicles is voluntary motor insurance. Passenger and freight cars, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In simple terms, KASKO insurance is the coverage by the insurance company of the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO comprehensive insurance of land vehicles is voluntary motor insurance. Passenger and freight cars, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In simple terms, KASKO insurance is the coverage by the insurance company of the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO comprehensive insurance of land vehicles is voluntary motor insurance. Passenger and freight cars, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In simple terms, KASKO insurance is the coverage by the insurance company of the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO - GREEN comprehensive insurance of land vehicles is voluntary motor insurance. Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In plain language, KASKO - GREEN insurance means that the insurance company covers the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO GREEN comprehensive insurance of land vehicles is voluntary motor insurance. Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In plain language, KASKO GREEN insurance means that the insurance company covers the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO - GREEN comprehensive insurance of land vehicles is voluntary motor insurance. Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery and self-propelled mechanisms, etc. can be insured. In plain language, KASKO - GREEN insurance means that the insurance company covers the risks that may occur with your car. Road traffic accident; Natural disasters; Unlawful acts of third parties; Other unforeseen events: falling of foreign objects, fire, explosion, falling through ice
KASKO is voluntary insurance of a vehicle against various risks such as theft, road traffic accidents, natural disasters and other external impacts. Comprehensive protection of your vehicle against various risks; receiving financial compensation if the vehicle is damaged. Sum insured: the sum insured does not exceed the market value of the vehicle and is set by agreement with you.
KASKO is voluntary insurance of vehicles owned by legal entities against theft, road traffic accidents, natural disasters and other external impacts. This type of insurance helps legal entities protect their transport assets and ensure financial stability. Full comprehensive protection of vehicles of legal entities; Minimization of financial losses caused by road traffic accidents; Guaranteed insurance payouts in case of damage to or loss of a vehicle; Round-the-clock support and round-the-clock prompt assistance and consultations on preparing the insurance company's documents
KASKO is a comprehensive insurance program that provides all-round protection of a car against various unpredictable situations. Unlike compulsory motor liability insurance (OSGO), KASKO is a voluntary type of insurance that covers not only damage caused to third parties but also the vehicle owner's own losses. Damage to the car in a road accident, theft or total loss, natural disasters (fire, explosion, earthquake, etc.), being struck by an object, unlawful acts of third parties (burglary, robbery), collision with an obstacle and an object falling on it while parked or in motion
KASKO. Protection against all expenses in case of a road accident, theft, larceny and total loss of the car. Repairs at the best service centers without queues, compensation of minor damage without certificates, road accident assistance 24/7 across Uzbekistan. In case of a road traffic accident, theft, larceny and total loss of the car; compensation of minor damage without certificates.
Voluntary car insurance for one month. Monthly KASKO - payment for the repair of your car after a road accident documented by traffic police (GAI) officers, regardless of whether you are at fault. NEO INSURANCE will pay for repairs (body, replacement of headlights, bumper, windshield, etc.) within the chosen limit. Coverage of up to 10 000 000 (Basic) / 20 000 000 (Comfort) / 30 000 000 (Premium) so‘m if your car is damaged in a road accident, even if you are at fault. Advantages: covers up to 30 mln. so‘m; renews every month; any damage in a road accident documented by the traffic police (GAI).
KASKO by parts is insurance of a car by parts. For example, damage to the car body, or the bumper, etc. This approach allows the insurance policy to be tailored to each person's individual needs and risks. Optional coverages: damage caused by the explosion of gas equipment installed in the vehicle; damage to the car body; damage to the front and rear bumper; tow truck; driver and passenger; driver's civil liability insurance. You pay only for the coverages you choose.
KASKO — avtomobilingizni deyarli barcha kutilmagan holatlardan himoya qiluvchi ixtiyoriy sug'urta. Majburiy sug'urtadan farqli o'laroq, u aynan SIZNING avtomobilingizga yetkazilgan zararni qoplaydi. To'liq avto zarar; O'g'irlik va talon-taroj; Yong'in va portlash; 24/7 yo'l yordami
Baza stavka 3,5% (avtomobil qiymatidan, 12 oy); dvigatel hajmi 2000 sm³ dan katta bo'lsa +0,5%, haydovchi tajribasi 3 yildan kam bo'lsa +1,0%; muddat koeffitsienti: 3 oy - 0,5; 6 oy - 0,7; 12 oy - 1,0
Qismli KASKO — to'lovni bo'lib-bo'lib amalga oshirish imkonini beruvchi variant. Himoya hajmi to'liq KASKO bilan bir xil, faqat to'lov jadvali qulayroq. To'liq avto zarar; O'g'irlik va talon-taroj; Yong'in va portlash; Bo'lib-bo'lib to'lash
Baza stavka 3,5% (avtomobil qiymatidan, 12 oy); dvigatel hajmi 2000 sm³ dan katta bo'lsa +0,5%, haydovchi tajribasi 3 yildan kam bo'lsa +1,0%; muddat koeffitsienti: 3 oy - 0,5; 6 oy - 0,7; 12 oy - 1,0
Oylik KASKO — moslashuvchan avto sug'urtasi. Yillik summani bir yo'la to'lash o'rniga har oy to'laysiz, polis esa uzluksiz amal qiladi. Oylik to'lov; Tezkor rasmiylashtirish; To'liq avto zarar; O'g'irlik
Baza stavka 3,5% (avtomobil qiymatidan, 12 oy); dvigatel hajmi 2000 sm³ dan katta bo'lsa +0,5%, haydovchi tajribasi 3 yildan kam bo'lsa +1,0%; muddat koeffitsienti: 3 oy - 0,5; 6 oy - 0,7; 12 oy - 1,0
Real damage – real payout. Risks: road traffic accidents and collisions on the road and in parking areas; fire and explosion; falling trees and impact by objects; unlawful acts of third parties. Sum insured from 25 million to 300 million UZS depending on the make. Payment without UBDD (traffic police) certificates if the damage does not exceed 2% of the sum insured. Bonus: insurance against a fuel price increase during the year (compensation of the difference for a volume of up to 200 liters). The policy takes effect the day after the vehicle inspection (the inspection is carried out within 24 hours after filling in the form and paying)
Passenger cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery, self-propelled machines, etc. can be insured against the risks that may befall your vehicle. Risks: road traffic accident (collision, hit, rollover, submersion, falling object); unlawful acts of third parties (vehicle theft, robbery, assault, theft of the vehicle or its parts, damage); natural disasters (storm, hurricane, hail, lightning, earthquake, mudflow, rockfall, landslide, flood, etc.); other events (falling of foreign objects, fire, explosion, falling through ice, damage to water supply, heating or sewage systems, falling from a bridge)
The company sets the price: usually a percentage of the car’s value, and the rate depends on the programme, the car’s make and year, the region and the driver’s experience. A published price is given for 13 of 39; for the rest the calculator on the company’s website works it out. Prices are not compared on this page.
Can I buy KASKO online?
13 insurance companies have links to buy KASKO online: Apex Insurance, Aria Sug‘urta, Euroasia Insurance, Gross Sug‘urta, Imkon Sug‘urta, Impex Insurance, Kafil Sug‘urta, My-Insurance, Neo Insurance Corp, Quantum Insurance, Semurg Insurance, Temiryo‘l-Sug‘urta, Xalq Sug‘urta. The company, not this site, arranges and issues the policy.
How does KASKO differ from OSGO?
OSGO is compulsory for vehicle owners and covers harm caused to others; the tariff is the same at every company. KASKO is voluntary and protects your own car; the company sets the terms and price, often a percentage of the car’s value.
Alfa Invest Sug‘urta
Apex Insurance
Aria Sug‘urta
Euroasia Insurance
Gross Sug‘urta
Hamkor Sug‘urta
Imkon Sug‘urta
Impex Insurance
Inson
Kafil Sug‘urta
Kafolat Sug‘urta
My-Insurance
Neo Insurance Corp
Quantum Insurance
Semurg Insurance
Temiryo‘l-Sug‘urta
Xalq Sug‘urta