Aloqabank microloans
Rates as of 23.10.2026More details
All Aloqabank microloans on one page: 3 loans. Each shows rates, amount, term, how to apply and the conditions from the bank website.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Microloans 3
Mening mahallam-2
| Purpose | for any purpose (non-targeted), under the “Mahalla loyihasi” (“Mahalla Project”) program |
|---|---|
| Available to | for self-employed citizens of the Republic of Uzbekistan (18-60 years) permanently residing in Uzbekistan |
| Rate (main case) | 25%/year25% per annum |
| Lowest rate | 25%/year25% per annum |
| Highest rate | 25%/year25% per annum |
| Minimum amount | 10 000 000 UZSfrom 10 mln UZSThe calculator on the page allows from 1 mln UZS |
| Maximum amount | 100 000 000 UZSup to 100 mln UZS |
| Loan term | up to 60 mo. |
| Repayment scheme | differentiated |
| Borrower age | 18–60 years |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 60 mo. | 10 000 000 – 100 000 000 UZS | 25%/yearfor a term of no more than 60 months, without a grace period | differentiated |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Ichki turizm
| Purpose | expenses related to domestic tourism (Presidential Decree PD-87 dated 15.05.2025) |
|---|---|
| Available to | individuals – citizens of the Republic of Uzbekistan who meet the bank's scoring requirements |
| Rate (main case) | 27%/year27% per annum |
| Lowest rate | 27%/year27% per annum |
| Highest rate | 27%/year27% per annum |
| Maximum amount | 25 000 000 UZSup to 25 mln UZS |
| Loan term | up to 36 mo. |
| Grace period | 3 mo. |
| Repayment scheme | differentiated |
Rates by term, amount and client category
| Term | Amount | Rate | Repayment |
|---|---|---|---|
| 36 mo. | — | 27%/yearterm of no more than 36 months | differentiated |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Online Microloan onlineno collateral
| Purpose | for any purpose (non-targeted) |
|---|---|
| Available to | to citizens of the Republic of Uzbekistan with a permanent income in the form of salary |
| Rate (main case) | 27.9%/year27,9% per annum for a term of 2-24 months, unsecuredFor other clients (not payroll project participants) without security: 27,9% for a term of 2 to 24 months, 28,9% for a term of 25 to 60 months; with a third-party guarantee 23% |
| Lowest rate | 23%/yearfrom 23% with a third-party guarantee |
| Highest rate | 28.9%/yearup to 28,9% without security for a term of 25-60 months |
| Minimum amount | 5 000 000 UZSminimum 5 mln UZS |
| Maximum amount | 100 000 000 UZSmaximum 100 mln UZS |
| Loan term | 6–60 mo. |
| Collateral | no |
| Guarantor | no |
| Repayment scheme | differentiated |
| Borrower age | 18–65 years |
Rates by term, amount and client category
| Term | Amount | Clients | Rate | Repayment |
|---|---|---|---|---|
| 2–24 mo. | 5 000 000 – 100 000 000 UZS | all clients | 27.9%/yearother clients, unsecured, term from 2 to 24 months | differentiated |
| 6–60 mo. | 5 000 000 – 100 000 000 UZS | all clients | 23%/yearother clients, with a third-party guarantee | differentiated |
| 25–60 mo. | 5 000 000 – 100 000 000 UZS | all clients | 28.9%/yearother clients, unsecured, term from 25 to 60 months | differentiated |
| 6–60 mo. | 5 000 000 – 100 000 000 UZS | salary clients | 23%/yearparticipants of the bank's payroll project, with a third-party guarantee | differentiated |
| 6–60 mo. | 5 000 000 – 100 000 000 UZS | salary clients | 25%/yearparticipants of the bank's payroll project, without security (on a trust basis) | differentiated |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Frequently asked questions
What is the microloan rate at Aloqabank?
The lowest rate in sums on this page is 23% a year, 3 loans in total. The exact rate depends on the term, amount and bank conditions. A 0% rate is not counted here.
Can I get a Aloqabank microloan online?
Yes, the bank lists website or app applications for 1 of 3: “Online Microloan”.