Euroasia Insurance vs Kafil Sug‘urta: insurance company comparison
Updated: 10.11.2026 18:05More details
Comparison of Euroasia Insurance (Евроазия Иншуранс) and Kafil Sug‘urta (Кафил Сугурта): NAPP figures, offices, products by type of insurance, compulsory motor liability, KASKO and online purchase on one page. Products and offices are as published on the companies’ websites on 23.10.2026.
In the NAPP report as of 01.07.2026, in general insurance: Euroasia Insurance — rank 7, Kafil Sug‘urta — rank 8.
Also known as: Евроазия Иншуранс and Кафил Сугурта
Highlighted: more offices, more products that can be bought online and a higher app score. Premiums, payouts and the number of products are not highlighted: they show the size of a company, not the quality of its service. Policy prices are not compared here: companies price KASKO, voluntary health and other voluntary insurance individually, and the compulsory motor liability tariff is set by the state and is the same everywhere. The comparison is for reference: check the terms with the insurer.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
NAPP figures
 Euroasia Insurance / Евроазия Иншуранс |
 Kafil Sug‘urta / Кафил Сугурта |
|
|---|---|---|
| Rank in general insurance | 7 of 29 | 8 of 29 |
| Net premiums | 214.9 billion UZS | 174.2 billion UZS |
| Year on year | +33.6% | +30.5% |
| All premiums | 229.6 billion UZS | 192.8 billion UZS |
| Market share | 3.6% | 2.9% |
| Payouts | 5.2 billion UZS | 34.9 billion UZS |
| Payout ratio | 2.3% | 18.1% |
Source: NAPP report as of 01.07.2026; premiums and payouts are year to date, “Year on year” is premium growth against the same date last year. Net premiums are all premiums minus those ceded to reinsurers. The payout ratio is payouts divided by all premiums; it can exceed 100% because payouts are also made under contracts from previous years. NAPP report ↗
Offices
| Euroasia Insurance / Евроазия Иншуранс |
Kafil Sug‘urta / Кафил Сугурта |
|
|---|---|---|
| Head office | 1 | 1 |
| Branches | 13 | 51 |
| Other units | 0 | 3 |
| Offices in total | 14 | 55 |
| Offices on the map | yes | no |
Products by type of insurance
| Euroasia Insurance / Евроазия Иншуранс |
Kafil Sug‘urta / Кафил Сугурта |
|
|---|---|---|
| Motor insurance | 5 | 9 |
| Personal insurance | 2 | 7 |
| Travel insurance | 5 | 1 |
| Property insurance | 8 | 2 |
| Liability insurance | 12 | 4 |
| Business insurance | 4 | 3 |
| Products in total | 36 | 26 |
| Compulsory motor liability (OSGO) | yes | yes |
| KASKO programmes | 4 | 6 |
| Can be bought online | 15 | 23 |
| With a published price | 17 | 0 |
The number of products follows the pages on the companies’ websites: one company splits a programme into several products, another combines them, so more products does not always mean a wider choice. Prices are not compared.
Euroasia Insurance · Kafil Sug‘urta
About the companies
| Euroasia Insurance / Евроазия Иншуранс |
Kafil Sug‘urta / Кафил Сугурта |
|
|---|---|---|
| Founded | 1998 | 21 May 2004 |
| Charter capital | 209,241 billion UZS (as of 30.06.2026) | 80,7 billion UZS |
| Phone | +998 71 207-91-93 | +998 71 200-04-14 |
| Company website | eai.uz ↗ | kafil.uz ↗ |
Mobile apps
| Euroasia Insurance / Евроазия Иншуранс |
Kafil Sug‘urta / Кафил Сугурта |
|
|---|---|---|
| App | Euroasia Insurance | — |
| Overall score | 4.08 (41) | — |
| Google Play | 4.07 (31) ↗ | — |
| App Store | 4.10 (10) ↗ | — |
| Rank | 2 | — |
Retail apps by their Google Play and App Store ratings. If a company has several apps, the one ranked higher is compared; a rank is given to apps with at least 30 ratings, and a value is highlighted only if both apps have that many. Rating of bank and insurance company apps
Compare Euroasia Insurance with another company
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Frequently asked questions
Which company is bigger — Euroasia Insurance or Kafil Sug‘urta?
In the NAPP report as of 01.07.2026, in general insurance, Euroasia Insurance is at rank 7 and Kafil Sug‘urta at rank 8. Net premiums year to date: Euroasia Insurance — 214.9 billion UZS, Kafil Sug‘urta — 174.2 billion UZS. The size of a company says nothing about the quality of its service.
What is the payout ratio of Euroasia Insurance and Kafil Sug‘urta?
In the NAPP report as of 01.07.2026: Euroasia Insurance — 2.3%, Kafil Sug‘urta — 18.1%. This is payouts divided by premiums year to date; it can exceed 100% because payouts are also made under contracts from previous years. The payout ratio alone does not make a company better or worse.
Which company has more offices — Euroasia Insurance or Kafil Sug‘urta?
According to the companies’ websites: Euroasia Insurance has 14 offices, Kafil Sug‘urta has 55 offices.
Can I buy compulsory motor liability insurance from Euroasia Insurance and Kafil Sug‘urta?
Yes, both companies offer it. The tariff is set by the state: the policy costs the same at every insurer.
Where can more policies be bought online — Euroasia Insurance or Kafil Sug‘urta?
Links to buy online: Euroasia Insurance — 15 products, Kafil Sug‘urta — 23 products. The company itself, not this site, arranges and issues the policy.