Neo Insurance Corp vs Temiryo‘l-Sug‘urta: insurance company comparison
Updated: 10.11.2026 17:05More details
Comparison of Neo Insurance Corp (Нео Иншуранс Корп) and Temiryo‘l-Sug‘urta (Темирйул-Сугурта): NAPP figures, offices, products by type of insurance, compulsory motor liability, KASKO and online purchase on one page. Products and offices are as published on the companies’ websites on 23.10.2026.
In the NAPP report as of 01.07.2026, in general insurance: Neo Insurance Corp — rank 15, Temiryo‘l-Sug‘urta — rank 16.
Also known as: Нео Иншуранс Корп and Темирйул-Сугурта
Highlighted: more offices, more products that can be bought online and a higher app score. Premiums, payouts and the number of products are not highlighted: they show the size of a company, not the quality of its service. Policy prices are not compared here: companies price KASKO, voluntary health and other voluntary insurance individually, and the compulsory motor liability tariff is set by the state and is the same everywhere. The comparison is for reference: check the terms with the insurer.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
NAPP figures
 Neo Insurance Corp / Нео Иншуранс Корп |
 Temiryo‘l-Sug‘urta / Темирйул-Сугурта |
|
|---|---|---|
| Rank in general insurance | 15 of 29 | 16 of 29 |
| Net premiums | 89 billion UZS | 88.5 billion UZS |
| Year on year | +143.4% | +34.7% |
| All premiums | 100 billion UZS | 93.1 billion UZS |
| Market share | 1.5% | 1.5% |
| Payouts | 20.3 billion UZS | 14.8 billion UZS |
| Payout ratio | 20.3% | 15.9% |
Source: NAPP report as of 01.07.2026; premiums and payouts are year to date, “Year on year” is premium growth against the same date last year. Net premiums are all premiums minus those ceded to reinsurers. The payout ratio is payouts divided by all premiums; it can exceed 100% because payouts are also made under contracts from previous years. NAPP report ↗
Offices
| Neo Insurance Corp / Нео Иншуранс Корп |
Temiryo‘l-Sug‘urta / Темирйул-Сугурта |
|
|---|---|---|
| Head office | 1 | 1 |
| Branches | 33 | 14 |
| Other units | 3 | 0 |
| Offices in total | 37 | 15 |
| Offices on the map | no | no |
Products by type of insurance
| Neo Insurance Corp / Нео Иншуранс Корп |
Temiryo‘l-Sug‘urta / Темирйул-Сугурта |
|
|---|---|---|
| Motor insurance | 4 | 6 |
| Personal insurance | 8 | 1 |
| Health insurance | 1 | 0 |
| Travel insurance | 3 | 1 |
| Property insurance | 1 | 3 |
| Liability insurance | 3 | 3 |
| Business insurance | 10 | 4 |
| Other insurance | 3 | 0 |
| Products in total | 33 | 18 |
| Compulsory motor liability (OSGO) | yes | yes |
| KASKO programmes | 3 | 1 |
| Can be bought online | 20 | 6 |
| With a published price | 7 | 2 |
The number of products follows the pages on the companies’ websites: one company splits a programme into several products, another combines them, so more products does not always mean a wider choice. Prices are not compared.
Neo Insurance Corp · Temiryo‘l-Sug‘urta
About the companies
| Neo Insurance Corp / Нео Иншуранс Корп |
Temiryo‘l-Sug‘urta / Темирйул-Сугурта |
|
|---|---|---|
| Founded | 19.05.2023 | 2002 |
| Charter capital | — | 75 billion UZS (increased by decision of the general shareholders’ meeting based on 2023 results) |
| Phone | +998 71 202-55-66 | +998 71 207-19-01 |
| Company website | neoinsurance.uz ↗ | tys.uz ↗ |
Mobile apps
| Neo Insurance Corp / Нео Иншуранс Корп |
Temiryo‘l-Sug‘urta / Темирйул-Сугурта |
|
|---|---|---|
| App | NEO Mobile | — |
| Overall score | 4.26 (431) | — |
| Google Play | 4.15 (287) ↗ | — |
| App Store | 4.47 (144) ↗ | — |
| Rank | 1 | — |
Retail apps by their Google Play and App Store ratings. If a company has several apps, the one ranked higher is compared; a rank is given to apps with at least 30 ratings, and a value is highlighted only if both apps have that many. Rating of bank and insurance company apps
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Frequently asked questions
Which company is bigger — Neo Insurance Corp or Temiryo‘l-Sug‘urta?
In the NAPP report as of 01.07.2026, in general insurance, Neo Insurance Corp is at rank 15 and Temiryo‘l-Sug‘urta at rank 16. Net premiums year to date: Neo Insurance Corp — 89 billion UZS, Temiryo‘l-Sug‘urta — 88.5 billion UZS. The size of a company says nothing about the quality of its service.
What is the payout ratio of Neo Insurance Corp and Temiryo‘l-Sug‘urta?
In the NAPP report as of 01.07.2026: Neo Insurance Corp — 20.3%, Temiryo‘l-Sug‘urta — 15.9%. This is payouts divided by premiums year to date; it can exceed 100% because payouts are also made under contracts from previous years. The payout ratio alone does not make a company better or worse.
Which company has more offices — Neo Insurance Corp or Temiryo‘l-Sug‘urta?
According to the companies’ websites: Neo Insurance Corp has 37 offices, Temiryo‘l-Sug‘urta has 15 offices.
Can I buy compulsory motor liability insurance from Neo Insurance Corp and Temiryo‘l-Sug‘urta?
Yes, both companies offer it. The tariff is set by the state: the policy costs the same at every insurer.
Where can more policies be bought online — Neo Insurance Corp or Temiryo‘l-Sug‘urta?
Links to buy online: Neo Insurance Corp — 20 products, Temiryo‘l-Sug‘urta — 6 products. The company itself, not this site, arranges and issues the policy.