Trust Insurance vs Alfa Invest Sug‘urta: insurance company comparison
Updated: 10.11.2026 18:05More details
Comparison of Trust Insurance (Траст Иншуранс) and Alfa Invest Sug‘urta (Альфа Инвест Сугурта): NAPP figures, offices, products by type of insurance, compulsory motor liability, KASKO and online purchase on one page. Products and offices are as published on the companies’ websites on 23.10.2026.
In the NAPP report as of 01.07.2026, in general insurance: Trust Insurance — rank 9, Alfa Invest Sug‘urta — rank 10.
Also known as: Траст Иншуранс and Альфа Инвест Сугурта
Highlighted: more offices, more products that can be bought online and a higher app score. Premiums, payouts and the number of products are not highlighted: they show the size of a company, not the quality of its service. Policy prices are not compared here: companies price KASKO, voluntary health and other voluntary insurance individually, and the compulsory motor liability tariff is set by the state and is the same everywhere. The comparison is for reference: check the terms with the insurer.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
NAPP figures
 Trust Insurance / Траст Иншуранс |
 Alfa Invest Sug‘urta / Альфа Инвест Сугурта |
|
|---|---|---|
| Rank in general insurance | 9 of 29 | 10 of 29 |
| Net premiums | 157.4 billion UZS | 138.8 billion UZS |
| Year on year | +26.2% | +88% |
| All premiums | 158.1 billion UZS | 259.9 billion UZS |
| Market share | 2.6% | 2.3% |
| Payouts | 49.4 billion UZS | 33.4 billion UZS |
| Payout ratio | 31.2% | 12.8% |
Source: NAPP report as of 01.07.2026; premiums and payouts are year to date, “Year on year” is premium growth against the same date last year. Net premiums are all premiums minus those ceded to reinsurers. The payout ratio is payouts divided by all premiums; it can exceed 100% because payouts are also made under contracts from previous years. NAPP report ↗
Offices
| Trust Insurance / Траст Иншуранс |
Alfa Invest Sug‘urta / Альфа Инвест Сугурта |
|
|---|---|---|
| Head office | 1 | 1 |
| Branches | 14 | 0 |
| Service centres | 0 | 1 |
| Departments | 0 | 14 |
| Offices in total | 15 | 16 |
| Offices on the map | yes | no |
Products by type of insurance
| Trust Insurance / Траст Иншуранс |
Alfa Invest Sug‘urta / Альфа Инвест Сугурта |
|
|---|---|---|
| Motor insurance | 3 | 4 |
| Personal insurance | 7 | 2 |
| Health insurance | 2 | 1 |
| Travel insurance | 1 | 3 |
| Property insurance | 2 | 4 |
| Liability insurance | 2 | 4 |
| Business insurance | 0 | 1 |
| Other insurance | 1 | 0 |
| Products in total | 18 | 19 |
| Compulsory motor liability (OSGO) | yes | yes |
| KASKO programmes | 0 | 1 |
| Can be bought online | 18 | 9 |
| With a published price | 0 | 2 |
The number of products follows the pages on the companies’ websites: one company splits a programme into several products, another combines them, so more products does not always mean a wider choice. Prices are not compared.
Trust Insurance · Alfa Invest Sug‘urta
About the companies
| Trust Insurance / Траст Иншуранс |
Alfa Invest Sug‘urta / Альфа Инвест Сугурта |
|
|---|---|---|
| Founded | 28 February 2020 | 4 August 2003 |
| Charter capital | 100 billion UZS (authorised charter capital) | 84,3 billion UZS |
| Phone | +998 55 513-64-64 | +998 78 120-00-80 |
| Company website | trustinsurance.uz ↗ | alfainvest.uz ↗ |
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Frequently asked questions
Which company is bigger — Trust Insurance or Alfa Invest Sug‘urta?
In the NAPP report as of 01.07.2026, in general insurance, Trust Insurance is at rank 9 and Alfa Invest Sug‘urta at rank 10. Net premiums year to date: Trust Insurance — 157.4 billion UZS, Alfa Invest Sug‘urta — 138.8 billion UZS. The size of a company says nothing about the quality of its service.
What is the payout ratio of Trust Insurance and Alfa Invest Sug‘urta?
In the NAPP report as of 01.07.2026: Trust Insurance — 31.2%, Alfa Invest Sug‘urta — 12.8%. This is payouts divided by premiums year to date; it can exceed 100% because payouts are also made under contracts from previous years. The payout ratio alone does not make a company better or worse.
Which company has more offices — Trust Insurance or Alfa Invest Sug‘urta?
According to the companies’ websites: Trust Insurance has 15 offices, Alfa Invest Sug‘urta has 16 offices.
Can I buy compulsory motor liability insurance from Trust Insurance and Alfa Invest Sug‘urta?
Yes, both companies offer it. The tariff is set by the state: the policy costs the same at every insurer.
Where can more policies be bought online — Trust Insurance or Alfa Invest Sug‘urta?
Links to buy online: Trust Insurance — 18 products, Alfa Invest Sug‘urta — 9 products. The company itself, not this site, arranges and issues the policy.